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Local Religious Traditions and Community Participation in Islamic Social Finance in Madura Fahrurrozi Fahrurrozi; Farid Firmansyah; Wasilul Chair
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 4 (2026): Volume 4, Issue 4, July 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i4.1118

Abstract

Purpose – This study examines the role of local religious traditions in supporting Islamic social finance practices in Madura, Indonesia, with community participation as a mediating variable. It addresses the limited quantitative evidence on the socio-cultural foundations of Islamic social finance. Design/methodology/approach – A post-positivist quantitative approach was employed using quantitised interview data from 250 active or former koloman participants across four districts in Madura. Data were coded into three constructs—Local Religious Traditions (LRT), Community Participation (CP), and Islamic Social Finance Practices (ISF)—and analysed using partial least squares structural equation modelling (PLS-SEM). Findings/Results – Local religious traditions positively influence community participation and Islamic social finance practices, while community participation also has a significant positive effect on Islamic social finance practices. Furthermore, community participation partially mediates the relationship between local religious traditions and Islamic social finance practices. These findings indicate that koloman serves as an important socio-religious institution that strengthens collective fundraising, social assistance, and community-based productive support. Originality/Value – This study contributes to the Islamic social finance literature by integrating local religious traditions, community participation, and Islamic social finance practices into a single quantitative model. It demonstrates that koloman functions as a form of spiritual social capital that sustains Islamic social finance beyond formal institutional mechanisms.
Creative Content of Madura Youtubers as A Source of Income In Review Of Islamic Business Ethics Moh.Imron Maulana; Fahrurrozi; Royyan Fadli
International Journal of Islamic Business and Management Review Vol. 5 No. 2 (2025)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijibmr.v5i2.1669

Abstract

This study aims to analyze the creative content management of Madura Youtubers, identify monetization mechanisms that are a source of income, and evaluate these practices based on Islamic business ethics principles. The research uses a descriptive qualitative approach with data collection techniques in the form of interviews, observations, and documentation of several Madura Youtubers who are active in producing digital content. The results of the study show that creative content management is carried out through the process of idea planning, theme development, audiovisual production, editing, and distribution strategies that highlight Madura's cultural identity. The source of income for Youtubers comes from AdSense, endorsements, sponsorships, and promotional cooperation with local MSME actors. However, this monetization mechanism also presents challenges, including reliance on YouTube's algorithm, revenue fluctuations, and the potential for ads that are not in line with sharia principles. An evaluation based on Islamic business ethics shows that most Madura Youtubers have applied the principles of honesty (ṣidq), justice ('adl), trust, and usefulness (maṣlaḥah), although there are still practices that need to be improved, such as the use of clickbait and less selective advertising settings. This study concludes that the creative and monetization practices of Madura Youtubers are basically in line with Islamic business ethics values, but require strengthening the aspects of transparency, content selectivity, and avoidance of syubhat elements. This finding is expected to be a reference for Muslim digital creators in developing content that is productive, economically valuable, and still in accordance with sharia principles.  
The Role of Islamic Boarding School Cooperatives in Developing the Entepreneurial Skills of Students (Case Study: Al Azhar Azzayyadiyah Islamic Boarding School) Mawaddah Mawaddah; Fahrurrozi Fahrurrozi; Ridan Muhtadi
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.2842

Abstract

Islamic boarding schools not only function as religious educational institutions, but also have a strategic role in producing economically independent students. This study aims to analyze the role of the Al Azhar Azzayyadiyah Islamic Boarding School Cooperative in developing students' entrepreneurial skills. This study uses a qualitative approach, with a case study approach, data collected through observation, in-depth interviews, and documentation. The results show that the Islamic boarding school cooperative functions as an experiential learning vehicle that equips students with technical skills (sewing, batik, knitting, and marketing), while also developing soft skills such as discipline, communication, leadership, and responsibility. These findings also show an increase in students' self-efficacy in managing businesses, in contrast to previous studies that highlighted students' weak self-confidence. This study proves that Islamic boarding school cooperatives are not only economic units, but also strategic educational tools in empowering students. These findings emphasize the importance of integrating cooperative programs into non-formal education to produce independent students who are ready to compete in the business world. This research contributes to the development of religious community-based entrepreneurship education theory. In practice, this research strengthens the position of Islamic boarding schools as agents of local economic development through systematic and sustainable empowerment of students.
Live Duplicate Abuse on Shopee: Economic Impact Analysis and Sharia-Based Solutions Meirina Tri Ananda Putri; Fahrurrozi
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.2924

Abstract

This study examines the phenomenon of live duplicate abuse on the Shopee platform and analyzes its economic impact through the lens of Islamic economics. Using a qualitative approach with content analysis and online interviews involving Shopee affiliates and customer service representatives, this research explores the ethical and economic implications of the misuse of live streaming features. The findings reveal that the practice of duplicating live broadcasts across multiple accounts not only violates Shopee’s policies but also creates unfair competition, decreases affiliate engagement, and reduces consumer trust in the platform. From an Islamic economic perspective, such actions contradict the principles of sidq (honesty), amanah (trustworthiness), and adl (justice), which are essential for maintaining fairness and transparency in digital transactions. The study suggests that implementing maqasid al-shariah values and reinforcing regulatory control over live commerce can prevent unethical practices, protect market integrity, and promote a more sustainable e-commerce ecosystem.
Islamic Ecotheological Philanthropy: An Integrative Framework of Hifdz Al-Bi'ah and Islamic Social Finance for Sustainable Development in Indonesia: العمل الخيري الإيكولوجي الإسلامي: دمج حفظ البيان في التمويل الاجتماعي الإسلامي من أجل التنمية المستدامة في إندونيسيا Fahrurrozi Fahrurrozi
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.07.1.02

Abstract

تستكشف هذه المقالة المفهوم الناشئ للعمل الخيري الإيكولوجي الإسلامي، وهو توليفة بين الإيكولوجيا الإسلامية والتمويل الاجتماعي الإسلامي كأساس للتنمية الاقتصادية المستدامة في إندونيسيا. يؤكد الإيكولوجيا في الإسلام على حفظ البيئة كجزء من مقاصد الشريعة، مشددًا على التكليف الإلهي للإنسان بأن يكون خليفة في الأرض. في الوقت نفسه، لطالما كانت أدوات التمويل الاجتماعي الإسلامي، كالزكاة والوقف والصدقة، أدوات لتحقيق الرفاه الاجتماعي والعدالة. مع ذلك، لا يزال دمج الأخلاقيات البيئية في هذه الأدوات غير متطور. باستخدام دراسة أدبية نوعية وتحليل مقارن مع ماليزيا ومصر، تجادل هذه الورقة بأن دمج مبادئ الإيكولوجيا في التمويل الاجتماعي الإسلامي يمكن أن يخلق نموذجًا شاملًا للتنمية المستدامة. يربط هذا النموذج الممارسات الاقتصادية بالرعاية البيئية والمسؤولية الروحية، مشكلاً بذلك نموذجًا جديدًا في الاقتصاد الإسلامي. تُشير الدراسة إلى أن مبادرات مثل مشاريع الوقف الأخضر في إندونيسيا، وخارطة طريق التمويل الإسلامي المستدام في ماليزيا، والوقف البيئي في مصر، تُظهر إمكانات اقتصاد بيئي قائم على القيم الدينية. ومن خلال إعادة صياغة العمل الخيري باعتباره واجبًا روحيًا وبيئيًا في آنٍ واحد، يُسهم هذا البحث في وضع إطار عمل جديد للعمل الخيري الإسلامي البيئي اللاهوتي، يدعم التوازن بين النمو الاقتصادي والعدالة الاجتماعية والاستدامة البيئية.
The Market Potential of Madura Stalls and The Socio-Economic Impact on Local Communities: A Community-Based Islamic Business Study Ach Alfan Irhamsyah; Fahrurrozi
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.4083

Abstract

Madurese are famous for their nomadic culture and trading skills, with Madurese warungs scattered across Indonesia's major cities. These stalls thrive with small capital thanks to perseverance, solid community networks, and high work ethic. This research explores the potential and social impact of Madurese warungs with a community-based Islamic business perspective, using qualitative methods with purposive and snowball sampling, as well as interviews, observations, and discussions. The results show that the success of Madura warungs depends on the quality of goods, good service, competitive prices, and 24-hour operations. In addition to economic impact, these stalls also increase social interaction, strengthen community ties, and promote inter-ethnic harmony. The findings show that Madurese warung not only contribute to the economy but also strengthen community networks. The research identifies policies to increase positive impacts and address challenges, such as business management training for MSMEs and cooperation with local governments. Thus, Madura warungs can continue to grow and provide greater benefits to local people and the Madura community.
The Role of the Government and Food Price Dynamics in East Java: A Comparison of 2023-2025 Deviana Iswahyuni; Fahrurrozi Fahrurrozi; Muhammad Isbad Addainuri
Public Policy : Jurnal Aplikasi Kebijakan Publik dan Bisnis Vol. 6 No. 2 (2025): Public Policy : Jurnal Aplikasi Kebijakan Publik dan Bisnis
Publisher : Univiversitas Dr. Djar Wattiheluw

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The persistent rise in staple food prices presents a strategic challenge that affects community welfare, particularly in East Java as a central hub of national food distribution. This study employs a descriptive qualitative approach using secondary data from SISKAPERBAPO (2023–2025) to analyze the government's role in food price stabilization through allocation, distribution, and stabilization functions. The findings reveal that climatic conditions, seasonal demand, and uneven distribution contribute significantly to price fluctuations. In response, government interventions such as market operations, subsidies, and policies promoting sustainable production and equitable distribution are essential in maintaining food price stability, enhancing food security, and managing regional inflation. Thus, effective and continuous policy coordination is necessary to ensure stable access to affordable staple foods.
Green Financing Bank Syariah Indonesia dalam Kerangka ESG dan Keberlanjutan Keuangan Islam Muhammad Zainur Rahman Afandi; Ridan Muhtadi; Fahrurrozi Fahrurrozi
Islamic Economics and Business Review Vol 5 No 1 (2026): IESBIR, June 2026
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59580/iesbir.v5i1.14413

Abstract

Abstract This study aims to analyze the optimization of Ramadan fundraising through a da'wah communication approach at BAZNAS Cilacap Regency. The method used in this study is a qualitative approach with a descriptive research type, which focuses on an in-depth understanding of zakat collection strategies and the effectiveness of da'wah communication in increasing community participation. Data collection techniques were carried out through interviews, observations, and documentation with informants consisting of BAZNAS managers, volunteers, and muzakki. The results of the study indicate that the implementation of Ramadan fundraising is carried out through a combination of direct and indirect fundraising strategies, including the use of digital media and direct da'wah activities. The main supporting factors include high public religious awareness during Ramadan, trust in institutions, and the use of digital technology. Meanwhile, inhibiting factors include low digital literacy, limited human resources, and the persistence of direct zakat distribution patterns by the community. The persuasive and educational da'wah communication approach has proven effective in increasing public awareness and participation in zakat, infaq, and sadaqah. Keywords: Zakat Fundraising, Ramadhan, Da'wah Communication, BAZNAS, Community Participation   Abstrak Penelitian ini bertujuan untuk menganalisis optimalisasi fundraising Ramadhan melalui pendekatan komunikasi dakwah di BAZNAS Kabupaten Cilacap. Metode yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan jenis penelitian deskriptif, yang berfokus pada pemahaman mendalam terkait strategi penghimpunan zakat serta efektivitas komunikasi dakwah dalam meningkatkan partisipasi masyarakat. Teknik pengumpulan data dilakukan melalui wawancara, observasi, dan dokumentasi dengan informan yang terdiri dari pengelola BAZNAS, relawan, dan muzakki. Hasil penelitian menunjukkan bahwa pelaksanaan fundraising Ramadhan dilakukan melalui kombinasi strategi direct dan indirect fundraising, termasuk pemanfaatan media digital dan kegiatan dakwah secara langsung. Faktor pendukung utama meliputi tingginya kesadaran religius masyarakat selama Ramadhan, kepercayaan terhadap lembaga, serta penggunaan teknologi digital. Sementara itu, faktor penghambat meliputi rendahnya literasi digital, keterbatasan sumber daya manusia, serta masih adanya pola penyaluran zakat secara langsung oleh masyarakat. Pendekatan komunikasi dakwah yang bersifat persuasif dan edukatif terbukti efektif dalam meningkatkan kesadaran dan partisipasi masyarakat dalam berzakat, infak, dan sedekah. Kata kunci: Fundraising Zakat; Ramadhan; Komunikasi Dakwah; BAZNAS; Partisipasi Masyarakat  
Market Capitalization And Trading Volume Activity Before And After Boycott Movement: Evidence From Pt. Unilever Indonesia Tbk Mohammad Hamim Sultoni; Faiqur Rohman Nafisy; Wasilul Chair; Fahrurrozi; Lukmanul Hakim; Ishfaq Ahmed
Likuid Jurnal Ekonomi Industri Halal Vol. 6 No. 2 (2026): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v6i2.54579

Abstract

This study aims to analyze Muslim Customer Behavior through Market Capitalization and Trading Volume Activity before and after the Indonesian Council of Ulama passed Fatwa (religious decree) No. 83 of 2023. This study uses a comparative descriptive quantitative approach using secondary data to examine market capitalization, stock prices per share, trading volume, and the number of shares outstanding of PT. Unilever Indonesia, Tbk. The unit analysis is the trading day and using event study to measure market capitalization and trading volume activity indicators in the stock trading period 40 days before (11 Sept 2023 until 06 Nov 2023) and 40 days after (09 Nov 2023 until 08 Jan 2024) the issuance of Indonesian Council of Ulama fatwa No.83 of 2023 on November 8, 2023. This study using normality test and wilcoxon test. The results of the study show there is a significant difference in the form of a decrease in market capitalization and trading volume activity before and after boycott movement. This decline is the effect of the market reaction to the movement not to buy certain products, resulting in product distribution being hampered, sales activities slowing down, and the company's stock market value plummeting. Analysis of events related to market capitalization and trading volume activity can be a reference for companies in acting to overcome the decline in capital market response.
ENTREPRENEURSHIP REMAJA KOLOMAN PADA MASA PANDEMI COVID-19 Fahrurrozi; Ainol Yakin; Nurul Farian
Malik Al-Shalih : Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2022): Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/malikalshalih.v1i1.703

Abstract

Entrepreneur or entrepreneurship is currently a very interesting discussion, this cannot be separated from the world conditions hit by the COVID-19 pandemic which resulted in many workers being laid off from their jobs.The objectives of the research on youth mentoring for mosque youth during the COVID-19 pandemic are: the first is to provide an entrepreneurial spirit for youth in the midst of a pandemic. The second is to provide socialization about products or services they can make and how to market them to consumers. through online media and so on.The method used in mentoring village youth entrepreneurship is by way of workshops, we invite ministers who can provide materials according to their needs related to how the product is made, until it reaches consumers through online marketing methods to payment methods via online payments. After that, participants were invited to ask questions related to the problems they faced in the pandemic era. And also at the end of the workshop participants were demonstrated to make products or services: from the initial process of making prototypes to mass production of products.The parties involved in the socialization of entrepreneurship to mosque youth are all young men and women who are still unmarried or can be said to be included in the category of teenagers, mosque takmirs, and lecturers of the Islamic economics and business faculty of IAIN Madura Pamekasan. The main target or goal in this entrepreneurship training activity is the young generation who have great potential to develop businesses so that they have a large multiplayer effect in creating new jobs. There are many potential creative ideas for running a business that have not been explored optimally.