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Implementasi Ujrah Tenaga Kerja Perspektif Ekonomi Islam Ud Hsn Desa Konang Galis Pamekasan Fahrurrozi
Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Vol 5 No 01 (2022): Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam
Publisher : STIE Bakti Bangsa Pamekasan

Islamic economics regulates the procedure for payment of wages given by employers to workers with the principle of humanity where between employers and workers must be mutually beneficial. UD HSN is one of the petis-making factories in Konang Village, Galis District, Pamekasan Regency. The problem that becomes the main study in this research, namely, how is the implementation of labor ujrah applied to UD HSN in Konang Village, Galis District, Pamekasan Regency in an Islamic economic perspective. This research uses a qualitative approach with descriptive qualitative research. The results of this study indicate that: the implementation of labor ujrah at UD HSN from an Islamic economic perspective has fulfilled the requirements for providing wages in an Islamic economy, namely wages must be clear and there is a mutual agreement regarding the amount of wages, the wage system, the work system, and so on. However, when talking about the principle of wages in the Islamic economy, namely fair, decent wages, and not delaying payments, it is still not fully fulfilled at UD HSN because of the driver and packaging workers, the wages received are still below the Pamekasan UMK.

Optimizing BSI Mobile Banking Services to Increase Satisfaction with Transaction Services for IAIN Madura Sharia Banking Study Program Students With a SWOT Analysis Approach Istiq Lailiyah; Khotibul Umam; Fahrurrozi Fahrurrozi; Sakinah Sakinah; Lukmanul Hakim
International Conference on Islamic Economic (ICIE) Vol 3 No 1 (2024): April
Publisher : Sekolah Tinggi Ilmu Bahasa Arab Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v3i1.321

This research is presented to contribute to what business strategies Bank Syariah Indonesia can optimize in optimizing BSI mobile services for transaction satisfaction using a SWOT analysis approach. Data analysis was carried out by exploring data through observation, interviews and documentation, which was followed by a data reduction process, testing data validity and drawing conclusions. Based on the results of the SWOT analysis, researchers found that BSI mobile banking services are currently at coordinates 0.70; 0.51, where these coordinates are in quadrant 1, namely an aggressive strategy. This strategy shows the situation that BSI bank can optimize BSI mobile banking services in increasing satisfaction by using all their strengths to take advantage of existing opportunities. One of these strategies can be in the form of (1) Improving the quality of products and service features (2) Maintaining the satisfaction of existing customers by improving the quality of transactions that are safe, precise and fast, (3) Increasing the security protection of customer data, (4) Evaluating feedback from past and current customers in designing future market share, (5) Strengthening promotional tools in introducing the benefits of BSI Mobile Banking service features, and (6) Reaching potential new customers in expanding market expansion .

Green Economy and Islamic Economy: Towards Accelerating SDGs Hidayati, Yulia Eva; Addainuri, Muhammad Isbad; Fahrurrozi
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.908

The conventional economic system has led to rapid global development, but there is a need to explore alternative approaches. This paper addresses the limited research on the integration of green and Islamic economics, focusing on their contribution to Sustainable Development Goals (SDGs) and intergenerational prosperity. Employing a qualitative research method, the study reveals that green and Islamic economies complement each other due to their shared objective of societal welfare across generations. Both perspectives view SDGs as initiatives that promote equality and sustainable use of natural resources. Achieving these goals requires substantial funding, which is where Islamic financial instruments come into play, providing essential support for financing SDG-related activities. This research highlights the synergy between these two economic models and their potential to drive long-term, equitable development.

Green Economy and Islamic Economy: Towards Accelerating SDGs Hidayati, Yulia Eva; Addainuri, Muhammad Isbad; Fahrurrozi
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.908

The conventional economic system has led to rapid global development, but there is a need to explore alternative approaches. This paper addresses the limited research on the integration of green and Islamic economics, focusing on their contribution to Sustainable Development Goals (SDGs) and intergenerational prosperity. Employing a qualitative research method, the study reveals that green and Islamic economies complement each other due to their shared objective of societal welfare across generations. Both perspectives view SDGs as initiatives that promote equality and sustainable use of natural resources. Achieving these goals requires substantial funding, which is where Islamic financial instruments come into play, providing essential support for financing SDG-related activities. This research highlights the synergy between these two economic models and their potential to drive long-term, equitable development.

Bagi hasil sistem tellon di Madura perspektif ekonomi Islam Ferdianto, Oktavian; Sakinah, Sakinah; Fahrurrozi, Fahrurrozi; Yakin, Ainol; Hidayati, Yulia Eva
AL-Muqayyad Vol. 7 No. 2 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i2.2428

In the Madura region, collaboration between landowners and tenant farmers is commonly observed. One such collaboration occurs in tobacco farming. The Madurese community practices the tellon profit-sharing system in tobacco farming partnerships. This study aims to understand how the tellon profit-sharing system is implemented in the tobacco farming practices of the Madurese community. It also seeks to evaluate the alignment of the tellon system with Islamic economics principles. The study employs a qualitative descriptive method, utilizing literature reviews and direct interviews involving landowners and tenant farmers. These parties engage in collaborative efforts in tobacco farming and implement the tellon profit-sharing system. The findings reveal that cooperation within the Madurese community is driven by mutual dependency. The tellon profit-sharing system, rooted in mutual agreement between the parties, aligns with the principles of Islamic profit-sharing systems.

Bagi hasil sistem tellon di Madura perspektif ekonomi Islam Ferdianto, Oktavian; Sakinah, Sakinah; Fahrurrozi, Fahrurrozi; Yakin, Ainol; Hidayati, Yulia Eva
AL-Muqayyad Vol. 7 No. 2 (2024): Al-Muqayyad
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/jam.v7i2.2428

In the Madura region, collaboration between landowners and tenant farmers is commonly observed. One such collaboration occurs in tobacco farming. The Madurese community practices the tellon profit-sharing system in tobacco farming partnerships. This study aims to understand how the tellon profit-sharing system is implemented in the tobacco farming practices of the Madurese community. It also seeks to evaluate the alignment of the tellon system with Islamic economics principles. The study employs a qualitative descriptive method, utilizing literature reviews and direct interviews involving landowners and tenant farmers. These parties engage in collaborative efforts in tobacco farming and implement the tellon profit-sharing system. The findings reveal that cooperation within the Madurese community is driven by mutual dependency. The tellon profit-sharing system, rooted in mutual agreement between the parties, aligns with the principles of Islamic profit-sharing systems.

Perlawanan Terhadap Genosida: Analisis Dampak Fatwa MUI Tentang Boikot Perusahaan Terafiliasi Israel Makrufah, Amirotul; Fahrurrozi, Fahrurrozi
Islamika : Jurnal Ilmu-Ilmu Keislaman Vol. 24 No. 2 (2024): Islamika: Jurnal Ilmu-Ilmu Keislaman
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat, Institut Agama Islam Negeri (IAIN) Kerinci, Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/islamika.v24i2.4498

The Palestinian-Israeli conflict has been raging for decades, triggering a global response including a boycott of products affiliated with Israel. The issuance of MUI fatwa number 83 of 2023 encouraged the Muslim community to support the Palestinian cause through boycott actions to suppress the economic power of pro-Israel companies. This study aims to analyze the impact of the MUI fatwa on the revenue of companies affiliated with Israel and understand the motivation and impact of changes in consumer consumption behavior that follow the boycott. The analysis was conducted by combining interview results and financial statement data to provide a comprehensive picture. The results show that religious, moral and social factors make consumers participate in boycotting products affiliated with Israel. This change in consumer consumption behavior is reflected in the financial statement data of PT Mitra Adiperkasa Tbk, which experienced a decrease in revenue from Rp 1.489 trillion to Rp 413.991 billion after the MUI fatwa number 83 of 2023. This shows that MUI's fatwa is able to become a moral guideline for consumers to support Palestine by suppressing the economic power of companies affiliated with Israel. This research provides insight into the influence of sharia fatwa on consumer behavior and its impact on company revenue.

Sacred Simplicity? Exploring TAM and User Intent in Islamic Bank Mobile Services in Indonesia Sultoni, Mohammad Hamim; Darmawati, Mila; Mujaddidi, Ah. Shibghatullah; Fahrurrozi, Fahrurrozi; Firmansyah, Farid
Jurnal Minds: Manajemen Ide dan Inspirasi Vol 11 No 2 (2024): December
Publisher : Management Department, Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/minds.v11i2.48518

This study explores the antecedents of customer satisfaction among mobile banking users by refining the Technology Acceptance Model (TAM) through the lens of intention to use as a mediating mechanism. In doing so, it deepens the conceptual scaffolding of TAM by juxtaposing ease, utility, and volition within a digital Islamic banking context. A survey of 150 active BSI mobile banking users across multiple provinces was analyzed using Partial-Least-Squared Structural Equation Modeling. The results indicate that ease of use significantly bolsters satisfaction—directly and indirectly—while perceived usefulness exerts its influence chiefly through intention. Surprisingly, usefulness alone fails to predict satisfaction, suggesting a more nuanced psychological calculus in fintech adoption. These insights furnish digital banking strategists with a practical blueprint: prioritize interface simplicity to cultivate loyalty and perceived value.

Predatory Pricing on TikTok Shop and the Sustainability of Local Businesses in Indonesia: An Islamic Economic Analysis Fahrurrozi; Achmad Room Fitrianto; Iftekhar Ahmed Robin
International Journal of Islamic Business and Economics (IJIBEC) Vol 8 No 2 (2024): Volume 8 Nomor 2 Tahun 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v8i2.6935

This study examines the impact of predatory pricing on TikTok Shop and its consequences for the sustainability of local businesses in Indonesia from an Islamic economic perspective. As Indonesia’s digital economy rapidly expands, the integration of e-commerce within social media platforms, such as TikTok Shop, has transformed market dynamics. This research employs a qualitative approach, utilizing semi-structured interviews with local business owners and a comprehensive document review of scholarly articles and official reports. The study investigates how TikTok Shop’s aggressive price undercutting disrupts fair competition and threatens the viability of small businesses. Findings indicate that predatory pricing practices significantly disadvantage smaller enterprises, reducing competition and increasing the risk of business closures. Such practices contradict Islamic economic principles, which emphasize fairness, ethical conduct, and social justice in market transactions. The study underscores the critical role of government regulation in ensuring ethical market practices and enforcing fair competition laws. By highlighting the detrimental effects of predatory pricing in social media commerce, this research advocates for stricter regulatory frameworks, aligned with Islamic economic principles, to safeguard local businesses and promote a just and sustainable economic environment. The findings provide valuable insights for policymakers and industry stakeholders, contributing to the broader discourse on ethical business practices in the digital economy.

ANALISIS PERILAKU KONSUMTIF SANTRI DALAM PENERAPAN CASHLESS PAYMENT PERSPEKTIF MAQASHID SYARIAH (STUDI KASUS PONDOK PESANTREN MADURA) Maulana, Nor Mohammad; Fahrurrozi; Alfarisi, Moh. Rizal
Bisma: Jurnal Bisnis dan Manajemen Vol. 19 No. 2 (2025)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/bisma.v19i2.53720

Artikel ini bertujuan untuk mengkaji perilaku konsumtif santri di dalam penerapan cashless payment di Pondok Pesantren Madura, dengan perspektif maqashid syariah. Penelitian ini menggunakan pendekatan kualitatif dengan metode field research, yang melibatkan wawancara semi-terstruktur dan observasi. Populasi dalam penelitian ini ialah santri aktif, pengurus, asatidz, dan alumni dari beberapa pondok pesantren di pulau Madura yang menerapkan cashless payment. Data dianalisis secara deskriptif untuk mengetahui pola perilaku konsumtif dan dampak penerapan cashless payment system. Hasil kajian menunjukkan bahwa santri cenderung berperilaku konsumtif, terutama dalam pembelian fashion, snack, dan produk skincare, yang dipengaruhi oleh faktor internal dan eksternal. Implikasi dari hasil penelitian ini menekankan pentingnya literasi keuangan dan pemahaman maqashid syariah untuk meminimalisir perilaku konsumtif yang berlebihan di lingkungan santri, serta mendorong manajemen keuangan yang lebih baik.

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