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Analysis of Local Banana Product Diversification as Market Expansion Through Digital Finance Muhammad Rijalus Sholihin; Lia Rachmawati; Nur Andita Prasetyo
ABM: International Journal of Administration, Business and Management Vol 8 No 1 (2025): June 2025 - November 2025
Publisher : LPPM Institut Teknologi dan Sains Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/abm.v8i1.1579

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This study analyzes the diversification strategy of banana-based products in Lumajang Regency through the utilization of financial technology (fintech) and digital finance as an effort to expand markets nationally and internationally. Lumajang, as one of the largest banana producers in East Java with a production of 716,624 quintals in 2023, shows significant potential for developing value-added processed banana products. However, most small and medium enterprises (SMEs) still face challenges in product innovation, limited digital marketing, low adoption of fintech, and high logistics costs for market expansion. Using a qualitative case study approach with the CIPOO (Context-Input-Process-Output-Outcome) framework, data were collected through participant observation, in-depth interviews, and document studies. The findings reveal that although several banana-based products such as chips, banana flour, and beverages have been developed, the lack of digital literacy and financial inclusion limits their competitiveness. Digital marketing channels remain local and informal, while knowledge of export administration and packaging standards is still insufficient. The integration of fintech and digital finance is identified as a key driver to improve access to capital, enhance transaction efficiency, and expand market reach. This research concludes that intensive mentoring in product diversification, digital literacy, and export packaging is crucial to strengthening SMEs’ competitiveness and supporting sustainable development goals (SDGs) in the region.
Pengaruh Kontrak Psikologis, Budaya Organisasi, Motivasi Kerja, dan Gaya Kepemimpinan Terhadap Kinerja Guru SMK Teknologi Balung Kabupaten Jember Sulhan Ferdiansah; Hary Sulaksono; Lia Rachmawati
Bata Ilyas Educational Management Review Vol. 6 No. 1: January - June
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Purpose: This study aims to analyze the influence of psychological contracts, organizational culture, work motivation, and leadership style on teacher performance at SMK Teknologi Balung, Jember Regency, both partially and simultaneously. The background of this study is based on the importance of improving teacher performance as a key factor in supporting the quality of education in vocational high schools. Research Design and Methodology: The research employed a quantitative method with a descriptive approach. The population consisted of 57 active teachers, with a sample of 40 respondents selected through simple random sampling. Data were collected using a Likert-scale questionnaire. Data analysis was conducted using multiple linear regression with the assistance of SPSS version 26, preceded by validity, reliability, and classical assumption tests. Findings and Discussion: The results indicate that psychological contracts, organizational culture, work motivation, and leadership style have a significant effect on teacher performance, both partially and simultaneously. Partially, organizational culture was found to be the most dominant variable affecting teacher performance, contributing 78.2%. Simultaneously, the four independent variables contributed 89.8% to teacher performance, while the remaining percentage was influenced by other factors outside the research model. Implications: The conclusion of this study confirms that improving teacher performance can be achieved through strengthening psychological contracts, fostering a positive organizational culture, increasing work motivation, and implementing effective leadership styles within the school environment
Pengaruh Gaya Kepemimpinan, Budaya Organisasi, Keadilan Organisasi, Motivasi Kerja dan Kepuasan Kerja Terhadap Kinerja Pegawai Pada Kantor Unit Pelaksana Penimbangan Kendaraan Bermotor di Klakah, Lumajang Mochamad Teguh Yanuar Pribadi; Agustin Hari Prastyowati; Lia Rachmawati
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10997

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Permasalahan utama pada Penelitian ini adalah keterbatasan sumber daya manusia (SDM) yang berdampak pada kinerja pemeriksaan kendaraan. Kekurangan jumlah petugas atau ketidakseimbangan beban kerja antar pegawai menyebabkan frekuensi pemeriksaan tidak dapat dilakukan secara optimal setiap bulannya. Penelitian ini bertujuan untuk menganalisis pengaruh gaya kepemimpinan, budaya organisasi, keadilan organisasi, motivasi kerja, dan kepuasan kerja terhadap kinerja pegawai di Unit Pelaksana Penimbangan Kendaraan Bermotor (UPPKB) Klakah. Penelitian kuantitatif ini melibatkan seluruh 30 orang pegawai sebagai responden dengan menggunakan teknik sampling jenuh. Data dianalisis menggunakan regresi linier berganda dengan bantuan SPSS, yang didahului oleh uji asumsi klasik dan instrumen. Hasil uji parsial (t) menunjukkan bahwa gaya kepemimpinan, keadilan organisasi, motivasi kerja, dan kepuasan kerja berpengaruh positif dan signifikan terhadap kinerja, sementara budaya organisasi tidak berpengaruh signifikan. Hasil uji simultan (F) membuktikan bahwa kelima variabel secara bersama-sama berpengaruh signifikan terhadap kinerja pegawai. Disimpulkan bahwa untuk meningkatkan kinerja di UPPKB Klakah, fokus kebijakan manajerial harus diarahkan pada penguatan kepemimpinan, penegakan keadilan organisasi, peningkatan motivasi, dan kepuasan kerja pegawai.
Improving the Quality of Maronggi Products as an Organic Food Commodity on the Home Industry in Jember Lia Rachmawati; Muhammad Rijalus Sholihin
TGO Journal of Community Development Vol. 1 No. 2 (2023): July - December
Publisher : Trescode Green Organization

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56070/jcd.2023.011

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This research was carried out to improve the quality of maronggi products as an organic food commodity in home industries in Jember Regency. The business partner in the Community Partnership (PKM) program is the Maronggi Processing House which processes Moringa leaves (Mrs. Halima/Owner. From an operational perspective, this partner is still relatively simple. For business partners who process Moringa leaves, the equipment used is still manual, the manufacturing process which is still simple, it is not efficient in terms of time and energy and there is no product label and the financial management system is also not in accordance with regulations. From a marketing perspective, Maronggi Processed House uses direct selling and there is a lack of innovation such as using a marketplace (shopee, tokopedia or website ). Apart from that, in terms of packaging, it is not very attractive to consumers, so a label with a design that suits the product must be added. Then there is still no business entity that is standardized by BPOM. Maronggi house producers do not carry out the recording process according to standards due to lack of educational background and human resources. competent. This can be seen from the financial records implemented, namely that business financial management is integrated with household financial management. So, in terms of financial management, partners have difficulty knowing their financial position.
Penampilan Pertumbuhan Jeruk Besar (Citrus grandis (L.) Osbeck) cv. Cikoneng pada Beberapa lnterstock Slamet Susanto; Ketty Suketi; , Mukhlas; Lia Rachmawati
Jurnal Agronomi Indonesia (Indonesian Journal of Agronomy) Vol. 32 No. 2 (2004): Buletin Agronomi
Publisher : Indonesia Society of Agronomy (PERAGI) and Department of Agronomy and Horticulture, Faculty of Agriculture, IPB University, Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (867.027 KB) | DOI: 10.24831/jai.v32i2.1437

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The purpose of the research was to study the growth performance of pummelo cv. Cikoneng grafted on several interstocks. Four interstock cultivars i.e. Flying Dragon (Poncirus trifoliata Var. Monstrosa), Troyer (Poncirus trifoliata x Citrus sinensis), Citrumelo (Citrus paradisi x Poncirus trifoliata) and Rangpur Lime (Citrus limonia Os beck x Troyer Citrange) weres ubjectedt o this experiment.A ll interstocksw ereg rafted on JapanscheC itroen rootstock.The experiment was arranged in a Randomized Block Design. All seedlings grew normal, no incompatibility symptom between scion and interstocks was observed. Rangpur Lime interstock tended to retard scion growth, inversely, Citrumelo interstock was the most promoted scion growth. Flying Dragon and Troyer had intermediate characteristic, their effect on scion growth was between Rangpur Lime andCitrumelo. Key words: Pummelo, Cikoneng, lnterstock
Integrating Procedural Justice and Budget Participation in Islamic Public Governance: Implications for Sharia-Based Managerial Performance Lia Rachmawati; Rendy Mirwan Aspirandi; Inneke Putri Widyani
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 2 (2025): October
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i2.3187

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The purpose of this study is to examine the effects of budget participation, budget procedural fairness, and organizational commitment on sharia-based managerial performance, with budgetary slack as a mediating variable. The research method employs a quantitative approach using Structural Equation Modeling–Partial Least Squares (SEM-PLS) based on survey data from public sector organizations. The results show that budget participation and budget procedural fairness have a positive and significant impact on sharia-based managerial performance, while organizational commitment has no direct effect. Budget procedural fairness and organizational commitment positively affect budgetary slack, and budgetary slack positively influences managerial performance, but does not mediate the relationships among variables. The theoretical and practical implications highlight the role of goal clarity and procedural justice in enhancing sharia-based performance, supporting Goal-Setting Theory and Path-Goal Theory. From a policy perspective, the findings underscore the importance of participatory and fair budgeting systems in Islamic public governance to promote accountability and public welfare. The novelty of this study lies in integrating behavioral organizational theories with sharia-based managerial performance, contributing to the advancement of Islamic economics and global public governance literature.
Pengaruh Perceived Easy of Used dan Perceived Usefullness Melalui Kepuasan terhadap Loyalitas Pengguna Aplikasi SIPP Online BPJS Ketenagakerjaan Kantor Cabang Banyuwangi Hanif Bagus Azhar; Yuniorita Indah Handayani; Lia Rachmawati
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 5 No. 2 (2025): Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v5i2.5975

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This study aims to analyze the influence of perceived ease of use and perceived usefulness on user loyalty of the BPJS Ketenagakerjaan SIPP Online Application, with user satisfaction as a mediating variable at the Banyuwangi Branch Office. The background of this research is based on the importance of utilizing digital technology in public services, particularly to enhance the efficiency of workforce reporting. This study employs a quantitative approach using explanatory research methods. The sample was determined using purposive sampling, involving 160 respondents who are active users of the SIPP Online Application. Data were collected through questionnaires and analyzed using Structural Equation Modeling with Partial Least Square (SEM-PLS). The results show that perceived ease of use and perceived usefulness have a positive and significant effect on user satisfaction, and satisfaction significantly affects user loyalty. Additionally, both variables also have a direct and indirect effect on loyalty, with satisfaction acting as a mediating variable. These findings highlight the importance of ease and perceived benefits in shaping a positive user experience that encourages continued use. This research provides valuable input for BPJS Ketenagakerjaan to enhance the quality and usability of its digital services.
Co-Authors , Mukhlas Abdul Ghofur Abdul Rasid Achmad Hasan Hafidzi Adelia, Arin Putri Afroh, Ibna Kamilia Fiel Agrilia Priska Karismanda Agustin Hari Prastyowati Agustin HP, Agustin Anindita, Dayinta Antonius Panji Santoso Ayu Cahyandari Ayu Nur Aprilya Bayu Wijayantini, Bayu Damianus Nakula Aji Irwanto Della Norma Sakinah Diana Dwi Astuti Diana Dwi Astuti Dinda Palupy Elizabeth, Jessica Fanzuri Yusuf, Hamzah Galuh Ambarwati Hamzah Fansuri Hamzah Fansuri Jusuf Hanif Bagus Azhar Hanif Bagus Azhar Hary Sulaksono Hary Sulaksono Hermawan, Yolanda Nindy Ilmi, Mainatul Inneke Putri Widyani Inneke Putri Widyani Isendi, Alvin Jessica Shandy Darmadji Kartika Sari, Nurshadrina Ketty Suketi Kurnia Fajrin Mega Utami Lailatul Mukaromah Maria Stefania Waro Bheri Mochamad Teguh Yanuar Pribadi Muhaimin Dimyati Muhamat Abdul Rohim Muhammad Firdaus Muhammad Rijalus Sholihin Najmul Laili Nanda Widaninggar Norita Citra Yuliarti Norita Citra Yuliarti, Norita Citra Norma Ilviatus Suhro Nugroho, Dian Ari Nur Andita Prasetyo Nur Fadilah Nuril Janah Nurshadrina Kartika Sari Nurul Prayugho Prastyowati, Agustin Hari Pribadi, Mochamad Teguh Yanuar Putra, Ihrom Caesar Ananta Qoni'atul Hanifah Rakhmawati, Ratih Ratih Rakhmawati Rendy Mirwan Aspirandi Septin Dwi Rahmawati Shovi Hasanah Slamet Susanto St. Nur Fadilah Sulhan Ferdiansah Suwignyo Widagdo Suwigyo Widagdo Tutut Winarsih Wijanarko, Frendy Wildatul Azizah Wiranto, Ferry Wiwik Fitria Ningsih Yani Dahliani Yanuar Musri Amin Yuniorita Indah Handayani Yuniorita Indah Handayani