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All Journal JURNAL RELASI STIE MANDALA JEMBER UNEJ e-Proceeding JABE (Journal of Applied Business and Economic) MABIS: Manajemen dan Bisnis MBA: Journal of Management and Business Aplication Nusantara Science and Technology Proceedings JAKUMA : Jurnal Akuntansi dan Manajemen Keuangan Jurnal Pengabdian Masyarakat (JPM) Wiga : Jurnal Penelitian Ilmu Ekonomi JAKBS Relasi : Jurnal Ekonomi International Journal of Economics, Commerce, and Management Journal of Management ABM: International Journal of Administration, Business and Management
Yuniorita Indah Handayani
Sekolah Tinggi Ilmu Ekonomi Mandala
Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Medicine & Pharmacology Social Sciences

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Analisis Perbandingan ¬Tingkat Kesehatan Bank BUMN dan Bank BUSN Dengan Menggunakan Pendekatan Risk Based Bank Rating (RBBR) Theresia Ella Sari; Yuniorita Indah Handayani; Nurshadrina Kartika Sari
JAKUMA : JURNAL AKUNTANSI DAN MANAJEMEN KEUANGAN Vol 1 No 1 (2020)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/jakuma.v1i1.375

Abstract

This study aims to determine the effect of the Comparison of Health Levels of BUMN and BUSN Banks Using a Risk Based Bank Rating (RBBR) Approach. The data used in this study are secondary data obtained from the financial statements of BUMN and BUSN. Samples taken were 6 banks (3 BUMN Banks and 3 BUSN Banks) with purposive sampling method. The data obtained is then processed using the calculation of each variable based on the RBBR approach which refers to Circular Letter of OJK No.14/SEOJK.03/2017 covering components: Risk profile (using NPL ratio, LDR), Governance, Rentability (using ROA, ROE) and Capital (using CAR ratio).The results of the study show that in 2013-2017 the total composite ranking score of the entire BUMN Bank variable was higher than the BUSN Bank. The composite variable total score of ROA and ROE of BUMN banks is higher than BUSN. Total NPL, LDR, and GCG composite rating scores of BUSN Banks are higher than BUMN Banks. In the total composite rating score, the CAR variable of the BUMN Bank and BUSN Bank gets the same score.
Analisis Faktor –Faktor Yang Mempengaruhi Pertumbuhan Laba Dengan Ukuran Perusahaan Sebagai Variabel Moderasi Pada Perusahaan Manufaktur Periode 2015 – 2019 Maulina Agustin; Yuniorita Indah; Nurshadrina Kartika
JAKUMA : JURNAL AKUNTANSI DAN MANAJEMEN KEUANGAN Vol 1 No 2 (2020)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/jakuma.v1i2.405

Abstract

The purpose of this research is to examine and analyze the effect of Profitability Ratios, Market Value Ratios, Leverage Ratios, and Activity Ratios on Profit Growth with Firm Size as Moderation Variable by using the Basic Sector and Chemical Manufacturing company objects listed on the Indonesia Stock Exchange. This research was conducted for five consecutive years, from 2015 to 2019 which included 11 sample companies, which were taken using purposive sampling technique. Data were analyzed using multiple regression analysis and residual test for moderating variables. The results showed that only the Market Value Ratio had a partial effect with a significant value of 0.013, while the Profitability Ratio, Leverage Ratio, and Activity Ratio had no significant effect on profit growth, while for the company size variable as a moderating variable only the activity ratio was significant and with the presence of variables. moderation can strengthen or weaken the relationship between the independent variable and the dependent variable.
Pengaruh Marketing Mix Terhadap Keputusan Menabung Dengan Reputasi Sebagai Variabel Intervening Pada Bank BNI KCP. Univ. Jember Alfiatin Alfiatin; Yuniorita Indah Handayani; Muhaimin Dimyati
RELASI : JURNAL EKONOMI Vol 17 No 2 (2021)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v17i2.490

Abstract

This study aims to examine whether there is a product, price, place and promotion influence on saving decisions through reputation as an intervening variable. The population in this study are bank customers who have joined more than one month to more than two years BNI kcp Bank. Univ. Jember The sampling technique in this study uses the accidental sampling approach. The number of samples is 100 respondents. The analysis method used is the path analysis method using SPSS 22 software. The results of this study show that the marketing mix has an effect on reputation, and reputation has an effect on saving decisions. Products, prices and promotions affect the decision to save while the place / location has no effect on the decision to save. From the results of the path analysis, reputation is only able to be an intervening variable on the place / location variable on saving decisions. Keywords: Product, Price, Place, Promotion, Reputation, Savings Decision
PENGARUH KUALITAS LAYANAN BERBASIS TEHNOLOGI INFORMASI (TI) TERHADAP KEPUASAN PELANGGAN PADA PERUSAHAAN DAERAH AIR MINUM (PDAM) KABUPATEN BONDOWOSO Fathorrasi Fathorrasi; Suwignyo Widagdo; Yuniorita Indah Handayani
RELASI : JURNAL EKONOMI Vol 18 No 1 (2022)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v18i1.524

Abstract

Entities both business and public, will improve the quality of service with dimensions that are well applied so that it becomes the key to success in the business and public sector. Good quality service will provide customer satisfaction. Customer satisfaction is the key to business success. Related research to discuss and analyze the effect of services quality based on Information Technology to customer satisfaction of the Regional Water Supply Company of Bondowoso Regency. The data used in this study are primary data obtained through questionnaires. The population of this study is active customers in the service area of ​​the Regional Water Supply Company of Bondowoso Regency with a total sample of 100 people and accidental sampling. For data analysis, the authors used multiple linear regression analysis. Based on the results of the analysis, it can be stated that simultaneously Information Technology (IT) based service quality variables consisting of Reliability, Tangible, Assurance, Empaty and Responsiveness affect customer satisfaction in the Regional Water Supply Company (PDAM) of Bondowoso Regency. Partially, the variable quality of service based on Information Technology (IT) consisting of Reliability, Tangible, Assurance, and Responsiveness affects customer satisfaction in the Regional Water Supply Company (PDAM) of Bondowoso Regency. Where as the variable quality of service based on Information Technology (IT) measured by Empathy partially did not affect customer satisfaction in the Regional Water Supply Company (PDAM) of Bondowoso Regency. Variables in service quality based on Information Technology (IT) as measured by reliability are the dominant variables in influencing the level of customer satisfaction in the Regional Water Supply Company (PDAM) of Bondowoso Regency. Keywords: Service Quality, Reliability, Tangible, Assurance, Empaty Responsiveness, and Customer Satisfaction
PERBANDINGAN KINERJA PERBANKAN INDONESIA DAN THAILAND. APAKAH ADA PERBEDAAN? Yunita Ikasari Ratna Putri; Yuniorita Indah Handayani Indah Handayani
UNEJ e-Proceeding Dinamika Global: Rebranding Keunggulan Kompetitif Berbasis Kearifan Lokal
Publisher : UPT Penerbitan Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to compare bank performance of Indonesia banks and Thailand banks by using RGEC (Risk Profile, Good Corporate Governance, Earning, and Capital). The data that used is financial statements during 2010 to 2014. The sample method used in this study is purposive sampling. The whole samples are consist of 6 banks in Indonesia and 6 banks in Thailand. The descriptive test used to know mean, min, and max value each ratio in Indonesia and Thailand banks. Kolmogorov-smirnov test is used to test the normality of data distribution. Moreover, the hypothesis examination is used multivariat analysis of variance (MANOVA). The result showed that Indonesia banks better than Thailand banks for NPL, IRR, ROA, ROE, NIM, BOPO and CAR. Whereas, Thailand banks better than Indonesia banks in LDR and GCG. Simultaneously testing performed on RGEC indicators show that there are different between Indonesia banks and Thailand banks.
IMPLEMENTASI PEMBIAYAAN SALAM DENGAN PENDEKATAN HYBIRD CONTRACT Wiwik Fitria Ningsih; Yuniorita Indah Handayani
JABE (Journal of Applied Business and Economic) Vol 6, No 3 (2020): JABE (Journal of Applied Business and Economics)
Publisher : UNIVERSITAS INDRAPRASTA PGRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30998/jabe.v6i3.5504

Abstract

Tujuan dari penelitian ini adalah untuk menganalisis implementasi pembiayaan salam dengan pendekatan hybird contract untuk mendukung bisnis pertanian.Jenis penelitian ini adalah konstruktif kualitatif. Analisa data yang digunakan mengikuti konsep yang diberikan Miles dan Huberman. Hasil penelitian ini menunjukkan bahwa pembiayaan salam bil wakalah adalah salah satu konsep inovasi dari produk pembiayaan salam, secara global inovasi pembiayaan salam ini sesuai dengan prinsip-prinsip Islam. Di dalam prinsip-prinsip Islam melarang adanya bunga, spekulasi yang disengaja, ketidakjelasan dan manipulatif dalam transaksi. Pembiayaan salam bil wakalah ini masih perlu dibedah secara rinci tentang skema dan langkah-langkah sebelum atau setelah perjanjian kontrak, jadi jika berbeda dengan standar kontrak pembiayaan salam yang diatur dalam fatwa DSN-MUI, maka harus dibedah secara detail, apakah ada unsur riba, gharar, dan maysir
THE POLICY OF GRANTING COMPENSATION AND APPARATUS PERFORMANCE IMPROVEMENT Suharto Suharto; suwignyo Widagdo; Yuniorita Indah Handayani
MBA - Journal of Management and Business Aplication Vol 2 No 1 (2019)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (266.748 KB) | DOI: 10.31967/mba.v2i1.318

Abstract

This study aims to determine the effect of compensation on employee performance, either partially or simultaneously. This research was conducted at Environment Agency of Bondowoso Regency with total sample of 100 employees. The analysis tool used is multiple linear regression with t test analysis tools and F test. The analysis process using SPSS statistical software. Hypothesis test results show that compensation consisting of basic salary, commission, incentive, structural allowance, overtime pay, social security, recognition and responsibility both partially and simultaneously affect the performance of employees. The contribution of variable compensation to employee performance is very dominant as evidenced by the coefficient of determinant 0.98%.
WORK READINESS REVIEWED FROM LEARNING ACHIEVEMENT OF COMPUTER ACCOUNTING SUBJECT, CAREER GUIDANCE, AND WORK MOTIVATION OF CLASS XII STUDENTS ACCOUNTING SKILL PROGRAM OF SMK NEGERI 1 SUBOH SITUBONDO Wiwin Kusbiyantari; Hari Sukarno; Yuniorita Indah Handayani
MBA - Journal of Management and Business Aplication Vol 2 No 1 (2019)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (256.031 KB) | DOI: 10.31967/mba.v2i1.324

Abstract

The purposes of this study are: 1) To analyze the influence of learning achievement of computer accounting subject, career guidance and work motivation partially to the work readiness. 2) To study the influence of learning achievement computer accounting subject, career guidance and work motivation simultaneously to the work readiness. The samples in this study were the students of class XII Accounting skill program of SMK Negeri 1 Suboh Situbondo which amounted to 55 people. This research includes the type of explanatory research. Independent variables of this study are learning achievement of computer accounting subject (PB), career guidance (BK) and work motivation (MK) while dependent variable is work readiness (KK). Data analysis used is test of validity and reliability, multiple linear regression analysis, classical assumption test and hypothesis test. Regression analysis results obtained equation of regression line. This can be seen from the linear regression equation as follows KK = 20,774 + 0,505 PB + 0,344 BK + 0,283 MK. The equation indicates that readiness of work influenced by learning achievement of computer accounting subject, career guidance and work motivation. The conclusions are: 1) learning achievement of computer accounting subject, career guidance and work motivation partially significant effect on the work readiness of class XII students accounting skill program in SMK Negeri 1 Suboh Situbondo. 2). Learning achievement of computer accounting subject, career guidance and work motivation simultaneously have a significant effect on the work readiness of class XII students accounting skill program at SMK Negeri 1 Suboh Situbondo.
THE EFFECT OF JOB CHARACTERISTICS, EMPLOYEE EMPOWERMENT AND COMPENSATION ON PERFORMANCE ON CUSTOMER SERVICES OF BANK MANDIRI JEMBER BRANCH Indah Susanti; Muhammad Firdaus; Yuniorita Indah Handayani
MBA - Journal of Management and Business Aplication Vol 4 No 2 (2021)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/mba.v4i2.507

Abstract

This study aims to determine the effect of job characteristics, employee empowerment andcompensation on employee performance at Bank Mandiri Jember Branch. The population in thisstudy were all employees of PT. Bank Mandiri Tbk totaling 162 people. The sample in this studyamounted to 41 respondents. The sampling technique used in this study is a non-probabilitysampling technique, namely the Accidental Sampling approach. The data analysis method used ismultiple linear regression analysis. The results of this study indicate that the variables of jobcharacteristics, employee empowerment and compensation have a simultaneous effect onemployee performance at Bank Mandiri Jember Branch. Partially, these results also show thatthe variables of employee empowerment and compensation have a significant effect on employeeperformance. While the variable of job characteristics has no significant effect on theperformance of employees of Bank Mandiri Jember Branch.Keywords: Job Characteristics, Employee Empowerment, Compensation, Performance
THE INFLUENCE OF SERVICE QUALITY ON COMMUNITY SATISFACTION IN THE MAKING OF E-KTP IN LUMAJANG REGENCY Tomy Ernawati; Suwignyo Widagdo; Yuniorita Indah Handayani
MBA - Journal of Management and Business Aplication Vol 4 No 2 (2021)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/mba.v4i2.510

Abstract

This study aims to determine the quality of services to community satisfaction for making EKTP in Sumbersuko District, Lumajang Regency. This research was conducted in SumbersukoDistrict, Lumajang Regency. The population in this study is the people in SumbersukoSubdistrict who already have E-KTP with totaling 27,306 people. The sampling method usessimple random sampling with questionnaire distribution techniques. The number of samples inthis study was 125 respondents spread in Sumbersuko District. The method of data analysis inthis study used multiple linear regression analysis with the help of SPSS 20.0 software. Based onthe results of data analysis shows that the variable responsiveness, assurance, and empathy havea significant effect on community satisfaction with the value of the influence of respectively27.3%, 30.5%, and 14.3%. While the tangible and reliability variables did not significantlyinfluence community satisfaction in making E-KTP in Sumbersuko District, Lumajang Regency.This result also shows that the assurance variable is the most dominant variable influencingcommunity satisfaction in making E-KTP in Sumbersuko District, Lumajang Regency.Keyword: Service Quality, Community Satisfaction, E-KTP
Co-Authors Alfiatin Alfiatin Aneka Sulastri Ariefa Quinta Hanum Dedy Wijaya Kusuma Della Nuril M Diana Dwi Astuti Emy Kholifah Fathorrasi Fathorrasi Hanif Bagus Azhar Hari Sukarno Hindun Diah Safitri Holifah Holifah Ikhwanul Hakim Indah Susanti Lia Rachmawati Loren Dina Dasilfa M. Hasyim Maulina Agustin Muhaimin Dimyati Muhammad Angga Yusuf Muhammad Firdaus Muhammad Firdaus Nurshadrina Kartika Nurshadrina Kartika Sari Putra, Ihrom Caesar Ananta R. Hedy Ubaidillah Retno Widiyastiwi Santika Permana Suharto Suharto Supardi Supardi Suwignnyo Widagdo Suwignyo Widagdo Theresia Ella Sari Tomy Ernawati Wiwik Fitria Ningsih Wiwin Kusbiyantari Yessy Anggraeni Yunita Ikasari Ratna Putri Z Arif Armawan