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PENGARUH DANA KREDIT USAHA RAKYAT (KUR) TERHADAP BANK PERKREDITAN RAKYAT (BPR) DI KABUPATEN JEMBER Nely Supeni
AGRIBEST Vol 2, No 1 (2018): Maret
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/agribest.v2i1.1378

Abstract

            Kredit Usaha Rakyat (KUR) adalah program pemerintah sebagai sumber dana untuk usaha Mikro, Usaha Kecil dan Menengah (UMKM) dengan suku bunga rendah, 9% setiap tahun dan tanpa agunan. Tujuan penelitian ini adalah untuk mengetahui Debitur UMKM dan jumlah kredit debitur UMKM di BPR sebelum dan sesudah Program Tanggung Jawab KUR .. BPR di Kabupaten Jember adalah 23 BPR. Teknik pengambilan sampel adalah Jenuh Sampling (Sensus). Analisis data yang dilakukan adalah Paired Sample t Test dengan teknik menggunakan data melalui kuesioner. Hasil analisis adalah (1) Debitur UMKM di BPR sebelum dan sesudah program KUR sebesar 0,201 yang berarti lebih besar dari α = 0,05, sedangkan hasil keputusan yang diterima adalah Ho. Tidak ada pengaruh signifikan terhadap jumlah debitur UMKM di BPR sebelum dan sesudah program KUR, (2) Total Dana Kredit UMKM di BPR sebelum dan sesudah program KUR adalah 0,623 yang berarti lebih besar dari α = 0,05, Keputusan yang diambil adalah menerima Ho. Menerima Secara Jelas tidak ada perbedaan yang signifikan dengan jumlah dana kredit peminjam UMKM di BPR sebelum dan sesudah program pensiun KUR.
MOTIVASI BELAJAR DI SAAT PANDEMI COVID-19 BAGI SISWA MADRASAH ALIYAH ALMISRI, DI DESA CURAHMALANG, KECAMATAN RAMBIPUJI- JEMBER Nely Supeni
JURNAL PENGABDIAN MASYARAKAT (JPM) Vol 1 No 1 (2021)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (335.353 KB) | DOI: 10.31967/jpm.v1i1.429

Abstract

Kegiatan Pengabdian Kepada Masyarakat kali ini dilakukan di Madrasah Aliyah (MA) Almisri Desa Curahmalang, Kecamatan Rambipuji, Kabupaten Jember. Tujuan pelaksanaan kegiatan ini adalah: 1) Untuk memotivasi para siswa kelas 12 MA Almisri agar tetap menyelesaikan pendidikan hingga lulus walaupun di tengah pandemi covid-19 dan 2) Untuk memotivasi para siswa kelas 12 MA Almisri agar setelah lulus dapat melanjutkan pendidikan ke jenjang yang lebih tinggi yaitu melanjutkan studi ke bangku kuliah. Metode pelaksanaan kegiatan yaitu dengan melakukan kunjungan ke MA Almisri, bertatap muka dengan siswa kelas 12 dengan tetap mematuhi protokol kesehatan. Hasil dari pelaksanaan kegiatan yaitu para siswa semakin termotivasi untuk menyelesaikan sekolah hingga lulus dan tidak sedikit dari mereka yang antusias untuk melanjutkan studi lanjut ke bangku kuliah, hal ini dapat dilihat dari respon yang mereka berikan, dengan meminta contact person dan juga nomer telpon STIE Mandala. Kata Kunci: Pengabdian Kepada Masyarakat, Siswa, Motivasi
Faktor-Faktor Yang Mempengaruhi Harga Saham Pada Perusahaan Semen Yang Terdaftar Di Bursa Efek Indonesia Periode 2015–2019 Merta Amalia Triyady; Hary Sulaksono; Nely Supeni
JMBI : Jurnal Manajemen Bisnis dan Informatika Vol 1 No 1 (2020)
Publisher : Program Studi Manajemen, Sekolah Tinggi Ilmu Ekonomi Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1138.469 KB) | DOI: 10.31967/prodimanajemen.v1i1.398

Abstract

Pasar modal memiliki peran penting dalam kegiatan perekonomian, dalam hal ini pasar modal merupakan tempat berlangsungnya kegiatan yang berkaitan dengan penyediaan dan perdagangan surat berharga. Pasar modal juga menjadi salah satu sumber kemajuan ekonomi karena dapat menjadi salah satu alternatif bagi perusahaan untuk mendapatkan modal. Tujuan penelitian ini adalah untuk mengetahui pengaruh faktor fundamental yang terdiri dari Return On Investment, Price To Book Value, Earning Per Share dan Price Earning Ratio terhadap harga saham pada perusahaan semen yang terdaftar di BEI periode 2015-2019. Penelitian ini adalah perusahaan sub sektor semen yang terdaftar di Bursa Efek Indonesia (BEI) tahun 2015-2019. Dengan menggunakan metode purposive sampling diperoleh jumlah sampel sebanyak 4 perusahaan dari 6 perusahaan. Sumber data sekunder dalam penelitian ini berasal dari Bursa Efek Indonesia. Teknik analisis menggunakan analisis linier berganda Hasil penelitian menunjukkan bahwa secara simultan Return On Investment, Price To Book Value, Earning Per Share dan Price Earning Ratio berpengaruh secara simultan terhadap harga saham perusahaan semen yang terdaftar di Bursa Efek Indonesia periode 2015-2019. . Namun secara parsial hanya Price To Book Value, Earning Per Share dan Price Earning Ratio yang berpengaruh terhadap harga saham pada perusahaan semen yang terdaftar di Bursa Efek Indonesia (BEI) tahun 2015-2019.
Pengaruh Gaya Kepemimpinan Dan Kompensasi terhadap kinerja Karyawan Melalui Motivasi Pada Kantor PT. Telekomunikasi Indonesia Cabang Jember. Sayu Titah Nabilah; Tamriatin Hidayah; Nely Supeni
JMBI : Jurnal Manajemen Bisnis dan Informatika Vol 1 No 1 (2020)
Publisher : Program Studi Manajemen, Sekolah Tinggi Ilmu Ekonomi Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (682.801 KB) | DOI: 10.31967/prodimanajemen.v1i1.399

Abstract

Penelitian ini dilakukan di PT Telekomunikasi Indonesia cabang Jember. Variabel yang diteliti adalah Gaya Kepemimpinan (X1), Kompensasi (X2), Motivasi Kerja (Z), dan Kinerja Karyawan (Y). Penelitian ini menggunakan metode analisis jalur dan sobel. Hasil penelitian ini menunjukkan bahwa terdapat pengaruh langsung gaya kepemimpinan dan kompensasi terhadap motivasi kerja pada PT Telekomunikasi Indonesia cabang Jember, Kemudian terdapat pengaruh langsung kompensasi dan motivasi kerja terhadap kinerja karyawan pada PT Telekomunikasi Indonesia cabang Jember. Sedangkan variabel gaya kepemimpinan tidak berpengaruh langsung terhadap kinerja karyawan pada PT Telekomunikasi Indonesia cabang Jember. Pada uji Sobel, tidak terdapat pengaruh tidak langsung gaya kepemimpinan dan kompensasi terhadap kinerja karyawan melalui motivasi pasar PT Telekomunikasi Indonesia cabang Jember. Penelitian ini menggunakan pendekatan kuantitatif dengan menyebarkan kuesioner kepada responden.
Pengaruh Stres, Kerja Disiplin Kerja Dan Semangat Kerja Terhadap Kinerja Karyawan Ptpn XII Sumber Tengah Desa Silo, Kec.Silo Kab.Jember Muhammad Fakri Arifin; Tamriatin Hidayah; Nely Supeni
JMBI : Jurnal Manajemen Bisnis dan Informatika Vol 2 No 2 (2021)
Publisher : Program Studi Manajemen, Sekolah Tinggi Ilmu Ekonomi Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (704.907 KB) | DOI: 10.31967/prodimanajemen.v2i2.549

Abstract

This study aims to determine the partial and simultaneous influence of the variables of work stress, work discipline and work spirit on the performance of permanent employees of PTPN XII Sumber Tengah Desa.Silo, Kec. Silo Kab. Jember. The data used in this study were primary data in the form of data from questionnaires and secondary data in the form of vision and mission, values ​​and organizational structure which were obtained directly from PTPN XII Sumber Tengah Silo Village, Silo District, Jember Regency. The data processing method in this study uses the Research Indicator Test Analysis method, namely Validity Test and Reliability Test, Classical Assumption Test, namely Normality Test, Multicollinearity Test, Heteroscedasticity Test and Autocorrelation Test, Multiple Linear Regression, Coefficient of Determination Analysis and Hypothesis Testing, namely t-test and test F, with the help of SPSS 20 analysis tool. The results showed that the variables of work stress and work morale partially had no significant and positive effect on the performance of employees of PTPN XII Sumber Tengah Silo Village, Kec. Silo Kab. Jember and the variable work discipline partially had a significant effect and positive on the performance of employees of PTPN XII Sumber Tengah Silo Village, Kec. Silo Kab. Jember, and simultaneously the variables of work stress, work discipline and work spirit affect the performance of employees of PTPN XII Sumber Tengah Desa. Silo, Kec Silo Kab. Jember
Pricing strategy at the local salt industry institutional structure of East Java, Indonesia Siti Komariyah; Lilis Yuliati; Mustofa Mustofa; Nely Supeni
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 3 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (894.303 KB) | DOI: 10.22437/ppd.v9i3.11698

Abstract

This study aims to create a strategy to increase local salt prices in the East Java Region. The analytical method used in this study is the Analytical Hierarchy Process (AHP) method to create a strategy to increase local salt prices in East Java. The analysis reveals that the problems in the field can be classified into three groups of problems, namely salt quality problems, marketing problems, and problems in financing. Based on these problems, the main policy alternatives we make are product standardization, market regulation, and financial regulation.
ANALISIS KELAYAKAN INVESTASI MESIN PENCETAK KEMASAN PADA UD "ROBIN JAYA SENTOSA" SITUBONDO Nely Supeni; Isti Fadah; Elok Sri Utami
RELASI : JURNAL EKONOMI Vol 19 (2014)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v19i0.36

Abstract

An investment  is one of alternative policies of the company to develop its business in order to obtain profits in the future. UD "Robin Jaya Sentosa" Situbondo has invested 2 new package printing machines to maximize the company objectives. This study examines whether the proposed investment is worth it or not to do. The data used are primary data and secondary data. Primary data is  investment planning and estimated cash flow. Secondary data is the company's finances. Some investment appraisal methods used are the payback period, average rate of return, net present value, internal rate of return, modified rate of return, profitability index, and monte carlo simulation. The results of analysis shows that the payback period  results is 1 year 10 months 10 days, 101% ARR, NPV of Rp835.044.270, IRR of 68,3%, 45% MIRR, PI of 2,67, and a monte carlo simulation calculations as many as 300 times shows that the probability of NPV<0 by 22%. Based on project acceptance criteria, the results of this analysis indicate that the investment plan of UD "Robin Jaya Sentosa" is feasible.
PENGARUH KUALITAS PRODUK DAN KUALITAS PELAYANAN TERHADAP LOYALITAS PELANGGAN MATAHARI DEPARTEMENT STORE JEMBER Nely Supeni
RELASI : JURNAL EKONOMI Vol 16 (2012)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v16i0.56

Abstract

Consumer is the most important thing that needs to be considered by a company. Consumers will remain loyal to the company if they feel satisfied with the product and servise provided by the company. Matahari Departement Store is one of the departement store in Jember wich has a loyal customer to them. This study was to determine the effect of product quality and servise quality on customer loyalty Matahari Departement Store. The data used is primary data wich one type of data based on its source which usually obtained by field survei using all the original data collection methods. The type of data in this study are ordinal data. The sample used as many as 60 respondents. The analytical tool used is multiple linear regression with a significance level of 5% or 95% confidence internal. Regression results show that partially X1 (product quality) is significant. X2 (quality product) is significant too. Simultaneously indicates that all independent variabels (quality products and quality service) effect simultaneously on customer loyality. R square 0,785 wich means that 78,5% change of customer loyality caused by the product quality and service quality.
PERAN BADAN PENYELENGGARA JAMINAN SOSIAL (BPJS) KESEHATANBAGI PASIEN RAWAT INAP PADA RSUD dr. SOEBANDI JEMBER Nely Supeni; Ahmad Sauqi
RELASI : JURNAL EKONOMI Vol 12 No 1 (2016)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v12i1.88

Abstract

Purpose of this study is to determine the level of satisfaction of patients who had undergone hospitalization in dr. Soebandi Jember well as participants BPJS-Health as well as non BPJS health insurance participants.The data used in this study are primary data and secondary data. The samples used as many as 120 respondents. 60 respondents to respondents who had hospitalization in dr. Soebandi Jember as participants BPJS-Health and 60 for respondents who had hospitalization in dr. Soebandi Jember as non BPJS health insurance participants. The data analysis is done by non-parametric statistical tests, particularly the Chi Square test or chi-square test were symbolized by "χ2". Based on the table Chi-square test results Pearson Chi-square can be seen that significant value (p-value) = 0.001, which means smaller than α = 0.05, so the decision is to reject Ho. That is, there is a significant difference between the ministry of dr. Soebandi for inpatients participants suransi BPJS health and health insurance Non BPJS. At the patient's perception of the contingency table BPJS-health insurance membership and health suransi Non BPJS look the same percentage or proportion. Both participants and non BPJS BPJS patient perception 100.0% said easy.Based on the table Chi-square test results Pearson Chi-square can be seen significant value (p-value) = 0.088, which means greater than α = 0.05, so that the decision taken is to accept Ho. That is, there was no significant difference regarding the completion of the administration of post-hospitalization in dr Soebandi for patient participants BPJS health insurance and health insurance participants Non BPJS.
Pengelolaan Usaha Pada Usaha Mikro Kecil Menengah Dengan Strategi Pemasaran Pada UMKM “X” Di Kelurahan Jember Lor Endang Lifchatullaillah; Nely Supeni; Indra Legiyanti
jurnal ABDIMAS Indonesia Vol. 1 No. 3 (2023): September: Jurnal ABDIMAS Indonesia
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jurai.v1i3.352

Abstract

Community Service is a lecturer's obligation which must be carried out as an implementation and recognition of the Tridharma of Higher Education, and is a lecturer's concern for environmental sustainability and the existence of community life. One form of concern from researchers which focuses on the community economic sector is still being carried out in order to play a role in the development of the nation's economy. The methodological approach used by researchers is to provide counseling and assistance to micro, small and medium business actors in managing their businesses with marketing strategies to increase profitability in their businesses. Micro, Small and Medium Enterprises (MSMEs) are one of the economic implementers that give color to Indonesia. The number of MSMEs is increasing every year and has absorbed a lot of workers. The existence of MSMEs is part of human life activities to meet their daily needs as well as their existence in the era of economic globalization and the ability to survive in the face of the economic crisis and during the Covid-19 pandemic. Marketing also requires a strategy that will later be able to win a battle. Because he considers that there are many opponents in the market field who have similarities in their business and should not be turned off. As in the Pancasila economic system, fellow market players should have a sense of mutual care from large entrepreneurs towards smaller entrepreneurs. Therefore, it is necessary to have a Grand Strategy and a Core Strategy or what is called a Core Strategy. (Buchari, 2018) Almost every month MSMEs in the Jember Lor area continue to increase, more people choose business as a way to gain financial income for the family. However, MSME business is still carried out conventionally without any thought for the development of the business. As explained above, assistance is needed for MSME business actors who are willing to become respondents to gain knowledge about marketing strategies in order to increase profits and ensure that their business can survive and develop.