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Peran Modal Sosial pada Kontrak Pinjaman Bank Thithil dan Implikasinya Terhadap Keberlangsungan Usaha (Studi pada Pasar Blimbing Kota Malang) Hidayati, Bunga
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 1
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

Pandangan neoklasik menyatakan bahwa suatu tindakan hanya dipengaruhi oleh aspek ekonomi saja. Namun teori tersebut tidak dapat menjawab tindakan kontrak pinjaman pedagang dan Bank Thihil. Sehingga dipatahkan oleh teori kelembagaan yang  mengaitkan struktur sosialdalam memahami suatu tindakan. Dengan demikian penelitian ini menggunakan pendekatan kelembagaan melalui modal sosial untuk menjawab interaksi kontrak pinjaman Bank Thithil serta implikasinya terhadap keberlangsungan usaha pedagang di Pasar Blimbing Kota Malang. Metode penelitian yang digunakan yakni metode penelitian kualitatif dengan pendekatan fenomenologi.Hasil penelitian ini menunjukkan bahwa modal sosial berperan untuk membuat pedagang memilih Bank Thithil daripada formal.Dilihat dari jaringan, hubungan personal  membuat pedagang merasa nyaman meminjam di  Bank Thithil. Selain itu untuk menjaga jaringan, Bank Thithil berusaha melayani tidak dalam bentuk uang saja, tetapi juga menyediakan dalam bentuk barang yang disebut sebagai Bank Perkakas. Kemudian trust dibentuk dari rasa saling percaya. Sehingga kalaupun tidak bisa membayar maka dapat dilakukan negosiasi. Disisi lain norma yang telah disepakati dan nilai positif yang dibentuk Bank Thithil menjadikan pedagang tidak berpindah ke lembaga formal. Sedangkan implikasinya terhadap keberlangsungan usaha pedagang dapat menguntungkan dan mengurikan.Hal tersebut dipengaruhi oleh faktor internal dan eksternal. Kata Kunci:Modal Sosial, Kontrak Pinjaman, Bank Thithil, dan Keberlangsungan Usaha
Analysis of the Effect of Utilization of Science and Technology, Human Resources and Asset Land Management on Sustainable Optimization Risna, Ita; Riniwati , Harsuko; Nuzula, Nila; Hidayati, Bunga
Jurnal Penelitian Pendidikan IPA Vol 10 No 8 (2024): August
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v10i8.7428

Abstract

Natural resources, especially land, are finite resources that constrain development. The limited availability of land in urban areas is disproportionate to the growing demand. This land is important for developing city infrastructure, such as office buildings, housing, education, health services, parks, and green open spaces, as well as other functions that support city infrastructure. The research was conducted as an effort to support government programs towards the optimization of sustainable cities by looking at the propositions of each variable. The product of this research helps the government optimize the development of sustainable cities. Testing with quantitative methods using partial least square data analysis utilizing Smart-PLS software. The results showed that the science and technology variable had an insignificant effect on the sustainable optimization of land assets in Malang City. However, the human resources variable and the asset land variable have a significant positive effect on the sustainable optimization of asset land in Malang City. The conclusion of this study shows that science and technology does not have a direct impact on the optimization of sustainable land assets in Malang City, but has a significant positive influence through the mediation of human resources. Therefore, researchers recommend improving science and technology in land asset management through improving the education and skills of human resources in the Malang City government.
Infiltration Wells Effectiveness Analysis: Study in Purwantoro Village, Malang City Morillyn, Oxike; Khusaini, Moh.; Devia, Vietha; Hidayati, Bunga
Jurnal Penelitian Pendidikan IPA Vol 10 No 12 (2024): December
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v10i12.7647

Abstract

Infiltration wells are one of the effective infrastructure in draining rainwater so that they can reduce waterlogging, but existing infiltration wells need to be reviewed for their effectiveness as water shortages are still occurring especially in the Purwantoro Village.The study aims to determine the effectiveness of Infiltration wells and calculate the appropriate number of infiltration wells in Purwantoro Village. The method used in this research is a hydrological analysis, planned flood discharge analysis dan infiltration well effectiveness analysis. The results of the study showed that the effectiveness of existing infiltration wells in Purwantoro Village varies greatly, with the highest at 82.8% and the lowest at 11.3%. To increase the effectiveness of infiltration wells, as many as 109 infiltration wells are needed in Purwantoro Village to reduce waterlogging. The conclusion of this study is the lack of effectiveness of infiltration wells in Purwantoro Village because the number of infiltration wells is still limited, so it is necessary to add infiltration wells and maintenance of infiltration wells is needed to reduce deposits contained in infiltration wells.
Evaluation of Sustainable Tourism of Pacal Reservoir Based on Environment, Economic and Social Perspectives in Bojonegoro Regency Anita, Yuli; Semedi, Bambang; Wibowo, Ratno Bagus Edy; Hidayati, Bunga
Jurnal Penelitian Pendidikan IPA Vol 11 No 1 (2025): January
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i1.10327

Abstract

Pacal Reservoir has a function to irrigate agriculture in the Bojonegoro Regency area. Pacal Reservoir also has beautiful natural potential so that it is used as a mainstay tourism object of Bojonegoro Regency. The existence of the reservoir that has been for 90 years, makes the pacal reservoir experience several problems. The purpose of this study is to analyze pacal reservoir tourism into sustainable tourism. The method used is qualitative descriptive. The analysis used is a SWOT analysis. The results of the SWOT analysis are at the coordinate point (0.37; 0.28) where the coordinate point is in quadrant I. So that pacal reservoir tourism has opportunities and strengths, namely in that position is the most advantageous situation. Based on this study, it can be concluded that the results of the SWOT matrix produce several strategies when viewed in terms of environmental, social and economic tourism of the pacal reservoir. The result of the SWOT coordinate point is in quadrant I. Position in quadrant I means having opportunity and strength. The strategy that must be taken in conditions like this is to support an aggressive growth-oriented strategy by utilizing existing opportunities and strengths possessed.