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All Journal EKONOBIS (JURNAL EKONOMI DAN BISNIS) Jurnal Ilmiah Ekonomi Islam Edukasi Islami: Jurnal Pendidikan Islam At-Tawassuth: Jurnal Ekonomi Islam Iqtishoduna: Jurnal Ekonomi Islam eCo-Buss Indonesia Berdaya Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam Jurnal Abdimas Sangkabira JURNAL ECONOMINA Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Abdimas Independen Journal of Ekonomics, Finance, and Management Studies
Akhmad Jufri
Universitas Mataram
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

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PENANGGULANGAN KEMISKINAN MELALUI PELATIHAN DAN PEMBINAAN KEWIRAUSAHAAN UKM BIDANG PARIWISATA DI KAWASAN PESISIR PANTAI CEMARA LEMBAR KABUPATEN LOMBOK BARAT Masrun Masrun; Akhmad Jufri; Titi Yuniarti; Muhammad Firmansyah; Suprianto Suprianto
https://jurnal.fe.unram.ac.id/index.php/abdimas/about/privacy Vol 1 No 2 (2020): Jurnal Abdimas Independen, November 2020
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/independen.v1i2.15

Abstract

Pelatihan yang dilaksanakan ini merupakan wujud dari pelaksanaan Tri dharma Perguruan Tinggi yang berupa pengabdian pada masyarakat, dengan tema “Penanggulangan Kemiskinan Melalui Pelatihan Dan Pembinaan Kewirausahaan UKM Bidang Pariwisata Di Kawasan Pesisir Pantai Cemara Lembar Kabupaten Lombok Barat”. Adapun tujuan kegiatan pelatihan dan pembinaan adalah membantu mengembangkan kemampuan pengusaha kecil mikro yang meliputi: membangun motivasi untuk berusaha, meningkatkan akses pasar dan menyiapkan masyarakat usaha kecil untuk menyesuikan diri dengan perubahan-perubahan lingkungan yang cepat dan tidak pasti. Metode yang digunakan dalam pelatihan ini adalah melalui metode: ceramah untuk menyampaikan materi yang telah ditentukan, Tanya jawab/diskusi dan setelah pelatiahanpeserta akan dibina oleh tim pelaksana pengabdian. Berdasarkan hasil pengamatan selama pelatihan berlangsung, hampir seluruh peserta yang hadirmemberikan tanggapan positif (baik) pada materi pelatihan. Dengan melalui pelatihan dan pembinaan, peserta telah membawa perubahan yang meningkat, walaupun tidak signifikan dari kondisi sebelum dengan sesudahnya. Dari kondisi hasil tersebut, maka dapat direkomendasikan hal penting yaitu peserta pelatihan ini diharapkan ditindaklanjuti dengan kegiatan pendampingan, pemagangan dan studi banding ditempat pengusaha/perusahaan yang sukses.
PERHITUNGAN ZAKAT HASIL PERTANIAN BAGI PETANI DI DESA KERUMUT LOMBOK TIMUR Muaidy Yasin; Surati Surati; Akhmad Jufri
https://jurnal.fe.unram.ac.id/index.php/abdimas/about/privacy Vol 2 No 1 (2021): Jurnal Abdimas Independen, Mei 2021
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/independen.v2i1.44

Abstract

Pengabdian pada masyarakat ini berjudul “Penyuluhan Tentang perhitungan zakat hasil pertanian di Desa Kerumut Kecamatan Pringgabaya Lombok Timur”, bertujuan untuk Memberikan pemahaman tentang zakat hasil pertanian kepada petani padi dan menjelaskan cara perhitungan besarnya zakat hasil pertanian. Metode yang digunakan dalam kegiatan ini adalah metode metode ceramah dan diskusi kelompok terarah (focus discussion group) serta pendampingan kepada para peserta, dengan memberikan contoh dan cara perhitungan zakat hasil pertanian dan peternakan kepada para petani yang menajadi sasaran dalam kegiatan penyuluhan ini. Dari hasil diskusi kelompok terarah dengan peserta diperoleh informasi bahwa, para petani di desa kerumut pada umumnya telah mengeluarkan zakat hasil pertaniannya setelah panen usai dilakukan. Dalam penyaluran zakat hasil pertanian tersebut, para petani langsung memberikan zakat tersebut kepada warga di desa kerumut yang dianggap berhak menerimanya yaitu anggota masyarakat yang kurang mampu. Pengelolaan zakat belum berjalan secara efektif, dibawah Badan Amil Zakat Desa (BAZDES). Badan ini dihajatkan untuk mengelola zakat yaitu menghimpun dan menyalurkan zakat baik zakat harta, zakat hasil pertanian maupun peternakan dan jenis zakat lainnya, namun hingga saat ini berlum berjalan sebagaimana diharapkan. Untuk lebih efektipnya pengelolaan zakat, maka perlu dilakukan reorgnisasi pengelolaan zakat yang ada sekarang ini, tidak lagi dibawah koordinasi Ketua Badan Amil Zakat Desa (Bazdes) tetapi dibawah Ta’mir Masjid.
PELATIHAN DAN PEMBINAAN BAGI PENGUSAHA KECIL MIKRO DIBIDANG PARIWISATA DI KAWASAN PESISIR PANTAI CEMARA LEMBAR KABUPATEN LOMBOK BARAT Masrun; Akhmad Jufri; Titi Yuniarti; M. Firmansyah
https://jurnal.fe.unram.ac.id/index.php/abdimas/about/privacy Vol 3 No 2 (2022): Jurnal Abdimas Independen, November 2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/independen.v3i2.352

Abstract

This training carried out a manifestation of the implementation of the Tridharma of Higher Education in the form of community service, the theme is "Training and Development of Entrepreneurship of based on local potential in cultivation for Tourism in Coastal Areas of Cemara Lembar, West Lombok Regency." The purpose of this research is to train micro-small entrepreneurs which includes: build a motivation in business, increase market access and prepare the small business community to adapt the uncertain environment. The method used in this training: speech to convey materials, question and answer, participants will be fostered by the community service implementation team. According to the observation during the training, almost all participants who attend the training gave a positive (good) responses to the training materials. Through training and coaching, participants show increasing knowledge, even though insignificant from the conditions before. Based on the results concluded that the important thing is the participants in this training are expected to be followed up with assistance, apprenticeship and comparative studies at successful entrepreneurs / companies
THE INFLUENCE OF ISLAMIC PRIZE BEHAVIOR ON INCOME AND EXPENDITURES AND FAMILY WELFARE (CASE ON THE WIFE WHICH WAS RUNNING IN THE CITY OF MATARAM) Akhmad Jufri
Edukasi Islami: Jurnal Pendidikan Islam Vol. 10 No. 02 (2021): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v10i02.4427

Abstract

This study aims to determine the effect of Islamic bertijarah behavior on income and expenses as well as family welfare on wives who are bertijarah in the city of Mataram. This research was conducted in the city of Mataram, West Nusa Tenggara. The population of this study was 972 people and the sample taken was 10%, namely 97 people. The data collection method was carried out by structured interviews. Data analysis was carried out using a quantitative approach complemented by intuitive and qualitative analysis. Quantitative data analysis used the Partial Least Square (PLS) analysis method with the SmartPLS version 2.0 M3 program. The results of the study show that Islamic pilgrimage behavior has a positive and significant effect on the wife's income; the wife's income has a positive and significant effect on the wife's expenses; wife's income has a positive but not significant effect on family welfare; and the wife's expenditure has a positive and significant effect on family welfare. The norms in the Qur'an and the Sunnah of the Prophet related to Islamic pilgrimage behavior that are trustworthy, honest, tolerant and do not hoard goods have been well implemented by the wife in making pilgrimages in the Mataram City market. Likewise, the wife's income has been spent in the way of Allah to achieve family welfare in the maqasid sharia perspective.
Faktor-Faktor yang Mempengaruhi Tingkat Pengangguran di Provinsi Nusa Tenggara Barat Tahun 2017-2023 Yuhani Yuhani; Akhmad Jufri
eCo-Buss Vol. 7 No. 2 (2024): eCo-Buss
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/eb.v7i2.1762

Abstract

Tingkat pengangguran adalah salah satu indikator penting dalam menilai keadaan sosial ekonomi suatu daerah. Provinsi Nusa Tenggara Barat (NTB) seperti daerah lainnya di Indonesia, mengalami dinamika perubahan tingkat pegangguran dari tahun ke tahun. Penelitian ini bertujuan untuk menganalisis pengaruh Pertumbuhan Ekonomi, Upah Minimum Provinsi (UMP), Angkatan Kerja, Rasio Gini dan Indeks Harga Konsumen (IHK) secara parsial maupun simultan terhadap tingkat pengangguran di Provinsi Nusa Tenggara Barat tahun 2017-2023. Penelitian ini dilakukan dengan pendekatan kuantitatif menggunakan data sekunder yang diperoleh dari situs resmi Badan Pusat Statistik (BPS) Provinsi NTB. Metode analisis yang diterapkan dalam penelitian ini adalah regresi data time series dengan model Ordinary Least Square (OLS) menggunakan software Eviews-10. Hasil dari penelitian ini menunjukkan bahwa variabel pertumbuhan ekonomi berpengaruh positif dan signifikan, variabel UMP berpengaruh positif dan signifikan, variabel angkatan kerja berpengaruh negatif dan signifikan, variabel rasio gini berpengaruh positif dan signifikan sedangkan variabel indeks harga konsumen menunjukkan pengaruh positif yang tidak signifikan. Selanjutnya, secara simultan variabel pertumbuhan ekonomi, UMP, angkatan kerja, rasio gini dan IHK memiliki pengaruh signifikan terhadap tingkat pengangguran di Provinsi Nusa Tenggara Barat pada tahun 2017-2023. Penelitian ini memiliki implikasi yang penting bagi pemerintah, sebagai bahan pertimbangan dalam usaha menurunkan tingkat pengangguran di Provinsi Nusa Tenggara Barat.
PENGELOLAAN HUTAN KEMASYARAKATAN DILIHAT DARI PERSPEKTIF ISLAM DI KAWASAN HUTAN SESAOT KABUPATEN LOMBOK BARAT. Moh. Huzaini; Akhmad Jufri; Dema Arkandia
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7907

Abstract

Abstract The aim of this studi was to analyze the ways and reasons for community forest managers utilizing forest resources from the perspective of Islamic economics and conservation as well as their welfare. The type of study is descriptive, the research approach is qualitative. This study was conducted in the Sesaot forest area of West Lombok Regency. The data collection techniques were observation and in-depth interviews. Determination of informants using purposive and snoball techniques. The stages of data analysis include reduction, data display and drawing conclusions. From a study on the utilization of forest resources, most of the farmers managing the Sesaot community forest have utilized forest resources in accordance with Islamic economic and conservation principles (al-intifa’, al-i’tibar and al-ishlah). Such farmer behavior is driven by the understanding the work is worship, by always looking after and caring for their plants to get maximum results. From a welfare study, most of the farming families are already prosperous, because they are able to meet their dharuriyyat and hajiyyat needs.Farmer families have also earned a good life (hayyatan tayyibah) as mentioned in the qur’an an-Nahl (16 : 97) and the are qana’ah even though the live insimplicity.
Bentuk Pembiayaan Usahatani Ditinjau dari Perspektif Islam di Kecamatan Pringgasela Kabupaten Lombok Timur Nur Eliza Samudra Dewi; Akhmad Jufri; Moh. Huzaini
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 4 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i4.11502

Abstract

This study aims to analyse agricultural financing in Pringgasela Subdistrict, East Lombok Regency, and to analyse how financing is viewed from an Islamic perspective. This study is qualitative in nature. Data collection techniques include interviews, observation, and documentation. Informants for this study were selected using purposive and snowball sampling techniques. The data validity checking technique used by the author in this study was triangulation, and the data analysis method used was the interactive Miles and Huberman method, which consists of data collection, data reduction, data presentation, and conclusion drawing. Based on the results of the research, it can be seen that there are two types of agricultural financing carried out by farmers, namely financing with their own capital and financing using capital from middlemen or collectors (borrowing or Qardh). Financing with own capital involves having other businesses besides farming that are used as sources of income to finance farming needs, such as grain trading, rice milling, and drying businesses. Meanwhile, financing from middlemen takes the form of loans of money. Loans in the form of money provided by investors or middlemen do not incur additional charges or interest, but middlemen only reap profits when harvest time arrives because they are the ones who sell the farmers' crops, allowing them to determine the prices paid to farmers. Both types of financing are in accordance with the principles of Islamic economics.
Bentuk Pembiayaan Usahatani Ditinjau dari Perspektif Islam di Kecamatan Pringgasela Kabupaten Lombok Timur Nur Eliza Samudra Dewi; Akhmad Jufri; Moh. Huzaini
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 4 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i4.11502

Abstract

This study aims to analyse agricultural financing in Pringgasela Subdistrict, East Lombok Regency, and to analyse how financing is viewed from an Islamic perspective. This study is qualitative in nature. Data collection techniques include interviews, observation, and documentation. Informants for this study were selected using purposive and snowball sampling techniques. The data validity checking technique used by the author in this study was triangulation, and the data analysis method used was the interactive Miles and Huberman method, which consists of data collection, data reduction, data presentation, and conclusion drawing. Based on the results of the research, it can be seen that there are two types of agricultural financing carried out by farmers, namely financing with their own capital and financing using capital from middlemen or collectors (borrowing or Qardh). Financing with own capital involves having other businesses besides farming that are used as sources of income to finance farming needs, such as grain trading, rice milling, and drying businesses. Meanwhile, financing from middlemen takes the form of loans of money. Loans in the form of money provided by investors or middlemen do not incur additional charges or interest, but middlemen only reap profits when harvest time arrives because they are the ones who sell the farmers' crops, allowing them to determine the prices paid to farmers. Both types of financing are in accordance with the principles of Islamic economics.
Factors Influencing Islamic Financial Literacy among Muslim University Students in Mataram City Bunga Fajriati; Akhmad Jufri; Taufiq Chaidir
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2111

Abstract

This study aims to analyze the level of Islamic financial literacy and examine the influence of financial socialization, money attitude, religiosity, and income on Islamic financial literacy among Muslim students in Mataram City. This research employs a quantitative approach using a survey method. The population consists of Muslim students enrolled in public universities in Mataram City, with a sample of 150 respondents selected through purposive sampling. Data were collected through questionnaires and analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The findings indicate that the level of Islamic financial literacy among students is relatively high, with most respondents categorized as well literate and sufficiently literate. The results of hypothesis testing show that financial socialization, money attitude, and religiosity have a positive and significant effect on Islamic financial literacy, with financial socialization emerging as the most influential factor. Meanwhile, income has a positive but insignificant effect. These findings suggest that Islamic financial literacy is influenced more by non-economic factors, particularly social learning processes, individuals’ attitudes toward money, and the internalization of religious values, rather than by economic capacity. This study provides important implications for universities, families, and relevant stakeholders to strengthen Islamic financial education and socialization through value-based and socially oriented approaches
Co-Authors B. Busaini, B. Bunga Fajriati Dema Arkandia Huzaini, Muhammad Ihsan Rois Kurni Kurni M. Firmansyah M. Huzaini Masrun Masrun Masrun masrun Masrun Masrun Moh Huzaini Moh. Huzaini Moh. Huzaini MUAIDY YASIN, MUAIDY Muhammad Firmansyah Nur Eliza Samudra Dewi Rheza Hermawan Rizka Amelia Jannati Sahri Sanwani Sanwani SANWANI SANWANI Satarudin Sundusiah Sundusiah Suprianto Surati Surati Taufiq Chaidir Titi Yuniarti Titi Yuniarti, Titi Titiek Herwanti Wahyunadi Wahyunadi Yuhani Yuhani