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Silvy Sondari Gadzali
Business Administration Department, Faculty Of Administrative Science, Universitas Subang, Jawa Barat, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Journal : The World of Financial Administration Journal

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Kebijakan Pengelolaan Keuangan Pada Kantor Perkumpulan Keluarga Berencana Indonesia (Pkbi) Cabang Subang Kabupaten Subang Silvy Sondari Gadzali; Adenawawi Adenawawi; Ine Mariene
The World of Financial Administration Journal Volume 2 Issue 2 Desember 2020
Publisher : Fakultas Ilmu Administrasi Universitas Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37950/wfaj.v2i2.936

Abstract

Kebijakan pengelolaan keuangan PKBI berbeda dari lembaga lainnya, dari mulai pengelolaan keuangan yang lebih rumit sampai data yang transparan dan juga detail. Kebijakannya sangat unik, berdasar pada prosedur/aturan GF-ATM yang mana GF-ATM (Global Fun for AIDS, TB and Malaria) adalah organisasi dunia yang berperan salah satunya untuk menghentikan penyakit AIDS (Acquired Immune Deficiency Syndrome adalah sekumpulan gejala dan infeksi). Penulisan ini bertujuan untuk mengetahui berbagai kebijakan pengelolaan keuangan yang ada di PKBI Cabang Subang Kabupaten Subang. Pengumpulan data menggunakan teknik observasi yang mengumpulkan data secara langsung pada objek diteliti di tempat PKL, teknik wawancara dengan cara bertanya secara langsung dengan pembimbing atau instruktur dan pegawai kantor lainnya dan menggunakan teknik literatur dengan membaca beberapa buku terkait judul yang penulis ambil untuk menunjang dalam penulisan laporan. Hasil penelitian ini menunjukkan bahwa kebijakan pengelolaan keuangan dalam kantor PKBI Cabang Subang memang rinci, namun dalam beberapa pengelolaan keuangan dan beberapa kebijakan yang mereka jalankan masih belum bisa disebut transparan, terutama bagian data maupun informasi terkait dengan judul yang penulis ambil. PKBI’s financial management policy is different from other institutions, from the start financial management of more complicated until data transparent and also detail. The policy is very unique, based on the procedures/rules of the GF-ATM (Global Fun for AIDS, TB and Malaria) where GF-ATM is a global organization whose role is to stop AIDS (Acquired Immune Deficiency Syndrome is a collection of symptoms and infections). This writing aims to find out various financial management policies of PKBI Subang Branch Subang Regency. Data collection uses observation techniques that collect data directly on the object under study at street vendors, interview techniques by asking questions directly with the supervisor or instructor and other office employees and using literature techniques by reading several books related to the title that the authors take to support in writing the report. The results of this study indicate that the financial management policies in the Subang PKBI branch office are indeed detailed, but in some financial management and some of the policies they have carried out they still cannot be called transparent, especially the data and information section related to the title that the writer took.
Analisis Tingkat Risk Profile Pada PT. Bank Woori Saudara 1906, Tbk Kantor Cabang Subang Luki Natika; Silvy Sondari Gadzali; Dayanto Miliano
The World of Financial Administration Journal Volume 3 Issue 1 Juni 2021
Publisher : Fakultas Ilmu Administrasi Universitas Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37950/wfaj.v3i1.1068

Abstract

Abstrak Perbankan merupakan pilar penting bagi sebuah negara terutama dalam sektor perekonomian, Bank memiliki peran dasar sebagai “intermediaries” antara pemilik dana (surplus spending unit) dan peminjam dana/ kekurangan dana (deficit spending unit), sebagai lembaga/organisasi yang mengutamakan kepercayaan dari masyarakat, selain harus memberikan pelayanan yang baik, juga haruslah menjaga kesehatan keuangannya. Penelitian ini bertujuan untuk mengetahui tingkat Risk Profile Pada PT.Bank Woori Saudara Cabang Subang Periode 2014-2018 dengan menggunakan Rasio Non Performing Loan (NPL) dan Loan to Deposito Ratio (LDR). Jenis penelitian ini menggunakan metode deskriptif dengan pendekatan kuantitatif, dan teknik Purposive sampling, pengumpulan data dengan Observasi,Wawancara dan Studi Dokumentasi. Hasil penelitian menunjukan selama periode 2014-2015 : (1) Rasio NPL dalam kondisi sangat baik dengan Persentase terbaik pada tahun 2017 sebesar 0.07% dan peringkat terakhir pada tahun 2015 sebesar 0,95%, selama periode penelitian rasio NPL masuk dalam komposit 1 (Sangat Baik), (2) Rasio LDR dalam persentase terbaik selam periode tersebut yaitu pada tahun 2014 sebesar 679%, dan peringkat terakhir pada tahun 2016 sebesar 1097%, Rasio LDR selama periode penelitian masuk dalam Komposit 5 (Tidak Sehat). Kata Kuci : Risk Profile, Non Performing Loan (NPL), Loan to Deposito Ratio (LDR) Abstract Banking is an important pillar for a country, especially in the economic sector, the Bank has a basic role as an "intermediary" between the owner of the fund (surplus spending unit) and the borrower of funds / lack of funds (deficit spending unit), as an institution / organization that prioritizes the trust of the community In addition to providing good service, it must also maintain financial health. This study aims to determine the level of Risk Profile at PT Bank Woori Saudara Subang Branch for the 2014-2018 period by using a Non Performing Loan Ratio (NPL) and Loan to Deposit Ratio (LDR). This type of research uses descriptive methods with quantitative approaches, and purposive sampling techniques, data collection by observation, interview and documentation study. The results showed during the 2014-2015 period: (1) NPL ratio in very good condition with the best percentage in 2017 was 0.07% and the last rating in 2015 was 0.95%, during the study period the NPL ratio was included in composite 1 (Strong), (2) LDR ratio in the best percentage during this period in 2014 was 679%, and the last rank in 2016 was 1097%, LDR ratio during the study period was included in Composite 5 (Unsatisfactory). Keywords: Risk Profile, Non Performing Loan (NPL), Loan to Deposit Ratio (LDR)
Prosedur Klaim Reimbursement Karyawan Pada PT. Federal International Finance (FIF group) Cabang Subang Silvy Sondari Gadzali; Ade Suparman; Rani Rahmawati
The World of Financial Administration Journal Volume 5 Issue 1, Juni 2023
Publisher : Fakultas Ilmu Administrasi Universitas Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstrak Tujuan penulisan untuk mengetahui (1) Jenis Klaim Reimbursement Karyawan Pada PT. Federal International Finance (FIFGROUP) Cabang Subang. (2) Prosedur Klaim Reimbursement Karyawan Pada PT. Federal International Finance (FIFGROUP) Cabang Subang. (3) Risiko Yang Terjadi Dalam Prosedur Klaim Reimbursement Karyawan Pada PT. Federal International Finance (FIFGROUP) Cabang Subang. Metode yang digunakan yaitu metode deskriptif, sedangkan teknik yang digunakan dalam memperoleh data informasi yaitu dikumpulkan dengan metode pengumpulan data yang diantaranya observasi, wawancara dan studi pustaka. Federal International Finance (FIFGROUP) Cabang Subang merupakan perusahaan yang bergerak di bidang jasa layanan pembiayaan sepeda motor honda, jasa layanan pembiayaan multiguna, jasa layanan pembiayaan bisnis dan modal kerja. PT. Federal International Finance (FIFGROUP) Cabang Subang memiliki salah satu fasilitas yaitu reimbursement sebagai tunjangan bagi karyawan. Karyawan seringkali diharuskan membayar beberapa biaya karena perusahaan belum dapat membayarkannya secara langsung, perusahaan mengganti biaya yang sudah dikeluarkan atas klaim karyawan yang biasa disebut dengan reimbursement. Pada PT. Federal International Finance (FIFGROUP) Cabang Subang terdapat permasalahan yang berhubungan dengan klaim reimbursement karyawan, yaitu terjadi penolakan klaim yang disebabkan oleh karyawan yang belum paham dengan Standar Operasional Prosedur (SOP) yang telah ditetapkan oleh PT. Federal International Finance (FIFGROUP) Cabang Subang. Kata Kunci : Prosedur, Klaim, Reimbursement Abstract Research purposes the author intends to find out (1) Types of Employee Reimbursement Claims at PT. Federal International Finance (FIFGROUP) Subang Branch. (2) Employee Reimbursement Claim Procedure at PT. Federal International Finance (FIFGROUP) Subang Branch. (3) Risks that occur in the employee reimbursement claim procedure at PT. Federal International Finance (FIFGROUP) Subang Branch. The method used is the descriptive method, while the technique used in obtaining information data is collected by data collection methods whichinclude observation, interviews and literature studies. Federal International Finance (FIFGROUP) Subang Branch is a company engaged in honda motorcycle financing services, multipurpose financing services, business financing services and working capital. PT. Federal International Finance (FIFGROUP) Subang Branch has one of the facilities, namely reimbursement as a benefit for employees. Employees are often required to pay some fees because the company has not been able to pay them directly, the company reimburses the costs already incurred for the usual employee claims called reimbursement. At PT. Federal International Finance (FIFGROUP) Subang Branch there are problems related to employee reimbursement claims, namely the rejection of claims caused by employees who are not familiar with the Standards Operating Procedures (SOPs) that have been determined by PT. Federal International Finance (FIFGROUP) Subang Branch. Keywords: Procedures, Claims, Reimbursement
Co-Authors Abdullah Akhyar Nasution Abu Muna Almaududi Ausat Achmad Choerudin Ade Nawawi Agustian Zen Ahmad Muhamad Ridwan Saiful Asep Mustopa Saputra Bambang Irawan Cornelis Deda Darwin Nahwan Dayanto Miliano Deddy Suhardi Devy Mayang Sari Diah Ayu Fitriah Diawati, Prety Diksi Metris Dini Aulia Ilmi Ely Agustin Gazalin, Junaid Hizbul Khootimah Azzaakiyyah Iin Rahayu Indra Rustiawan Indra Rustiawan Ine Mariene Ira Modifa Tarigan Irine Zaki Oktaviani Isniar Budiarti Ivonne Ayesha Iwan Satriyo Nugroho Kiki Farida Ferine Kraugusteeliana Kraugusteeliana Luki Natika Mahardhani, Ardhana Januar Marleni Marleni Mesri Welhelmina Nisriani Manafe Moch Irwan Hermanto Mohd Kasturi Nor Abd Aziz Muammar Revnu Ohara Muhammad Ade Kurnia Harahap Nabila Bilqies Baruni Neng Sandra Fitriani Permata Hati Nia Kurniati Nida Hopia Noneng Nurhayani Nunung Siti Maryam Rafika Ratik Srimurni Rahmi Rismayani Deri Rani Rahmawati Ratih Kusumastuti Rinandita Wikansari Sahtoni Sahtoni Selvi Marcellia Sonny Santosa Sri Nurul Janah Suhartono Suherlan Suherlan Suherlan Suherlan, Suherlan Suparman, Ade Sutrisno, Sutrisno Tareq Al Bana Udi Iswadi Veny Robiatul Saiddah Vicky Karina Warmasih Warmasih Widya Syafira Windi Angelina Yakub Malik Yanto Budi Prasetya Yayat Suharyat