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Gender memoderasi overconfidence dan risk tolerance dalam keputusan investasi Ayang Mulyana; Erin Soleha; Sesri Sellina
REVITALISASI : Jurnal Ilmu Manajemen Vol 12 No 1 (2023): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/revitalisasi.v12i1.3828

Abstract

As the financial world continues to grow and develop, it is easier for investors to make investments. Investment is said to be successful if the investor is right in making decisions. The purpose of this study was to determine the relationship between overconfidence and risk tolerance variables in investment decisions in the capital market moderated by gender. The data in this study is primary data collected through online questionnaires and additional in-person interviews if possible, secondary data is data from KSEI, OJK, BI and several scientific articles used as references. The sample in this study is the millennial generation and Z generation in West Java Province. For the sample collection technique using Accidental Sampling with a total sample of 100 respondents. The analytical method uses Structural Equation Modeling (SEM) with SmartPLS software. The results showed that only the risk tolerance variable had an influence on investment decisions in the capital market, while other variables such as overconfidence had no influence on investment decisions in the capital market. Overconfidence, which is moderated by gender, also has no influence on investment decisions in the capital market, while risk tolerance, which is moderated by gender, also has no effect on investment decisions in the capital market.
Literasi Keuangan, Risk Tolerance dan Overconfidence Terhadap Keputusan Investasi pada Pekerja di Kawasan Industri Cikarang Efi Listiani; Erin Soleha
Journal of Management and Bussines (JOMB) Vol 5 No 2 (2023): Journal of Management and Bussines (JOMB)
Publisher : IPM2KPE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/jomb.v5i2.6271

Abstract

This study aims to analyze the effect of financial literacy, risk tolerance and overconfidence on investment decisions for workers in the Cikarang Industrial Area. The research method used is quantitative method with a total sample of 100 respondents which is determined by using non-probability sampling technique. The results of this study show that the t-statistic value for the financial literacy variable is 3.089 > 1.96 and the p-value is 0.002 <0.05. Overconfidence has a t-statistic value of 4.339 > 1.96 and a p-value of 0.000 <0.05 and the risk tolerance variable has a t-statistic value of 0.081 <1.96 and a p-value of 0.935 > 0.05. In conclusion, financial literacy and overconfidence have a significant positive effect on workers' investment decisions in the Cikarang Industrial Area. Meanwhile, risk tolerance has no effect on workers' investment decisions in the Cikarang Industrial Area. The most dominant variable affecting investment decisions is overconfidence so that the higher the level of self-confidence a person will make the decision to invest will increase. Keywords: Overconfidence, Investment Decision, Literacy, Risk Tolerance
The Effect of Financial Literacy, Income and Self Control on Financial Behavior Generation Z (Study on Generation Z Financial Behavior in Bekasi Regency) Gea Trivani; Erin Soleha
Economic Education Analysis Journal Vol 12 No 1 (2023): Economic Education Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/eeaj.v12i1.67452

Abstract

Financial behavior is an important thing to pay attention to, with good financial behavior a person will beable to meet his needs both from the short and long term. The purpose of this study was to determine and analyze the effect of financial literacy, income and self-control on thelimited financial behavior of generation Z. The population of this study is generation Z in Bekasi Regency. This studyused quantitative research with data collection techniques using questionnaires. The sampling technique in this study is by using urposive sampling techniques, so that the number of samples inthis study was 100 respondents. And the technique of data analysis inthis research is using Structural Equation Modelling (SEM) withthe help of SmartPLS version 4.0 for windows. The results of this study found that financial liability variables have a negative and insignificant effect on financial behavior in generation Z in Bekasi Regency, income variables have a positive and significant effect on financial behavior in generation Z in Bekasi regency.ini show that income can increase financial behavior in generation Z in Bekasi regency, where the higher a person's income level, the more Be careful about using money. In managing finances, generation Z must remember that both large and small income they have from working and investing, they still have to manage their finances well. Then the variable of self-control has a positive and significant effect on financial behavior. This means that the higher the self-control, the better the financial behavior.
Pengaruh Kompetensi, Beban Kerja dan Pelatihan Terhadap Produktivitas Kerja Karyawan Depo Arinda Indoeskrim Sukamulya Zanah, Miftahul; Soleha, Erin
BENING Vol 10, No 1 (2023): MEI 2023
Publisher : University of Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/bening.v10i1.5070

Abstract

Produktivitas karyawan memiliki bagian penting yang harus diperhatikan dalam manajemen sumber daya manusia. Jika produktivitas karyawan sudah menurun maka perusahaan perlu memikirkan  usaha apa yang akan dilakukan agar penurunan produktivitas kerja karyawan tidak mempengaruhi tujuan perusahaan yang diinginkan. Masalah yang diteliti dalam penelitian ini adalah apakah kompetensi, beban kerja, dan pelatihan berpengaruh terhadap produktivitas. Penelitian ini bertujuan untuk mengetahui pengaruh kkompetensi, beban kerja, dan pelatihan terhadap produktivitas kerja karyawan Depo Arinda Indoeskrim. Metode penelitian yang digunakan adalah. Kuantitatif dengan jumlah sampel 45 responden. Teknik pengumpulan data yang digunakan adalah kuesioner. Metode pengambilan data menggunakan non probability sampling dengan teknik sampling jenuh. Metode analisis yang digunakan adalah uji statistik deskriptif, uji model pengukuran atau outer model, uji model strukturan atau inner model, dan uji hipotesis. Dengan bantuan Software Smart-PLS 4.0 sebagai alat uji. Hasil penelitian ini menunjukkan bahwa kompetensi dan pelatihan berpengaruh secara positif dan signifikan terhadap produktivitas kerja karyawan. Sedangkan beban kerja berpengaruh positif namun tidak signifikan terhadap produktivitas kerja karyawan.
Pembekalan Strategi Manajemen dalam Menghadapi Tantangan Perekonomian Usaha di Era Digital Zakiatul Hidayah, Zulfa; Soleha, Erin; Latif, Abdul; Hariroh, Fiqih Maria Rabiatul; Meirani, Nadia
Abdimas Indonesian Journal Vol. 4 No. 2 (2024)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/aij.v4i2.372

Abstract

Field surveys were used in this Community Service initiative to gain further understanding of customer preferences, market trends, and areas of improvement needed by their companies. The devotion team managed to obtain important information from customers and business owners during the initial interviews to analyze the problems faced. A number of solutions were created to improve Angkringan's business performance once the problems were identified. Improvements in finance, marketing, promotion, expansion of premises and facilities, better sales strategies, product innovation, better customer service, and customer relationship maintenance are some examples of such actions. It is expected that these activities will improve service quality, increase customer satisfaction, and increase market share. This will help the business stay relevant and compete in a competitive market while enhancing customer relationships and improving overall business performance.
Pendampingan Edukasi Literasi Keuangan Dan Penerapan Pemasaran Digital Pada Pelaku Usaha Industri Rumahan Zulfa Zakiatul Hidayah; Prasetyo Hari Sandi; Muhamad Syahwildan; Etty Zuliawati Zed; Erin Soleha
Jurnal Kabar Masyarakat Vol. 1 No. 2 (2023): Mei : JURNAL KABAR MASYARAKAT
Publisher : Institut Teknologi dan Bisnis Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1336.019 KB) | DOI: 10.54066/jkb-itb.v1i2.233

Abstract

The financial literacy and inclusion index for urban areas in 2022 is 86.73%, for rural areas it is 82.69%. There is a gap of 2.10% between rural and urban areas. Seeing this, it is necessary to pay special attention to outreach and education in rural areas so that the strategy for implementing financial education is to increase the quantity of implementing financial education in rural areas. Especially now that we have entered the era of society 5.o where all transactions use technology. Even though the development of technology is very rapid, there are still many business actors who do not understand the use of information technology (Sugiarto et al., 2022). In this digital era, it is expected to form an information technology, especially in the field of marketing. Business actors, especially Mrs. Asri as the owner of the Serangkai Rasa business herself, said that there is still a lack of socialization of financial literacy itself, this is an obstacle for the community, especially business actors, in keeping abreast of economic developments, especially in the industrial era 4.o where all transactions have been carried out in technology-based businesses. . This service activity can provide positive results for the Implementation of Financial Literacy Education and Digital Marketing for Home Industry Business Actors.
PELATIHAN MANAJEMEN BISNIS DAN KEUANGAN DIGITAL BAGI PELAKU UMKM TAMBUN SELATAN Fiqih Maria Rabiatul Hariroh; Erin Soleha; Army Cahya Putra Rustamaji
Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia Vol. 1 No. 3 (2022): September : Jurnal Hasil Pengabdian Masyarakat Indonesia
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/karunia.v1i3.322

Abstract

Usaha mikro kecil menengah (UMKM) mempunyai peran penting dan strategis bagi pertumbuhan ekonomi negara, baik negara berkembang maupun negara maju. Pada saat krisis ekonomi berlangsung di Indonesia, kemampuan UMKM untuk tetap bertahan di masa krisis ekonomi adalah bukti bahwa sektor UMKM merupakan bagian dari sektor usaha yang cukup Tangguh. Usaha Mikro Kecil dan Menengah atau UMKM merupakan bisnis yang juga memerlukan pengelolaan manajemen usaha terkait aspek-aspek fungsional usaha dan pengelolaan keuangan yang baik. Setiap bisnis akan membutuhkan pengelolaan usaha dan keuangn yang tepat agar bisnis tetap bisa berjalan dengan lancar. Tujuan dari kegiatan pengabdian kepada masyarakat ini adalah memberikan pelatihan tentang pengelolaan manajemen usaha dan keuangan sederhana dalam bentuk paparan dan diskusi terkait komponen-komponen dalam mengelola manajemen usaha dan keuangan.
MEDIATION ANALYSIS OF WORK MOTIVATION ON WORKLOAD ON EMPLOYEE PERFORMANCE Maria Rabiatul Hariroh, Fiqih; Erin Soleha; Muhammad Kosim
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 2 No. 1 (2022): Februari : Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1158.406 KB) | DOI: 10.55606/jurimbik.v2i1.121

Abstract

Research The purpose of this study is to empirically examine work motivation mediating workload on employee performance. The data used in this study used primary data derived from questionnaires and then processed and analyzed and then presented in the form of tables and narratives. The sample used is 300 respondents taken from the population of PT. Amaan Indonesia Prosperous uses the Slovin formula. The sampling technique used is non-probability sampling. In this study, the data analysis technique used is path analysis. The results of the study state that workload has a positive influence on employee performance, work motivation has a positive influence on employee performance, workload has a positive influence on employee performance and motivation variable has a positive influence as a variable that mediates workload on employee performance.
Pendampingan Dan Konsultasi Manajemen Bisnis Dan Keuangan UMKM Dengan Digitalisasi Industry 4.o Zulfa Zakiatul Hidayah; Erin Soleha; Fiqih Maria Rabiatul Hariroh; Muhamad Syahwildan; Isarianto Isarianto
Jurnal Masyarakat Mengabdi Nusantara Vol. 3 No. 2 (2024): Juni : Jurnal Pengabdian Kepada Masyarakat
Publisher : STIPAS Tahasak Danum Pambelum Keuskupan Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58374/jmmn.v2i4.234

Abstract

Knowledge of finance plays a very important role in the sustainability of a business, from the main aspects of business finance and management knowledge are always the main foundation. As times progress, especially in the era of digitalization, it is very unfortunate when business people pay less attention to financial aspects and optimizing business management. Financial management can be carried out when the Human Resources in the business have the competence to adapt to current developments in the 4.o industry. Moved from a living environment where business actors have very little education regarding finances and how to manage a business so that it can grow and adapt to digital developments as well as the lack of education and training provided for business actors, especially micro businesses, in this community service activity We aim to provide assistance and consultation to business actors in Bumi Citra Lestari Housing which is expected to start from one business actor and expand to other business actors. This service activity is designed to focus more on providing business assistance starting from business management to finance, so as to provide maximum results with the competence of the human resources they have, especially for business actors who have high competitiveness in this era of digitalization so that in the future they can optimize all business activities in order to improve profits and sales as well so that the business can survive for a long time and continue to grow.
PREPARATION FOR THE FUTURE WITH INVESTMENT AND COMPETENCE Maria Rabiatul Hariroh, Fiqih; Soleha, Erin; Kosim, Muhammad
Jurnal Pengabdian kepada Masyarakat Indonesia (JPKMI) Vol. 1 No. 3 (2021): Desember: Jurnal Pengabdian Kepada Masyarakat Indonesia (JPKMI)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (929.412 KB) | DOI: 10.55606/jpkmi.v1i3.172

Abstract

Investasi keuangan dan mengembangkan kompetensi diri menjadi salah satu perencanaan mempersiapkan masa depan yang lebih baik. Tujuan yang ingin dicapai dalam kegiatan pengabdian ini adalah memberikan pemahaman dan pengetahuan kepada pengurus dan tenaga pengajar Lembaga Pendidikan Anak Hebat Sukaraya tentang investasi dan kompetensi diri sehingga mereka lebih siap menghadapi masa depan dengan perencanaan dan persiapan keuangan serta kompetensi yang baik.