Articles
<![CDATA[Gender memoderasi overconfidence dan risk tolerance dalam keputusan investasi ]]>
<![CDATA[Ayang Mulyana]]>;
<![CDATA[Erin Soleha]]>;
<![CDATA[Sesri Sellina]]>
<![CDATA[ REVITALISASI : Jurnal Ilmu Manajemen Vol 12 No 1 (2023): REVITALISASI : Jurnal Ilmu Manajemen ]]>
Publisher : <![CDATA[Universitas Islam Kadiri ]]>
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DOI: 10.32503/revitalisasi.v12i1.3828
<![CDATA[As the financial world continues to grow and develop, it is easier for investors to make investments. Investment is said to be successful if the investor is right in making decisions. The purpose of this study was to determine the relationship between overconfidence and risk tolerance variables in investment decisions in the capital market moderated by gender. The data in this study is primary data collected through online questionnaires and additional in-person interviews if possible, secondary data is data from KSEI, OJK, BI and several scientific articles used as references. The sample in this study is the millennial generation and Z generation in West Java Province. For the sample collection technique using Accidental Sampling with a total sample of 100 respondents. The analytical method uses Structural Equation Modeling (SEM) with SmartPLS software. The results showed that only the risk tolerance variable had an influence on investment decisions in the capital market, while other variables such as overconfidence had no influence on investment decisions in the capital market. Overconfidence, which is moderated by gender, also has no influence on investment decisions in the capital market, while risk tolerance, which is moderated by gender, also has no effect on investment decisions in the capital market.]]>
<![CDATA[Penguatan Kinerja UMKM melalui Pengetahuan Keuangan dan Inklusi Keuangan Digital pada Pelaku UMKM Desa Setia Darma ]]>
<![CDATA[Erin Soleha]]>;
<![CDATA[Hariroh FM]]>;
<![CDATA[Hidayah ZZ]]>
<![CDATA[ Jurnal Pengabdian Bersama Masyarakat Indonesia Vol. 1 No. 3 (2023): Juli : Jurnal Pengabdian Bersama Masyarakat Indonesia ]]>
Publisher : <![CDATA[CV. Aksara Global Akademia ]]>
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DOI: 10.59031/jpbmi.v1i3.198
<![CDATA[Kegiatan Pengabdian Kepada Masyarakat ini dilakukan bersama dengan mitra usaha mikro kecil dan menengah (UMKM) yang berlokasi di Desa Setia Darma Kecamatan Tambun Selatan Kabupaten Bekasi Provinsi Jawa Barat. Terdapat tiga masalah utama yang dihadapi oleh mitra UMKM, yaitu kurangnya pengetahuan keuangan dan inklusi keuangan digital para pelaku usaha seperti belum memiliki sistem pencatatan keuangan yang baik dan belum memiliki sistem pembayaran digital dan pemasaran digital bagi usahanya. Langkah praktis untuk mengatasi permasalahan tersebut adalah melalui pembinaan terhadap mitra dengan tiga cara. Pertama pembinaan dilakukan dengan memberikan pelatihan pencatatan keuangan secara manual dan terdigitalisasi. Kedua, pembinaan dilakukan dengan memberikan pelatihan penggunaan pembayaran digital dan yang ketiga memberikan pelatihan dan pembinaan mengenai digital marketing.]]>
<![CDATA[Literasi Keuangan, Risk Tolerance dan Overconfidence Terhadap Keputusan Investasi pada Pekerja di Kawasan Industri Cikarang ]]>
<![CDATA[Efi Listiani]]>;
<![CDATA[Erin Soleha]]>
<![CDATA[ Journal of Management and Bussines (JOMB) Vol 5 No 2 (2023): Journal of Management and Bussines (JOMB) ]]>
Publisher : <![CDATA[IPM2KPE ]]>
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DOI: 10.31539/jomb.v5i2.6271
<![CDATA[This study aims to analyze the effect of financial literacy, risk tolerance and overconfidence on investment decisions for workers in the Cikarang Industrial Area. The research method used is quantitative method with a total sample of 100 respondents which is determined by using non-probability sampling technique. The results of this study show that the t-statistic value for the financial literacy variable is 3.089 > 1.96 and the p-value is 0.002 <0.05. Overconfidence has a t-statistic value of 4.339 > 1.96 and a p-value of 0.000 <0.05 and the risk tolerance variable has a t-statistic value of 0.081 <1.96 and a p-value of 0.935 > 0.05. In conclusion, financial literacy and overconfidence have a significant positive effect on workers' investment decisions in the Cikarang Industrial Area. Meanwhile, risk tolerance has no effect on workers' investment decisions in the Cikarang Industrial Area. The most dominant variable affecting investment decisions is overconfidence so that the higher the level of self-confidence a person will make the decision to invest will increase. Keywords: Overconfidence, Investment Decision, Literacy, Risk Tolerance]]>
<![CDATA[The Effect of Financial Literacy, Income and Self Control on Financial Behavior Generation Z (Study on Generation Z Financial Behavior in Bekasi Regency) ]]>
<![CDATA[Gea Trivani]]>;
<![CDATA[Erin Soleha]]>
<![CDATA[ Economic Education Analysis Journal Vol 12 No 1 (2023): Economic Education Analysis Journal ]]>
Publisher : <![CDATA[Universitas Negeri Semarang ]]>
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DOI: 10.15294/eeaj.v12i1.67452
<![CDATA[Financial behavior is an important thing to pay attention to, with good financial behavior a person will beable to meet his needs both from the short and long term. The purpose of this study was to determine and analyze the effect of financial literacy, income and self-control on thelimited financial behavior of generation Z. The population of this study is generation Z in Bekasi Regency. This studyused quantitative research with data collection techniques using questionnaires. The sampling technique in this study is by using urposive sampling techniques, so that the number of samples inthis study was 100 respondents. And the technique of data analysis inthis research is using Structural Equation Modelling (SEM) withthe help of SmartPLS version 4.0 for windows. The results of this study found that financial liability variables have a negative and insignificant effect on financial behavior in generation Z in Bekasi Regency, income variables have a positive and significant effect on financial behavior in generation Z in Bekasi regency.ini show that income can increase financial behavior in generation Z in Bekasi regency, where the higher a person's income level, the more Be careful about using money. In managing finances, generation Z must remember that both large and small income they have from working and investing, they still have to manage their finances well. Then the variable of self-control has a positive and significant effect on financial behavior. This means that the higher the self-control, the better the financial behavior.]]>
<![CDATA[Peran Financial Literacy dan Income Terhadap Financial Technology dengan Financial Management Behavior Sebagai Variabel Mediasi ]]>
<![CDATA[Erin Soleha]]>;
<![CDATA[Emmelia Tan]]>
<![CDATA[ JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 7 No 2 (2023): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) ]]>
Publisher : <![CDATA[Universitas Hamzanwadi ]]>
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DOI: 10.29408/jpek.v7i2.22129
<![CDATA[The purpose of this study is to find out how the role of Financial Literacy and income in the use of digital wallet financial technology products is mediated by the Financial Management Behavior variable. The data in this study is primary data collected through online questionnaires and additional in-person interviews, secondary data is data from OJK, BI and several scientific articles used as references. The sample in this research was millennial generation and generation Z women in West Java Province. The sample collection technique uses Accidental Sampling. The analysis method uses Structural Equation Modeling (SEM) with SmartPLS software. The results showed that financial literacy on financial management behavior and financial literacy on financial technology did not have a direct effect, followed by financial literacy on financial technology which was mediated by financial management behavior which also did not have an indirect effect. Meanwhile, income on financial management behavior, income on financial technology and financial management behavior on financial technology has a direct influence and income on financial technology mediated by financial management behavior has an indirect effect]]>
<![CDATA[Analisis Risk Tolerance dan Overconfidence terhadap Keputusan Investasi di Bursa Efek Indonesia ]]>
<![CDATA[Widiastuti Widiastuti]]>;
<![CDATA[Erin Soleha]]>;
<![CDATA[Nadia Meirani]]>
<![CDATA[ JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 1 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) ]]>
Publisher : <![CDATA[Universitas Hamzanwadi ]]>
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DOI: 10.29408/jpek.v8i1.25274
<![CDATA[In Indonesia, investment is now commonplace for Indonesian people, plus the increasingly rapid development of technology and digitalization, makes it easier for people to invest. We cannot necessarily invest for the reason of keeping up with the times, if this is not taken into consideration when making investment decisions it could be detrimental, while the aim of investment is for profit. When making investment decisions, we must consider how investors have risk tolerance and overconfidence. The aim of this research is so that the decisions we take in determining investment success on the Stock Exchange can be carried out optimally. The main data used in this research comes from interviews and data collection methods for 100 respondents using Accidental Sampling in the millennial population of the Bekasi area. The study methodology takes a quantitative tack. Using SmartPLS software, the Partial Least Square statistical test tool was used to evaluate the indicators for each variable. According to the study's findings, overconfidence affects investment decisions made on the Indonesian Stock Exchange, while risk tolerance has no bearing on such decisions]]>
<![CDATA[The Influence of Financial Literacy and Financial Socialization on the Financial Management Behavior of Investors in Indonesia After the Covid 19 Pandemic ]]>
<![CDATA[Muhamad Syahwildan]]>;
<![CDATA[Erin Soleha]]>
<![CDATA[ Jurnal Multidisiplin Madani Vol. 3 No. 11 (2023): November, 2023 ]]>
Publisher : <![CDATA[PT FORMOSA CENDEKIA GLOBAL ]]>
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DOI: 10.55927/mudima.v3i11.6928
<![CDATA[Financial intelligence is a term used to describe the capacity to organize and manage money that is determined as one of the indicators of a person's success in managing their finances. Maximizing the value of money that a person has is being able to manage their finances well. In addition, good money management will protect a person from possible difficulties that occur. The purpose of this study is to determine the effect of financial literacy and financial socialization on the financial management behavior of investors in the Greater Bekasi area after the Covid-19 pandemic. This study uses a quantitative approach and data sources from distributing questionnaires to all investors in the Greater Bekasi area as many as 100 respondents to determine the impact of financial literacy and financial socialization on the financial management behavior of investors in the Greater Bekasi area after the Covid-19 pandemic. With the help of the SmartPLS software program and testing the outer model and inner model, data analysis was carried out using the SEM method. The results of this study indicate that financial literacy and financial socialization have an influence on financial management behavior, with P-values of 0.000 and 0.093, respectively]]>
<![CDATA[Investment Interest: Factors Affecting Investors in the Capital Market ]]>
<![CDATA[Erin Soleha]]>;
<![CDATA[Shafiera Lazuarni]]>
<![CDATA[ Economic Education Analysis Journal Vol. 13 No. 1 (2024): Economic Education Analysis Journal ]]>
Publisher : <![CDATA[Universitas Negeri Semarang ]]>
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<![CDATA[Economic activity can increase with the existence of the capital market as an alternative funding for companies so they can expand their business more widely so that it will increase income. This research aims to determine the influence of income, investment knowledge and investment motivation on interest in investing in the capital market. This research was conducted on capital market investors in West Java Province. The sampling technique uses a non-probability sampling method with the Accidental Sampling technique because the population in West Java is unknown, so the formula needed to determine the sample size is to use the Lemeshow formula. So the minimum sample size required in this research is 100 respondents. In this research, questionnaires were the only data collection technique used. Meanwhile, the statistical test tool used in this research is SmartPLS. From the research that has been carried out, results have been obtained which show that income and investment motivation have an influence on interest in investing in the capital market and investment knowledge has no effect on interest in investing in the capital market. The results of this research explain that the amount of income one has and the high level of motivation will make someone interested in investing, while investment knowledge cannot yet determine whether someone is interested in investing in the capital market or not.]]>
<![CDATA[Pengaruh Kompetensi, Beban Kerja dan Pelatihan Terhadap Produktivitas Kerja Karyawan Depo Arinda Indoeskrim Sukamulya ]]>
<![CDATA[Zanah, Miftahul]]>;
<![CDATA[Soleha, Erin]]>
<![CDATA[ BENING Vol 10, No 1 (2023): MEI 2023 ]]>
Publisher : <![CDATA[University of Riau Kepulauan ]]>
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DOI: 10.33373/bening.v10i1.5070
<![CDATA[Produktivitas karyawan memiliki bagian penting yang harus diperhatikan dalam manajemen sumber daya manusia. Jika produktivitas karyawan sudah menurun maka perusahaan perlu memikirkan usaha apa yang akan dilakukan agar penurunan produktivitas kerja karyawan tidak mempengaruhi tujuan perusahaan yang diinginkan. Masalah yang diteliti dalam penelitian ini adalah apakah kompetensi, beban kerja, dan pelatihan berpengaruh terhadap produktivitas. Penelitian ini bertujuan untuk mengetahui pengaruh kkompetensi, beban kerja, dan pelatihan terhadap produktivitas kerja karyawan Depo Arinda Indoeskrim. Metode penelitian yang digunakan adalah. Kuantitatif dengan jumlah sampel 45 responden. Teknik pengumpulan data yang digunakan adalah kuesioner. Metode pengambilan data menggunakan non probability sampling dengan teknik sampling jenuh. Metode analisis yang digunakan adalah uji statistik deskriptif, uji model pengukuran atau outer model, uji model strukturan atau inner model, dan uji hipotesis. Dengan bantuan Software Smart-PLS 4.0 sebagai alat uji. Hasil penelitian ini menunjukkan bahwa kompetensi dan pelatihan berpengaruh secara positif dan signifikan terhadap produktivitas kerja karyawan. Sedangkan beban kerja berpengaruh positif namun tidak signifikan terhadap produktivitas kerja karyawan.]]>
<![CDATA[Pembekalan Strategi Manajemen dalam Menghadapi Tantangan Perekonomian Usaha di Era Digital ]]>
<![CDATA[Zakiatul Hidayah, Zulfa]]>;
<![CDATA[Soleha, Erin]]>;
<![CDATA[Latif, Abdul]]>;
<![CDATA[Hariroh, Fiqih Maria Rabiatul]]>;
<![CDATA[Meirani, Nadia]]>
<![CDATA[ Abdimas Indonesian Journal Vol. 4 No. 2 (2024) ]]>
Publisher : <![CDATA[Civiliza Publishing ]]>
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DOI: 10.59525/aij.v4i2.372
<![CDATA[Field surveys were used in this Community Service initiative to gain further understanding of customer preferences, market trends, and areas of improvement needed by their companies. The devotion team managed to obtain important information from customers and business owners during the initial interviews to analyze the problems faced. A number of solutions were created to improve Angkringan's business performance once the problems were identified. Improvements in finance, marketing, promotion, expansion of premises and facilities, better sales strategies, product innovation, better customer service, and customer relationship maintenance are some examples of such actions. It is expected that these activities will improve service quality, increase customer satisfaction, and increase market share. This will help the business stay relevant and compete in a competitive market while enhancing customer relationships and improving overall business performance.]]>
