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All Journal Al-Mizan (e-Journal) Al-Mustashfa MAHKAMAH: Jurnal Kajian Hukum Islam Yustisia Merdeka : Jurnal Ilmiah Hukum HUKMY : Jurnal Hukum Jurnal Manajemen Dan Bisnis Ekonomi Amal: Jurnal Ekonomi Syariah LEX LAGUENS: Jurnal Kajian Hukum dan Keadilan Journal of Economic Development and Village Building Journal of Multidisciplinary Research and Development Jurnal Ekonomi, Manajemen, Akuntansi Edulaw : Journal of Islamic Law and Yurisprudance Dialog Legal: Jurnal Syariah, Jurisprudensi dan Tata Negara Journal of Islamic Economics and Business Ethics Jurnal Pengkajian Penelitian Syariah dan Ilmu Hukum EL-IBTIKAR: Jurnal Pendidikan Bahasa Arab Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah PEPAKEM: Jurnal Hukum Tata Negara dan Politik Islam DIMASEJATI:Jurnal Pengabdian Kepada Masyarakat
Abdul Fatakh
Universitas Islam Negeri Siber Syekh Nurjati Cirebon
Religion Arts Humanities Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PENJUALAN BARANG GADAI DI BANK BJB SYARIAH KABUPATEN KUNINGAN MENURUT TINJAUAN HUKUM EKONOMI SYARIAH Rabith Madah Khulaili Harsya; Wasman Wasman; Ubaidillah Ubaidillah; Abdul Fatakh; Frida Alkhansaa’ Adzkia
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 7 No. 1 (2022)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v7i1.10627

Abstract

Bank memberikan manfaat besar bagi masyarakat sebagaimana fungsinya untuk menghimpun dan menyalurkan dana. Bank syariah menawarkan berbagai fasilitas dan produk pembiayaan dengan prinsip syariah. Akad rahn merupakan produk yang cukup diminati masyarakat yang ingin mengajukan pinjaman kepada bank syariah. Penelitian ini menggunakan metode kualitatif dengan studi kasus di lapangan. Teknik pengumpulan data dilakukan melalui observasi, wawancara dan dokumentasi. Dari hasil penelitiannya diperoleh Penjualan Barang Gadai di Bank BJB Syariah Kabupaten Kuningan menggunakan akad qard, rahn, dan ijarah.  Jenis barang gadai yang dijual bank sama dengan jenis penerimaan barang gadai yaitu berupa Logam Mulya 17-24 karat, Emas Kuning 16-24 karat, dan Perhiasan 17-23 karat.  Proses pentaksir perhiasan emas dikerjakan oleh petugas taksir dengan menggunakan peralatan khusus untuk memperoleh nilai emas, diantaranya timbangan untuk mengukur berat emas dan batu uji karatase. Harga jual emas ditaksir melalui dua cara, yaitu: menggunakan berat jenis dan diuji oleh zat kimia.Kata Kunci: Penjualan Barang Gadai, Bank BJB Syariah, Hukum Ekonomi Syariah.
SOLVING CYBER CRIME IN ONLINE BUYING AND SELLING IN CIREBON CITY IN REVIEW OF ITE LAW AND ISLAMIC LAW Didi Sukardi; Farha Bayu Nugraha; Ubaidillah Ubaidillah; Abdul Fatakh; Leliya Leliya; Muhammad Fadel Arrizky
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 8 No. 2 (2023)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v8i2.15349

Abstract

AbstractIn the cybercrime crime of online buying and selling fraud, there is a case, one of which occurred in Cirebon City, so the police must solve the online buying and selling fraud cybercrime case. However, in practice, the police experienced several obstacles in its resolution. The method in this study is descriptive qualitative research with a case study approach. The data collection techniques carried out are observation, interviews and documentation. From the results of this study, it is known that the police from the Cirebon City Police, in handling criminal cases of online buying and selling fraud, carried out an investigation process by investigators. The investigation is carried out by checking the accounts of the perpetrators of online buying and selling scams to find evidence and track down the perpetrators. However, the police experienced several obstacles, from the limited special tools in uncovering criminal acts of online buying and selling fraud to the difficulty of finding evidence and tracking the perpetrators. Hence, the Cirebon City Police became less effective in solving online buying and selling fraud crimes.Keywords: Cybercrime; Scams; E-commerce.
Application of Mu'nah Rahn Tasjily in Land Collateral: Integration of DSN-MUI Fatwa and Sharia Economic Principles Wasman Wasman; Sekar Elena; Ahmad Khoirudin; Abdul Fatakh; Fajar Setiawan
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 9 No. 2 (2024)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.18549

Abstract

This study investigates the application of mu’nah rahn tasjily in land collateral financing at Pegadaian Syariah KC. Cipto Mangunkusumo Cirebon, integrating the DSN-MUI Fatwa No. 68/DSN-MUI/III/2008 and the Compilation of Sharia Economic Law (KHES). Employing a qualitative approach with a normative-empirical methodology, the research combines literature reviews and field investigations. Primary data were collected through interviews with employees and managers, while secondary data included books, journals, and relevant documents. Data collection methods involved observation, structured interviews, and documentation, focusing on the implementation of mu’nah in land certificate financing for the year 2023. The findings reveal two types of rahn tasjily contracts, with one involving the determination of mu’nah based on the loan amount. In these contracts, the collateral submitted serves only as proof of ownership, while the pledger retains control over the physical collateral. However, an analysis of the DSN-MUI Fatwa indicates a deviation in practice at Pegadaian Syariah KC. Cipto Mangunkusumo, as mu’nah is calculated proportionally to the loan amount rather than independently. Furthermore, the KHES emphasizes time-based calculations for ijarah, suggesting the necessity of structured time limitations to prevent disputes and ensure compliance with Sharia principles. This study underscores the need for a more consistent application of Sharia guidelines in determining mu’nah to enhance transparency and fairness in Islamic financial practices.Keywords: Mu’nah Rahn Tasjily, Land Collateral, DSN-MUI Fatwa, Sharia Economic Law, Islamic Pawnshop Practices.
Sharia Economic Law Analysis of Paylater Features in Online Marketplace Transactions Abdul Fatakh; Eka Rosanti; Toto Suharto; Dila Annisa
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 10 No. 1 (2025)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v10i1.20292

Abstract

The advancement of digital technology has significantly transformed buying and selling systems, particularly through online marketplace platforms. One notable innovation is the paylater payment scheme, which allows consumers to defer payments after completing transactions. While this method offers practical convenience, it raises critical concerns from the perspective of Sharia economic law, especially regarding the elements of riba (interest), gharar (uncertainty), and transactional justice. This study aims to analyze the implementation of paylater features in the Hijabequlla marketplace by examining their compliance with Sharia economic principles. Using a qualitative descriptive method, data were collected through observation, interviews, and literature review. The findings reveal that although the paylater scheme facilitates online purchases, its current implementation shows potential violations of Sharia provisions—particularly those outlined in the DSN-MUI Fatwa No. 1 of 2004 concerning interest-based transactions. The novelty of this research lies in its contextual analysis of a contemporary marketplace platform using the framework of Islamic economic law, offering insights into the alignment—or misalignment—between digital consumer financing and Sharia norms. The study concludes that a reconstruction of the paylater system is needed to ensure compliance with Islamic legal standards, thereby promoting fair and ethical digital transactions.Keywords: Marketplace; Paylater; DSN-MUI Fatwa; Digital Transactions; Sharia Economic Law.
IMPLEMENTASI PERATURAN BUPATI MAJALENGKA NOMOR 54 TAHUN 2021 TENTANG PENCEGAHAN PERKAWINAN PADA USIA ANAK DI KECAMATAN SINDANGWANGI Dede Al Mustaqim; Youdhisthira Wibowo Andra; Rahmat Fauzi; Miftahul Munir; Abdul Fatakh
Edulaw : Journal of Islamic Law and Yurisprudance Vol. 8 No. 1 (2026): Edulaw : Journal of Islamic Law and Yurisprudance
Publisher : Islamic Criminal Law Study Program, Bunga Bangsa Cirebon Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/edulaw.v8i1.4219

Abstract

Child marriage remains a serious issue in Indonesia despite the enactment of Law Number 16 of 2019, which raised the minimum legal age for marriage to 19 years. As a derivative regulation, the Government of Majalengka Regency issued Regent Regulation Number 54 of 2021 concerning the Prevention of Child Marriage, the implementation of which at the sub-district level is a key factor in the policy’s success. The research method used is a qualitative approach with a phenomenological type of study, focusing on the subjective experiences of actors involved in implementing the policy. The results show that the implementation of the Regent Regulation in Sindangwangi Sub-district is carried out through an adaptive and contextual approach, where prevention materials are not delivered through standalone programs but are integrated into PKK activities, family planning programs, community health posts (posyandu), Legal Awareness Village initiatives, as well as advisories during marriage ceremonies. The division of roles among institutions functions clearly: the sub-district government acts as coordinator and supervisor; the Office of Religious Affairs (KUA) serves as the front line in age verification and religious education; Family Planning Field Officers (PLKB) provide technical assistance in reproductive health and Marriage Age Maturity (PUP); while village governments and religious leaders act as facilitators at the community level. Flagship programs include structured counseling by DP3AKB, PUP and ElSIMIL programs by PLKB, School-Age Youth Guidance (BRUS) by KUA, as well as contextual outreach through digital media and religious forums. Although two cases of child marriage were still recorded in 2022, cross-sectoral collaboration operating synergistically has created a comprehensive prevention ecosystem.
Implementasi Peraturan Daerah Kabupaten Cirebon Nomor 5 Tahun 2023 Tentang Fasilitasi Penyelenggaraan Pesantren Di Pondok Buntet Pesantren Cirebon Yusro Ramadhan; Mohamad Rana; Izzudin Izzudin; Abdul Fatakh
PEPAKEM: JURNAL HUKUM TATA NEGARA DAN POLITIK ISLAM Vol 3 No 1 (2025): Mei 2025
Publisher : Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/pepakem.v3i1.429

Abstract

Upaya mendorong pesantren tentunya menjadi sangat penting untuk berkembang. Bukan saja hanya pemerintah pusat akan tetapi peran penting pemerintah daerah untuk memfokuskan keterlibatannya pada Fasilitasi Penyelenggaraan Pesantren. Penelitian ini bertujuan untuk mengetahui bagaimana Implementasi dari Peraturan Daerah Kabupaten Cirebon Nomor 5 Tahun 2023 tentang Fasilitasi Penyelenggaraan Pesantren. Dan berjalannya Peraturan Daerah tersebut benar-benar dijalankan atau hanya dijadikan sebagai dokumen tertulis dan menjadi arsip Kabupaten Cirebon sendiri, serta ingin melihat apa saja faktor penghambat dan pendukung dari Implementasi Peraturan Daerah tersebut terhadap Pondok Buntet Pesantren. Penelitian ini dilakukan dengan jenis Kualitatif berupa studi kasus dengan pendekatan Yuridis-Empiris, Teknik pengumpulan data yaitu observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa implementasi peraturan daerah tersebut yang ada pada lingkungan pondok Buntet Pesantren belum sepenuhnya terlaksana dengan baik dalam bentuk komunikasi, sumber daya, disposisi, dan birokrasi. Faktor hambatan dalam implementasinya yaitu seperti keterbatasan anggaran, dan kurangnya komunikasi yang efektif dengan pemerintah. Dalam faktor pendukung implementasinya yaitu seperti kesadaran dan komitmen pengasuh pesantren, partisipasi santri dan warga di pesantren, keterlibatan masyarakat, dan sumber daya manusia yang berkualitas.
THE IMPACT COVID-19 ON POVERTY LEVEL OF COMMUNITY FROM AN ISLAMIC ECONOMIC PERSPECTIVE Ana Adiliani; R Agus Abikusna; Abdul Fatakh; Abdurokhim Abdurokhim
Journal of Economic Development and Village Building Vol. 1 No. 1 (2023): Journal of Economic Development and Village Building
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jedvb.v1i1.1

Abstract

The purpose of this research is to find out and analyze poverty in terms of the Covid-19 Pandemic and in general before the Pandemic hit Rungkang Village, and how to overcome poverty occurs through the role of government and the Islamic economy so that it can eliminate poverty. This type of research is descriptive qualitative research, and the approach used in this research is ethnographic research. The research location taken was in Rungkang Village, Losari District, Brebes Regency. The implementation time is from November 2021 to May 2022. The data taken is real data obtained from the field. Sources of data in this study were obtained from communities affected by the Covid-19 pandemic in Rungkang Village, Losari District, Brebes Regency. Data collection techniques were carried out using observation, interviews, and documentation. The data analysis technique uses interactive Milles and Huberman analysis. The results of the study show that the Covid-19 Pandemic has had an impact on changing the behavior of the people of Rungkang Village where economic activity has driven an increasing poverty rates where unemployment has reduced the economy.
Implementasi Akad Tijarah dan Akad Tabarru’ Pada Asuransi Syariah M. Akbar Nafa; Jefik Zulfikar Hafizd; Asep Saepullah; Abdul Fatakh; Ahmad Khoirudin
Dialog Legal: Jurnal Syariah, Jurisprudensi dan Tata Negara Vol. 2 No. 2 (2026): Mei
Publisher : Sekolah Tinggi Ilmu Syariah Wal Aqidah Ash-Shofa Manonjaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64367/dialoglegal.v2i2.115

Abstract

This study aims to analyze the implementation of tijarah and tabarru’ contracts at PT Asuransi Jiwa Syariah Al-Amin in Cirebon and assess their conformity with Islamic economic law. It employs a qualitative method with an empirical juridical approach. Primary data were collected through interviews with the branch manager and marketing staff, observation, and documentation of insurance policies, application forms, product provisions, and fund-management mechanisms. Secondary data were drawn from DSN-MUI fatwas, regulations, books, and relevant scholarly articles, then analyzed descriptively through data reduction, presentation, interpretation, and conclusion drawing. The findings show that the tijarah contract is implemented through wakālah bi al-ujrah, under which participants authorize the company to manage their funds in return for an ujrah. The tabarru’ contract is implemented through participants’ charitable contributions placed in a separate account for claim payments and mutual protection. These practices generally satisfy the principles of contractual clarity, fund segregation, transparency, justice, and mutual assistance and refer to DSN-MUI Fatwa No. 52/2006 and No. 53/2006. The study concludes that the integration of both contracts is consistent with Islamic economic law, although transparency in ujrah determination and tabarru’ fund management requires stronger oversight.
Rasional Ekonomi Konvensional Dan Syariah Perspektif Pemikiran Monzer Kahf Abdul Fatakh; Samud Samud
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 1: November 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i1.6210

Abstract

Ekonomi konvensional dan ekonomi syariah merupakan dua sistem yang berbeda dalam prinsip, tujuan, dan pendekatannya. Ekonomi konvensional berorientasi pada efisiensi dan optimalisasi keuntungan individu, sedangkan ekonomi syariah berlandaskan pada prinsip-prinsip Islam yang menekankan keadilan, kesejahteraan kolektif, dan keseimbangan antara kebutuhan duniawi dan ukhrawi. Pemikiran Monzer Kahf memberikan kontribusi signifikan dalam menjelaskan perbedaan rasionalitas kedua sistem ini. Menurut Kahf, ekonomi konvensional didasarkan pada rasionalitas utilitarian, sementara ekonomi syariah dipandu oleh nilai-nilai moral dan maqashid syariah. Ekonomi syariah tidak hanya berfungsi sebagai sistem yang melarang praktik-praktik yang tidak etis, tetapi juga sebagai sarana untuk membangun keadilan sosial dan distribusi kekayaan yang adil. Artikel ini bertujuan untuk mengkaji secara mendalam perspektif Monzer Kahf terkait rasionalitas ekonomi konvensional dan syariah, serta relevansinya dalam menjawab tantangan ekonomi modern.
Pendampingan Pemanfaatan Limbah Rumah Tangga Untuk Meningkatkan Produktivitas Masyarakat Ciwiru di Masa Pandemi COVID-19 Indah Fitria Sari; Brilian Abad Wijaya; Dede Cahyati Sahrir; Abdul Fatakh
Dimasejati: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 2 (2022)
Publisher : Universitas Islam Negeri Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/dimasejati.v4i2.12049

Abstract

Pandemi Covid-19 mengurangi dan membatasi aktivitas masyarakat, salah satu dampaknya adalah pelaksanaan program Kuliah Kerja Nyata (KKN) dilakukan di lingkungan rumah masing-masing yang selanjutnya disebut dengan KKN-DR (KKN - Dari Rumah). KKN-DR ini merupakan kegiatan pengabdian kepada masyarakat dengan tetap memperhatikan protokol kesehatan. Salah satu program yang dilaksanakan adalah pengelolaan limbah rumah tangga menjadi sesuatu yang bermanfaat, dalam hal ini adalah kompos. Kompos yang kami buat berbahan dasar dari limbah rumah tangga seperti sayuran, buah, dan sebagainya. Metode yang digunakan adalah metode partisipatif yang bertujuan untuk mencari solusi atas permasalahan yang tengah dihadapi. Kegiatan pendampingan ini bertujuan untuk dapat memanfaatkan limbah rumah tangga menjadi sesuatu yang lebih berguna dan menciptakan solusi daur ulang sampah organik. Adapun hasil dari kegiatan pengabdian ini adalah masyarakat mampu membuat kompos yang berbahan dasar sampah atau limbah organik sekaligus mengisi aktivitas dan memcu produktivitas masyarakat sekitar.
Co-Authors Abdul Hakim, Fadlih Abdurokhim Abdurokhim Abikusna, R Agus Adiliani, Ana Ahmad Khoirudin Al Mustaqim, Dede Al-Hanif, Elbayati Ana Adiliani Anik Rufaidah Anis Kurahmawati Annisa, Dila Arrizky, Muhammad Fadel Asep Saepullah Atfalina, Hikmah Brilian Abad Wijaya Dede Al Mustaqim Dede Cahyati Sahrir Dewi Fatmasari Diana Djuwita Didi Sukardi Dila Annisa Eka Rosanti Elena, Sekar Fajar Setiawan Farha Bayu Nugraha Frida Alkhansaa’ Adzkia Frida Alkhansaa’ Adzkia Harsya, Rabith Madah Khulaili Harsya, Rabith Madah Khulaili Indah Fitria Sari Izzudin Izzudin Jefik Zulfikar Hafizd Khoirudin, Ahmad Kohari Amaludin Lala, Andi Leliya Leliya Leliya Leliya M. Akbar Nafa Miftahul Munir Mohamad Rana Muhammad Fadel Arrizky Mustaqim, Dede Al Naufal Luthfi Alifa Nugraha, Farha Bayu Pradi Khusufi Syamsu Prayoga, Made Tubagus R Agus Abikusna Rahmat Fauzi Rosanti, Eka Samud Samud Samud Samud, Samud Sekar Elena Setiawan, Fajar Siswahyudianto Syed Muhammad Abdul Rehman Shah Toto Suharto Ubaidillah Ubaidillah Ubaidillah, Ubaidillah Umdah Aulia Rohmah Wasman Wasman Wasman Wasman Wasman, Wasman Youdhisthira Wibowo Andra Yusro Ramadhan