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All Journal Al-Mizan (e-Journal) Al-Mustashfa MAHKAMAH: Jurnal Kajian Hukum Islam Jurnal Akta Yustisia Merdeka : Jurnal Ilmiah Hukum Dimasejati: Jurnal Pengabdian Kepada Masyarakat HUKMY : Jurnal Hukum Jurnal Manajemen Dan Bisnis Ekonomi Amal: Jurnal Ekonomi Syariah LEX LAGUENS: Jurnal Kajian Hukum dan Keadilan Journal of Economic Development and Village Building Journal of Multidisciplinary Research and Development Jurnal Ekonomi, Manajemen, Akuntansi Journal of Islamic Economics and Business Ethics Jurnal Pengkajian Penelitian Syariah dan Ilmu Hukum EL-IBTIKAR Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah
Abdul Fatakh
Universitas Islam Negeri Siber Syekh Nurjati Cirebon
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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DINAMIKA POLITIK HUKUM PERBANKAN SYARIAH PASCA UNDANG-UNDANG NO. 21 TAHUN 2008 Abdul Fatakh; Rabith Madah Khulaili Harsya
INKLUSIF (JURNAL PENGKAJIAN PENELITIAN SYARIAH DAN ILMU HUKUM) Vol. 8 No. 2 (2023): Desember 2023
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/inklusif.v8i2.16406

Abstract

Syari’ah economic practice actually has been widely recognized by Indonesian Moslem. However, a new positive   form of   this   practice   only   begins   after   reformation   period   by the establishment of Undang-undang Nomor 10 Tahun 1998 tentang Perubahan Undang-undang Nomor 7 Tahun 1992, and Undang-undang Nomor 21 Tahun 2008 tentang Perbankan Syari’ah. Act on Syari’ah Banking has been delivered as the governmental appreciation and accommodation to public norms (living law). Moreover, economic practice   access   with syari’ah principle becomes so facilitated, and thus, any   banking   conventional   activities appear   being   easily   conducted   in   benefiting   banks   in   general   while   preserving   the costing pattern and other issues based on syari’ah principle.This type of research is library research (library research), in the sense that all data sources come from written materials in the form of books, documents, magazines and texts that are related to the topic of discussion through a review of various literature related to research which includes primary, secondary data. , dantertier. The data collected, read.The political dynamics of sharia economic law in legislation as a form of juridical implementation of sharia economics can be seen from Law of the Republic of Indonesia Number 7 of 1992 concerning Banking, where sharia banks are understood as profit-sharing banks. The rest of the sharia banks must comply with conventional-based general banking regulations. Key Words: Regulation, Syaria’ah Banking, Competence
Al-Lughah al-Arabiyyah wa Atsaruha fi Shiyagh Mushthalahat al-Iqtishad al-Islamy bi Indunisiyya Abdul Fatakh; Pradi Khusufi Syamsu
EL-IBTIKAR: Jurnal Pendidikan Bahasa Arab Vol. 9 No. 1 (2020)
Publisher : Universitas Islam Negeri Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/ibtikar.v9i1.6464

Abstract

Language is a communication tool that is used by every human being to convey a particular purpose. Arabic is recorded as having crossed the boundaries of space and time which makes it have a role in many joints of human life including the economic joints. Apart from Arabic as a language of revelation whose truth is taken for granted, it is also seen as important by the world and is one of the official languages of the United Nations (UN). Furthermore, the progress of the Islamic economy in Indonesia is strongly influenced by Arabic. Not a few Arabic terms become Islamic economic terms in Indonesia. Departing from that perspective, this article tries to describe the influence of Arabic in the formation of Islamic economic terms in Indonesia. 
KONTRAK KERJASAMA DAN BAGI HASIL BISNIS FRANCHISE AGEN TIKI SUMBER KABUPATEN CIREBON DALAM PERSPEKTIF HUKUM EKONOMI ISLAM Kohari Amaludin; Dewi Fatmasari; Abdul Fatakh
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 4 No. 1 (2019)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v4i1.4992

Abstract

AbstractAccording to Indonesian Government Law, the franchise is an agreement which is given the right to use and or use Intellectual Property Rights or a meeting of business characteristics owned by another party with a reward based on the conditions stipulated by the other party in the context of providing and or selling goods and services. The method was proposed in this study is a qualitative method to utilize a legal perspective approach to Islamic Economics. Data collection techniques were conducted, namely observation, interviews and documentation. As the results of this study were concluded, the cooperation contract used by PT. TIKI with the TIKI Agent Source complies with Article 54 of Law No. 13 of 2003 concerning employment. The profit sharing system used by PT. TIKI with TIKI Source Agent uses a 75% percentage share (PT. TIKI): 25% (TIKI Agent). While the collaboration system used by PT. TIKI with the TIKI Source Agent is using the Musyarakah cooperation system.Keywords: Franchising, Cooperation Contracts, and Revenue Sharing. AbstrakMenurut Hukum Pemerintah Indonesia franchise adalah perikatan yang salah satu pihaknya diberikan hak memanfaatkan dan atau menggunakan Hak dari Kekayaan Intelektual atau pertemuan dari ciri khas usaha yang dimiliki pihak lain dengan suatu imbalan berdasarkan persyaratan yang ditetapkan oleh pihak lain tersebut dalam rangka penyediaan dan atau penjualan barang dan jasa. Metode yang digunakan dalam penelitian ini adalah kualitatif dengan memanfaatkan pendekatan perspektif hukum Ekonomi Islam. Teknik pengumpulan data yang dilakukan, yaitu observasi, wawancara dan dokumentasi. Hasil penelitian ini menyimpulkan, Kontrak kerjasama yang digunakan oleh PT. TIKI dengan Agen TIKI Sumber, telah sesuai dan memenuhi pasal 54 UU No. 13 tahun 2003 tentang ketenagakerjaan. Sistem bagi hasil yang digunakan oleh PT. TIKI dengan Agen TIKI Sumber menggunakan pembagian prosentase 75% (PT. TIKI): 25% (Agen TIKI).  Sedangkan sistem kerjasama yang digunakan oleh PT. TIKI dengan Agen TIKI Sumber adalah menggunakan sistem kerjasama musyarakah inân.Kata Kunci: Waralaba, Kontrak Kerjasama, dan Bagi Hasil.
PENJUALAN BARANG GADAI DI BANK BJB SYARIAH KABUPATEN KUNINGAN MENURUT TINJAUAN HUKUM EKONOMI SYARIAH Rabith Madah Khulaili Harsya; Wasman Wasman; Ubaidillah Ubaidillah; Abdul Fatakh; Frida Alkhansaa’ Adzkia
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 7 No. 1 (2022)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v7i1.10627

Abstract

Bank memberikan manfaat besar bagi masyarakat sebagaimana fungsinya untuk menghimpun dan menyalurkan dana. Bank syariah menawarkan berbagai fasilitas dan produk pembiayaan dengan prinsip syariah. Akad rahn merupakan produk yang cukup diminati masyarakat yang ingin mengajukan pinjaman kepada bank syariah. Penelitian ini menggunakan metode kualitatif dengan studi kasus di lapangan. Teknik pengumpulan data dilakukan melalui observasi, wawancara dan dokumentasi. Dari hasil penelitiannya diperoleh Penjualan Barang Gadai di Bank BJB Syariah Kabupaten Kuningan menggunakan akad qard, rahn, dan ijarah.  Jenis barang gadai yang dijual bank sama dengan jenis penerimaan barang gadai yaitu berupa Logam Mulya 17-24 karat, Emas Kuning 16-24 karat, dan Perhiasan 17-23 karat.  Proses pentaksir perhiasan emas dikerjakan oleh petugas taksir dengan menggunakan peralatan khusus untuk memperoleh nilai emas, diantaranya timbangan untuk mengukur berat emas dan batu uji karatase. Harga jual emas ditaksir melalui dua cara, yaitu: menggunakan berat jenis dan diuji oleh zat kimia.Kata Kunci: Penjualan Barang Gadai, Bank BJB Syariah, Hukum Ekonomi Syariah.
SOLVING CYBER CRIME IN ONLINE BUYING AND SELLING IN CIREBON CITY IN REVIEW OF ITE LAW AND ISLAMIC LAW Didi Sukardi; Farha Bayu Nugraha; Ubaidillah Ubaidillah; Abdul Fatakh; Leliya Leliya; Muhammad Fadel Arrizky
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 8 No. 2 (2023)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v8i2.15349

Abstract

AbstractIn the cybercrime crime of online buying and selling fraud, there is a case, one of which occurred in Cirebon City, so the police must solve the online buying and selling fraud cybercrime case. However, in practice, the police experienced several obstacles in its resolution. The method in this study is descriptive qualitative research with a case study approach. The data collection techniques carried out are observation, interviews and documentation. From the results of this study, it is known that the police from the Cirebon City Police, in handling criminal cases of online buying and selling fraud, carried out an investigation process by investigators. The investigation is carried out by checking the accounts of the perpetrators of online buying and selling scams to find evidence and track down the perpetrators. However, the police experienced several obstacles, from the limited special tools in uncovering criminal acts of online buying and selling fraud to the difficulty of finding evidence and tracking the perpetrators. Hence, the Cirebon City Police became less effective in solving online buying and selling fraud crimes.Keywords: Cybercrime; Scams; E-commerce.
Application of Mu'nah Rahn Tasjily in Land Collateral: Integration of DSN-MUI Fatwa and Sharia Economic Principles Wasman Wasman; Sekar Elena; Ahmad Khoirudin; Abdul Fatakh; Fajar Setiawan
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 9 No. 2 (2024)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.18549

Abstract

This study investigates the application of mu’nah rahn tasjily in land collateral financing at Pegadaian Syariah KC. Cipto Mangunkusumo Cirebon, integrating the DSN-MUI Fatwa No. 68/DSN-MUI/III/2008 and the Compilation of Sharia Economic Law (KHES). Employing a qualitative approach with a normative-empirical methodology, the research combines literature reviews and field investigations. Primary data were collected through interviews with employees and managers, while secondary data included books, journals, and relevant documents. Data collection methods involved observation, structured interviews, and documentation, focusing on the implementation of mu’nah in land certificate financing for the year 2023. The findings reveal two types of rahn tasjily contracts, with one involving the determination of mu’nah based on the loan amount. In these contracts, the collateral submitted serves only as proof of ownership, while the pledger retains control over the physical collateral. However, an analysis of the DSN-MUI Fatwa indicates a deviation in practice at Pegadaian Syariah KC. Cipto Mangunkusumo, as mu’nah is calculated proportionally to the loan amount rather than independently. Furthermore, the KHES emphasizes time-based calculations for ijarah, suggesting the necessity of structured time limitations to prevent disputes and ensure compliance with Sharia principles. This study underscores the need for a more consistent application of Sharia guidelines in determining mu’nah to enhance transparency and fairness in Islamic financial practices.Keywords: Mu’nah Rahn Tasjily, Land Collateral, DSN-MUI Fatwa, Sharia Economic Law, Islamic Pawnshop Practices.
Sharia Economic Law Analysis of Paylater Features in Online Marketplace Transactions Abdul Fatakh; Eka Rosanti; Toto Suharto; Dila Annisa
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 10 No. 1 (2025)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v10i1.20292

Abstract

The advancement of digital technology has significantly transformed buying and selling systems, particularly through online marketplace platforms. One notable innovation is the paylater payment scheme, which allows consumers to defer payments after completing transactions. While this method offers practical convenience, it raises critical concerns from the perspective of Sharia economic law, especially regarding the elements of riba (interest), gharar (uncertainty), and transactional justice. This study aims to analyze the implementation of paylater features in the Hijabequlla marketplace by examining their compliance with Sharia economic principles. Using a qualitative descriptive method, data were collected through observation, interviews, and literature review. The findings reveal that although the paylater scheme facilitates online purchases, its current implementation shows potential violations of Sharia provisions—particularly those outlined in the DSN-MUI Fatwa No. 1 of 2004 concerning interest-based transactions. The novelty of this research lies in its contextual analysis of a contemporary marketplace platform using the framework of Islamic economic law, offering insights into the alignment—or misalignment—between digital consumer financing and Sharia norms. The study concludes that a reconstruction of the paylater system is needed to ensure compliance with Islamic legal standards, thereby promoting fair and ethical digital transactions.Keywords: Marketplace; Paylater; DSN-MUI Fatwa; Digital Transactions; Sharia Economic Law.
Co-Authors Abdul Hakim, Fadlih Abdurokhim Abdurokhim Abikusna, R Agus Adiliani, Ana Ahmad Khoirudin Al Mustaqim, Dede Al-Hanif, Elbayati Anik Rufaidah Anis Kurahmawati Annisa, Dila Arrizky, Muhammad Fadel Atfalina, Hikmah Brilian Abad Wijaya Dede Cahyati Sahrir Dewi Fatmasari Diana Djuwita Didi Sukardi Dila Annisa Eka Rosanti Elena, Sekar Fajar Setiawan Farha Bayu Nugraha Frida Alkhansaa’ Adzkia Frida Alkhansaa’ Adzkia Harsya, Rabith Madah Khulaili Harsya, Rabith Madah Khulaili Indah Fitria Sari Jefik Zulfikar Hafizd Khoirudin, Ahmad Kohari Amaludin Lala, Andi Leliya Leliya Leliya Leliya Muhammad Fadel Arrizky Mustaqim, Dede Al Naufal Luthfi Alifa Nugraha, Farha Bayu Pradi Khusufi Syamsu Prayoga, Made Tubagus Rosanti, Eka Samud Samud Samud Samud, Samud Sekar Elena Setiawan, Fajar Siswahyudianto Suharto, Toto Syed Muhammad Abdul Rehman Shah Toto Suharto Ubaidillah Ubaidillah Ubaidillah, Ubaidillah Umdah Aulia Rohmah Wasman Wasman Wasman Wasman Wasman, Wasman