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Generation Z’s Intention to Give Online Alms: An Integration of UTAUT, Religiosity, and Alms Literacy Putri Azka Sabilana; Dewita Puspawati
Economics and Digital Business Review Vol. 7 No. 1 (2026)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.3630

Abstract

The evolution of digital technology has revolutionized how Generation Z in Indonesia engages in charitable acts through online avenues. This research examined the impact of charity literacy, religiosity, and UTAUT elements (performance expectancy, effort expectancy, facilitating conditions, and social influence) on the intentions to donate online. A quantitative associative method was employed with 160 respondents from Generation Z, utilizing a 5-point Likert scale questionnaire and analyzed using PLS-SEM through SmartPLS 4.0. The findings revealed that performance expectancy and facilitating conditions significantly influenced online charitable intentions, whereas effort expectancy, social influence, religiosity, and charity literacy had no significant impact. These six factors accounted for 38.3% of the variability in digital charity intentions. These results highlight the necessity for technological accessibility and sufficient resources to boost Generation Z's involvement in digital philanthropy while promoting the importance of charity literacy education and religious principles to enhance the significance of charitable practices.
Faktor-Faktor Yang Mempengaruhi Nilai Perusahaan Dilihat Dari Aspek Esg Dan Kinerja Keuangan Perusahaan Pada Seluruh Perusahaan Yang Terdaftar Di Bursa Efek Indonesia Tahun 2022-2023 Indriyanti, Sintia Fingki; Puspawati, Dewita; Permatasari, Widowati Dian
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.11032

Abstract

Penelitian bertujuan menganalisis pengaruh Environmental Social Governance (ESG), Return On Assets (ROA), leverage, dan company size terhadap nilai perusahaan pada seluruh perusahaan yang terdaftar di Bursa Efek Indonesia (BEI) periode 2022-2023. Studi menerapkan pendekatan kuantitatif memanfaatkan data sekunder dari laporan tahunan dan sustainability report perusahaan, serta skor ESG bersumber Refinitiv (Thomson Reuters). Sampel diperoleh melalui purposive sampling dengan jumlah 100 observasi data. Pengujian analisis regresi linier berganda mencakup asumsi klasik normalitas, multikolinearitas, heteroskedastisitas, autokorelasi. Temuan menginformasikan bahwasanya secara parsial ESG, ROA, leverage, dan company size berpengaruh signifikan terhadap nilai perusahaan. Kajian ini menyiratkan faktor non keuangan seperti ESG serta faktor keuangan seperti ROA, leverage, dan ukuran perusahaan berkedudukan krusial dalam memengaruhi persepsi investor terhadap nilai perusahaan.
Faktor yang Mempengaruhi Niat Berkelanjutan untuk Menggunakan Mobile Banking Dilihat dari Prespektif Expectation Confirmation Model Lilis Nurhidayah; Dewita Puspawati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 1 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i1.6535

Abstract

This research aims to analyze the influence of usefulness, confirmation and satisfaction on continuance intention to use mobile banking from the perspective of Expectation Confirmation Model (ECM). The method used in this research is a purposive sampling method with a sample of 155 respondents. The data used in this research uses primary data and data analysis use PLS-SEM with the SmartPLS 4.0. The result of this research show that usefulness has no effect on satisfaction, while confirmation has an effect on satisfaction. Usefulness and confirmation have no influence on continuance intention, while satisfaction has on influence continuance intention. Usefulness has no effect on continuance intention mediated by satisfaction, while confirmation has an effect on continuance intention mediated by satisfaction.
Faktor-faktor Berpengaruh Terhadap Keputusan Pembayaran Zakat Digital oleh Muzakki Milenial dan Gen Z di Indonesia Seilalisa Aulia; Dewita Puspawati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.7058

Abstract

This study aims to analyze religiosity, accessibility, zakat literacy, and age as influential factors on digital zakat payment decisions by millennial and gen Z muzakki in Indonesia. Data was obtained through distributing online questionnaires during November 2024 with a purposive sampling method so that 183 respondents were obtained. The population in this study are Indonesian Muslims in millennial generation (25-39 years old) and generation Z (13-24 years old). Respondents were selected based on their experience of having paid zakat either directly to the recipient (non-online) or online. Binary regression logistic was used as the test method to analyze the data. The result shows that religiosity and zakat literacy have no effect on digital zakat payment decisions. Meanwhile, accessibility and age affect the decision to pay digital zakat.
Penerapan Model Utaut dan Trust Terhadap Niat Pembayaran Zakat Secara Online Frasya Nanda Tri Anisa; Dewita Puspawati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7602

Abstract

The purpose of this study was to test and analyze the application of the UTAUT model (Performance Expectancy, Effort Expectancy, Social Influence, Facilitating Condition) &  Trust and how it can affect the intention to pay zakat online. Data were collected primarily through an online questionnaire involving 184 respondents and then analyzed using Smart-PLS 4. The results of this study indicate that performance expectancy, effort expectancy, facilitating condition, and trust have an effect on behavioral intention, but social influence does not have an effect on behavioral intention
Analisis Niat Menyalurkan Infaq dengan Menggunakan QRIS pada Generasi Z dengan Model UTAUT: Peran Altruisme dan Religiusitas Dewita Puspawati; Novel Idris Abas; Kurnia Rina Ariani; Ihsan Cahyo Utomo; Lintang Kurniawati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 10 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i10.9903

Abstract

This study aims to examine the effect of the UTAUT model on the intention to use QRIS in distributing infaq with the addition of altruism and religiosity variables. The sample of this study was Generation Z in Central Java. The number of samples used in this study was 345 respondents. The data analysis technique used SEM PLS. The results showed that performance expectancy, social influence, facilitating conditions, and altruism influenced the intention to use QRIS in distributing infaq. However, effort expectancy and religiosity did not influence. The implication of this study is that infaq management institutions and mosques need to create QR Codes to facilitate the community in donating infaq.
GENDER DIVERSITY, BOARD SIZE, AND FIRM AGE ON FORWARD-LOOKING INFORMATION DISCLOSURE AND ITS IMPACT ON FUTURE PROFITABILTY Hanifah Nur Hidayati; Dewita Puspawati
Jurnal Manajemen Sains dan Organisasi Vol. 5 No. 2 (2024): Jurnal Manajemen Sains dan Organisasi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52300/jmso.v5i2.15043

Abstract

Objective –  This study aims to determine the effect of gender diversity on board, board size, and firm age on forward-looking information disclosure in the company's financial statements. In addition, it is also to determine the impact of forward-looking information disclosure on future profitability. Design/Methodology/Approach – The method used in this research is a quantitative approach. Using purposive sampling technique, the final sample is 122 samples of manufacturing companies listed on the IDX during the 2020-2022 period. The data was processed using multiple regression analysis using by SPSS 25 software. Findings – This study found that gender diversity and board size variables have no effect on forward-looking information disclosure. Meanwhile, firm age has a significant negative effect on forward-looking disclosure. This study also found that forward-looking disclosure has a positive effect on future profitability. Conclusion and Implications – This study shows that among gender diversity, board size and firm age, only firm age has an effect on forward-looking information disclosure. In addition, this study shows that forward looking disclosure also plays an important role in improving financial performance and market reputation.
Digital technostress and self-efficacy: Predicting generation z’s intention to use online mutual fund platforms in Indonesia Santi Putriani; Dewita Puspawati
Journal of Innovation in Business and Economics Vol. 10 No. 01 (2026): Journal of Innovation in Business and Economics
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jibe.v10i01.39980

Abstract

This study investigates the effects of technostress and digital technology self-efficacy on Generation Z investors’ intention to use online mutual fund platforms in Indonesia. A quantitative survey was conducted among users of Bibit, Tanamduit, and Ajaib, and the data were analyzed using partial least squares structural equation modeling (PLS-SEM). The findings reveal that digital overload significantly reduces the intention to use online mutual funds, whereas higher digital technology self-efficacy enhances usage intention and mitigates the adverse effects of technostress. These results suggest that technostress is not solely detrimental but can be managed through users’ coping resources. Practical implications highlight the need for simplified interface design, personalized information filters, and digital literacy initiatives to strengthen user confidence and engagement in fintech investment platforms.
Pengaruh Penggunaan Pembayaran Digital Dan Digital Marketing Terhadap Keberhasilan Usaha Pada Umkm Pasca Pandemi Covid-19 (Studi Kasus Pada Umkm Konveksi Di Kota Surakarta) Husaen Bayu Sidiq; Dewita Puspawati
Primanomics : Jurnal Ekonomi & Bisnis Vol. 23 No. 1 (2025): Primanomics : Jurnal Ekonomi dan Bisnis
Publisher : LPPM Universitas Buddhi Dharma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/pe.v23i1.3401

Abstract

Economic growth is a major issue that is a priority for the government to carry out economic development in the future. One form of government foundation in carrying out economic development is to increase entrepreneurship. The Covid-19 pandemic has an impact on changes in various aspects of activities in society, especially in the economic aspect. The impact of digitalization on the micro, small and medium enterprise (MSME) sector, especially on the use of digital payment technology, has begun to develop. The development of digital payments leads to services that can fulfill payment system users. The purpose of this study is to analyze the effect of using digital payments on success and to analyze the effect of using digital marketing on the success of convection MSMEs in Surakarta City after the Covid-19 pandemic. This type of research is quantitative. The population in the study was convection MSMEs in Surakarta City. The sampling technique used Convenience Sampling, namely every MSME that met the criteria and was encountered during data collection. Convenience Sampling is a way of determining the sample by looking for subjects on the basis of things that please or impress the researcher. The analysis technique in this study was assisted using the SPSS 25.0 application. Normality test with Kolmogrov-Smirnov statistical test, Validity Test using Pearson Corelation, reliability test using Croncah Alpha, Multicollinearity Test with VIF and Tolerance values, Heteroscedasticity Test using Spearman rho test. In addition, multiple linear regression analysis to measure the effect of independent variables, and hypothesis testing with the t test and F test to determine the significance of the influence of the independent variable on the dependent variable. The results of this study state that digital payment has no effect on the success of MSME businesses in Surakarta with a sig value. 0.973 and digital marketing has a positive and significant effect on the success of MSME businesses in Surakarta with a sig value. 0,009.
Faktor-Faktor Yang Mempengaruhi Nilai Perusahaan Dilihat Dari Aspek Esg Dan Kinerja Keuangan Perusahaan Pada Seluruh Perusahaan Yang Terdaftar Di Bursa Efek Indonesia Tahun 2022-2023 Sintia Fingki Indriyanti; Dewita Puspawati; Widowati Dian Permatasari
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.11032

Abstract

Penelitian bertujuan menganalisis pengaruh Environmental Social Governance (ESG), Return On Assets (ROA), leverage, dan company size terhadap nilai perusahaan pada seluruh perusahaan yang terdaftar di Bursa Efek Indonesia (BEI) periode 2022-2023. Studi menerapkan pendekatan kuantitatif memanfaatkan data sekunder dari laporan tahunan dan sustainability report perusahaan, serta skor ESG bersumber Refinitiv (Thomson Reuters). Sampel diperoleh melalui purposive sampling dengan jumlah 100 observasi data. Pengujian analisis regresi linier berganda mencakup asumsi klasik normalitas, multikolinearitas, heteroskedastisitas, autokorelasi. Temuan menginformasikan bahwasanya secara parsial ESG, ROA, leverage, dan company size berpengaruh signifikan terhadap nilai perusahaan. Kajian ini menyiratkan faktor non keuangan seperti ESG serta faktor keuangan seperti ROA, leverage, dan ukuran perusahaan berkedudukan krusial dalam memengaruhi persepsi investor terhadap nilai perusahaan.
Co-Authors Aflir Nuryulia Praswati Aflit Nuryulia Praswati Agus Endro Suwarno Ahmad Mardalis Akbar Rachmadiansyah, Idham Alexandra, Kanaya Alfandi Rico Yohanda Alfandi Rico Yohanda Alisia, Siti Noor Alvinda Rian Jannatin Alvinia Nabila Amaliyah, Efi Risqi Anggraini, Yayi Bely Arnanda Reza Pramadani Azizah, Mia Nur Banu Witono Bayu Prakoso Bayu Prakoso, Bayu Christiana Riski Wira Putri Della Mafiana Dian Permatasari, Widowati Difania Rahma Fitriani Efi Risqi Amaliyah Elva Kumalasari Sholichah Fahrunnisa, Anis Fajar Kholillulloh Farah Atiqah Farid Adi Prasetya Fatchan, Fuad Hudaya Fatimah, Anisa Frasya Nanda Tri Anisa Galih Ilham Ramadhan Galuh Rustina Primastuti Ghefira Putri Rukma Kuncaraningrum Hanifah Nur Hidayati Helmi Imaduddin Helmia Khalifah Sina Heppy Purbasari Huni Sri Runing Sawitri Husaen Bayu Sidiq Ihsan Cahyo Utomo Ikbal Lutfian Habrim Suyanto* Indriyanti, Sintia Fingki Juinta Ardiyanti Ketut Pratiwi Khoirul Umam, Muhamad Kholisa Nur Hidayah Kurnia Rina Ariani Kurnia Rina Ariani Kurniawan, Firdaus Laila Oshiana Fitria A’zizah Larisa Dina Agnesia Lilis Nurhidayah Lintang Kurniawati M. Nabil Nico Safero Mabruroh Mabruroh Mabruroh, M Mafiana, Della Meilia Puspita Dewi Muhammad Abdul Aris Muhammad Randhy Kurniawan Muhammad Wahyuddin Muhammad Wahyuddin Muhammad Wahyuddin, Muhammad Nabella Udiati Nabila, Alvinia Natasya Salsabilla Murti Nathaziela Andy Priyaniswa Novel Idris Abas Nur Andriyani Nur Hidayah, Kholisa Nur Prasetyo Aji Oktafiyani, Hanifah Oktaviani oktaviani Ovi Itsnaini Ulynnuha Praswati , Aflit Nuryulia Pratiwi, Fazura Mutiara Pratiwi, Ketut Putri Azka Sabilana Putri, Christiana Riski Wira Putri, Nabila Lutvi Amanda Rais Alhakim Karismatulloh Retnaning Tyas Utami Rita Wijayanti Rizka Honesty Amalia Salisa Cita Saniya Santi Putriani Seilalisa Aulia Septiana, Woro Risma Sholichah, Elva Kumalasari Sina, Helmia Khalifah Sintia Fingki Indriyanti Sri Murwanti Sultansyah, Akbar Susi Lestari SUSI LESTARI Varian, Muhammad Davin Yuan Wafiatun Mukharomah Wardana, Arfi Agustian Widia Puspayanti Widowati Dian Permatasari Widowati Dian Permatasari Yayi Bely Anggraini Z Zulfikar, Z Zulfikar Zulfikar