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All Journal Jurnal Praktik Bisnis Jurnal Kajian Manajemen Bisnis Pedagogi: Jurnal Ilmu Pendidikan Journal of Indonesian Economy and Business Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal ANDHARUPA Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business Economac: Jurnal Ilmiah Ilmu Ekonomi Jurnal Riset Manajemen Bisnis dan Publik Jurnal Ekonomi Manajemen Sistem Informasi Jurnal Informatika Ekonomi Bisnis Jurnal Ecogen Jurnal Kajian Manajemen dan Wirausaha Jurnal Abdimas Indonesia : Jurnal Abdimas Indonesia Marketing Management Studies Jurnal Manajemen Stratejik dan Simulasi Bisnis Eduvest - Journal of Universal Studies e-Jurnal Apresiasi Ekonomi Jurnal Informatika Ekonomi Bisnis International Journal of Islamic Studies Higher Education Financial Management Studies
Erni Masdupi
Universitas Negeri Padang
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Library & Information Science Neuroscience Social Sciences Other

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Journal : Jurnal Informatika Ekonomi Bisnis

 1 
Pengaruh Financial Literacy terhadap Sustainability Performance dengan Financial Technology sebagai Variabel Mediasi Sakti, Windi Pratama; Masdupi, Erni
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 1 (March 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i1.1096

Abstract

This study aims to examine the effect of financial literacy on sustainability performance with financial technology as a mediating variable in micro, small and medium enterprises (MSMEs) in West Sumatra. This study is a quantitative study with a sample method, namely random sampling. The sample in this study was 297 respondents consisting of micro, small and medium enterprises (MSMEs) in West Sumatra. Data analysis was carried out using the Structural Equation Modeling (SEM) method using IBM SPSS Amos 26 software. The results of this study indicate that Financial Literacy has a significant positive effect on Sustainability Performance. Financial Literacy has a significant positive effect on Financial Technology. Financial Technology has a significant positive effect on Sustainability Performance.
Servitization dan Firm Performance Pada Usaha Bengkel: Risk-Taking sebagai Pemediasi Tanjung, Vero; Masdupi, Erni
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 4 (December 2025): Accepted
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i4.1307

Abstract

The rapid increase in private vehicle use has also boosted the growth prospects of repair shops in Indonesia. In this context, service plays a crucial role in creating new revenue streams for businesses while contributing to improved company performance. However, risk-taking is crucial in bridging the gap between the concept and implementation of this strategy. This study aims to identify the influence of service on company performance in repair shops in West Sumatra, with risk-taking as a mediating variable. Using quantitative methods, this study collected data from 80 repair shops in West Sumatra and analyzed it using a Structural Equation Modeling-Partial Least Squares (SEM-PLS) approach. The results show a positive and significant relationship between servitization and risk-taking, as well as between risk-taking and company performance. Furthermore, servitization has also been shown to have a positive and significant effect on company performance. Further findings indicate that risk-taking mediates the positive and significant relationship between servitization and company performance. Thus, this study confirms that servitization and risk-taking play a significant role in improving company performance. This research contributes to the broader understanding of business models, particularly in the repair shop sector, where the concept of service is generally studied more in the context of manufacturing companies. This research highlights how servitization can shape firm performance through its mediating role in risk-taking.
Co-Authors Abel Tasman Abror Abror Adi Bibowo Afitrah Reski Agita Mellara Sari Ahmad, Faddilla Alhafiz Arizki Anggi Firmanjaya Saputra Astra Prima Budiarti Aulia Restu Yohanda Dedi . Dedrizaldi Dedrizaldi Defri - Diki, Diki Dwita, Vidyarini Efendi, Deny Ari Elina, Reni Erly Mulyani Erni Putri Ayu Esha Pratiwi Faisal, Dini Farhan, Mhd Farhan Putra Tomewi Fazahra, Syafina Firman Firman Fitra, Halkadri Gesit Thabrani Halmawati, Halmawati Handayani, Dori HELMALIA HELMALIA, HELMALIA Hendar Kushendarto Hendri, Naldi I Gusti Bagus Wiksuana I Ketut Suada Indah Permata Sari Joni Saputra Karim, Rizuwan Abu Kiki Sonia Putri Kiki Sonia Putri Megawati - Muhammad Arif Muthia Roza Linda, Muthia Roza Ningsih, Risma - Noberlin, Sylvia Nurzi Sebrina Perengki Susanto Poni Yanita Putri Andam Sari Rahmiati Rahmiati Rahmiati Rahmiati Ravelby, Thesa Alif Resi Yulia Rijalul Arsyad Rosyeni Rasyid Sabrina, Syintia Sakti, Windi Pratama Salma Taqwa Salsa Dilla Hayati Shafa Tasya Salsabila Sintya, Rani Siti Atikah Delfira Suhery Suhery Syahrizal Syahrizal Syahrizal Syahrizal Syofyan, Erfrizal Tanjung, Vero Thaib, Ilham Tri Kurniawati, Tri Vatri Yulia Desvani Yasri Yasri Yolanda, Fiska Yolandafitri Zulvia Yunia Wardi Yunita Engriani Yuza Dwi Putri Yuza Dwi Putri Zendri Zendri ZK Abdurahman Baizal