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Edukasi Literasi Keuangan Syariah untuk Meningkatkan Kompetensi Perempuan Pelaku Usaha Kreatif di Kabupaten Jepara: Indonesia Huda, Nur; Khoirin, Nur; Mujibatun, Siti; Nihayah, Ana Zahrotun; Rifqi, Lathif Hanafir
Jurnal Pengabdian UNDIKMA Vol. 7 No. 1 (2026): February
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v7i1.17813

Abstract

This community service program aims to enhance Islamic financial literacy competencies among women creative entrepreneurs in Jepara Regency through a service-learning approach. The program was implemented through educational sessions, interactive training, and case-based simulations involving 40 participants. The evaluation instrument consisted of a closed-ended questionnaire based on a 5-point Likert scale, and the data were analyzed descriptively by calculating mean scores and the percentage of achievement for each indicator. The results of the program indicate that participants’ understanding of Islamic financial principles reached 85%, comprehension of the differences between Islamic and conventional financial systems reached 90%, interest in adopting Islamic financing reached 80%, confidence in financial decision-making reached 75%, and readiness to use Islamic contracts reached 80%, demonstrating significant achievements. Overall, this community service activity had a positive impact in encouraging the sustainable adoption of Islamic finance, thereby supporting the development of creative enterprises in Jepara.
Perilaku Keuangan Rumah Tangga Muslim: Peran Religiusitas dan Literasi Keuangan dalam Konteks Sosial Ekonomi: Indonesia Hanafir Rifqi, Lathif; Zahrotun Nihayah, Ana; Mujibatun, Siti; Huda, Nur
Bisman (Bisnis dan Manajemen): The Journal of Business and Management Vol. 9 No. 1 (2026): Februari
Publisher : Program Studi Manajemen, Fakultas Ekonomi, Universitas Islam Majapahit, Jawa Timur, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36815/bisman.v9i1.3850

Abstract

Money is very important for economic actors, including households. Both poor household economic conditions can be seen from household orders in managing finances. This way of managing finances will provoke household financial behavior. Many divorces in Indonesia are caused by economic factors. Behind these economic factors, it is suspected that there is bad financial behavior from household partners. Therefore, it is necessary to look for various factors that shape household financial behavior. The search and analysis was carried out philosophically normatively using a literature approach. Various previous studies regarding the factors that shape financial behavior are summarized and examined empirically normatively. The results obtained six factors forming household financial behavior. These factors are a) religiosity, b) financial literacy, c) age, d) formal education, e) income, and f) number of family dependents.