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All Journal JAM : Jurnal Aplikasi Manajemen IJEBD (International Journal Of Entrepreneurship And Business Development) Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Community Empowerment Quantitative Economics and Management Studies Journal Koperasi Dan Manajemen E-JRM Pena Dimas: Jurnal Pengabdian Masyarakat Journal of Islamic economics Perspectives (JIEP) International Journal of Economics, Business and Innovation Research Asian Journal of Management, Entrepreneurship and Social Science KOPEMAS
Abdullah Syakur Novianto
Universitas Islam Malang
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Mathematics Public Health Social Sciences

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Pengaruh Kepercayaan, Kemudahan dan Pendapatan Terhadap Keputusan Pembelian Menggunakan Metode Pinjaman Online SpayLater ( Studi Kasus Mahasiswa di Kota Malang) Anggraini, Tasya Meylina Ari; Mardani, Ronny Malavia; Novianto, Abdullah Syakur
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 13 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research aims to find out more about trust, convenience and income regarding purchasing decisions using the SpayLater online loan method. This type of research is explanatory research with a quantitative approach. The data source used in this research is primary data and the population of this research is students in Malang City. The sampling technique uses a purposive sampling method and data collection techniques using a questionnaire using a Likert scale model and analyzed using linear multiple regression through the Statistical Program Social Science (SPSS). The results of this research show that Trust, Convenience and Income simultaneously influence Purchase Decisions Using the SpayLater Online Loan Method. Keyword : Trust, Convenience, Income, Purchase Decisions, Online Loans, SpayLater
Pengaruh Kelompok Rujukan, Gaya Hidup Dan Kontrol Diri Terhadap Perilaku Konsumtif Pengguna Aplikasi Shopee (Studi Kasus pada Mahasiswa FEB UNISMA Angkatan 2021) Tantri, Diah Ima Novia; Hidayati, Nur; Novianto, Abdullah Syakur
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 13 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research aims to analyze and explain the effect of reference groups, lifestyle and self-control on the consumptive behavior if Shopee application users. The population of this study were students of the faculty of business economics, poor Islamic university class of 2021. The sampling technique used Snowball sampling with the Slovin formula and obtained 87 respondents. The method of data analysis in this study is quantitative data analysis using multiple linear regression analysis with the help of SPSS. The results showed that lifestyle variables had an effect on the consumptive behaviour of Shopee application users, while reference groups and self-control had no effect on the consumptive behaviour of Shopee application users. Keywords: Reference Group, Lifestyle, Self-Control and Consumptive Behavior
Pengaruh Kerjasama Tim, Motivasi Kerja, Dan Disiplin Kerja Terhadap Kinerja Karyawan Rekammedis Rsud Dr. Haryoto Lumajang Abdillah, Mohammad Rifki; Djaelani, Abdul Kodir; Novianto, Abdullah Syakur
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 13 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This study is to ascertain how the performance of medical records staff members at RSUD Dr. Haryoto Lumajang is impacted by collaboration, work motivation, and work discipline. This research uses quantitative methods with multiple linear regression analysis techniques. The respondents in this study were all medical records employees at Dr. Haryoto Lumajang with a total of 36 people. Respondents were selected using a saturated sampling technique. Data were collected using a questionnaire consisting of three independent variables, namely Teamwork, Work Motivation, and Work Discipline and one dependent variable, namely Employee Performance. SPSS (Statistical Program for Social Science) was used to examine the data. The study's findings show that cooperation has no appreciable impact on the performance of medical records employees at Dr. RSUD. Haryoto Lumajang, Work Motivation has a significant effect on the Performance of Medical Record Employees at Dr. RSUD. Haryoto Lumajang, and Work Discipline has a significant effect on the Performance of Medical Record Employees at Dr. RSUD. Haryoto Lumajang. Keywords: Medical Records, Employee Performance, Work Discipline, Teamwork, Work Motivation
Pengaruh Self Efficacy, Adversity Quotient Dan Pendidikan Kewirausahaan Terhadap Intensi Berwirausaha Mahasiswa Fakultas Ekonomi Dan Bisnis Universitas Islam Malang Awalia, Riski; Nurhidayah, Nurhidayah; Novianto, Abdullah Syakur
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 13 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This study aims to determine the effect of self-efficacy, Adversity Quotient, and entrepreneurship education on increasing entrepreneurial intention. The object of this research is students of the Faculty of Economics and Business, Islamic University of Malang with a sample size of 82 students with a record of having taken entrepreneurship courses and not having a business. The sampling technique used was purposive sampling. Data collection techniques using questionnaires and data analysis tools This study uses a quantitative approach because the data is obtained in the form of numbers. Based on the results of research analysis simultaneously self efficacy positive and significant effect on entrepreneurial intentions. And adversity quotient simultaneously positive and significant effect on entrepreneurial intentions. Same with self efficacy, Adversity Quotient, entrepreneurship education simultaneously positive and significant effect on entrepreneurial intention. Keywords: Self Efficacy, Adversity Quotient, Entrepreneurship Education and Entrepreneurial Intention.
Pengaruh Electronic Word Of Mouth (EWOM), Sosial Media Influencers, dan Shopping Lifestyle Terhadap Impulsive Buying Produk Sepatu Aerostreet (Studi Kasus Pada Konsumen Gen Z Kota Malang) Susilo, Agung Budi; Nurhidayah, Nurhidayah; Novianto, Abdullah Syakur
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 14 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research sought to explore and evaluate the influence of electronic word of mouth (eWOM), social media influencers, and the shopping habits of TikTok users on impulsive purchasing behaviour for Aerostreet shoe products among Generation Z consumers in Malang City. The research employed a quantitative approach, utilizing a Likert scale as the measurement instrument. The sample was selected using purposive sampling, consisting of 100 Gen Z respondents. Primary data was gathered through a questionnaire distributed via Google Forms. Data analysis included validity and reliability testing, classical assumption tests, multiple linear regression, hypothesis testing, and determination tests, conducted using SPSS 26 software. The findings reveal that eWOM, social media influencers, and shopping lifestyle each have a partial influence on impulsive buying behavior. Keywords : Electronic Word Of Mouth, Sosial Media Influencers, Shopping  Lifestyle, Impulsive Buying. 
Pengaruh Electronic Word Of Mouth (E-WOM) Dan Brand Experience Terhadap Loyalitas Pelanggan Melalui Keputusan Pembelian Sebagai Variabel Intervening Produk Skincare Y.O.U (Studi Kasus Pada Generasi Z Kota Malang) Pertiwi, Ria Dwi Ayu; Nurhidayah, Nurhidayah; Novianto, Abdullah Syakur
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 14 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research aims to examine and analyze the influence of Electronic Word of Mouth and Brand Experience on Customer Loyalty through Purchase Decision as an intervening variable in the case of Y.O.U skincare products among Generation Z in Malang City. This study employs a descriptive quantitative approach, with data collected through questionnaires. The sampling technique used is purposive sampling. The data analysis method applied in this research is Structural Equation Modeling - Partial Least Square (SEM-PLS) 3. The results indicate that Electronic Word of Mouth and Brand Experience have a significant influence on Purchase Decision. However, Electronic Word of Mouth does not affect Customer Loyalty, while Brand Experience significantly influences Customer Loyalty. Additionally, Purchase Decision mediates the relationship between Electronic Word of Mouth and Brand Experience on Customer Loyalty.  Keywords: Electronic Word Of Mouth, Brand Experiance, Purchase Decision, Customer Loyalty.
Pengaruh Financial Literacy, Sosiodemografi, Dan Risk Tolerance Terhadap Pengambilan Keputusan Investasi Di Pasar Modal (Studi Kasus Pada Mahasiswa Generasi Z) Ningrum, Niken Widya; Mardani, Ronny Malavia; Novianto, Abdullah Syakur
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 14 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This study aims to identify and analyze how financial literacy, sociodemographics, and risk tolerance affect investment decisions in the capital market. In this study, it uses quantitative research methods. Researchers chose the population taken, namely generation Z students at FEB UNISMA in 2021, totaling 688 students. The sample used was 90 respondents of FEB UNISMA students in the class of 2021 and the results of this study were processed using the SPSS version 16.0 data processing program. The results of this study as a whole meet the test which shows that financial literacy is proven to have a positive and significant effect on investment decision making in FEB UNISMA students, sociodemographics are proven to have a positive and significant effect on investment decision making in the capital market in FEB UNISMA students, risk tolerance is proven to have a positive and significant effect on investment decision making in FEB UNISMA students. Keywords: Financial Literacy, Sosiodemografi, Risk Tolerance, Invesment.
Pengaruh Micro-influencer dan Citra Merek Terhadap Keputusan Pembelian Kosmetik pada Aplikasi TikTok (Studi Kasus Mahasiswa FEB Jurusan Manajemen UNISMA) Rahma, Putri Anisa; Malikah, Anik; Novianto, Abdullah Syakur
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 14 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract The purpose of this study is to analyze the influence of Micro-influencer effectiveness and brand image enhancement on purchasing decisions for cosmetics through the TikTok application, targeting students from the Management Department, Faculty of Economics and Business, Islamic University of Malang. This research employs a quantitative approach with a questionnaire-based data collection technique involving 344 respondents. The independent variables in this study are micro-influencers and brand image, while the dependent variable is purchasing decisions. The findings indicate that micro-influencers have a positive and significant impact on purchasing decisions. Additionally, brand image also has a positive and significant influence on purchasing decisions.This research confirms the important role of micro-influencers in influencing consumer behavior through authentic promotional content on social media. Additionally, a strong brand image increases consumer trust and strengthens purchasing decisions. These results provide implications for developing more effective marketing strategies and improving brand image on social media platforms through the use of micro-influencers. Keywords: Micro-Influencer, Brand Image, Purchasing Decisions, Cosmetics, Tiktok
Pengaruh Litererasi Keuangan, Akses Pembiayaan dan Perencanaan Keuangan Terhadap Keberlanjutan Usaha Mikro di Night Market Pasar Besar Kota Malang. Ramadhan, Fathur; Susyanti, Jeni; Novianto, Abdullah Syakur
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 14 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This study aims to analyse and describe the effect of Financial Literacy, Access to financing and Financial Planning on Micro Business Sustainability in the Night Market Pasar Besar Malang City. The population used in this study were micro business owners in the night market Pasar Besar Malang City. The sample in the study using the Slovin formula obtained 93 respondents. This study analyses data using the Statistical Package for the Social Science (SPSS) Version 30.00 tool. The dependent variable used in this study is Business Sustainability, Financial Literacy, access to financing and financial planning as independent variables. The results of this study indicate that Financial literacy has no significant effect on business sustainability,  Access to financing has a negative Significant effect on business sustainability, Financial planning has no significant effect on business sustainability. Keywords: Business Sustainability, Financial Literacy, Access to Financing, Financial Planning
Pengaruh Spiritual Marketing, Sharia Compliance, Customer Experience Dan Digitalisasi Banking Terhadap Loyalitas Nasabah Bank Syariah Indonesia Hasanah, Nur; Rizal, Mohammad; Novianto, Abdullah Syakur
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 14 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract The rapid development of the Islamic banking industry in Indonesia presents challenges and opportunities for Islamic banks, including Bank Syariah Indonesia (BSI), in increasing customer loyalty. In this context, spiritual marketing, sharia compliance, customer experience, and banking digitalization are the main factors that can influence customer loyalty. This study aims to analyze the influence of these four variables on BSI customer loyalty. A quantitative approach was used with purposive sampling and accidental sampling techniques. The number of samples was determined using the Slovin formula, resulting in 100 respondents. Data was collected through distributing questionnaires to BSI customers and analyzed using SPSS. The analysis methods applied include validity test, reliability test, normality test, classical assumption test, multiple linear regression analysis, F test, t test, and coefficient of determination (R²) test. The results showed that spiritual marketing, sharia compliance, customer experience, and banking digitalization significantly affect customer loyalty. These findings confirm that a spiritual value-based marketing approach, compliance with sharia principles, good customer experience, and optimization of banking digitalization play an important role in increasing BSI customer loyalty.This research provides valuable insights for BSI management in designing more effective marketing and service strategies. By improving the quality of spiritual marketing, strengthening compliance with sharia principles, optimizing customer experience, and utilizing digital technology, it is hoped that customer loyalty can continue to be improved. In addition, this study recommends further studies to explore additional factors that can influence customer loyalty, such as service quality and product innovation in Islamic banking Keywords : Spiritual Marketing, Sharia Compliance, Customer Experience, Banking Digitalization, Customer Loyalty, Bank Syariah Indonesia (BSI).
Co-Authors AA Sudharmawan, AA Aan Irawan Abdillah, Mohammad Rifki Abdul Aziz Abdul Aziz Asy Syifa’ Abdul Kodir Djaelani Achmad Naufal Miqdad Adhien Azka Arifatul Ula Adib Qosim Masrukhan Afriyanti, Fitri Agus Hermawan Ahmad Angger Muzaky Almaidah Eva Rosalinda Alnawati, Dinar Eka Alwi Muhamad Amanah, Firnandya Ambarsari, Emmy Amin, Muh. Sirojuddin Amir Faisol Andri Sari Pratama Anggraini, Tasya Meylina Ari Anik Malikah Aprilia, Syifa Kanza Apsarini, Nabila Wahyu Arif Rahwansyah Arif Ruri Abdillah Arman, Bima Tiknanda Artamefia, Rachel Amanda Vinka Avila Thio Nafra Agda Adila Awalia, Riski Bahtiar, Dimas Vigo Basyaruddin Faizal Rafi Bella Zakila Berliana Tri Banuwati Bessy, Nilam Sahnur Budi Wahono Chelsea Nur Fadilah Choirunnisa, Firda Cinta, Aura Cynthia Renita Putri Dennisa, Elvina Hany Dhedy Setiawan Darsono Dhisma Manzilil Rohma Dinnisa’, Zukhruf Djumilah Hadiwidjojo Elisa Elisa Fadhilah, Gita Maulani Fani Oktavia Fannani, Muhammad Rovi Tanwirul Fariani, Fariani Febriyani, Nurlatifa Firdaus, Hilda Alivia Fitri, Elysia Gebbril Oktavia Jaya Haidi, Mukhammad Maulana Hambali Hambali Hatami, Muhammad Heri Pratikto Humayroh, Riza Husna, Fifi Lailatul Ikbar Zakariya Ike Nurmaya Devina Iksan Iksan Iksan Iksan Indah Soleha Ahmad Iqbal Burhanuddin Maulidy Iwansyah Iwansyah Jeni Susyanti Jihan Nabila Qotrunnada Kamilah, Saosan Kamilla, Nahya Izza Krisnawardani, Cynthia Kuncahyo, Angger Kusumas Tutik Wahyuningsah Lailatul Muniroh Laili, Jasilatul Lativa, Rachmah Nur Lestari, Via Ludi Wishnu Wardana Lusy Sukmawati Lydia Putri Irdawati M Wandi Irdiansyah M. Agus Salim Al Fathoni Maschanuddin, Muhammad Agil Masrukhan, Adib Qosim Maulidy, Iqbal Burhanuddin Moh. Abu Ali Winarno Mohammad Rizal Mohammad Rizal, Mohammad Mohammad Roisul Amin Mufarrichah, Abidah Muhamad, Alwi Muhammad Agus Salim Mulyadi, Rafiqi Dwi Mutiarafani Tri Renata Muzakkiy, Achmad Najib, Fawwaz Achmad Nanda Anisa Rizki Nasiruddin, Mukhammad Navila Laila Wardani Nia Wanda Kumala Ningrum, Niken Widya Nita Prihatiningrum Nizam, Muhammad Sahrun Nur Diana Nur Hasanah Nur Hidayati Nur Hidayati Nur Rizkiroh Septiani Nuraini Tri Wijayanti Nurhidayah Nurhidayah Nurhidayah Nurhidayah Nurhijriatul Nuzila, Firdausi Fauziyatin Oki Wahyudi Pandwita, Siska Mareta Papank Abi Sadewa Pertiwi, Ria Dwi Ayu Prasetya, Diva Prasetyo, Moch Richo Puji Handayati Putra, Arif Rahman Surya Putra, Rivaldy Danendra Putri, Cynthia Renita Putri, Fiona Hananto Putri, Intan Sabrina Aziza Rachma, N. Rahma, Putri Anisa Ramadhan, Fathur Ratna Tri Hardaningtyas Reza Firmansah Riski, Kumajaya Novi Riza Humayroh Rohmah, Nabila Alfiyatu Rois Arifin Ronny Malavia Mardani Rufi'i Rumawatine, Wildan Reyvaldi Sabrina, Rully Sahla Ramli Sahrul Hidayatullah Samuriah Samuriah Sanches, Olandina de Jesus Saputri, Laila Sandri Sari, Nabila Aisyara Fatiha Shendy Citra Iswandari Shofa, Almas Nazhifan Shofi Mustajibullah Siti Asiyah Siti Asiyah Sofia, Himatus Solikhah, Afiatus Sudarmiatin Supriyadji, Ifbnu Kurniawan Susilo, Agung Budi Syamsul Arifin Syamsul Arifin Tantri, Diah Ima Novia Tanzil Ilham Usiaman, Aldi Usman Fauzi Utami, Merly Violita Wahyuniar Asri, Nafadzila Wahyuningtiyas, Nanik Wahyuningtyas, Nanik Wardani, Navila Laila Wardani, Putri Kusuma Widya Dwi Jayanti Wulandari, Yuny Sri Yulia, Fadila Hilma Yusril Ananta Bahrudin Yuzky Maulana Irbad Zafira, Fahmy Rahma Zainul Muttaqin Zakariya, Ikbar Zuhro, Nurhidayatus Zukhruf Dinnisa’