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Identifikasi Modal Sosial dan Kekuasaan dalam Underground Economy Pasar Maling, Kota Malang Purnami, Ni Made Rina; Kusumawardani, Alisya Dewi; Kusumawardani, Amrita Puteri Wijaya; Yuniar, Privo Divanya; Saptarini, Ni Putu Ayu Finansya; Prestianawati, Silvi Asna
Studi Ekonomi dan Kebijakan Publik Vol. 3 No. 1 (2024): Juli
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/sekp.v3i1.2591

Abstract

Purpose: This study aims to reveal the role of social capital and power structures in the underground economy of Pasar Maling, Malang City. Methodology: This study used a phenomenological qualitative method. To obtain data, unstructured interviews and observations were conducted with triangulation of sources and Nvivo14 was used to process the data. Results: The research reveals the role of social capital in strengthening the existence of the underground economy through four main aspects: trust, networks, information, and norms. The power structure that can provide rules or contracts at Pasar Maling Malang City is in the form of informal contracts and is dominated by the non-government community, namely the Madurese ethnic community. This market is similar to a perfect competition market, but in the ongoing economy market, Pasar Maling Malang City has restrictions on entering the market or barriers to entry. Only people of the same ethnicity can participate in and conduct trading activities in Pasar Maling Malang City. Limitations: This research only focuses on the market's internal perspective, including sellers and the surrounding community in Pasar Maling. Contribution: This research may provide additional knowledge for readers and serve as a reference for further research on underground economy.
ANALISIS FAKTOR-FAKTOR YANG MEMENGARUHI PENYALURAN KREDIT DOMESTIK PADA ASEAN COUNTRIES Nurhalizah, Imelda Indri; Prestianawati, Silvi Asna
Contemporary Studies in Economic, Finance and Banking Vol. 3 No. 4 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2024.03.4.06

Abstract

This research aims to analyze the determinants of interest rates, profit tax, total debt service, gross domestic product (GDP), and time to resolve insolvency on domestic credit by banks in ASEAN countries. This research is descriptive quantitative research using secondary data obtained from the World Bank website in 2013-2022 by taking a sample of ASEAN countries namely Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Singapore, Thailand, Vietnam, and Brunei Darussalam. The analysis used in this research is the panel data regression method. This research is expected to contribute to government policy, namely improving credit quality in Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Singapore, Thailand, Vietnam, and Brunei Darussalam. The result show that time to resolve insolvency is significant to domestic credit to private sector by banks, while nominal interest rates, profit tax, total debt service, and gross domestic product have no significant effect.
Factors Influencing Individual Involvement in Indonesia's Informal Economic Sectors Syafitri, Wildan; Prestianawati, Silvi Asna; Fawwaz, Muhammad; Imamia, Tsumma Lazuardini; Rasli, Amran
International Journal of Social Science and Business Vol. 8 No. 4 (2024): November
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v8i4.77207

Abstract

This study aimed to investigate the factors influencing individuals to be involved in informal sectors in Indonesia. The factors include gender, marital status, age, education, migration, employment type, working hours, and income. Analyzing SAKERNAS 2020 data released by BPS using logistic regression method, this study found that all these factors have a significant influence on the employment sector (both informal and formal). The subjects’ characteristics such as being female, having particular marital status, aged over 40, educated at the senior high school level or lower, non-migrant status, involvement in agricultural business, working more than 8 hours a day, and earning a monthly income of 5 million rupiah, were found to influence individual preference of working in informal sectors. The study showed inequalities and gaps among individuals working in informal sectors in Indonesia, highlighting the need for the policymakers’ intervention to provide stimuli that can improve the welfare of informal economic actors and provide them with social protection.
Who Intends to Enter the Formal Sector the Most? Individual-Level Determinants of Formal Job Selection in Indonesia Susilo, Susilo; Pratomo, Devanto Shasta; Setyanti, Acellina Muara; Wicesa, Nayaka Artha; Prestianawati, Silvi Asna; Rasli, Amran; Abas, Imelda Hermilinda
International Journal of Social Science and Business Vol. 8 No. 3 (2024): August
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v8i3.81023

Abstract

The informal sector in the labor market is often regarded as filled with low-quality, low-productivity, low-wage jobs. However, in Indonesia, the informal sector is important in absorbing more than half of the total workforce and providing subsistence wages for those not absorbed in the formal labor market. This study used SUSENAS microdata to determine the workforce determinants in working in the formal and informal sectors. The study results show that higher education, male gender, and living in an urban area increased one's chances of working in the formal sector. This study also found an inverted u-shaped curve on age, where a person's tendency to work in the formal sector would increase at the beginning of their productive age and decrease after entering the age of 27. Marital status in this study increased opportunities to work in the informal sector. This research may use to improve the labor policy and improve the job opportunity in both formal and informal sector.
Do governance and digital infrastructure support Asean-5 business growth? Prestianawati, Silvi Asna; Setyanti, Axellina Muara
Digital Theory, Culture & Society Vol. 1 No. 2 (2023): December
Publisher : C-DISC

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61126/dtcs.v1i2.15

Abstract

ASEAN is one of the fastest growing economies in the world and is one of the five largest economies in the world after the US, EU, China, and Japan. ASEAN-5, the founding countries of Indonesia, Malaysia, the Philippines, Singapore, and Thailand ("ASEAN-5"). The ASEAN-5 countries represent 6% of the world's population with a GDP of US$2.75 trillion, growing at an average rate of 3.7% in 2019. With a supportive business climate, ASEAN-5 countries could be the preferred destinations for local or foreign companies to venture into new businesses. This study aims to analyze the impact of governance and digital infrastructure on new business growth in ASEAN-5 countries, using panel data regression approach. This study finds that profit tax, corruption perception, internet user, secure internet and access to electricity are significantly correlated with new business growth. Time to start a business is found to be insignificant but negatively correlated with growth, implying that more efficient bureaucracy promotes business growth.
Institusi Ekonomi dan Penyaluran Kredit: Pengaruh Suku Bunga, Pajak, dan Investasi di ASEAN-5 Prestianawati, Silvi Asna; Aprilia, Yuyun Fahira; Rasli, Amran; Chanu, Ibemcha; Fawwaz, Muhammad
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i2.1113

Abstract

This research analyzes the role of economic institutions—reflected through interest rates, tax policies, and investment climate—in influencing domestic credit distribution in ASEAN-5 countries. Employing a descriptive quantitative approach, the study uses secondary data from the World Bank covering the period 2013–2022, focusing on Indonesia, Singapore, Malaysia, the Philippines, and Thailand. Panel data regression is used to estimate the effects of institutional variables. The findings reveal that interest rates and the number of new business registrations—an indicator of investment climate—positively and significantly impact domestic credit distribution. Conversely, tax levels show a significant negative effect, indicating that lower tax burdens are associated with greater credit distribution. These results underscore the importance of institutional quality in shaping financial intermediation within ASEAN-5 economies and provide insights for policymaking to strengthen credit markets.
[RETRACTED] The Paradox of Regional Development in Mandalika: An Augmented Qualitative Phenomenology Study on Child Labor Household Raja Sahing, Intan Tiani; Prestianawati, Silvi Asna
Journal of Development Economic and Social Studies Vol. 4 No. 3 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

[RETRACTED] Reducing regional development disparities is one of the key focuses of the Sustainable Development Goals (SDGs). The establishment of Special Economic Zones (SEZs) is one of the Indonesian government's efforts to enhance the equitable welfare of its society. One such SEZ is Mandalika in Central Lombok, which is currently being developed into a major investment magnet and tourism destination in Indonesia. However, a paradoxical phenomenon has emerged during this development process: the rise of child labor in Mandalika. Therefore, this study aims to uncover and analyze the phenomenon of child labor in Mandalika as a Special Economic Zone in Central Lombok, using the household perspective of child laborers and employing the augmented qualitative phenomenology method. The results indicate that poverty and the low educational levels of households with child laborers are the main factors driving children into the workforce. Furthermore, despite the low educational levels of the parents, they are determined to support their children’s education. In terms of health, households of child laborers in Mandalika exhibit low health literacy, as evidenced by all study participants lacking BPJS (Indonesia's health insurance) and being unable to provide nutritious food for their children. This study contributes as a stepping stone for both regional and national governments to focus on non-physical development in Mandalika, particularly improving education and human resources. Building physical infrastructure in Mandalika without accompanying human resource development would hinder the optimal impact of such development on the community. This study is also valuable for policymakers in planning comprehensive and participatory child labor alleviation strategies. The output of this research is expected to generate a strategic policy design for the local government of Central Lombok.
Institusi Ekonomi dan Penyaluran Kredit: Pengaruh Suku Bunga, Pajak, dan Investasi di ASEAN-5 Prestianawati, Silvi Asna; Aprilia, Yuyun Fahira; Rasli, Amran; Chanu, Ibemcha; Fawwaz, Muhammad
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i2.1113

Abstract

This research analyzes the role of economic institutions—reflected through interest rates, tax policies, and investment climate—in influencing domestic credit distribution in ASEAN-5 countries. Employing a descriptive quantitative approach, the study uses secondary data from the World Bank covering the period 2013–2022, focusing on Indonesia, Singapore, Malaysia, the Philippines, and Thailand. Panel data regression is used to estimate the effects of institutional variables. The findings reveal that interest rates and the number of new business registrations—an indicator of investment climate—positively and significantly impact domestic credit distribution. Conversely, tax levels show a significant negative effect, indicating that lower tax burdens are associated with greater credit distribution. These results underscore the importance of institutional quality in shaping financial intermediation within ASEAN-5 economies and provide insights for policymaking to strengthen credit markets.
Pemberdayaan UMKM untuk keberlanjutan usaha melalui penguatan manajemen keuangan, operasional, dan legalitas (NIB) Prestianawati, Silvi Asna; Syafitri, Wildan; Tamin, Annaurah Kireina Akmal; Fawwaz, Muhammad
Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Vol. 6 No. 2 (2025)
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jp2m.v6i2.23402

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) merupakan sektor strategis dalam perekonomian Indonesia, berkontribusi sebesar 61% terhadap Produk Domestik Bruto (PDB) dan menyerap lebih dari 90% tenaga kerja. Namun, masih banyak UMKM yang menghadapi tantangan dalam pengelolaan keuangan, operasional, dan legalitas usaha. Kegiatan pengabdian ini bertujuan untuk meningkatkan keberlanjutan UMKM melalui pelatihan manajemen keuangan, operasional, serta asistensi pendaftaran Nomor Induk Berusaha (NIB). Metode yang digunakan berupa seminar interaktif dan pendekatan experiential learning, yang mencakup pemaparan materi, diskusi kelompok, simulasi pencatatan keuangan, serta praktik langsung pendaftaran NIB. Kegiatan dilaksanakan pada 3 Oktober 2024 di Balai Desa Bantur, Kecamatan Bantur, dengan melibatkan 47 pelaku UMKM, bekerja sama dengan Fakultas Ekonomi dan Bisnis Universitas Brawijaya (FEB UB) dan BRI KCP Universitas Brawijaya. Hasil evaluasi menunjukkan peningkatan skor literasi finansial peserta sebesar 36% berdasarkan pre- dan post-test. Sebanyak 68% peserta berhasil menyelesaikan pendaftaran NIB selama kegiatan berlangsung. Temuan ini menunjukkan bahwa integrasi edukasi finansial dan legalitas usaha dapat secara signifikan meningkatkan kesiapan UMKM dalam mengelola bisnis secara berkelanjutan. Program ini diharapkan menjadi model intervensi berkelanjutan melalui penguatan jejaring UMKM lokal dan akses terhadap layanan keuangan formal.
Strategi Pemasaran Melalui Pengembangan Label Merek Dagang pada Produk UMKM Desa Sumbertempur Kabupaten Malang Susilo, Susilo; Prestianawati, Silvi Asna; Husain, Hilmi Alwan; Kusuma, Wennie Candra; Septianto, Donny; Pasya, Shahida; Percy, Khayru Ambyarie; Fawwaz, Muhammad
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 1.1 (2024): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN) SPECIAL ISSUE
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i1.1.4973

Abstract

UMKM memiliki peran penting dalam pertumbuhan ekonomi Indonesia, namun seringkali menghadapi tantangan dalam strategi pemasaran, terutama pada desain label merek. Desain label yang kurang menarik dapat menghambat daya saing produk, sementara label yang baik mampu meningkatkan visibilitas, kepercayaan konsumen, dan penjualan. Kegiatan pengabdian ini bertujuan untuk membantu UMKM di Desa Sumbertempur, Kabupaten Malang, dalam meningkatkan desain label merek produk. Metode yang digunakan meliputi sosialisasi, konsultasi, dan pendampingan pembuatan label bersama mahasiswa desain. Hasil kegiatan menunjukkan bahwa desain label baru membantu meningkatkan citra dan daya tarik produk UMKM. Evaluasi dampak melalui respons konsumen dan penjualan juga menunjukkan hasil yang positif. Pendampingan ini diharapkan menjadi solusi berkelanjutan dalam mengatasi keterbatasan akses pemasaran UMKM serta menjadi model inspiratif bagi kegiatan serupa di masa depan.