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All Journal AKUNTABILITAS Jurnal Pengkajian dan Pengembangan Teknologi Pertanian Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis Perspektif : Jurnal Ekonomi dan Manajemen Universitas Bina Sarana Informatika Moneter : Jurnal Akuntansi dan Keuangan Cakrawala : Jurnal Humaniora Bina Sarana Informatika Jurnal Ilmiah Universitas Batanghari Jambi JRA: Jurnal Riset Akuntansi JAE (Jurnal Akuntansi dan Ekonomi) Journal of Research in Business, Economics, and Education Enrichment : Journal of Management Literatus Komitmen : Jurnal Ilmiah Manajemen Journal of Economics and Business Letters Journal of Scientech Research and Development Jurnal Sosial dan Sains Revenue: Lentera Bisnis Manajemen AGILITY: Jurnal Lentera Manajemen Sumberdaya Manusia Score: Jurnal Lentera Manajemen Pemasaran GLOBAL: Jurnal Lentera BITEP Review: Journal of Multidisciplinary in Social Sciences Nomico Jurnal Manajemen dan Administrasi Antartika Ulil Albab
Vera Agustina Yanti
Universitas Bina Sarana Informatika
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Implementation of Government Regulation No.46 Year of 2013 and No.23 Year of 2018 For Small and Medium Enterprises of Bandung City (Case Study of Small and Medium Enterprises in Bandung City) Eka Dyah Setyaningsih; Ratiyah* Ratiyah; Hartanti Hartanti; Vera Agustina Yanti; Sumanto Sumanto
Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis Vol 4, No 2 (2020): Jurnal Ecodemica: Jurnal Ekonomi, Manajemen dan Bisnis
Publisher : LPPM Universitas BSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (174.139 KB) | DOI: 10.31294/jeco.v4i2.9194

Abstract

           This study aims to analyze the growth of turnover from the three types of businesses in the fields of convection, food processing, and study, by comparing the application of the UMKM tax calculation based on PP No 46 of 2013 and PP No 23 of 2018. The sampling technique uses unproportioned stratified random sampling and is carried out in December 2018 until June 2019. Data analysis in this study uses descriptive qualitative analysis by socializing the UMKM tax calculation with the most recent simple calculation following government regulations, which is 0.5% of turnover which was previously 1% of turnover. The results showed in Bandung Regency, namely the type of convection business with the highest turnover of Rp. 3,000,000,000 and the lowest is Rp. 960,000,000; type of food processing business, the highest turnover is Rp. 600,000,000, and the lowest is Rp. 132,000. 000, -; and by the type of handicraft business with the highest turnover of Rp. 600,000,000 and the lowest Rp. 96,000,000          By using PP 46 of 2013 with a turnover rate of 1% per year, updated to PP 23 of 2018 at a rate of 0.5% per year, through this policy it has been generated that UMKM entrepreneurs will be lighter with payment of a 0.5% tax rate to be able to stimulate UMKM entrepreneurs to continue working and building new innovations in their industrial business. Related to this pandemic period for SMEs in Bandung regency still lacking understanding of UMKM tax incentives, from the Directorate General of Central and Regional Taxes to make publications and socialization efforts so that people follow this opportunity 
TINJAUAN PELAKSANAAN PELAYANAN TERHADAP PENGAJUAN KLAIM NASABAH ASURANSI KENDARAAN BERMOTOR ( Studi Kasus PT Asuransi Sinar Mas Jakarta) Vera Agustina Yanti
Cakrawala - Jurnal Humaniora Vol 12, No 1 (2012): Periode Maret 2012
Publisher : Universitas Bina Sarana Informatika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/jc.v12i1.7859

Abstract

The role of service to smooth the process of filing a claim often experience barriers of problem s canoccur for many reasons that come from internal and external parties . Such as the incompleteness ofthe data as a condition of insurance customers filling a claim , due to the transfer of premiumcontinued missinformation by agents of fault repairs that are inconsistent with claims field bycustomers, of delay in the handling of insurance customers making it difficult for service personel inthe service of the service process and hamper the process of filling a claims for writing intended to seeto what extent the role of service in helping to smooth the process of filling insurance claims on the PTAsuransi sinar mas the process claim is insurance customers to bring the data completenessrequirements ,contact the service, and conducted a survey and analysis service of the insured vehicle.Various efforts and strategies carried out by the company to meet customers needs it is proved by theincrease of policy in number 21.226 in year 2010 and the year 2011 =22.675 . it shows confidence andcustomers satisfaction increase insurance .Key words: filing a claim, implementation of service, insurance
ANALISA FAKTOR-FAKTOR YANG MEMPENGARUHI KEBERLANJUTAN PELAKU USAHA UMKM DI PEDESAAN DAN PERKOTAAN PROVINSI JAWA BARAT vera agustina yanti
Jurnal Pengkajian dan Pengembangan Teknologi Pertanian Vol 21, No 2 (2018): Juli 2018
Publisher : Balai Besar Pengkajian dan Pengembangan Teknologi Pertanian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21082/jpptp.v21n2.2018.p137-148

Abstract

ABSTRACT Factors Influence the Sustainability of Small Medium Micro Enterprises in Bandung and Bogor. Small Medium Micro Enterprises (SMEs) provide a huge contribution on economic. In line with the global economic, the competitiveness among enterprises rises. SMEs have low competitiveness caused by low quality, limited innovation and technological mastery. To have the competitiveness and business sustainability, SMEs are required to respond rapid technological innovations, focus on long-term interests, produce environmentally friendly products and strive for natural resource conservation as well as efficient use of technology. Factors supporting business sustainability need to be improved on business activities to support the sustainability of SMEs. This study aimed to analyze the profile factor, external environmental support, utilization of ICT facilities and competence that affect the sustainability of the business. This study used survey design with sampling technique disproportioned stratified random sampling to 358 respondents in four research sites. Data were collected through data collection questionnaire and done in 2017. Data was analyzed using descriptive techniques and Structural Equation Models (SEM). The results showed the level of MSME sustainability in urban areas was higher than in the district. City of Bandung and City of Bogor with sub variable income and business growth had score percentage higher than Bandung District and Bogor Dictrict. This is shown in product quality as well as better innovation. Factors affecting business sustainability are the perceptions of SMEs and ICT utilization factors, which directly affected business sustainability. One variable of ICT utilization is more effective to increase ICT adoption among SMEs business actors.Keywords: business sustainability, utilization of ICT facilities, perception of UMKM business actors ABSTRAK Usaha Mikro Kecil Menengah (UMKM) memberikan kontribusi besar pada perekonomian. Seiring perkembangan ekonomi global, persaingan usaha semakin kompetitif. Usaha Mikro Kecil Menengah memiliki daya saing rendah, salah satu penyebab adalah: mutu yang rendah, inovasi rendah, dan keterbatasan penguasaan teknologi (TIK). Untuk memiliki daya saing dan keberlanjutan usaha, UMKM harus merespon perubahan inovasi teknologi yang cepat, fokus pada kepentingan jangka panjang, menghasilkan produk ramah lingkungan dan mengupayakan pelestarian SDA, serta efisiensi penggunaan teknologi. Faktor-faktor pendukung keberlanjutan usaha perlu ditingkatkan pada aktivitas usaha untuk mendukung keberlanjutan usaha UMKM. Penelitian ini bertujuan menganalisis faktor profil, dukungan lingkungan ekternal, pemanfaatan sarana TIK, dan kompetensi yang mempengaruhi keberlanjutan usaha. Penelitian ini menggunakan desain survei dengan teknik pengambilan sampel dispropotioned stratied random sampling kepada 358 responden di empat lokasi penelitian. Data dikumpulkan melalui kuesioner pengumpulan data pada tahun 2017. Pengolahan data menggunakan teknik deskriptif dan Struktural Equation Models (SEM). Hasil penelitian menunjukkan tingkat keberlanjutan UMKM pada wilayah perkotaan lebih tinggi dibandingkan pada wilayah kabupaten. Kota Bandung dan Kota Bogor dengan sub peubah pendapatan dan pertumbuhan usaha memiliki skor persentase lebih tinggi dibandingkan Kabupaten Bandung dan Kabupaten Bogor. Hal ini ditunjukkan pada kualitas produk, serta inovasi yang lebih baik. Faktor-faktor yang berpengaruh pada keberlanjutan usaha adalah faktor persepsi pelaku UMKM dan faktor pemanfaatan sarana TIK secara langsung berpengaruh pada keberlanjutan usaha, satu peubah pemanfaatan TIK tersebut lebih efektif untuk meningkatkan adopsi TIK di kalangan pelaku usaha UMKM.Kata kunci: keberlanjutan usaha, pemanfaatan sarana TIK, persepsi pelaku usaha UMKM
The role of job satisfaction and perceived organizational support in improving employee work ethic Devy Sofyanty; Vera Agustina Yanti; Sri Arfani; Danny Ong
Journal of Economics and Business Letters Vol. 1 No. 2 (2021): August
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to test and analyze empirically the influence of job satisfaction and perceived organizational support partially or simultaneously on employee work ethic. The research method used quantitative methods while the data collection techniques were carried out through questionnaires, interviews and observations. The sampling technique used in this research was purposive sampling technique. Subjects in this study amounted to 75 employees at the Ministry of Industry the Republic of Indonesia. The data analysis technique used is multiple linear regression analysis processed using Statistical Package for the Social Sciences (SPSS) software. Based on the research results, the findings are as follows: (1) collectively or simultaneously job satisfaction and perceived organizational support has a positive and significant effect on work ethic, (2) partially job satisfaction has a positive and significant effect on work ethic; (3) partially perceived organizational support has a positive and significant effect on work ethic. Thus, work ethic can be increased by increasing job satisfaction and perceived organizational support.
Pengaruh Biaya Promosi Terhadap Dana Pihak Ketiga Pada PT. Bank BRI Syariah Indonesia Tbk Suhartono Suhartono; Suci Dwi Purwati; Taat Kuspriyono; Vera Agustina Yanti; Lukman Hakim
Akuntabilitas Vol 15, No 1 (2022)
Publisher : Department of Accounting-Faculty of Economic and Business (FEB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/akt.v15i1.24207

Abstract

One way to increase third party funds is through promotion of bank services and products so that people are interested in saving their money at the bank. The purpose of this study is to analyze the effect of Promotional Costs on TPF. The sample data was taken from the BRI Syariah website for 2016–2020 monthly data analysis methods using statistical analysis of correlation, determination, and regression. The results showed that the relationship formed from two variables had a correlation coefficient of more than one and the direction of the relationship was positive, and the effect of promotion costs on third party funds was 0.038%. This figure was obtained from the results of the determination test. The regression equation formed between promotion costs and third party funds is = 26705681.242 + 203.726X.
Competences of MSME Actors in Utilizing ICT in West Java Province Vera Agustina Yanti; Danny Ong
Journal of Research in Business, Economics, and Education Vol. 2 No. 4 (2020): August
Publisher : Kusuma Negara Business School

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Abstract

The purpose of this study is to analyze the level of competence of business actors in utilizing the means of Information and Communication Technology. This study was conducted in the district of Bandung, Bogor district Bogor city and the city of Bandung from November 2019 to february 2020. Sampling respondents amounted to 358 Based on the results of the overall selection of population 3479. Data analysis using SPSS version 21. The research results showed based on the test results individually or partially that the competence of business actors in utilizing ICT tools that competence is directly influenced by the profile of business actors, the perceptions of business actors, and the utilization of ICT facilities and 1 variable has little influence on the competence of the perpetrators business. Based on the test results simultaneously that the profile of business actors, support the external environment, the perceptions of business actors and the utilization of ICT facilities. Based on the regression equation model shows that the higher the competence of business actor profile of business actor, the higher the perception of business actors the higher the utilization of ICT facilities will affect the higher competence of UMKM business actors.
Manajemen Risiko dalam Transaksi Perdagangan Valuta Asing Devy Sofyanty; Vera Agustina Yanti; Danny Ong; Suwantica Suwantica
Jurnal Ilmiah Universitas Batanghari Jambi Vol 22, No 2 (2022): Juli
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v22i2.2418

Abstract

Foreign exchange trading carries a high level of risk, so risk management is essential. This study aims to determine the risk of foreign exchange trading and to determine the application of risk management in foreign exchange trading. The research was conducted at PT Monex Investindo Futures Jakarta. The research method used a qualitative descriptive method. Based on the results of the study, it was found that the risk in forex trading is the risk of unexpected changes that cause market conditions to reverse direction, this can be due to economic or political events that affect market movements. The analysis used to determine the volatility of the foreign exchange market is to use technical and fundamental analysis. Fundamental analysis is based on data from economic and political news, while technical analysis is carried out using charts and indicators. There are five risk management implemented at PT Monex Investindo Futures to minimize losses resulting from price movements on the foreign exchange market, namely: moving average, bollinger band, parabolic SAR, Average Directional Movement Index and Robotics
Prokrastinasi Akademik Ditinjau dari Kecerdasan Adversitas dan Kontrol Diri Vera Agustina Yanti; Devy Sofyanty; Danny Ong; Suwantica Suwantica
LITERATUS Vol 4 No 2 (2022): Jurnal Ilmiah Internasional Sosial dan Budaya
Publisher : Neolectura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37010/lit.v4i2.856

Abstract

Academic procrastination is the behavior of delaying doing or completing academic tasks, reviewing academic procrastination is important to minimize academic procrastination behavior that will affect student learning achievement. This study aims to empirically determine the influence of intelligence and partial and stimultan self-control on academic procrastination. This research was conducted at University X in Jakarta, the research method uses quantitative methods with purposive sampling techniques. Data collection techniques through questionnaires and interviews with a population of 130 respondents, 56 men and 74 women. Data analysis uses multiple linear regression. Based on the results of the analysis, the following findings were obtained: (1) jointly or simultaneously adversity intelligence and self-control affect academic procrastination, (2) partially adverse intelligence has a negative and significant effect on academic procrastination, (3) partially self-control has a negative and significant effect on academic procrastination.
The effect of organizational commitment and personal organizational fit on turnover intention of contract employees at PT Asia Bandar Alam Jakarta Devy Sofyanty; Vera Agustina Yanti; Danny Ong; Suwantica Suwantica; Teni Agustina
Enrichment : Journal of Management Vol. 13 No. 1 (2023): April: Management Science And Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v13i1.1282

Abstract

Increasingly competitive business competition in the era of the industrial revolution 4.0 creates a competitive advantage. One of the company's efforts is to improve the quality of human resources, competing to provide good compensation for human resources. On the other hand, a number of things need to be of concern to companies related to HR. High turnover intention is a problem because they have to train new employees. Quantitative research method The sampling technique used is purposive sampling with 100 respondents. The sample is determined by considering certain characteristics the researcher has determined according to the research objectives. Characteristics of respondents in this study, namely: (1) status as contract employees; (2) Working period of fewer than 3 years; (3) Willing to be a respondent. The instrument used in this study was a questionnaire or questionnaire at PT Bandar Alam Jakarta. The study results show that organizational commitment negatively and significantly affects employee turnover intention. This means that the lower the employee's organizational commitment, the higher the employee turnover intention. Conversely, the higher the organizational commitment, the lower the employee turnover intention. The study results show that organizational commitment negatively and significantly affects employee turnover intention. This means that the lower the employee's organizational commitment, the higher the employee turnover intention. Conversely, the higher the organizational commitment, the lower the employee turnover intention.
Pengaruh Current Ratio Terhadap Pertumbuhan Laba pada PT Astra International Tbk Suhartono, Suhartono; Silaban, Indry Sinthya dewi; Hakim, Lukman; Yanti, Vera Agustina; Kuspriyono, Taat
Perspektif : Jurnal Ekonomi dan Manajemen Akademi Bina Sarana Informatika Vol 20, No 2 (2022): September 2022
Publisher : www.bsi.ac.id

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31294/jp.v20i2.13187

Abstract

Abstrak  - Kemampuan perusahaan dalam meningkatkan laba yang maksimal sangat penting dikarenakan laba adalah tujuan utama setiap perusahaan. Untuk itu perusahaan memerlukan pengelolaan yang baik terhadap semua aset dan sumber daya yang dimiliki perusahaan, baik sumber daya keuangan maupun sumber daya lainnya dalam mencapai tujuannya. Dengan pengelolaan yang baik inilah perusahaan dapat menghasilkan pertumbuhan laba yang setiap periodenya akan mengalami peningkatan. Banyak cara untuk memprediksi pertumbuhan laba pada suatu perusahaan, salah satunya adalah dengan menggunakan rasio keuangan. Current ratio adalah salah satu rasio yang sering digunakan untuk mengukur kinerja perusahaan dalam memenuhi kewajiban jangka pendeknya. Semakin tinggi current ratio sebuah perusahaan maka akan semakin tinggi pertumbuhan labanya. Penelitian ini bertujuan untuk menganalisis pengaruh secara parsial dari Current Ratio terhadap Pertumbuhan Laba pada PT Astra International Tbk. Metode penelitian yang digunakan yaitu deskriptif kuantitatif dengan menggunakan analisis statistik uji korelasi, uji determinasi, dan uji regresi. Hasil penelitian menunjukkan bahwa variabel current ratio berpengaruh negatif dan signifikan terhadap variabel pertumbuhan laba. Kata Kunci: Currenr Ratio, Pertumbuhan La
Co-Authors Abdurrachman Ahmad Rafik Ai Halimah Aisy, Nabilah Rihadatul Aldyanti, Rindyani Ananda, Lutfia Anatassya, Anatassya Anggraeni, Ananda Putri Arfi, Nurul Hanny Ananda Danny Ong Danny Ong Devy Sofyanty Eka Dyah Setyaningsih Gurning, Milka Rosiadi Hartanti Hartanti Hasan, Annisa Aadillah Hasria Rizky, Dafia Jayawarsa, A.A. Ketut Jihan Salsabila Karminia, Leni Lukman Hakim Lukman Hakim Lukman Hakim Lukman Hakim Nurjanah, Neneng Nandah Ong, Danny Pradana, Agustian Adi Rafik, Ahmad Ratiyah* Ratiyah Rossi Ramadhanty Nauval Silaban, Indry Sinthya dewi Sri Arfani, Sri Suci Dwi Purwati Suhar tono Suhartono Suhartono Suhartono Suhartono Suhartono Sumanto, Sumanto Susanti, Deviana Suwantica Suwantica Kusumandari Suwantica Suwantica Suwantica Suwantica Syamsul Arifin Taat Kuspriyono Taat Kuspriyono, Taat Teni Agustina Yuli Kartika Sari