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Financial Literacy as a Determinant of Community Welfare: Empirical Evidence from a Rural Context Ali, Fatria N.; Panigoro, Meyko; Koniyo, Rierind; Hasiru, Roy; Damiti, Fatmawaty
Journal of Economic Education and Entrepreneurship Studies Vol. 6 No. 2 (2025): VOL. 6, NO. 2 (2025): JE3S, JUNE 2025
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/je3s.v6i2.8017

Abstract

The purpose of this study is to determine the effect of Financial Literacy on the Welfare of the Community in Titidu Village, Kwandang District, North Gorontalo Regency. This research uses a descriptive quantitative approach with a sample size of 44 people. The instrument used is a questionnaire or survey. The data analysis technique employed is simple linear regression analysis. Based on the results of the simple regression analysis, it can be seen that there is a positive and significant effect of financial literacy on the welfare of the community in Titidu Village, Kwandang District, North Gorontalo Regency. The regression analysis shows a coefficient of determination of 0.434, indicating that 43.4% of the variation in community welfare is influenced by financial literacy. This indicates a positive relationship between financial literacy and community welfare, where the better the financial literacy, the higher the community welfare. The remaining 56.6%, or the residual value, is influenced by other factors not examined in this study.
The Influence of the Family Hope Program and Direct Cash Assistance on Community Poverty Levels: A Quantitative Study Mustapa, Nur Indah; Panigoro, Meyko; Gani, Imam Prawiranegara; Mahmud, Melizubaida; Halid, Risca Marsanti
Journal of Economic Education and Entrepreneurship Studies Vol. 6 No. 2 (2025): VOL. 6, NO. 2 (2025): JE3S, JUNE 2025
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/je3s.v6i2.8033

Abstract

The purpose of this study is to determine whether there is an influence of the Family Hope Program (PKH) and Direct Cash Assistance (BLT) on the poverty level of the community in Poowo Barat Village, Kabila District, Bone Bolango Regency. This research uses a descriptive quantitative approach. The sample size is 63 respondents, namely recipients of the Family Hope Program and recipients of Direct Cash Assistance. Data collection techniques were obtained from observations and questionnaires. The data analysis technique used is multiple linear regression analysis. The results showed that simultaneously, the Family Hope Program (PKH) and Direct Cash Assistance (BLT) variables have a significant effect on the poverty level of the community in Poowo Barat Village, Kabila District, Bone Bolango Regency. From the results of data analysis in the table above, the R value is 0.520 and R Square is 0.271. This means that the regression model obtained can explain that the Family Hope Program (X1) and Direct Cash Assistance (X2) variables can influence the poverty level of the community in Poowo Barat Village, Kabila District, Bone Bolango Regency by 27.1%. While the remainder is influenced by other variables not examined in this study.
Pengaruh Kelengkapan Fasilitas Sekolah Terhadap Kesiapan Belajar Siswa Di Madrasah Aliyah Salafiyah Syafi’iyah Hasan, Febrianty Anatasya; Panigoro, Meyko; Maruwae, Abdulrahim; Mahmud, Melizubaida; Toralawe, Yulianti
Jurnal Kependidikan Vol. 13 No. 1 (2025)
Publisher : Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/jk.v13i1.13562

Abstract

Fasilitas belajar adalah segala sesuatu yang diperlukan dalam proses belajar mengajar, baik yang bergerak maupun yang tidak bergerak, untuk memastikan pencapaian tujuan pendidikan dapat berjalan dengan lancar, teratur, efektif, dan efisien. Salah satu faktor yang mempengaruhi hasil belajar siswa adalah kelengkapan fasilitas belajar. Penelitian ini bertujuan untuk mengetahui apakah kelengkapan fasilitas sekolah mempengaruhi kesiapan belajar siswa di Madrasah Aliyah Salafiyah Syafi’iyah Kecamatan Randangan Kabupaten Pohuwato. Penelitian ini menggunakan metode kuantitatif dengan pendekatan sistematis dan objektif untuk menguji hipotesis yang ada. Hasil uji t menunjukkan bahwa nilai t-hitung untuk variabel kelengkapan fasilitas sekolah adalah 6,502, sementara nilai t-tabel pada tingkat signifikansi 5% adalah 1,682. Karena t-hitung lebih besar dari t-tabel, maka hipotesis nol (Ho) ditolak. Hal ini menyiratkan bahwa terdapat pengaruh positif dan signifikan antara kelengkapan fasilitas sekolah terhadap kesiapan belajar siswa, di mana semakin baik kelengkapan fasilitas sekolah, semakin tinggi pula kesiapan belajar siswa. . Hasil analisis koefisien determinasi sebesar 0,508, yang mengindikasikan bahwa kelengkapan fasilitas sekolah bisa meningkatkan 50,8% kesiapan belajar siswa. Penelitian ini juga dapat menjadi bahan pertimbangan bagi pembuat kebijakan dalam upaya peningkatan fasilitas pendidikan untuk mencapai tujuan pendidikan yang lebih baik.
Pengaruh Kepercayaan Diri Terhadap Motivasi Belajar Fitriansyah Nusi; Melizubaida Mahmud; Ardiansyah Ardiansyah; Radia Hafid; Meyko Panigoro
WISSEN : Jurnal Ilmu Sosial dan Humaniora Vol. 3 No. 2 (2025): Mei : WISSEN : Jurnal Ilmu Sosial dan Humaniora
Publisher : Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/wissen.v3i2.731

Abstract

The purpose of this study is to determine the effect of self-confidence on student learning motivation at Junior High School 1 Suwawa Tengah. This study uses a quantitative approach, with a Survey research method. The data used are primary data obtained from distributing questionnaires to students at Junior High School 1 Suwawa Tengah. The number of samples drawn in this study was 51 respondents. The data analysis technique used simple linear regression with the help of the SPSS program. The results of the analysis, the study showed that there was a positive and significant influence between self-confidence and student learning motivation at Junior High School 1 Suwawa Tengah. The comparison of the t-count values obtained is still greater than the t-table value so that Ho is rejected. Thus, at a confidence level of 95%, it can be concluded that there is a positive and significant influence of self-confidence on learning motivation. The coefficient of determination value of the previously obtained regression model is 0.170, this value means that 17% of the variation in learning motivation is explained by the self-confidence of a student.
Pengaruh Beasiswa KIP-Kuliah Terhadap Prestasi Belajar Mahasiswa Jurusan Pendidikan Ekonomi Nurnaningsih Halid; Meyko Panigoro; Ardiansyah Ardiansyah; Roy Hasiru; Abdulrahim Maruwae
WISSEN : Jurnal Ilmu Sosial dan Humaniora Vol. 3 No. 2 (2025): Mei : WISSEN : Jurnal Ilmu Sosial dan Humaniora
Publisher : Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/wissen.v3i2.733

Abstract

This study aims to examine the influence of the KIP-Kuliah (Smart Indonesia Card for College) Scholarship on the academic performance of students in the 2021 cohort of the Department of Economics Education at the Faculty of Economics and Business, Universitas Negeri Gorontalo. The research adopts a quantitative approach with an explanatory research method. Primary data were collected through the distribution of questionnaires, with a sample size of 32 respondents. Data analysis was conducted using simple linear regression. The findings indicate that the KIP-Kuliah Scholarship significantly influences students' academic performance in the Department of Economics Education, 2021 cohort. The scholarship's contribution to students' academic achievement is 46.9%, while the remaining 53.1% is attributed to other variables not examined in this study.
Pengaruh Modal Terhadap Pendapatan Usaha Pedagang Rempah-Rempah di Pasar Sentral Gorontalo Mamu, Nurfirly Oliviana; Hafid, Radia; Mahmud, Melizubaida; Panigoro, Meyko; Bahsoan, Agil
Journal of Economic and Business Education Vol 3, No 3 (2025): SEPTEMBER 2025
Publisher : State University of Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jebe.v3i3.32623

Abstract

Nurfirly Oliviana Mamu. Student Number ID 911418074. 2025. "INFLUENCE OF CAPITAL ON THE INCOME OF SPICE TRADERS AT PASAR SENTRAL (CENTRAL MARKET) GORONTALO” Undergraduate Thesis Study Program of Economics Education, Department of Economics Education, Faculty of Economics, Universitas Negeri Gorontalo. The Principal Supervisor is Dr. Radia Hafid, S.Pd., MSi. and the Co-supervisor is Dr. Melizubaida Mahmud, s.Pd., M.Si.The purpose of this study is to determine the extent to which capital influences the income of spice traders at Pasar Sentra! Gorontalo. This research used a quantitative approach, with customers as the research subjects and spice traders at Pasar Sentra) Gorontalo as the research objects. The population in this study consisted of 45 respondents, and the sample size was also 45 respondents. Data collection methods included observation, questionnaires, and interviews. Meanwhile, data analysis activities involved grouping data based on variables and respondents, presenting the data for each variable studied, and conducting calculations to test the proposed hypotheses.The study findings show that there is a positive and significant influence of capital on the income of spice traders at Pasar Sentral Gorontalo. The analysis also confirms significance, as evidenced by the t-count score being greater than the t-table score. Thus, the hypothesis stating that capital has a positive influence on the income of spice traders at Pasar Sentral Gorontalo is confirmed.
Kompetensi Pedagogik Guru Terhadap Hasil Belajar Siswa Pada Mata Pelajaran IPS Di SMP Negeri 4 Batudaa Pantai Bilale, Ida Safitri; Hafid, Radia; Sudirman, Sudirman; Panigoro, Meyko; Maruwae, Abdulrahim
Journal of Economic and Business Education Vol 3, No 3 (2025): SEPTEMBER 2025
Publisher : State University of Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jebe.v3i3.32605

Abstract

This study aims to determine the influence of teachers’ pedagogical competence on student learning outcomes in Social Studies at SMP Negeri 4 Batudaa Pantai. Pedagogical competence refers to a teacher's ability to manage learning processes, including understanding student characteristics, implementing effective teaching strategies, and evaluating learning outcomes. Using a quantitative descriptive method, data were collected through questionnaires distributed to 43 students. The results show a significant influence of teachers’ pedagogical competence on student learning outcomes, with a determination coefficient of 32.5%. This finding indicates that pedagogical competence contributes meaningfully to student academic achievement. The study recommends efforts to enhance pedagogical skills among teachers to improve student performance.Keywords: Teacher pedagogical competence,student’s learning outcomes.
PENGARUH SISTEM ABSENSI FINGERPRINT TERHADAP KINERJA KARYAWAN ALFAMART DI KECAMATAN KAIDIPANG KABUPATEN BOLAANG MONGONDOW UTARA Sanggilang, Hastuti; Panigoro, Meyko; Maruwae, Abdulrahim; Mahmud, Melizubaida; Dama, Maya Novrita
Journal of Economic and Business Education Vol 3, No 2 (2025): : MAY 2025
Publisher : State University of Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jebe.v3i2.29853

Abstract

The purpose of this study was to determine how much the Fingerprint Attendance System Influences the Performance of Alfamart Employees in Kaidipang District, North Bolaang Mongondow Regency. This study uses a quantitative correlational approach method with a sample of 36 Alfamart Employees. the t-count value for the Fingerprint Attendance System variable is 10,284. t-table is calculated with a statistical significance level of 5%. The t-table value obtained is 1.690. The comparison shows that the t-count value of 10,284 1,690 is greater than the t-table value, then the Significant Value of 0.00 is smaller than 0.05. This leads to the rejection of Ho, which implies a positive and significant influence between the Fingerprint Attendance System and Employee Performance. Regression analysis shows a determination coefficient of 0.757, which indicates that 75.7% of Employee Performance is explained by the Fingerprint Attendance System. This indicates a positive relationship between the Fingerprint Attendance System and Employee Performance. 
Pengaruh Program Literasi terhadap Hasil Belajar Siswa SMP Negeri 2 Batudaa Puluhulawa, Karlina H.; Hasiru, Roy; Toralawe, Yulianti; Panigoro, Meyko; Sudirman Sudirman
Ta'rim: Jurnal Pendidikan dan Anak Usia Dini Vol. 6 No. 3 (2025): Ta'rim: Jurnal Pendidikan dan Anak Usia Dini
Publisher : Sekolah Tinggi Agama Islam Yayasan Pendidikan Ilmu Qur'an Baubau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/tarim.v6i3.2800

Abstract

The purpose of this study was to determine the effect of the literacy programme on student learning outcomes at SMPN 2 Batudaa. The research method used in this research is a quantitative method using a quantitative approach. The data used in this study are primary data obtained from distributing questionnaires or questionnaires to SMPN 2 Batudaa students who meet the standards set by researchers with a sample in this study of 42 students. The results of this study indicate that the Literacy Program has a significant effect on student learning outcomes at SMPN 2 Batudaa, which means that the more students routinely implement the Literacy Program, the more student learning outcomes will increase. The research results of the calculation of the coefficient of determination of this study are 58.4%, which means that the literacy program variable can be explained by the student learning outcomes variable by 58.4% and the remaining 41.6% is explained by other variables not examined in this study.
PENDEKATAN DEEP LEARNING DALAM PEMBELAJARAN EKONOMI TERHADAP PENGUATAN KARAKTER SISWA SMA Panigoro, Meyko; Maruwae, Abdulrahim; Koniyo, Rierind; Giasi, Devita; Lipuo, Sri Debi Yanti; Lamusu, Fadhilah; Ajis, Pendi
Research and Development Journal of Education Vol 11, No 2 (2025)
Publisher : Universitas Indraprasta PGRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30998/rdje.v11i2.20600

Abstract

Di era digital, teknologi kecerdasan buatan semakin berkembang pesat dan telah merambah berbagai aspek kehidupan termasuk pendidikan. Namun, penerapan teknologi ini masih jarang dikaji dalam konteks penguatan karakter siswa, terutama di tingkat sekolah menengah atas yang menerapkan pembelajaran deep learning. Tujuan dari penelitian ini adalah untuk melihat bagaimana penerapan deep learning berdampak pada penguatan karakter siswa di SMAN 1 Tilango Gorontalo. Studi ini menggunakan metode kuantitatif dan melibatkan 60 siswa dari kelas XI dalam satu kelompok pretest-posttest. Knowledge of Morality, Moral Feelings, and Moral Action adalah tiga indikator yang digunakan untuk mengumpulkan data. Pengaruh pembelajaran mendalam terhadap karakter siswa ditentukan melalui analisis data menggunakan analisis regresi linier sederhana dan uji sampel t-paired. Hasil uji sampel t-paired menunjukkan nilai signifikansi yang menunjukkan perbedaan signifikan antara pretest dan posttest. Penelitian ini menunjukkan bahwa pendekatan pembelajaran mendalam berpengaruh besar terhadap penguatan karakter siswa di sekolah menengah atas. Model pembelajaran berbasis deep learning dapat menjadi alternatif strategi pembelajaran yang tidak hanya meningkatkan aspek kognitif, tetapi juga membentuk karakter positif siswa.
Co-Authors A. Slamet, Aldealtri Abd Gafar Abd. Rahman Pakaya Abdjul, Mutia R. Abdulrahim Maruwae Abdurahim Maruwae Afrina Agil Bahsoan Ahmad, Amelia Ahmad, Mutmaina Ainun Atali Ainur Rapiq Basiha Ajis, Pendi Ali, Fatria N. Amelia Ahmad Amir Arham Amrain, Imin Anisa Hamzah Annisa Meliyana Ardiansyah Ardiansyah Ardiansyah , Ardiansyah Ardiansyah Ardiansyah ARDIANSYAH ARDIANSYAH Ardiyanto Mustapa Arief Abdul Gani Ashwad Ashwad Asna Aneta Baruadi, Irvan E. Berlian Hala'a Bilale, Ida Safitri Bilantua, Ahmad Boby Rantow Payu Boksan, Ishak Bumulo, Frahma Bumulo, Frahmawati Chairunnisa Biahimo Cindrawati S. Mustapa Cindriyanti Napulo Clara Shintya Pakaya Cristian Polamolo Daga, Isnawati Dama, Maya Novrita Danial Y. Husuna Datuela, Idam Desmayanti Haka Dinda Rahmawati Djafar Diniarti Makalalag Djafar, Dinda Rahmawati Elvana Sri Jannati Paputungan Erika Bulango Fahira Basir Fahrudin Zain Olilingo Faiza Paputungan Farras Maulana Fahrezi Panigoro Fatmawati Damiti Fatmawaty Damiti Fatmawaty Damiti Fatria N. Ali Febriyani Pioke Fence M Wantu Fenlis Adam Fitri Hadi Yulia Akib Fitriansyah Nusi Frahma Bumulo Gebrila Pulu Ghefira Tempongbuka Giasi, Devita Gobel, Aprilia Van Haka, Desmayanti Hamisi, Fajha Hapsawati Taan Harun, Asri Martha K. Hasan, Febrianty Anatasya Hasyim, Maimun Helni Laode Huntehu, Rahmatias Imam Prawiranegara Gani Indah Dwi Wahyuni Bajuka Ingka Tonge1 Irina Popoi Irwan Yantu Ismail Van Gobel Ismiwati Bagu Iswan Ali Ivan Rahmat Santoso Jaati, Kurniawan I. Juliana Entuu Juliya Paramata Kasim, Mamang Kiayi, Asrawati Lahay, Nandri Lamusu, Fadhilah Lasena, Chany Apriani Latiki, Debi Sintia Lipuo, Sri Debi Yanti Lisda L. Asi Lukman A. R. Laliyo Makalalag, Diniarti Mamang Kasim Mamu, Nurfirly Oliviana Maya Dama Maya Novrita Dama Melizubaida Mahmud Miranda Sumaila Mohamad Julfitra S. Yantu Mohamad Rizki As Pido Muchtar Ahmad Muhamad Amir Arham Muhamad Rizki Muhammad Amir Arham Muhammad Awalludin Sanggulu Mustapa, Nur Indah Mutmaina Ahmad Nadila Paputungan Nandita Kalasiani Nelviana Djambar Nerli Siki Neva Lionitha Ibrahim Ni Komang Ariani Nilam Purnawati Nunu Ningsiyanti Lakoro Niswatin Nopo, Rini NopriYanto Yahya Nur Aisya Dahlan Nur Febriyanti Liputo Nur Inda Mustapa Nur Praditya Djumura Nuraini Lohor Nuralwiyah Sania Sakum Nurhaliza S. Lamapa Nurlana Usman1 Nurlian Mokoginta Nurlindawati Amrain Nurnaningsih Halid Nurul Fadillah Nurul Maulida Alwi Nusi, Cindi Anggriani Olivia S Akili Paramita Djako Pasoo, Rifal Payu, Boby Rantaw Payuhi, Ismail Pilya Hasan Pipan Matolodula Podungge, Rahmawati Podungge, Rani Setyo Puluhulawa, Karlina H. Putri Fahmi, Elfatya Putri Rezky Amanda Putri Sugiarti Syahrain Radia Hafid Raflin Hinelo Renaldi Abdul Rian Abdul Tanib Rieriend Koniyo Rierind Koniyo Rierind Koniyo Ririend Koniyo Risca Marsanti Halid Risca Marsanti Halid Riska Jangko Risna S Tialo Risnawati Y. Dula Riyani Noviawijaya Gobel Rizan Machmud Rosman Ilato Roy Hasiru Rusli Isa Safitrah Adam Salwaa Ardhiah Mohamad Sanggilang, Hastuti Santi Ismail Uwange Sanusi, Eriyanti Sariamas, Sartika Serly Monalisa Abudi Sirfan Malik Siswahyudianto Siti Fadillah Siti Nurhalisa A Saini Siti Nurhaliza Pontoh Sofyan Asuke Sri Agustina Kasim Sri Endang Saleh Sri Indrawati Daud Sri Indriyani S. Dai Sri Melika Daud Sri Rahmawati Monoarfa Sri Revika Olii Sri Rianita Tilohe Sri Wahyuni F Siwi Sriwulandari Hadji Sudirman Sudirman Sudirman Sudirman Sudirman sudirman sudirman Sudriman Sudriman Sumar, Riska H Surahmad Laya Syarwani Canon Tanib, Rian Abdul Tiara Ningsi Putri Maaruf Tolingguhu, Karsum Torawale, Yulianti Usman Moonti Usman Moonti Usman Y. Lapasau Windrawati Mamui Windri Tahawali Yuliana Ginggada Yuliana, Dwi Yulianti Toralawe Yulindawati Ibrahim Zulkeplin Y Hasym