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THE INFLUENCE OF FINANCIAL LITERACY, PARENTS' SOCIO-ECONOMIC STATUS, AND LIFESTYLE ON CONSUMPTIVE BEHAVIOR OF ADOLESCENTS Muh Fahrurrozi; Muhammad Rapii; Baiq Intan Baiq Intan Fuji
Jurnal PROFIT: Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol. 9 No. 2 (2022): Jurnal PROFIT: Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Pendidikan Ekonomi FKIP Universitas Sriwijaya, in partnership with Asosiasi Profesi Pendidikan Ekonomi Indonesia (ASPROPENDO)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36706/jp.v9i2.18621

Abstract

Consumptive behavior of adolescents causes them not to thought long in bought things that were not really needed. The aim of this study was to find out (1) the consumptive behavior of junior high school students, and (2) the influence of financial literacy, socio economics, and lifestyle on the consumptive behavior of junior high school adolescents. Where this research uses a quantitative approach with the ex post facto method with a total sample of 36 students. Collecting data using tests, questionnaires and documentation and questionnaires. Data analysis used multiple linear regression. The results of the descriptive analysis showed that the level of adolescent consumptive behavior was 64% having moderate consumptive behavior, 22% adolescents having consumptive behavior in the high category, and 14% in the low category. The results showed that there was a significant influence between financial literacy, socioeconomic and lifestyle on consumptive behavior
Pengembangan Pola Pendidikan Ekonomi Informal Dalam Penguatan Literasi Ekonomi Dan Kewirausahaan Pada Pelaku UMKM Di Kota Selong (Di Kelurahan Denggen) Muhamad Juaini; Muhammad Rapii; Tiara Puspa Sari; Ummi Qorib Absoh; Maya Andini
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.33458

Abstract

Economic education within the family environment is part of informal education that occurs in an unprogrammed manner, but through a process of habituation and role modeling. This study aims to examine and analyze the characteristics of informal economic education that occurs within households, thereby forming patterns of informal economic education as an effort to shape good economic behavior. The data in this study were analyzed using qualitative analysis through the processes of data collection, data reduction, data presentation, and verification. The results showed that learning occurs not only through formal channels, but also organically through direct experience, social interaction, informal mentoring, observation, and the use of digital and community resources. These patterns are adaptive, contextual, and driven by the practical needs of MSMEs to survive and thrive. Significantly, this informal education has proven to be a major catalyst in strengthening functional economic literacy, where MSMEs gradually develop an understanding and ability to manage the financial aspects of their businesses, such as costing, pricing, cash flow management, and risk mitigation