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All Journal Jurnal Ilmiah Admnistrasi Niaga Abdimas Forum Ilmu Sosial INTEGRALISTIK Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) I-Finance Journal IMAGE EKSPANSI Jurnal Riset Akuntansi dan Keuangan JURNAL SERAMBI ILMU Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Jesya (Jurnal Ekonomi dan Ekonomi Syariah) International Journal of Applied Business Research Social, Humanities, and Educational Studies (SHEs): Conference Series JURNAL EKONOMI SYARIAH Jurnal Manajemen Bisnis dan Keuangan Jurnal Ilmiah Wahana Pendidikan Indonesian Journal of Economics and Management Industrial Research Workshop and National Seminar Jurnal Bisnis dan Kewirausahaan Journal of Applied Islamic Economics and Finance Journal of Islamic Management Journal of International Conference Proceedings EKONOMIKA SYARIAH : Journal of Economic Studies BanKu: Jurnal Perbankan dan Keuangan Enrichment: Journal of Multidisciplinary Research and Development Hukum dan Politik dalam Berbagai Perspektif Media Hukum Indonesia (MHI) Unnes Civic Education Journal Jurnal Penelitian Pendidikan Journal of Community Empowerment Semarang State University Undergraduate Law and Society Review
Ruhadi Ruhadi
Department Of Accounting, Politeknik Negeri Bandung, Bandung, Indonesia
Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Social Sciences Other

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Corruption Prevention Strategy in Indonesia through Strengthening Character Education of Pancasila Ethics Ruhadi, Ruhadi; Uddin, Hafiz Rafi
Semarang State University Undergraduate Law and Society Review Vol. 5 No. 2 (2025): July-December, 2025
Publisher : Semarang State University Undergraduate Law and Society Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/lsr.v5i2.31711

Abstract

Corruption has become a deeply rooted problem in Indonesia's governance system and society. Various efforts to eradicate corruption through legal and institutional approaches have not shown maximum results. This research aims to analyze corruption prevention strategies through strengthening character education as a more effective and sustainable alternative solution. Through a qualitative approach with literature study, this research examines the role of character education in forming generations with integrity and anti-corruption character. The results show that character education integrated into formal and non-formal educational curricula can be a strong foundation in preventing corrupt behavior from an early age. Strategies that can be applied include integrating anti-corruption values into the curriculum, strengthening the role of higher education, forming the character of generation Z, and implementing moral education as a preventive strategy. This research concludes that character education is a long-term investment capable of creating a clean and transparent culture in national and state life.
Analysis of the Effect of FDR, BOPO, ROA and Inflation on Non-Performing Financing at Islamic Rural Banks in Java for the 2020-2023 Period Natasya, Putri Aulia; Ruhadi, Ruhadi
Journal of Applied Islamic Economics and Finance Vol. 5 No. 2 (2025): Journal of Applied Islamic Economics and Finance (Februari 2025)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/jaief.v5i2.6754

Abstract

This study analyzes the effect of financial performance ratios and macroeconomic indicators on the asset quality of Sharia Rural Banks (BPRS) in Java, using panel data from 78 BPRS for the period 2020–2023 selected through purposive sampling. Financial performance ratios are measured using FDR, BOPO, and ROA, while macroeconomic indicators are represented by the inflation rate. Asset quality is proxied by Non-Performing Financing (NPF). The analysis was conducted using panel data regression methods. The results of the study indicate that FDR, BOPO, ROA, and inflation simultaneously have a significant effect on NPF. However, only FDR and ROA have a significant positive effect on NPF, while BOPO and inflation do not show a significant effect.
Green Tourism Village Education: A Public Participation-Based Innovation in Munggangsari Village, Kaliangkrik District, Magelang Regency Saputro, Iwan Hardi; Arumsari, Nugraheni; Ruhadi, Ruhadi; Kristiono, Natal; Wiwitono, Bambang; Syahidah, Zahra Zilan; Prasetyana, Didi Khomsa
Journal of Community Empowerment Vol. 4 No. 2 (2024): Journal of Community Empowerment
Publisher : Universitas Negeri Semarang

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Abstract

Community service activities in tourism village education were conducted to provide assistance and foster innovations, particularly those based on community participation. The limited involvement of Karang Taruna Sari Muda Manunggal in optimizing the existing tourism potential highlighted the necessity for such activities. Therefore, the community service team organized workshops featuring professional practitioners from Padjer School, an independent organization addressing public issues related to tourism village development. These workshops aimed to enhance community engagement and develop sustainable tourism innovations. The results demonstrated that collaborative participation played a significant role in improving the effectiveness of tourism village development. In conclusion, community assistance involving active public participation was found to accelerate the achievement of sustainable tourism development goals.
Analisis Pengaruh Literasi Keuangan Islam terhadap Inklusi Keuangan Syariah pada Generasi Milenial Azizurrahman, Nur; Ruhadi; Suhartanto, Dwi
Journal of Islamic Management Vol. 4 No. 2 (2024): July
Publisher : Program Studi Manajemen Dakwah Fakultas Dakwah dan Komunikasi UIN Sunan Ampel Surabaya, UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/jim.v4i2.1824

Abstract

Currently, there are still heated discussions regarding the low level of sharia financial literacy and inclusion, which causes a lack of competitiveness. At the same time, Indonesia is entering an era of demographic bonus, which can be seen from the large number of millennial generations and a Muslim population of 237.56 million people (86.7% of the total population). This research uses a quantitative approach with survey methods to collect data from a sample of the millennial generation in Indonesia. The research instrument is a questionnaire designed to measure the level of Islamic financial literacy and use of Islamic financial products and services. Data analysis was carried out using the SmartPLS tool to test the relationship between Islamic financial literacy and Islamic financial inclusion. The validity and reliability of the instrument were tested before data collection to ensure the accuracy of the research results. The research results show that there is a positive and significant relationship between Islamic financial literacy and Islamic financial inclusion. Millennials with a high level of Islamic financial literacy tend to be more active in using sharia financial products and services. This research has important implications for stakeholders, including governments, financial institutions, and educational organizations, to strengthen Islamic financial literacy programs to encourage wider participation in the Islamic financial system.
Determinants of the Maqashid Syariah Index of Islamic Banks: Implications on Social and Environmental Sustainability Nadia, Nurun; Muflih, Muhammad; Ruhadi
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 9 No. 1 (2025): June 2025
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v9i1.9286

Abstract

Islamic banking holds a strategic role in promoting social and environmental sustainability through the implementation of Islamic economic principles. This study aims to analyze the factors influencing the Maqashid Sharia Index in Islamic banks in Indonesia and to examine its implications on multidimensional sustainability. The independent variables in this study are the Zakat Performance Ratio (ZPR) and Qardhul Hasan (QH) financing, with control variables consisting of Return on Assets (ROA) and Non-Performing Financing (NPF). The study employs panel data from Islamic banks in Indonesia over the period 2019–2023, selected using purposive sampling techniques. The data are analyzed using panel regression with the Random Effect Model (REM) approach. The findings indicate that ZPR, QH, ROA, and NPF have a positive and significant partial effect on the Maqashid Sharia Index. These results suggest that simultaneously optimizing social functions and financial performance is crucial for enhancing the contribution of Islamic banks to achieving sustainable Sharia objectives. This approach offers a fresh perspective on evaluating Islamic banking performance,not only in terms of profitability but also in how effectively institutions contribute to the comprehensive realization of Maqashid al-Sharia. Perbankan Syariah memiliki peran strategis dalam menciptakan kesejahteraan sosial dan keberlanjutan lingkungan melalui prinsip-prinsip ekonomi islam. Tujuan utama penelitian ini untuk menganalisis faktor-faktor yang mempengaruhi Indeks Maslahat pada Perbankan Syariah Indonesia serta mengkaji implikasinya terhadap keberlanjutan sosial dan lingkungan. Variabel independent pada penelitian ini yaitu Zakat Performance Ratio (ZPR) dan pembiayaan Qardhul Hasan (QH). Penelitian ini menggunakan data dari 9 Bank Umum Syariah di Indonesia dalam rentang waktu 2019-2023, yang dipilih melalui Teknik purposive sampling. Data tersebut dianalisis menggunakan regresi data panel, dengan model estimasi yang diterapkan adalah Random Effect Model (REM). Hasil penelitian mengungkapkan bahwa ZPR dan QH, baik secara simultan maupun parsial, berpengaruh positif dan signifikan terhadap Indeks Maslahat dalam Perbankan Syariah di Indonesia. Hasil temuan ini menegaskan bahwa perbankan syariah tidak hanya berfokus pada profitabilitas, tetapi juga memiliki peran dalam tanggung jawab sosial dan lingkungan yang perlu dioptimalkan. Oleh karena itu, diperlukan strategi kebijakan yang lebih progresif dalam mengelola ZPR dan QH agar perbankan Syariah semakin berdaya guna dalam menciptakan keseimbangan antara ekonomi, sosial, dan lingkungan secara berkelanjutan.
Effectiveness of The Implementation of The Extension Program for Rice Farming in Suranenggala Kidul Village, Suranenggala District, Cirebon Regency Sutandi, Sutandi; Firmansyah, Adi; Ruhadi, Ruhadi; Faqih, Achmad; Aisyah , Siti
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 5 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i5.484

Abstract

The purpose of this study was to determine the process of planning and implementation of the Rice paddy farming extension program and to evaluate the effectiveness of the extension program. The methods and type of research used descriptive quantitative methods with survey techniques and a sample size of 40 rice farmers. The results showed: (1) The planning and implementation of extension programs in Suranenggala Kidul Village, Suranenggala District, Cirebon Regency involved two planning processes, namely the involvement of farmers in planning the extension programs and their involvement in decision-making, with an average score of 2.5. Meanwhile, for the implementation of extension programs, there were eight components with an average score of 2.71; and (2) The effectiveness of the planning and implementation of the extension program for paddy rice in Suranenggala Kidul Village, Suranenggala District, Cirebon Regency is categorized as effective. This is evidenced by farmer participation, timely implementation of extension programs, alignment of the programs with farmers' needs, appropriate duration, implementation according to targets, increased production, changes in the level of adoption by farmers, and the level of farmer satisfaction.
Bankruptcy Model Analysis: Comparative Studies Between Sharia and Non Sharia Manufacturing Companies Ruhadi, Ruhadi; Mai, Muhammad Umar
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 9 No. 2 (2017)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v9i2.4466

Abstract

This study aims to find out three important things: first is based on the analysis of three bankruptcy models that Altman, Springate and Zmijewsky, which is the most accurate in predicting the potential bankruptcy of sharia and non sharia, secondly based on the most accurate model, whether sharia companies have a potential bankruptcy smaller than non_sharia. The third is to identify what is the most influential factors to the potential bankcruptcy for both sharia and non sharia companies. Trought the number of 458 unit observations of manufacturing companies and studies performed using Mean Square Error (MSE) and analysis of variance, it was found that the most accurate model in predicting potential bankruptcy is Altman Z_score. Based on this model could be found, statistically significant that a group of sharia has a potential bankruptcy smaller than the non_sharia. Based on the third question, could be found that good corporate governance have positive and significant effect to potential bankcruptcy for the sharia companies, while the rate exchange of rupiah to US dollar has negative and significant effect to ones. Other finding that the only institutional ownwership factor that have positif and significant effect to the potential bankcruptcy of the non sharia companies.DOI: 10.15408/aiq.v9i2.4466
Peran PLKB (Petugas Lapangan Keluarga Berencana) Dalam Program Percepatan Penurunan Angka Stunting Di Desa Kramat Kecamatan Kota Kudus Kabupaten Kudus Tahun 2024 Fadhila Rania Rakhmadanti; Ruhadi
Unnes Civic Education Journal Vol. 10 No. 3 (2025)
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/ucej.v10i3.27317

Abstract

Stunting is one of the serious problems in human resource development in Indonesia. This condition is characterized by growth disorders in childern due to chronic malnutrition that lasts for a long time. The Indonesian government has issued Presidential Regulation No. 72 of 2021 on Accelerating The Reduction of stunting, in which Badan Kependudukan dan Keluarga Berencana Nasional (BKKBN) serve as the main coordinator. This study aims to determine the role of Pelaksana Lapangan Keluarga Berencana (PLKB) in the program to accelerate the reduction of stunting rates in Kramat Village, Kudus District, as well as to identify the obstacles faced in the implementation of the program. The method used in qualitative with an institutionalist approach. Data sources include primary and secondary sources, with data collection tchniques involving interviews, observations, and documentation. Validation techniques included source triangulation and technique triangulation. Data analysis involved data reduction, data presentation, and conclusions. The research findings indicate that PLKB play a crucial rolr as intermediaries between institutions, implementers of socialization and education, implementers of accompaniment, and field monitors. However, challenges include budget conctraints, lack of community understanding, and technical difficulties in the field. Enhanced cross-sectoral collaboration and reguler training for cadres are needed to strengthen efforts to accelerate the reduction of stunting.
JUDICIAL REVIEW SEBAGAI KEWENANGAN LEGISLASI MAHKAMAH KONSTITUSI Sunarto, Sunarto; Lestari, Puji; Saputro, Iwan Hardi; Ruhadi, Ruhadi
Bookchapter Hukum dan Politik dalam Berbagai Perspektif Vol. 4 (2025)
Publisher : Bookchapter Hukum dan Politik dalam Berbagai Perspektif

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Abstract

Mahkamah Konstitusi menjadi relevan dalam sistem ketatanegaraan Indonesia ketika prinsip supremasi MPR itu telah mengalami pergeseran di mana MPR bukan lagi lembaga tertinggi pemegang kedaulatan rakyat. Dengan tidak adanya lagi lembaga tertinggi negara perlu adanya lembaga baru yang memiliki kewenangan untuk menyelesaikan sengketa antarlembaga negara, termasuk melakukan pengujian terhadap produk lembaga legislatif berupa Undang-Undang, ketika diduga isinya bertentangan dengan ketentuan dalam UUD 1945. Metode penulisan ini menggunakan studi literatur. Hasil yang diperoleh yaitu keberadaan Mahkamah Konstitusi dengan kewenangan judicial review, membawa peranan yang penting dalam mewujudkan prinsip checks and balances. Melalui kewenangan tersebut norma dalam Undang-Undang sebagai produk DPR bersama pemerintah dapat dikoreksi oleh Mahkamah Konstitusi dengan menyatakan bahwa norma tersebut bertentangan dengan ketentuan Undang-Undang Dasar. Dengan adanya kewenangan tersebut berarti Mahkamah Konstitusi diposisikan sebagai legislator. Namun pada prinsipnya Mahkamah Konstitusi adalah legislator negatif (negative legislature), yaitu legislator yang hanya menyatakan bahwa norma tertentu bertentangan dengan Undang-Undang dasar. Sedangkan perumusan norma baru sebagai gantinya merupakan kewenangan pembuat Undang-Undang yaitu DPR bersama Pemerintah.
Implementasi Karakter Konservasi melalui Unit Kegiatan Mahasiswa Bercorak Islam dalam Meningkatkan Prestasi Mahasiswa di MTQMN XVII ruhadi, Ruhadi; Baidlowi, Baidlowi; Ulya, Himmatul; Ummah, Siti Muslikhatul; Busri, Hasan Muslikhatul
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 11.D (2025): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

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Abstract

Universitas Negeri Semarang (Unnes) memiliki karakter konservasi yang menjadi pilar wajib bagi karakter mahasiswa UNNES, yaitu Inspiratif, Humanis, Peduli, Inovatif, Sportif, Kreatif, Jujur dan Adil. Penelitian ini mengkaji nilai karakter konservasi yang di implementasikan melalui kegiatan ekstrakuler berbasis pada keaktifan mahasiswa mengikuti berbagai kegiatan di luar kampus. Keikutsertaan mahasiswa Unnes dalam Musabaqoh Tilawatil Quran Mahasiswa Nasional (MTQMN) menjadi kajian dalam penelitian ini. Penelitian ini menggunakan pendekatan deskriptif kualitatif dengan metode observasi, wawancara peserta MTQMN untuk mencari kebutuhan yang diperlukan dalam meningkatkan karakter konservasi. Hasil penelitian ini menunjukkan mahasiswa Unnes lebih sadar dan terlibat aktif dalam meningkatkan kontribusi berbasis prestasi dalam ajang perlombaan nasional melalui karakter peduli, kreatif, inovatif dan sportif. Karakter tersebut merupakan citra dari karakter Mahasiswa UNNES yang perlu ditingkatkan agar dapat meningkatkan kulitas diri melalui karakter konservasi.
Co-Authors Adi Firmansyah Agnina Ilma Nur Annisa Ahmad Nafi Aisyah , Siti Anggita Rismawati Rachman Anny Suryani Aulia Rahmawati Zulfa Azizurrahman, Nur Baidlowi, Baidlowi Banter Laksana, Banter Barnas, Benny Budhi Pamungkas Gautama, Budhi Busri, Hasan Muslikhatul Chavia Gilrandy La Difa Dadang Hermawan Destian Arshad Diharpi Herli Setyowati Dwi Suhartanto Erisandi Arditama Fadhila Rania Rakhmadanti Faqih, Achmad Habiburahman, Fadil Hardi Saputro, Iwan Harto Wicaksono, Harto Hasbi Assidiki Hasbi Assidiki Mauluddi Herlina Herlina Herlina Herlina Hermawan, Dwi Himmatul Ulya Intan Triana Hartanti Ira Andriani Iswandi Iswandi Iwan Setiawan Iwan Setiawan Izmiwati, Siti Zahra Jamhari Jamhari Kristianingsih Kristianingsih Kristianingsih, Kristianingsih Kristiono, Natal Kurniawan, Muhammad Andi Lathifa Husna Leviana Belianti Leviana Belianti Lisnawati Lisnawati Lola Luthfi Aulia Lutfianto Maman Rachman Marwansyah Maulana Dzakkiansyah Mayasari, Ine Mochamad Rizki Ramdani Mochamad Umar Mai Muflih, Muhammaf Muhammad Muflih Muthia Nur Soniati Mutiara Auzi Nadia Nur Azmi Nadia Rizki Rahmalia Nadia, Nurun Natasya, Putri Aulia Novia Wahyu Wardhani, Novia Wahyu Nugraheni Arumsari Nurdin, Ade Ali Pakpahan, Rosma Paramita, Niken Diah Pramono, Didi Prasetyana, Didi Khomsa PUJI LESTARI Radia Purbayati Ragilian, Restu Rahayu, Murtya Sri Reivaldo Reivaldo Renanta Ivana Nanda Rusmawan Risna Nurhaida Hafni Rizka Halimatusa’diyah Rizky Maidan Ilmi Ruhana, Nafisah Ruri Rahmaniar Salma Istiqomah Salma Nurul Zahara Sarah Salsabila Setiawan Setiawan Setiawan Setiawan Sinta Puspita Dewi Sudradjat Sudradjat SUMIYATI SUMIYATI Sunarto Sunarto Sutandi, Sutandi Syahidah, Zahra Zilan Syarief, Mochamad Edman Tjetjep Djuwarsa Tutik Wijayanti, Tutik Uddin, Hafiz Rafi Ummah, Siti Muslikhatul Uswatun Hasanah Via Muthmainnah Luthfi Wiratomo, Giri Harto Wiwitono, Bambang Yuri Almaida