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All Journal Jurnal Ilmiah Admnistrasi Niaga Abdimas Forum Ilmu Sosial INTEGRALISTIK Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) I-Finance Journal IMAGE EKSPANSI Jurnal Riset Akuntansi dan Keuangan JURNAL SERAMBI ILMU Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Jesya (Jurnal Ekonomi dan Ekonomi Syariah) International Journal of Applied Business Research JURNAL EKONOMI SYARIAH Jurnal Manajemen Bisnis dan Keuangan Jurnal Ilmiah Wahana Pendidikan Indonesian Journal of Economics and Management Industrial Research Workshop and National Seminar Jurnal Bisnis dan Kewirausahaan Journal of Applied Islamic Economics and Finance Journal of Islamic Management Journal of International Conference Proceedings BanKu: Jurnal Perbankan dan Keuangan Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Enrichment: Journal of Multidisciplinary Research and Development Hukum dan Politik dalam Berbagai Perspektif Pragmatik : Jurnal Rumpun Ilmu Bahasa dan Pendidikan Media Hukum Indonesia (MHI) Journal of Community Empowerment
Ruhadi Ruhadi
Department Of Accounting, Politeknik Negeri Bandung, Bandung, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Social Sciences Other

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Green Tourism Village Education: A Public Participation-Based Innovation in Munggangsari Village, Kaliangkrik District, Magelang Regency Saputro, Iwan Hardi; Arumsari, Nugraheni; Ruhadi, Ruhadi; Kristiono, Natal; Wiwitono, Bambang; Syahidah, Zahra Zilan; Prasetyana, Didi Khomsa
Journal of Community Empowerment Vol. 4 No. 2 (2024): Journal of Community Empowerment
Publisher : Universitas Negeri Semarang

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Abstract

Community service activities in tourism village education were conducted to provide assistance and foster innovations, particularly those based on community participation. The limited involvement of Karang Taruna Sari Muda Manunggal in optimizing the existing tourism potential highlighted the necessity for such activities. Therefore, the community service team organized workshops featuring professional practitioners from Padjer School, an independent organization addressing public issues related to tourism village development. These workshops aimed to enhance community engagement and develop sustainable tourism innovations. The results demonstrated that collaborative participation played a significant role in improving the effectiveness of tourism village development. In conclusion, community assistance involving active public participation was found to accelerate the achievement of sustainable tourism development goals.
Analisis Pengaruh Literasi Keuangan Islam terhadap Inklusi Keuangan Syariah pada Generasi Milenial Azizurrahman, Nur; Ruhadi; Suhartanto, Dwi
Journal of Islamic Management Vol. 4 No. 2 (2024): July
Publisher : Program Studi Manajemen Dakwah Fakultas Dakwah dan Komunikasi UIN Sunan Ampel Surabaya, UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/jim.v4i2.1824

Abstract

Currently, there are still heated discussions regarding the low level of sharia financial literacy and inclusion, which causes a lack of competitiveness. At the same time, Indonesia is entering an era of demographic bonus, which can be seen from the large number of millennial generations and a Muslim population of 237.56 million people (86.7% of the total population). This research uses a quantitative approach with survey methods to collect data from a sample of the millennial generation in Indonesia. The research instrument is a questionnaire designed to measure the level of Islamic financial literacy and use of Islamic financial products and services. Data analysis was carried out using the SmartPLS tool to test the relationship between Islamic financial literacy and Islamic financial inclusion. The validity and reliability of the instrument were tested before data collection to ensure the accuracy of the research results. The research results show that there is a positive and significant relationship between Islamic financial literacy and Islamic financial inclusion. Millennials with a high level of Islamic financial literacy tend to be more active in using sharia financial products and services. This research has important implications for stakeholders, including governments, financial institutions, and educational organizations, to strengthen Islamic financial literacy programs to encourage wider participation in the Islamic financial system.
Effectiveness of The Implementation of The Extension Program for Rice Farming in Suranenggala Kidul Village, Suranenggala District, Cirebon Regency Sutandi, Sutandi; Firmansyah, Adi; Ruhadi, Ruhadi; Faqih, Achmad; Aisyah , Siti
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 5 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i5.484

Abstract

The purpose of this study was to determine the process of planning and implementation of the Rice paddy farming extension program and to evaluate the effectiveness of the extension program. The methods and type of research used descriptive quantitative methods with survey techniques and a sample size of 40 rice farmers. The results showed: (1) The planning and implementation of extension programs in Suranenggala Kidul Village, Suranenggala District, Cirebon Regency involved two planning processes, namely the involvement of farmers in planning the extension programs and their involvement in decision-making, with an average score of 2.5. Meanwhile, for the implementation of extension programs, there were eight components with an average score of 2.71; and (2) The effectiveness of the planning and implementation of the extension program for paddy rice in Suranenggala Kidul Village, Suranenggala District, Cirebon Regency is categorized as effective. This is evidenced by farmer participation, timely implementation of extension programs, alignment of the programs with farmers' needs, appropriate duration, implementation according to targets, increased production, changes in the level of adoption by farmers, and the level of farmer satisfaction.
Bankruptcy Model Analysis: Comparative Studies Between Sharia and Non Sharia Manufacturing Companies Ruhadi, Ruhadi; Mai, Muhammad Umar
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 9 No. 2 (2017)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v9i2.4466

Abstract

This study aims to find out three important things: first is based on the analysis of three bankruptcy models that Altman, Springate and Zmijewsky, which is the most accurate in predicting the potential bankruptcy of sharia and non sharia, secondly based on the most accurate model, whether sharia companies have a potential bankruptcy smaller than non_sharia. The third is to identify what is the most influential factors to the potential bankcruptcy for both sharia and non sharia companies. Trought the number of 458 unit observations of manufacturing companies and studies performed using Mean Square Error (MSE) and analysis of variance, it was found that the most accurate model in predicting potential bankruptcy is Altman Z_score. Based on this model could be found, statistically significant that a group of sharia has a potential bankruptcy smaller than the non_sharia. Based on the third question, could be found that good corporate governance have positive and significant effect to potential bankcruptcy for the sharia companies, while the rate exchange of rupiah to US dollar has negative and significant effect to ones. Other finding that the only institutional ownwership factor that have positif and significant effect to the potential bankcruptcy of the non sharia companies.DOI: 10.15408/aiq.v9i2.4466
JUDICIAL REVIEW SEBAGAI KEWENANGAN LEGISLASI MAHKAMAH KONSTITUSI Sunarto, Sunarto; Lestari, Puji; Saputro, Iwan Hardi; Ruhadi, Ruhadi
Bookchapter Hukum dan Politik dalam Berbagai Perspektif Vol. 4 (2025)
Publisher : Bookchapter Hukum dan Politik dalam Berbagai Perspektif

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Abstract

Mahkamah Konstitusi menjadi relevan dalam sistem ketatanegaraan Indonesia ketika prinsip supremasi MPR itu telah mengalami pergeseran di mana MPR bukan lagi lembaga tertinggi pemegang kedaulatan rakyat. Dengan tidak adanya lagi lembaga tertinggi negara perlu adanya lembaga baru yang memiliki kewenangan untuk menyelesaikan sengketa antarlembaga negara, termasuk melakukan pengujian terhadap produk lembaga legislatif berupa Undang-Undang, ketika diduga isinya bertentangan dengan ketentuan dalam UUD 1945. Metode penulisan ini menggunakan studi literatur. Hasil yang diperoleh yaitu keberadaan Mahkamah Konstitusi dengan kewenangan judicial review, membawa peranan yang penting dalam mewujudkan prinsip checks and balances. Melalui kewenangan tersebut norma dalam Undang-Undang sebagai produk DPR bersama pemerintah dapat dikoreksi oleh Mahkamah Konstitusi dengan menyatakan bahwa norma tersebut bertentangan dengan ketentuan Undang-Undang Dasar. Dengan adanya kewenangan tersebut berarti Mahkamah Konstitusi diposisikan sebagai legislator. Namun pada prinsipnya Mahkamah Konstitusi adalah legislator negatif (negative legislature), yaitu legislator yang hanya menyatakan bahwa norma tertentu bertentangan dengan Undang-Undang dasar. Sedangkan perumusan norma baru sebagai gantinya merupakan kewenangan pembuat Undang-Undang yaitu DPR bersama Pemerintah.
Implementasi Karakter Konservasi melalui Unit Kegiatan Mahasiswa Bercorak Islam dalam Meningkatkan Prestasi Mahasiswa di MTQMN XVII ruhadi, Ruhadi; Baidlowi, Baidlowi; Ulya, Himmatul; Ummah, Siti Muslikhatul; Busri, Hasan Muslikhatul
Jurnal Ilmiah Wahana Pendidikan Vol 11 No 11.D (2025): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

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Abstract

Universitas Negeri Semarang (Unnes) memiliki karakter konservasi yang menjadi pilar wajib bagi karakter mahasiswa UNNES, yaitu Inspiratif, Humanis, Peduli, Inovatif, Sportif, Kreatif, Jujur dan Adil. Penelitian ini mengkaji nilai karakter konservasi yang di implementasikan melalui kegiatan ekstrakuler berbasis pada keaktifan mahasiswa mengikuti berbagai kegiatan di luar kampus. Keikutsertaan mahasiswa Unnes dalam Musabaqoh Tilawatil Quran Mahasiswa Nasional (MTQMN) menjadi kajian dalam penelitian ini. Penelitian ini menggunakan pendekatan deskriptif kualitatif dengan metode observasi, wawancara peserta MTQMN untuk mencari kebutuhan yang diperlukan dalam meningkatkan karakter konservasi. Hasil penelitian ini menunjukkan mahasiswa Unnes lebih sadar dan terlibat aktif dalam meningkatkan kontribusi berbasis prestasi dalam ajang perlombaan nasional melalui karakter peduli, kreatif, inovatif dan sportif. Karakter tersebut merupakan citra dari karakter Mahasiswa UNNES yang perlu ditingkatkan agar dapat meningkatkan kulitas diri melalui karakter konservasi.
EDUKASI PINJAMAN ONLINE DALAM MENINGKATKAN EKONOMI MASYARAKAT PADA KELUARGA GURU-GURU PAUD DAN TK SEKECAMATAN BANYUMANIK Hafiz_Rafi_Udin; Natal Kristiono; Ruhadi
Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Vol. 4 No. 1 (2026): Februari
Publisher : CV. Alina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59407/jpki2.v4i1.3434

Abstract

Perkembangan teknologi finansial telah membawa perubahan signifikan dalam akses layanan keuangan, termasuk pinjaman online yang semakin populer di kalangan masyarakat. Penelitian ini bertujuan untuk menganalisis efektivitas edukasi pinjaman online dalam meningkatkan pemahaman dan kesejahteraan ekonomi keluarga guru-guru PAUD dan TK di Kecamatan Banyumanik. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan teknik pengumpulan data melalui wawancara, observasi, dan studi literatur. Hasil penelitian menunjukkan bahwa pemahaman yang baik mengenai pinjaman online, termasuk manfaat, risiko, serta pengelolaan keuangan yang bijak, berperan penting dalam meningkatkan kesejahteraan ekonomi keluarga guru. Edukasi yang diberikan membantu mereka dalam mengambil keputusan finansial yang lebih cerdas, menghindari risiko utang yang berlebihan, serta memanfaatkan pinjaman online secara produktif untuk kebutuhan ekonomi rumah tangga maupun usaha tambahan. Dengan demikian, edukasi mengenai pinjaman online tidak hanya meningkatkan literasi keuangan, tetapi juga berkontribusi terhadap stabilitas ekonomi keluarga guru PAUD dan TK di Kecamatan Banyumanik.
Kesalahan Struktur Kalimat dalam Teks Berita pada Website IDN.Times Edisi Bulan September 2025 Yasmina Zalfa; M. Daffa’ Amri; Amanda Arinatul Sivana; Putri Rahma Nurjannah; Ahc Fauzi; Asep Purwo Yudi Utomo; Ruhadi Ruhadi; Delsa Jelita Putri
Pragmatik : Jurnal Rumpun Ilmu Bahasa dan Pendidikan  Vol. 4 No. 2 (2026): April: Pragmatik : Jurnal Rumpun Ilmu Bahasa dan Pendidikan
Publisher : Asosiasi Periset Bahasa Sastra Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/pragmatik.v4i2.2588

Abstract

This study aims to analyze news texts on the online news portal IDN Times. In addition, the study aims to identify various syntactic errors in the news texts on the portal, including non-standard sentence structures, the use of loanwords, ambiguous sentences, inappropriate diction, and low word efficiency, thereby providing an overview of the language quality and presentation of information in the online media. This research employs a qualitative descriptive approach, with a syntactic framework as the theoretical foundation. The researcher obtained data by reading several relevant references and recording information that could be used as data. Therefore, the reading and note-taking technique was used in this study. The data in this study consisted of news texts from the online news portal IDN Times, edition 2025. The data analysis method employed is the distributional method. The researcher analyzed the texts by identifying sentences that did not conform to syntactic rules and assessed the suitability of the texts as proper and accurate news texts. The results revealed various syntactic errors, including errors in sentence structure, diction, punctuation, sentence effectiveness, loanword usage, and conjunction usage. How ever, the findings indicate that although some syntactic errors were found, the news texts on the portal generally have a relatively good and coherent structure. Therefore, the texts can provide valuable insights into language use in the context of online media and serve as sources of information for studying language quality and effective communication in digital news writing.
The Investigation of Maqashid Syariah Index Determinants and its Implication Towards Worls Sustainability: A Comparison of Islamic Bank in Indonesia and Malaysia Nurun Nadia; Muhammaf Muflih; Ruhadi Ruhadi
Journal of International Conference Proceedings Vol 8, No 4 (2025): 2025 ICPM Hong Kong
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v8i4.4180

Abstract

This study investigates the impact of financial, social, and Shariah compliance dimensions on the Maqashid Syariah Index (MSI) in Islamic banks, focusing on a comparative case analysis of sixteen banks (eight from Indonesia and eight from Malaysia) during 2019-2024. The financial dimension is measured using ROA, CAR, FDR, and NPF; the social dimension is represented by ZPR and QH; and Shariah compliance is proxied by the frequency of Shariah Supervisory Board meetings. Panel data were analyzed using the Fixed Effect Model (FEM) for Indonesia and the Random Effect Model (REM) for Malaysia. The results indicate that ROA, FDR, and ZPR significantly affect MSI in Indonesia, reflecting both operational efficiency and zakat-based redistribution. In Malaysia, CAR, FDR, QH, and SSB significantly influence MSI, highlighting the importance of capital strength, social finance, and governance. Rather than generalizing to the entire Islamic banking industry, the study is framed as a country-specific comparison that illustrates how institutional and regulatory contexts shape the realization of Maqashid Syariah principles in Indonesia and Malaysia.
Co-Authors Adi Firmansyah Agnina Ilma Nur Annisa Ahc Fauzi Ahmad Nafi Aisyah , Siti Amanda Arinatul Sivana Anggita Rismawati Rachman Anny Suryani Asep Purwo Yudi Utomo Aulia Rahmawati Zulfa Azizurrahman, Nur Baidlowi, Baidlowi Banter Laksana, Banter Barnas, Benny Budhi Pamungkas Gautama, Budhi Busri, Hasan Muslikhatul Chavia Gilrandy La Difa Dadang Hermawan Delsa Jelita Putri Destian Arshad Diharpi Herli Setyowati Dwi Suhartanto Erisandi Arditama Faqih, Achmad Habiburahman, Fadil Hafiz_Rafi_Udin Hardi Saputro, Iwan Harto Wicaksono, Harto Hasbi Assidiki Hasbi Assidiki Mauluddi Herlina Herlina Herlina Herlina Hermawan, Dwi Himmatul Ulya Intan Triana Hartanti Ira Andriani Iswandi Iswandi Iwan Setiawan Iwan Setiawan Izmiwati, Siti Zahra Jamhari Jamhari Kristianingsih Kristianingsih Kristianingsih, Kristianingsih Kristiono, Natal Kurniawan, Muhammad Andi Lathifa Husna Leviana Belianti Leviana Belianti Lisnawati Lisnawati Lola Luthfi Aulia Lutfianto M. Daffa’ Amri Maman Rachman Marwansyah Maulana Dzakkiansyah Mayasari, Ine Mochamad Rizki Ramdani Mochamad Umar Mai Muhammad Muflih Muhammaf Muflih Muthia Nur Soniati Mutiara Auzi Nadia Nur Azmi Nadia Rizki Rahmalia Natal Kristiono Natasya, Putri Aulia Nugraheni Arumsari Nurdin, Ade Ali Nurun Nadia Pakpahan, Rosma Paramita, Niken Diah Pramono, Didi Prasetyana, Didi Khomsa PUJI LESTARI Putri Rahma Nurjannah Radia Purbayati Ragilian, Restu Rahayu, Murtya Sri Reivaldo Reivaldo Renanta Ivana Nanda Rusmawan Risna Nurhaida Hafni Rizka Halimatusa’diyah Rizky Maidan Ilmi Ruhana, Nafisah Ruri Rahmaniar Salma Istiqomah Salma Nurul Zahara Sarah Salsabila Setiawan Setiawan Setiawan Setiawan Sinta Puspita Dewi Sudradjat Sudradjat SUMIYATI SUMIYATI Sunarto Sunarto Sutandi, Sutandi Syahidah, Zahra Zilan Syarief, Mochamad Edman Tjetjep Djuwarsa Tutik Wijayanti, Tutik Uddin, Hafiz Rafi Ummah, Siti Muslikhatul Uswatun Hasanah Via Muthmainnah Luthfi Wiratomo, Giri Harto Wiwitono, Bambang Yasmina Zalfa Yuri Almaida