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All Journal Journal on Mathematics Education (JME) JURNAL DERIVAT: JURNAL MATEMATIKA DAN PENDIDIKAN MATEMATIKA Journal of Research and Advances in Mathematics Education International Journal of Artificial Intelligence Research Jurnal Ilmiah Soulmath : Jurnal Edukasi Pendidikan Matematika Journal of Honai Math Journal of Mathematics Science and Education Delta: Jurnal Ilmiah Pendidikan Matematika Jurnal Berdaya Mandiri Mosharafa: Jurnal Pendidikan Matematika Plusminus: Jurnal Pendidikan Matematika Jurnal Karya Abdi Masyarakat Journal of Management and Industrial Engineering (JMIE) JRAMathEdu (Journal of Research and Advances in Mathematics Education) Mathematics Education Journal Journal on Mathematics Education
Laela Sagita
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Journal : Journal on Mathematics Education

 1 
Promising research studies between mathematics literacy and financial literacy through project-based learning Sagita, Laela; Putri, Ratu Ilma Indra; Zulkardi; Prahmana, Rully Charitas Indra
Journal on Mathematics Education Vol. 13 No. 4 (2022): Journal on Mathematics Education
Publisher : Universitas Sriwijaya in collaboration with Indonesian Mathematical Society (IndoMS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22342/jme.v13i4.pp753-772

Abstract

Financial literacy is a knowledge and attitude about finance and is a 21st-century skill. As a knowledge, a cognitive factor of a person will impact their financial literacy skill. Through a bibliometric analysis study of 274 documents published from 1994 to 2022 in the Scopus database, we found that mathematics literacy is the cognitive factor of one's financial literacy skill. The OECD and several studies offer intertwined concepts, financial literacy and mathematics, to be presented in the mathematics curriculum in primary and secondary schools. After we got the bibliometric results, we surveyed several junior high schools in Yogyakarta to learn more about this issue. A total of 15 mathematics teachers participated in this survey, randomly chosen in junior high school. We got information stating that mathematics teachers used financial terms as a social arithmetic context, did not teach financial knowledge and attitudes, and never heard 13 from 17 financial terms in the survey. Furthermore, we present a framework for implementing financial literacy in mathematics through three dimensions, content, context, and process. The dimension content consists of mathematics' and financial content. On the other hand, the dimension context is related to education and work, home and family, and individual and societal. As a cognitive process, the dimensions of the process are based on Bloom's Cognitive stages. The potential for future research is developing learning activities and implementing them in the independent curriculum, which impacts schools' ability to use project-based learning, which is the most approach to implementing financial literacy in mathematics classes.
Learning numeracy using new Pempek mathematics Putri, Ratu Ilma Indra; Zulkardi; Sari, Novita; Sagita, Laela; Siligar, E. I. Pusta; Sukma, Yovika
Journal on Mathematics Education Vol. 16 No. 1 (2025): Journal on Mathematics Education
Publisher : Universitas Sriwijaya in collaboration with Indonesian Mathematical Society (IndoMS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22342/jme.v16i1.pp1-22

Abstract

This study addresses the challenges faced by students in comprehending and articulating the concepts of cost, selling price, and profit, despite their ability to perform related calculations. Contributing factors include a limited learning context and a didactic approach that often prioritizes rote memorization of formulas, thereby hindering a deeper understanding of these concepts. The objective of this research is to design a learning trajectory utilizing the context of New Pempek Mathematics, an innovative adaptation of the traditional Pempek dish, represented in geometric forms such as cones, trapezoidal prisms, cuboids, and cubes, to facilitate students' understanding of cost price, selling price, and profit. The study employs a design research methodology, consisting of three stages: preliminary design, experimental design, and retrospective analysis. The study involved 31 junior high school students from Belitang, Indonesia. Data collection was conducted using a variety of instruments, including student worksheets, video recordings of lessons, interviews with students, and photographs of their presentation work. The proposed learning trajectory, centered around the New Pempek Mathematics production project, emphasizes activities such as identifying cost prices, estimating selling prices, and calculating profit. The findings indicate that integrating mathematics with local cultural contexts, such as New Pempek Mathematics, enhances student engagement and makes the learning experience more relevant, thus improving students' understanding of these fundamental economic concepts.
Students’ financial literacy in math classroom: Insights into financial awareness Sagita, Laela; Utami, Niken Wahyu; Dwipa, Nendra Mursetya Somasih; Wicaksono, Bintang
Journal on Mathematics Education Vol. 16 No. 1 (2025): Journal on Mathematics Education
Publisher : Universitas Sriwijaya in collaboration with Indonesian Mathematical Society (IndoMS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22342/jme.v16i1.pp131-152

Abstract

The current generation of young people faces significant financial challenges in an increasingly volatile global economy, highlighting the need for enhanced financial literacy education. While the OECD has recommended the integration of financial literacy into school curricula, a notable gap exists in the development of age-appropriate financial literacy content that aligns with students’ cognitive and developmental stages. This study addresses this gap by evaluating students’ financial literacy knowledge, with a particular focus on integrating financial concepts into mathematics education. Specifically, the research targets financial topics that are accessible and relatable to upper elementary school students, exploring how these concepts can be integrated into existing mathematics curricula. The study involved students from grades 4, 5, and 6, with data collected through interviews that were transcribed and analyzed using NVIVO software. Findings indicate that topics such as exchange rates, foreign currencies, cash transactions, and digital payment systems resonate with students' existing knowledge and personal experiences. Furthermore, the study underscores the importance of introducing foundational personal financial management skills, such as distinguishing between needs and wants and promoting saving habits, from an early age. However, it also highlights that more complex financial concepts, including regulatory frameworks, consumer protection, and data security risks, are not developmentally appropriate for elementary students. The results of this research offer valuable insights into the practical integration of financial literacy into mathematics classrooms, with potential implications for curriculum development. These findings contribute to the growing body of knowledge on financial literacy education, providing a basis for selecting relevant financial topics for school curricula and fostering a more financially literate future generation.
Co-Authors Abdul Aziz Saefudin Anggraeni, Ganung Aziz, Muhammad Fail Abdullah Darmawan Yudhanegara Darsono Darsono Diki Muchtar Diki Dwipa, Nendra Mursetya Somasih Fauziah, Muhardila Ferry Ferdianto Hapsari, Trusti Hasna, Nawar Herdiawati, Indriani Eka Irawanti, Ade Citra Iskandar, Hendi Jana, Padrul Khasanah, Mirsatun Khasna, Ismi Nur Khaifa Marsiyam, Marsiyam Miyanti, Sri Endah Niken Wahyu Utami Niken Wahyu Utami Novita Sari Nur Fitriyani Nurdianto, Heri Nurikawai, Dian Ratini Ratini, Ratini Ratu Ilma Indra Putri Rina Dyah Rahmawati Rina Dyah Rahmawati Risdiyati, Fety Rudha Widagsa Rully Charitas Indra Prahmana Setiyani Setiyani Setiyani Siligar, E.I Pusta Sukma, Yovika Suryadi Suryadi Triyadi, Totok Wijayanti, Dita Dwigus Windawan, Rino Surya Zulkardi Zulkardi Zulkardi ‘Izzati, Firsty Mustikaning Nur