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The Existence and Development of Compilation of Sharia Economic Law (KHES) and Its Urgency in Resolving Sharia Economic Law Disputes in Indonesia Nurjamil Nurjamil
Ipso Jure Vol. 1 No. 4 (2024): Ipso Jure - May
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/42056d19

Abstract

This research delves into Sharia Economic Law (KHES) as a regulatory framework for resolving Sharia economic disputes in Indonesia, examining its historical, political, and philosophical dimensions alongside its practical urgency. Employing a qualitative literature review, it analyzes secondary data from various sources such as books, journals, and research findings to elucidate KHES's development and its significance in dispute resolution. KHES was established in response to Law No. 3 of 2006, which expanded the jurisdiction of Religious Courts in Sharia economic matters. It harmonizes diverse scholarly opinions from traditional sources like fiqh texts and fatwas issued by DSN-MUI, providing a legal compass for Muslim economic activities. Despite not being formally ranked within Indonesia's legislative hierarchy, KHES, born out of PERMA No. 2 of 2008, serves as a key legal reference for Religious Court judgments and informs legal deliberations on Sharia economic issues. Efforts are underway to potentially elevate its status to that of Government Regulations, ensuring its broader enforceability within the Indonesian legal system.
A Comparative Analysis of Consumption Theories by Harold Domar and Monzer Kahf and Their Impact on National Economic Policies Nurjamil, Nurjamil; Athoillah, Anton
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 9, No 2 (2024)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.18863

Abstract

This study aims to compare the consumption theories of Harold Domar and Monzer Kahf, highlighting their differences and implications for national economic policies. The research uses a qualitative approach and a literature review method to analyse the theories through a descriptive-comparative framework. Harold Domar’s theory adopts a traditional economic perspective, emphasising the relationship between income, savings, and investment as drivers of consumption and economic growth. Domar’s model provides a solid foundation for fiscal and monetary policies that stimulate growth through investment and consumption. In contrast, Monzer Kahf’s theory presents a holistic approach rooted in Islamic principles, integrating psychological, social, and cultural factors into consumption behaviour. Kahf emphasises ethical consumption, moderation, and social justice, aligning economic activities with spiritual values and sustainability. His framework incorporates key Islamic concepts such as At-Tayyibat (all that is good) and Ar-Rizq (provisions from God), advocating for consumption that fulfils material and spiritual needs while avoiding extravagance (israf) and wastefulness (tabzir). The findings reveal that while Domar’s theory is highly relevant for data-driven economic analysis and traditional policy planning, Kahf’s approach offers an ethical and inclusive perspective that addresses contemporary challenges like environmental sustainability and social welfare. This study concludes that both theories when combined, provide a comprehensive basis for crafting sustainable and equitable national economic policies.Keywords: Harold Domar, Monzer Kahf, Consumption Theory, Economic Policy, Islamic Economics, Moderation, Sustainability
IMPLEMENTASI NORMA HUKUM EKONOMI SYARIAH PADA PEMBIAYAAN AKAD MUDHARABAH DI BAITUL MAAL WATTAMWIL Nurhayati, Siti; Nurjamil
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 2 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(2).21046

Abstract

Penelitian ini bertujuan untuk mengevaluasi implementasi Fatwa DSN MUI No. 07/DSN-MUI/IV/2000 mengenai Pembiayaan Mudharabah di Baitul Maal Wattamwil. Metode penelitian yang digunakan adalah studi kasus dengan analisis deskriptif kualitatif berdasarkan data observasi, wawancara, dan studi kepustakaan. Hasil penelitian menunjukkan bahwa pembiayaan mudharabah merupakan kerjasama di mana shahibul maal menyediakan seluruh modal dan mudharib mengelola usaha dengan pembagian keuntungan yang disepakati. Ada 10 poin norma dalam fatwa tersebut, antara lain pembiayaan sepenuhnya dari LKS, ketentuan pengelolaan dan pembagian keuntungan berdasarkan kesepakatan, serta kewajiban dan hak dari kedua belah pihak. Hasil penelitian menunjukkan bahwa implementasi fatwa umumnya sudah dilakukan dengan baik, kecuali dalam hal penanganan kerugian, di mana BMT belum sepenuhnya menanggung kerugian yang dialami mudharib.
Analisis Tingkat Kesehatan Pada Aspek Jati Diri Koperasi Pada Koperasi Syariah Hayatussunah Masjid Jami Mungsolkanas Chiampelas-Bandung Nurjamil, Nurjamil; Nurkhalifah, Eva
Coopetition : Jurnal Ilmiah Manajemen Vol. 16 No. 1 (2025): Coopetition : Jurnal Ilmiah Manajemen
Publisher : Program Studi Magister Manajemen, Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/coopetition.v16i1.5216

Abstract

This study aims to determine the health level of the Hidayatussunnah Sharia Cooperative at the Jami Munsolkanas Chimapelas-Bandung Mosque. To analyze the level of health in 2021 which refers to the regulation of the deputy for supervision of the ministry of cooperatives and SMEs No.07/Per/Dep.6/IV/2016 which includes aspects of identity by calculating using two ratios, namely the ratio of gross participation and the ratio of economic participation of members . Which produces calculations from the results of research that has been carried out at the Hidayatussunnah Sharia cooperative Jami Munsolkanas Chimapelas-Bandung Mosque. That this cooperative is included in the category of cooperatives that have low criteria in terms of service to its members and provide sufficient benefits to its members.
Politik Hukum Islam Kultural dalam Peraturan Tentang Koperasi Syariah di Indonesia Nurjamil, Nurjamil
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2019): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v3i2.6899

Abstract

Penelitian ini dilakukan untuk mengelaborasi ajaran Islam kulutral dan pengaruhnya dalam membentuk corak politik hukum Islam di Indonesia serta menentukan arah kebijakan politik hukum Islam di Indonesia dihubungkan dengan diberlakukannya Peraturan Perundang-undangan tentang Koperasi Syariah. Penelitian yang dilakukan merupakan penelitian deskriptif analitis dengan pendekatan yuridis normatif. Data diperoleh dari penelitian kepustakaan (library research) selanjutnya dianalisis secara kualitatif dan disimpulkan bahwa ajaran Islam kulutral mempunyai pengaruh yang sangat besar dalam memberi bentuk corak politik hukum Islam di Indonesia yang bersifat heterogen akan tetapi ajaran Islam kultural tidak terlihat begitu kental dalam Undang-Undang Koperasi, justru nilai-nilai Islam diterapkan dalam peraturan-peraturan yang sifatnya lebih rendah dan teknis, yakni peraturan menteri dan fatwa Dewan Syariah Nasional-MUI.
Peluang Dan Tantangan Penerapan Prinsip Syariah Dalam Operasionalisasi Koperasi Merah Putih Nurhayati, Siti; Nurjamil, Nurjamil; Muhammad Iqbal, Eka
Koaliansi : Cooperative Journal Vol. 5 No. 1 (2025): Koaliansi : Cooperative Journal
Publisher : Universitas Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/gfjm2t05

Abstract

The implementation of Sharia principles in Koperasi Merah Putih presents significant opportunities to enhance member trust, expand access to Islamic financing, and strengthen governance grounded in fairness and transparency. This study identifies critical challenges, including regulatory disharmony, limited literacy in Sharia contracts, insufficient capacity of Sharia Supervisory Boards, and heightened managerial and financing risks during the transition phase. The analysis reveals that successful implementation requires regulatory harmonization, capacity building for human resources, optimization of Sharia supervisory functions, and integrated risk management. These findings provide strategic insights for developing a sustainable cooperative model that fully embodies Sharia principles in both form and substance. Keywords: Capacity Building, Cooperative Governance, Regulatory Harmonization, Sharia Compliance, Transition Risk
B Baqir al-Shadr's Economic Thought and the Concept of State Economy in Article 33 of the 1945 Constitution Nurjamil; Janwari , Yadi; Jubaedah, Dedah
Journal International Economic Sharia Vol. 1 No. 1 (2024): June
Publisher : Inovasi Analisis Data

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11524112

Abstract

This study aims to analyze the role of the state in the economy through the lens of Baqir al-Shadr's economic theory. Article 33 of the 1945 Constitution connects this theory to the state's exercise of control. This literature research method gathers and examines secondary data from books, scientific journals, research findings, and pertinent articles using a qualitative method, followed by a normative analysis. According to Baqir al-Shadr, the research findings indicate that Islamic economics is not considered a scientific discipline but rather the practical application of Islamic sharia principles rooted in religious beliefs and devotion. This includes the promotion of social justice and the acknowledgement of various forms of property ownership. Second, exploitative and uncontrollable human behavior, rather than a lack of natural resources, is the true cause of economic issues. Furthermore, the government's involvement is necessary for the oversight and resolution of economic issues, particularly in ensuring the well-being of the population and achieving social equilibrium. Article 33 of the 1945 Constitution explicitly grants the state the authority to manage natural resources for the benefit of the people. This abstract presents a concise summary of the correlation between Baqir al-Shadr's economic ideology and the notion of state control, specifically in regard to Article 33 of the 1945 Constitution. It also examines the effects of this correlation on economic regulation and society's welfare.
Restrukturisasi pembiayaan pada baitul maal wattamwil dilihat dari perspektif maqashidussyariah Nurjamil, Nurjamil
Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis Vol. 1 No. 3 (2022): Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/cocreation.v1i3.638

Abstract

This study was conducted to elaborate further on the restructuring policy carried out by the management of Baitul Maal Wattamwil (BMT) for financing customers who experience Non Performing Financing (NPF) problems due to the impact of Covid 19 Viewed from the Perspective of Maqashidussyariah. This study is a library research using a qualitative descriptive method, where researchers describe data on the impact of Covid 19 on the financing problems of BMT customers which are responded to with a restructuring policy linked to maqashidussyariah. The results of this study state that the restructuring policy is a primary need (dharuriyyah) which can be categorized as an effort to maintain the assets (Hifdzh Al-Maal) of depositors and maintain the honor (Hifdzh Al-‘Irdh) of financing customers. It can be concluded that this is very closely related to the professionalism of the manager and by maintaining the principle of caution and entering the category of maintaining the honor (Hifdzh 'Irdh) of financing customers because the honor of a believer is an obligation for other Muslims.
Sharia Cooperative Business Dispute Resolution in Indonesia Accepted Under the Guidelines of Sharia Economic Law Nurjamil; Oyo Sunaryo; Atang Abdul Hakim
International Journal of Integrative Sciences Vol. 3 No. 1 (2024): January 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijis.v3i1.7746

Abstract

The purpose of this study was to clarify how Sharia Economic Law is used to settle disputes involving cooperative businesses in Indonesia. This study uses a qualitative approach to the literature to investigate secondary data sources pertaining to Indonesian legislation and regulations pertaining to commercial conflict resolution. The findings demonstrated the crucial role that sharia cooperatives play in the Islamic economic system, particularly as a substitute finance source for the lower middle class. According to Indonesia's legal system, sharia business disputes, including those involving sharia cooperative businesses, can be settled through family mediation, legal proceedings in religious courts with absolute jurisdiction, arbitration, or alternative dispute resolution organizations like LAPSPI (banking), BMAI (insurance), BMDP (pension funds), BAPMI (capital market), BMPPVI (venture capital), and BAMPPI (guarantee). The establishment of LAPS Cooperatives that mesh well with the cooperative's spirit and have access to human resources with expertise in sharia-based cooperative business become crucial factors to take into consideration. Sharia cooperatives are seen as a unique type of business entity that operate member-based businesses that simultaneously hold two statuses (owner and user) and cooperative wealth owned by all cooperative members who run their businesses according to sharia principles
The Productive Waqf Land Utilization Agreements in Indonesia: Legal Status and Financial Scheme Nurjamil Nurjamil; Tajul Arifin; Hasan Bisri
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 1 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i1.5604

Abstract

This research was conducted to determine the legal status, funding schemes and benefit sharing of the active waqf land use agreement in Indonesia. This research adopts a normative juridical approach, examining the legal dimensions of the subject matter based on statutory norms, particularly those related to waqf. It also employs an analytical descriptive method, whereby the collected data is analyzed to provide a comprehensive depiction of the utilization of productive waqf land in Indonesia. Data collection was conducted through literature review and in-depth interviews with commissioners of the Indonesian Waqf Board and practitioners in the Islamic financial services sector. The findings were then analyzed using qualitative data analysis techniques. The agreement on the use of beneficial waqf land in Indonesia is in accordance with both Islamic law and positive law. In large-scale ventures, investors can include financial institutions in the Sharia Non-Bank Financial Industry, such as sharia venture capital with mudarabah or musyarakah, or cooperate with sharia financial technology company via a crowd-funding agreement. This study is particularly valuable for waqf managers and scholars, as it can aid in developing contract-based utilization arrangements and financing schemes grounded in financing rules. Furthermore, the study highlights the potential of sharia venture capital and sharia financial technology as promising funding schemes for waqf-based ventures, offering innovative solutions for the sustainable growth of waqf land utilization.