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Efisiensi operasional dan dampak pertumbuhan ekonomi terhadap profitabilitas bank Setiawan, Andy
Journal of Law, Administration, and Social Science Vol 4 No 6 (2024)
Publisher : PT WIM Solusi Prima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54957/jolas.v4i6.1185

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh jumlah karyawan, jumlah ATM, inflasi, dan GDP terhadap profitabilitas bank yang diukur dengan Return on Assets (ROA) dan Return on Equity (ROE) di 13 bank yang terdaftar pada KBMI 3 dan 4 di Indonesia pada periode 2014-2023. Menggunakan  regresi data panel dengan model Random Effects GLS, hasil penelitian menunjukkan bahwa jumlah karyawan dan jumlah ATM memiliki pengaruh yang berbeda terhadap ROA dan ROE. Jumlah karyawan tidak signifikan mempengaruhi ROA dan ROE, sementara jumlah ATM signifikan positif terhadap ROE tetapi tidak signifikan terhadap ROA. Hasil ini menunjukkan bahwa digitalisasi mendorong efisiensi pada jumlah karyawan di perbankan. Inflasi berpengaruh positif signifikan terhadap ROE, namun tidak terhadap ROA. Sebaliknya, GDP berpengaruh signifikan positif terhadap ROA, menunjukkan bahwa pertumbuhan ekonomi yang lebih baik meningkatkan profitabilitas aset bank. Penelitian ini menyimpulkan bahwa profitabilitas bank lebih dipengaruhi oleh pertumbuhan ekonomi dan manajemen operasional yang efisien, sementara infrastruktur fisik seperti ATM memiliki dampak lebih besar pada pengembalian ekuitas daripada aset.
Development of Football Materials for Middle School Physical Education Teachers Using the ISpring Application Kurniawan, Ari Wibowo; Kuncoro, Moh. Sufiga; Setiawan, Andy
Jp.jok (Jurnal Pendidikan Jasmani, Olahraga dan Kesehatan) Vol. 6 No. 2 (2023): Jp.jok (Jurnal Pendidikan Jasmani, Olahraga dan Kesehatan)
Publisher : Physical Education, Health and Recreation Study Program, Universitas Insan Budi Utomo, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33503/jp.jok.v6i2.1016

Abstract

Learning is an interaction between teachers and students. In carrying out learning, the teacher must be able to present the enthusiasm of students when learning, and one of them is when learning physical education. Physical education is learning that is carried out through physical activity, one of which is when learning physical education football material. This study uses the research and development model, using several steps of model development. The purpose of this study was to develop soccer learning materials using an application for MGMP Physical education teachers in the Kediri district so that MGMP Physical Education teachers would find it easier when learning. Data obtained showed that 87% of learning experts, 68% of football experts, and 100% of media experts gave an assessment of this application in a very good category. This study involved 40 subject teacher respondents who were divided into ten teachers to be used as respondents for small group product trials and 30 teachers to conduct large group trials. Based on the sum of all data analysis, it can be concluded that this product is very valid to be used as a learning support tool to help Physical Education teachers in Kediri Regency in conducting learning.