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Peran Koperasi Syariah Dalam Pembangunan Ekonomi Masyarakat Ardirejo Amaliyah, Angguliyah Rizqi
PRAXIS: Jurnal Pengabdian kepada Masyarakat Vol. 3 No. 1 (2024): PRAXIS September
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47776/praxis.v3i1.1137

Abstract

Cooperatives are an important role in driving the economy of the community to encourage economic growth. For this reason, this service aims to find out the results of the role of Islamic cooperatives in improving the economic aspects of the Ardirejo community. The method used is through a qualitative descriptive approach and educational studies. The results of the service activities show that Bumi Meranti Wangi Sharia Cooperative located in Ardirejo provides many benefits and opportunities for members in providing financial support through savings and loan activities. Educational studies that refer to the 2019 Subandi Cooperative Economics theory are matched with the results carried out at the Cooperative. So that the achievements of the service activities at this cooperative institution show that the Bumi Meranti Wangi Sharia Cooperative provides convenience for the community in conducting financing based on Islamic law by maintaining the quality of the services provided.
Strategi Memaksimumkan Laba Pada Umkm Central Mainan Anak Tradisional Amaliyah, Angguliyah Rizqi
PRAXIS: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 2 (2023): PRAXIS Desember
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47776/praxis.v2i2.789

Abstract

The implementation of community service activities aims to identify businesses engaged in the craft of traditional children's toys. This activity is useful for improving business understanding in financial management for micro business actors. The method used is to provide education to business owners through training and socialization in financial planning in order to obtain the maximum possible profit. The object of the service activity is one of the traditional children's toy handicraft businesses located in Kepanjen District. During the implementation of the service, we found problems in the field of financial management, namely strategies to increase profits that are still minimal. From these problems, the service team provided education on profit maximization strategies for these UMKM. This education includes the delivery of knowledge on strategies in maximizing profits, training in making financial reports. The results of this service activity are very beneficial for increasing income for UMKM and knowing the importance of strategies or how to calculate good and correct profits.
Capital Asset Pricing Model dan Arbitrage Pricing Theory Dalam Membentuk Portofolio Optimal Saham Perusahaan BUMN Bursa Efek Indonesia Teguh, Doni; Alfina, Fitriyah Tahta; Rizqi Amaliyah, Angguliyah
Jurnal Bisnis Islam dan Kewirausahaan Vol 2 No 1 (2023): Journal Islamic Business and Enterpreneurship
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jibe.v2i1.2514

Abstract

Penelitian ini bertujuan melakukan komparasi portofolio saham berbasis CAPM dan APT. Penelitian ini menerapkan metode deskriptif melalui pendekatan kuantitatif. Sampel yang digunakan adalah saham BUMN yang konsisten termasuk dalam indeks saham IDX BUMN20 periode pengamatan tahun 2018 - 2021. Hasil penelitian ini adalah nilai beta mempengaruhi expected return. Berdasarkan CAPM, expected return tertinggi ditunjukkan oleh saham ANTM ditunjukkan oleh saham BBTN yang memiliki nilai beta terendah. Berdasarkan APT, saham ANTM memiliki nilai beta faktor serta expected return tertinggi sedangkan, nilai beta faktor dan expected return terendah ditunjukkan oleh saham BBRI. Pembentukan portofolio dapat memperkecil risiko dan mengoptimalkan return investasi. Portofolio kombinasi lima sekuritas terbaik berdasarkan CAPM menghasilkan return sebesar 148% dengan risiko sebesar 6,09 yang mana risiko tersebut lebih kecil dari pada risiko investasi pada saham individual. Sedangkan portofolio yang terdiri dari kombinasi lima sekuritas terbaik berdasarkan model APT menghasilkan return portofolio sebesar 29% dengan risiko yang menyertainya sebesar 0,03, risiko tersebut juga lebih kecil dibandingkan risiko pada saham individual. Investor sebaiknya memperhatikan faktor-faktor yang mempengaruhi pergerakan saham, dalam hal ini adalah pergerakan pasar modal dan faktor makroekonomi. Pemodal risk averter disarankan mengimplementasikan model CAPM dan pemodal risk indifference sebaiknya menggunakan model APT dalam memprediksi saham
Digital Financial Inclusion, Financial Literacy, and Entrepreneurial Survival The Mediating Role of Digital Finance Amaliyah, Angguliyah Rizqi
Journal of Economic Education and Entrepreneurship Studies Vol. 7 No. 2 (2026)
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/je3s.v7i2.5

Abstract

This study examines the impact of digital financial inclusion and financial literacy on entrepreneurial survival by considering the mediating role of digital finance. This issue is particularly relevant as the failure rate of micro, small, and medium enterprises (MSMEs) in Indonesia remains relatively high due to limited access to financing, low financial literacy, and disparities in digital technology adoption. Unlike most previous studies that primarily focus on direct relationships or macro-level impacts of digital financial inclusion, this study investigates the mediating mechanism of digital finance in the relationship between digital financial inclusion, financial literacy, and entrepreneurial survival at the micro-enterprise level. The study employs a quantitative approach using survey data collected from 150 entrepreneurs in Indonesia. The data were analyzed using path analysis and the Sobel mediation test to examine both direct and indirect effects among variables. The findings reveal that digital financial inclusion and financial literacy have a positive and significant effect on entrepreneurial survival. Furthermore, digital finance is proven to significantly mediate the relationship between these variables and business survival. These results provide empirical evidence that the utilization of digital financial services acts as a critical mechanism linking financial access and financial capability to business sustainability. The study contributes to the literature by highlighting the strategic role of digital finance in strengthening entrepreneurial resilience in the digital economy.
Overcoming Financing Constraints Through Digital Financial Inclusion: Strengthening Rural Household Entrepreneurship Through E-Commerce: Mengatasi Kendala Pembiayaan Melalui Keuangan Inklusif Digital: Memperkuat Kewirausahaan Rumah Tangga Pedesaan Melalui E-Commerce Amaliyah, Angguliyah Rizqi; Christianto, Reinardus Dwi Prio; Lestary, Elly; Susilo, Yuvensius Sri; Kusumaningtyas, Metta
CONSEN: Indonesian Journal of Community Services and Engagement Vol. 6 No. 1 (2026): Consen: Indonesian Journal of Community Services and Engagement
Publisher : Institut Riset dan Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57152/consen.v6i1.2579

Abstract

Household entrepreneurship plays a strategic role in promoting inclusive rural economic development. However, entrepreneurial activities in rural areas continue to face various constraints, particularly limited access to finance, low levels of financial literacy, and financial exclusion. With the rapid development of digital financial inclusion, these barriers have gradually been reduced through the expansion of technology-based financial services. This community service activity aims to strengthen rural household entrepreneurship through mentoring on the utilization of digital financial inclusion and e-commerce. The implementation method consists of two stages: a pre-activity survey to obtain a descriptive overview of the relationship between trust and digital financial inclusion, followed by entrepreneurial mentoring activities. The survey and mentoring results indicate that the use of digital financial inclusion facilitates entrepreneurial decision-making, alleviates financing constraints, and encourages innovative behavior among household entrepreneurs. Furthermore, the integration of digital financial services with e-commerce serves as a catalyst for expanding market access and enhancing the sustainability of rural household businesses. This community service activity provides practical implications for strengthening community entrepreneurial capacity and supports the formulation of empowerment programs based on digital transformation to foster more inclusive and sustainable rural economic growth.