Articles
<![CDATA[The influence of company's external and internal factors to financial performance and company competitiveness on consumer good companies industry ]]>
<![CDATA[Ahmad Nur Budi Utama]]>;
<![CDATA[Syamsurijal Tan]]>;
<![CDATA[Tona Aurora Lubis]]>;
<![CDATA[Asep Machpuddin]]>
<![CDATA[ Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 4 (2020): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah ]]>
Publisher : <![CDATA[Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi ]]>
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DOI: 10.22437/ppd.v8i4.10703
<![CDATA[The purpose of this study is to predict the influence model of external and internal factors of a company, starting a company's financial performance on the competitiveness of companies in the Consumer Goods Industry Sector on the Indonesia Stock Exchange. The sample of this research is 35 companies in the Consumer Goods Industry Sector on the Indonesia Stock Exchange during the period of 2016 to 2018. This research is used SEM (Structural Equation Modeling) based on component or variance based analysis known as Partial Least Square (PLS). The results of this study concluded that external factors affect the company's financial performance and company competitiveness. Internal factors also affect the company's financial performance and competitiveness but the influence of both external factors and internal factors respectively are not able to mediate the financial performance of the company's competitiveness]]>
<![CDATA[ANALISIS HUBUNGAN INDEKS HARGA SAHAM KOMPOSIT DAN TINGKAT INFLASI DI INDONESIA PADA MASA PANDEMI COVID 19 DENGAN PENDEKATAN KAUSALITAS GRANGER ]]>
<![CDATA[Ahmad Nur Budi Utama]]>;
<![CDATA[Candra Mustika]]>
<![CDATA[ Jurnal Manajemen Terapan dan Keuangan Vol. 11 No. 03 (2022): Jurnal Manajemen Terapan dan Keuangan ]]>
Publisher : <![CDATA[Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi ]]>
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DOI: 10.22437/jmk.v11i03.20396
<![CDATA[ABSTRAK Tujuan penelitian ini adalah untuk mengetahui keadaan infkasi dan indeks harga saham komposit dan menganalisis hubungan kausalitas antara indeks harga saham komposit yang terdapat di bursa efek dengan tingkat inflasi di Indonesia selama periode masa pandemic covid 19 yakni tahun 2020 dan tahun 2021. Hasil penelitian menunjukkan pada tahun 2020 rata-rata inflasi sebesar 0,94 dan tahun 2021 turun menjadi 0,81. Sementara kondisi indeks harga saham komposit pada tahun 2020 rata-ratanya 5260,02 poin dan tahun 2021 sebesar 6186,02 poin. Berdasarkan hasil uji kausalitas menunjukkan tidak terdapat hubungan searah maupun dua arah antara indeks harga saham komposit dan inflasi. Kata kunci : Indeks harga saham komposit, Inflasi, covid 19]]>
<![CDATA[STUDENT PERSPECTIVES ON FINANCIAL LITERACY TO SUPPORT ENTREPRENEURIAL CHARACTER ]]>
<![CDATA[Ahmad Nur Budi Utama]]>;
<![CDATA[Agus Syarif]]>
<![CDATA[ JOURNAL OF BUSINESS STUDIES AND MANGEMENT REVIEW Vol. 6 No. 2 (2023): JBSMR, Vol. 6 No.2, June 2023 ]]>
Publisher : <![CDATA[Management Department, Faculty of Economics and Business, Universitas Jambi ]]>
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DOI: 10.22437/jbsmr.v6i2.26186
<![CDATA[This article explains students' views on financial literacy to support students' entrepreneurial character. The campus environment plays a role in supporting student entrepreneurial activities. The development of the times followed by increasingly rapid technological developments makes the needs increase and then also has an impact on financial conditions. To respond to this from the beginning, students need knowledge about financial literacy. This study uses qualitative research methods based on data it is known that the level of financial literacy of students is at the level of sufficient literate (25%) and less literate (75%). Then the financial literacy aspect of students is quite good in terms of knowledge and savings, but students do not understand the importance of insurance and investment. It is very important to conduct financial literacy education so that students can understand good financial management to support student entrepreneurial potential. It is expected that educators also play a role in developing students' financial literacy so that these students can apply financial literacy well. Keywords: Entrepreneurship, Entrepreneurial Character, Finance, Financial Literacy, Student Perspective]]>
<![CDATA[Analisa Literasi Keuangan pada Usaha Mikro Kecil Dan Menengah (UMKM) Batik di Kota Jambi ]]>
<![CDATA[Ahmad Nur Budi Utama]]>;
<![CDATA[Ade Irma Suryani]]>
<![CDATA[ J-MAS (Jurnal Manajemen dan Sains) Vol 8, No 1 (2023): April ]]>
Publisher : <![CDATA[Universitas Batanghari ]]>
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DOI: 10.33087/jmas.v8i1.1287
<![CDATA[The purpose of this study is to find out how experienced Batik micro, small and medium enterprises (MSMEs) in Jambi City are in financial matters. Data collection techniques through conversations or interviews with informants representing small and medium enterprises, and interviews conducted face-to-face. The aspects of financial literacy studied are: 1) Aspects of financial knowledge; (2) Aspects of financial behavior; 3) Aspects of financial attitudes; and 4) Aspects of financial capability. The results showed that (1) The aspect of financial knowledge shows that Batik MSME actors in Jambi City are able to use supporting devices, and financial products and make financial reports to support their business; (2) The aspect of financial behavior shows that Batik MSME actors in Jambi City are aware of paying taxes, setting aside money for savings, and recording finances accurately; (3) The aspect of financial attitude shows that Batik MSME actors in Jambi City are able to manage expenses rationally; and (4) The financial capability aspect shows that Batik MSME players in Jambi City are able to have strategies and plans for where and how money will be spent and track savings balances.]]>
<![CDATA[Aplikasi wedding planner dan analisis kelayakan guna meningkatkan income generating badan pengelola usaha Universitas Jambi ]]>
<![CDATA[Agus Syarif]]>;
<![CDATA[Ahmad Nur Budi Utama]]>;
<![CDATA[Idham Khalik]]>;
<![CDATA[Istiqomah Malinda SB]]>
<![CDATA[ JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol 9, No 3 (2023): JPPI (Jurnal Penelitian Pendidikan Indonesia) ]]>
Publisher : <![CDATA[Indonesian Institute for Counseling, Education and Theraphy (IICET) ]]>
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DOI: 10.29210/020232927
<![CDATA[Universitas Jambi as a State University with the status of a Public Service Entity (BLU) has two sources of income generating, namely those from academic services and non-academic services (academic support services). The implementation of academic support services is entrusted to the Business Management Agency (Badan Pengelola Usaha). BPU is tasked with carrying out the development of business units and optimizing the acquisition of university funding sources. Based on this task, BPU established the Weddy Feast business unit under the Commercialization and Services department. This research analyzes the business feasibility of wedding planner to increase income generating of the Business Management Agency. The conduct interviews and surveys some vendors in 43 types of business. The results show that the establishment of Weddy Feast able to optimize the potential of university assets involving 43 types of businesses and 15 of them can be managed by students in creating student entrepreneurs in the context of implementing Merdeka Belajar Kampus Merdeka (MBKM) program of the Ministry of Education, Culture, Research and Technology, which is strengthened by realizing the UNJA Smart platform with digital transformation elements in the real business world, in the form of making a weddy feast application. The Net Present Velue (NPV) of wedddy planner is positive, Rp.577.049.066,- and Internal Rate of Return (IRR) 156,12% hingher than weighted average cost of capital (WACC) 12%.]]>
<![CDATA[The Effect of Sharia Investment and Government Policy on the Financial Performance of MSMEs in West Java ]]>
<![CDATA[Ahmad Nur Budi Utama]]>;
<![CDATA[Dian Firdaus]]>;
<![CDATA[Yana Priyana]]>
<![CDATA[ West Science Interdisciplinary Studies Vol. 2 No. 07 (2024): West Science Interdisciplinary Studies ]]>
Publisher : <![CDATA[Westscience Press ]]>
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DOI: 10.58812/wsis.v2i07.1123
<![CDATA[This study investigates the impact of Sharia investment and government policy on the financial performance of Micro, Small, and Medium Enterprises (MSMEs) in West Java. Utilizing a quantitative approach, data was collected from 120 MSMEs through structured questionnaires employing a Likert scale ranging from 1 to 5. The collected data was analyzed using SPSS version 26 to determine the correlation and effect of the independent variables—Sharia investment and government policy—on the dependent variable, financial performance. The findings indicate a significant positive relationship between Sharia investment and financial performance, as well as between government policy and financial performance. This suggests that both Sharia-compliant financial practices and supportive government policies play crucial roles in enhancing the financial outcomes of MSMEs in the region. The results underscore the importance of adopting Sharia investment strategies and fostering government policies that support the growth and sustainability of MSMEs.]]>
<![CDATA[TRANSFORMASI UMKM JAMBI: STRATEGI MEMANFAATKAN KEARIFAN LOKAL UNTUK DAYA SAING GLOBAL ]]>
<![CDATA[Lubis, Tona Aurora]]>;
<![CDATA[Firmansyah, Firmansyah]]>;
<![CDATA[Mukhzarudfa, Mukhzarudfa]]>;
<![CDATA[Utama, Ahmad Nur Budi]]>;
<![CDATA[Sari, Novita]]>;
<![CDATA[Ningsih, Maryati]]>
<![CDATA[ Jurnal Manajemen Terapan dan Keuangan Vol. 13 No. 01 (2024): Jurnal Manajemen Terapan dan Keuangan ]]>
Publisher : <![CDATA[Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi ]]>
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DOI: 10.22437/jmk.v13i01.31962
<![CDATA[Penelitian ini mengeksplorasi strategi peningkatan daya saing UMKM di Provinsi Jambi, Indonesia, dengan fokus pada pemanfaatan keunggulan daerah. Menggunakan pendekatan mixed method dan analisis dengan SmartPLS, studi ini bertujuan merumuskan model untuk mengoptimalkan daya saing UMKM berdasarkan potensi lokal. Temuan menunjukkan faktor kewirausahaan secara signifikan mempengaruhi kinerja UMKM, khususnya pada pertumbuhan laba. Hal ini menandakan pentingnya integrasi kewirausahaan berbasis keunggulan daerah dalam memperkuat daya saing UMKM. Kesimpulan penelitian ini memberikan wawasan tentang pentingnya mengembangkan kemampuan kewirausahaan dan memanfaatkan keunggulan lokal sebagai kunci meningkatkan daya saing dan kinerja UMKM di Jambi.]]>
<![CDATA[Analisis Tingkat Suku Bunga dan Kaitannya Terhadap Likuiditas Sebagai Kinerja Keuangan Perbankan ]]>
<![CDATA[Utama, Ahmad Nur Budi]]>
<![CDATA[ Jurnal Paradigma Ekonomika Vol. 18 No. 1 (2023): Jurnal Paradigma Ekonomika ]]>
Publisher : <![CDATA[Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi ]]>
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DOI: 10.22437/jpe.v18i1.26593
<![CDATA[This study discusses the financial performance of banks in terms of liquidity. Banking liquidity is the ability of a bank to fulfill its financial obligations, including in providing credit to its customers. A good level of liquidity is essential in maintaining the stability of the financial sector and preventing potential financial crises. This study intends to analyze the relationship between interest rates and banking liquidity. It then identifies whether the relationship is positive or negative, and how much influence interest rates have on bank liquidity. This research uses quantitative methods with case studies at PT. BTN (State Savings Bank). liquidity in this study uses a variable loan to deposit ratio (LDR) which shows that interest rates have a significant and positive effect. Then the influence between interest rates on the liquidity of PT. BTN shows that 0.89 interest rate affects the Loan to Deposit Ratio (LDR).]]>
<![CDATA[DINAMIKA PELAPORAN KEUANGAN BERKELANJUTAN: ANALISIS IMPLEMENTASI DAN DAMPAKNYA TERHADAP KREDIBILITAS PERUSAHAAN ]]>
<![CDATA[Judijanto, Loso]]>;
<![CDATA[Mere, Klemens]]>;
<![CDATA[Makatita, Josephus Alberth]]>;
<![CDATA[Kalsum, Ummu]]>;
<![CDATA[Utama, Ahmad Nur Budi]]>
<![CDATA[ JURNAL DARMA AGUNG Vol 32 No 2 (2024): APRIL ]]>
Publisher : <![CDATA[Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Darma Agung (LPPM_UDA) ]]>
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DOI: 10.46930/ojsuda.v32i2.4097
<![CDATA[Artikel ini menganalisis dinamika pelaporan keuangan berkelanjutan dan implikasinya terhadap kredibilitas perusahaan melalui metode literatur review. Dalam konteks era yang semakin berfokus pada tanggung jawab sosial dan lingkungan, pelaporan keuangan berkelanjutan menjadi krusial bagi perusahaan. Analisis menyeluruh mengenai strategi implementasi, praktek terbaik, dan tantangan yang dihadapi perusahaan dalam menerapkan pelaporan keuangan berkelanjutan digarap dengan fokus pada dampaknya terhadap kredibilitas perusahaan. Dengan mempertimbangkan pendekatan beragam yang diterapkan oleh perusahaan, Artikel ini mengidentifikasi hubungan antara kualitas pelaporan keuangan berkelanjutan dengan persepsi stakeholder dan dampaknya terhadap citra dan kredibilitas perusahaan. Implikasi praktis dan teoretis dari keberhasilan implementasi pelaporan keuangan berkelanjutan pada kredibilitas perusahaan diuraikan secara mendalam. Studi ini memberikan wawasan bagi praktisi, regulator, dan peneliti tentang pentingnya memahami dinamika pelaporan keuangan berkelanjutan dalam mengukur dan meningkatkan kredibilitas perusahaan dalam konteks saat ini.]]>
<![CDATA[The Role of Artificial Intelligence in Financial Forecasting: A Systematic Literature Review ]]>
<![CDATA[Utama, Ahmad Nur Budi]]>;
<![CDATA[Hidayat, Muhammad]]>
<![CDATA[ Accounting Studies and Tax Journal (COUNT) Vol. 1 No. 6 (2024): Accounting Studies and Tax Journal (COUNT) ]]>
Publisher : <![CDATA[Penelitian dan Pengembangan Ilmu ]]>
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DOI: 10.62207/gk3kzf26
<![CDATA[This research examines the impact of using Artificial Intelligence (AI) in real-time financial forecasting on risk management strategies during the global financial crisis. By using a systematic literature review approach, this research aims to comprehensively evaluate existing literature regarding the application of AI in financial prediction and its impact on risk mitigation. The research process involved collecting data from various academic sources, applying the PRISMA method to ensure the quality and repeatability of the results, and thematic analysis to identify key themes and patterns. The main findings show that AI-enhanced real-time financial forecasting can improve prediction accuracy and speed up responses to financial risks, but it is also faced with challenges such as limited data and the risk of overfitting. This research makes a significant contribution to both academic literature and industry practice by offering guidance for financial institutions in leveraging AI for risk management. Practical implications include investment in technology infrastructure, staff training, and integration of AI with existing risk management systems. It is hoped that this research will enrich understanding of the role of AI in financial forecasting and provide a strong basis for further research in this area.]]>
