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The influence of company's external and internal factors to financial performance and company competitiveness on consumer good companies industry Ahmad Nur Budi Utama; Syamsurijal Tan; Tona Aurora Lubis; Asep Machpuddin
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 4 (2020): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (655.207 KB) | DOI: 10.22437/ppd.v8i4.10703

Abstract

The purpose of this study is to predict the influence model of external and internal factors of a company, starting a company's financial performance on the competitiveness of companies in the Consumer Goods Industry Sector on the Indonesia Stock Exchange. The sample of this research is 35 companies in the Consumer Goods Industry Sector on the Indonesia Stock Exchange during the period of 2016 to 2018. This research is used SEM (Structural Equation Modeling) based on component or variance based analysis known as Partial Least Square (PLS). The results of this study concluded that external factors affect the company's financial performance and company competitiveness. Internal factors also affect the company's financial performance and competitiveness but the influence of  both external factors and internal factors respectively are not able to mediate the financial performance of the company's competitiveness
ANALISIS HUBUNGAN INDEKS HARGA SAHAM KOMPOSIT DAN TINGKAT INFLASI DI INDONESIA PADA MASA PANDEMI COVID 19 DENGAN PENDEKATAN KAUSALITAS GRANGER Ahmad Nur Budi Utama; Candra Mustika
Jurnal Manajemen Terapan dan Keuangan Vol. 11 No. 03 (2022): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v11i03.20396

Abstract

ABSTRAK Tujuan penelitian ini adalah untuk mengetahui keadaan infkasi dan indeks harga saham komposit dan menganalisis hubungan kausalitas antara indeks harga saham komposit yang terdapat di bursa efek dengan tingkat inflasi di Indonesia selama periode masa pandemic covid 19 yakni tahun 2020 dan tahun 2021. Hasil penelitian menunjukkan pada tahun 2020 rata-rata inflasi sebesar 0,94 dan tahun 2021 turun menjadi 0,81. Sementara kondisi indeks harga saham komposit pada tahun 2020 rata-ratanya 5260,02 poin dan tahun 2021 sebesar 6186,02 poin. Berdasarkan hasil uji kausalitas menunjukkan tidak terdapat hubungan searah maupun dua arah antara indeks harga saham komposit dan inflasi. Kata kunci : Indeks harga saham komposit, Inflasi, covid 19
STUDENT PERSPECTIVES ON FINANCIAL LITERACY TO SUPPORT ENTREPRENEURIAL CHARACTER Ahmad Nur Budi Utama; Agus Syarif
JOURNAL OF BUSINESS STUDIES AND MANGEMENT REVIEW Vol. 6 No. 2 (2023): JBSMR, Vol. 6 No.2, June 2023
Publisher : Management Department, Faculty of Economics and Business, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jbsmr.v6i2.26186

Abstract

This article explains students' views on financial literacy to support students' entrepreneurial character. The campus environment plays a role in supporting student entrepreneurial activities. The development of the times followed by increasingly rapid technological developments makes the needs increase and then also has an impact on financial conditions. To respond to this from the beginning, students need knowledge about financial literacy. This study uses qualitative research methods based on data it is known that the level of financial literacy of students is at the level of sufficient literate (25%) and less literate (75%). Then the financial literacy aspect of students is quite good in terms of knowledge and savings, but students do not understand the importance of insurance and investment. It is very important to conduct financial literacy education so that students can understand good financial management to support student entrepreneurial potential. It is expected that educators also play a role in developing students' financial literacy so that these students can apply financial literacy well. Keywords: Entrepreneurship, Entrepreneurial Character, Finance, Financial Literacy, Student Perspective
Analisa Literasi Keuangan pada Usaha Mikro Kecil Dan Menengah (UMKM) Batik di Kota Jambi Ahmad Nur Budi Utama; Ade Irma Suryani
J-MAS (Jurnal Manajemen dan Sains) Vol 8, No 1 (2023): April
Publisher : Universitas Batanghari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jmas.v8i1.1287

Abstract

The purpose of this study is to find out how experienced Batik micro, small and medium enterprises (MSMEs) in Jambi City are in financial matters. Data collection techniques through conversations or interviews with informants representing small and medium enterprises, and interviews conducted face-to-face. The aspects of financial literacy studied are: 1) Aspects of financial knowledge; (2) Aspects of financial behavior; 3) Aspects of financial attitudes; and 4) Aspects of financial capability. The results showed that (1) The aspect of financial knowledge shows that Batik MSME actors in Jambi City are able to use supporting devices, and financial products and make financial reports to support their business; (2) The aspect of financial behavior shows that Batik MSME actors in Jambi City are aware of paying taxes, setting aside money for savings, and recording finances accurately; (3) The aspect of financial attitude shows that Batik MSME actors in Jambi City are able to manage expenses rationally; and (4) The financial capability  aspect shows that Batik MSME players in Jambi City are able to have strategies and plans for where and how money will be spent and track savings balances.
The Role of Banking in Implementation and Information Provision of People's Business Credit Ahmad Nur Budi Utama; Ade Irma Suryani
Jurnal Smart: Sosial Ekonomi Kerakyatan Vol. 1 No. 1 (2023): Juni
Publisher : Badan Pengelola Usaha (BPU) Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

One way to measure the economic progress of a country is to look at the people's business fields. The field refers to the economic sector which includes various types of businesses run by micro, small and medium entrepreneurs (MSMEs) who work independently or in groups. To help small businesses facing capital problems, the government encourages banks to provide business capital with the aim of accelerating economic growth, increasing competitiveness, and creating jobs. The People's Business Credit is one of the programs issued by the government to help small communities who have problems with capital. How does people's business credit help MSMEs? This study used a qualitative approach with secondary data. BNI KUR provides a credit ceiling that allows people to take advantage of it when they plan and develop their business. This research also discusses how BNI KUR plays a role for micro and small businesses that want to develop their business by providing working capital loans and investment loans.
Aplikasi wedding planner dan analisis kelayakan guna meningkatkan income generating badan pengelola usaha Universitas Jambi Agus Syarif; Ahmad Nur Budi Utama; Idham Khalik; Istiqomah Malinda SB
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol 9, No 3 (2023): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020232927

Abstract

Universitas Jambi as a State University with the status of a Public Service Entity (BLU) has two sources of income generating, namely those from academic services and non-academic services (academic support services). The implementation of academic support services is entrusted to the Business Management Agency (Badan Pengelola Usaha). BPU is tasked with carrying out the development of business units and optimizing the acquisition of university funding sources. Based on this task, BPU established the Weddy Feast business unit under the Commercialization and Services department. This research analyzes the business feasibility of wedding planner to increase income generating of the Business Management Agency. The conduct interviews and surveys some vendors in 43 types of business. The results show that the establishment of Weddy Feast able to optimize the potential of university assets involving 43 types of businesses and 15 of them can be managed by students in creating student entrepreneurs in the context of implementing Merdeka Belajar Kampus Merdeka (MBKM) program of the Ministry of Education, Culture, Research and Technology, which is strengthened by realizing the UNJA Smart platform with digital transformation elements in the real business world, in the form of making a weddy feast application.  The Net Present Velue (NPV) of wedddy planner is positive, Rp.577.049.066,-  and Internal Rate of Return (IRR) 156,12% hingher than weighted average cost of capital (WACC) 12%.
The Effect of Sharia Investment and Government Policy on the Financial Performance of MSMEs in West Java Ahmad Nur Budi Utama; Dian Firdaus; Yana Priyana
West Science Interdisciplinary Studies Vol. 2 No. 07 (2024): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v2i07.1123

Abstract

This study investigates the impact of Sharia investment and government policy on the financial performance of Micro, Small, and Medium Enterprises (MSMEs) in West Java. Utilizing a quantitative approach, data was collected from 120 MSMEs through structured questionnaires employing a Likert scale ranging from 1 to 5. The collected data was analyzed using SPSS version 26 to determine the correlation and effect of the independent variables—Sharia investment and government policy—on the dependent variable, financial performance. The findings indicate a significant positive relationship between Sharia investment and financial performance, as well as between government policy and financial performance. This suggests that both Sharia-compliant financial practices and supportive government policies play crucial roles in enhancing the financial outcomes of MSMEs in the region. The results underscore the importance of adopting Sharia investment strategies and fostering government policies that support the growth and sustainability of MSMEs.
TRANSFORMASI UMKM JAMBI: STRATEGI MEMANFAATKAN KEARIFAN LOKAL UNTUK DAYA SAING GLOBAL Lubis, Tona Aurora; Firmansyah, Firmansyah; Mukhzarudfa, Mukhzarudfa; Utama, Ahmad Nur Budi; Sari, Novita; Ningsih, Maryati
Jurnal Manajemen Terapan dan Keuangan Vol. 13 No. 01 (2024): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v13i01.31962

Abstract

Penelitian ini mengeksplorasi strategi peningkatan daya saing UMKM di Provinsi Jambi, Indonesia, dengan fokus pada pemanfaatan keunggulan daerah. Menggunakan pendekatan mixed method dan analisis dengan SmartPLS, studi ini bertujuan merumuskan model untuk mengoptimalkan daya saing UMKM berdasarkan potensi lokal. Temuan menunjukkan faktor kewirausahaan secara signifikan mempengaruhi kinerja UMKM, khususnya pada pertumbuhan laba. Hal ini menandakan pentingnya integrasi kewirausahaan berbasis keunggulan daerah dalam memperkuat daya saing UMKM. Kesimpulan penelitian ini memberikan wawasan tentang pentingnya mengembangkan kemampuan kewirausahaan dan memanfaatkan keunggulan lokal sebagai kunci meningkatkan daya saing dan kinerja UMKM di Jambi.
Analisis Hubungan Pertumbuhan ekonomi dan Ekspor Indonesia ke china dengan pendekatan kausalitas Granger Nur Budi Utama, Ahmad; Mustika, Candra
Jurnal Paradigma Ekonomika Vol. 17 No. 3 (2022): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v17i3.20130

Abstract

The purpose of this study is to analyze the causal relationship between economic growth and the value of Indonesia's exports to China, the type of data used in this study is secondary data with an annual time period from 1995 to 2020, the analytical tool used in this study is the Granger causality test. Based on the results of the Granger causality test, it shows that there is no unidirectional or two-way relationship between economic growth and exports to China, so it can be concluded that economic growth and exports to China do not have a unidirectional or two-way causal relationship.
Analisis Tingkat Suku Bunga dan Kaitannya Terhadap Likuiditas Sebagai Kinerja Keuangan Perbankan Utama, Ahmad Nur Budi
Jurnal Paradigma Ekonomika Vol. 18 No. 1 (2023): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v18i1.26593

Abstract

This study discusses the financial performance of banks in terms of liquidity. Banking liquidity is the ability of a bank to fulfill its financial obligations, including in providing credit to its customers. A good level of liquidity is essential in maintaining the stability of the financial sector and preventing potential financial crises. This study intends to analyze the relationship between interest rates and banking liquidity. It then identifies whether the relationship is positive or negative, and how much influence interest rates have on bank liquidity. This research uses quantitative methods with case studies at PT. BTN (State Savings Bank). liquidity in this study uses a variable loan to deposit ratio (LDR) which shows that interest rates have a significant and positive effect. Then the influence between interest rates on the liquidity of PT. BTN shows that 0.89 interest rate affects the Loan to Deposit Ratio (LDR).