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All Journal Jurnal Kesehatan Masyarakat Perspektif : Kajian Masalah Hukum dan Pembangunan PADJADJARAN Jurnal Ilmu Hukum (Journal of Law) Jurnal Panorama Hukum Al-Daulah : Jurnal Hukum dan Perundangan Islam Jurnal Bina Mulia Hukum Mimbar Hukum - Fakultas Hukum Universitas Gadjah Mada Widya Yuridika Jurnal Hukum Bisnis Bonum Commune Jurnal Kesehatan Reproduksi Indonesian Journal of Medicine Global Health Management Journal Jurnal Sains Sosio Humaniora Unes Law Review Jambura Law Review Justisia Ekonomika ACTA DIURNAL : Jurnal Ilmu Hukum Kenotariatan Jurnal Al-Dustur Hermeneutika : Jurnal Ilmu Hukum Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Hukum Lex Generalis INTERNATIONAL JOURNAL OF SOCIAL, POLICY AND LAW (IJOSPL) PROFICIO: Jurnal Pengabdian Masyarakat Jurnal Pengabdian Masyarakat (ABDIRA) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance Berita Kedokteran Masyarakat Concept: Journal of Social Humanities and Education JUSTICES: Journal of Law Abdibaraya: Jurnal Pengabdian Masyarakat Enrichment: Journal of Multidisciplinary Research and Development TONGKONAN: Jurnal Pengabdian Masyarakat Midang Jaksa: Jurnal Kajian Ilmu Hukum Dan Politik Hukum Inovatif : Jurnal Ilmu Hukum Sosial dan Humaniora
Agus Suwandono
Fakultas Hukum Universitas Padjadjaran
Religion Aerospace Engineering Arts Humanities Astronomy Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Physics Public Health Social Sciences Other

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Journal : Widya Yuridika

 1 
Perlindungan Hukum Terhadap Konsumen Peer To Peer Lending Atas Perbuatan Melawan Hukum Yang Dilakukan Oleh Debt Collector Deza Pasma Juniar; Agus Suwandono; Helitha Novianty Muchtar
Widya Yuridika Vol 3, No 2 (2020): Widya Yuridika: Jurnal Hukum
Publisher : Universitas Widya Gama Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/wy.v3i2.1505

Abstract

The Financial Services Authority (OJK) in carrying out the regulatory function has regulated peer to peer lending in POJK No.77 / POJK.01/ 2016 (POJK LPMUBTI), but in the POJK LPMUBTI does not regulate the use of third parties or debt collector when collecting loans to consumers. This is only regulated in the Code of Conduct created by AFPI and there are still infringement by third parties or debt collectors peer to peer lending to consumers when collecting loans to consumers. This research is to analyse the regulation of the use of third parties or debt collectors in peer to peer lending when collecting loan to consumers and dispute resolution that can be done by consumers against debt collectors who commit unlawful acts in collecting loans. The method used in this article is normative juridical approach, which focuses on examining the implementation of written legal regulations and literatures. The results of this research shows that the Financial Services Authority has not yet regulated about the regulation of the use of debt collectors in peer to peer lending, it is only regulated in the Code of Conduct prepared by AFPI, so that it does not have a legal position thereby causing legal uncertainty. And it also shows that consumers can do dispute resolution in two steps, first complaint through the peer to peer lending providers and the second is through litigation process or non litigation process such as through the Alternative Dispute Resolution Institution (LAPS) provided by the OJK. 
Implementasi Besaran Bunga Peer to Peer Lending Berdasarkan Asas Itikad Baik dalam Pemanfaatan Teknologi Informasi Serta Pengawasannya Anita Khoirunisa; Agus Suwandono; Helitha Novianty Muchtar
Widya Yuridika Vol 3, No 1 (2020): Widya Yuridika: Jurnal Hukum
Publisher : Universitas Widya Gama Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (554.038 KB) | DOI: 10.31328/wy.v3i1.1294

Abstract

Peer to Peer Lending (“P2P Lending”) is one of financial technology products as financing alternative for public. The execution of P2P Lending is under supervision of OJK which regulated in POJK Number 77/POJK.01/2016. OJK appointed AFPI as OJK’s strategic partner who is authorized to make regulations on the execution of P2P Lending for Providers which accommodated in Code of Conduct formed by AFPI. In brief, this Code of Conduct contains rules that have not been accommodated in POJK Number 77/POJK.01/2016, which interest rates regulation is a part of the Code of Conduct. Interest rates in P2P Lending only accommodated in Code of Conduct, but it has not been well obeyed by the Providers because there are still infringement in determining the interest rates which exceed the predetermined standard with the unclear interest rate information notice. Therefore, this article aims to analyse the application of P2P Lending interest rates which only regulated in Code of Conduct. Furthermore, researcher will also analyse the utilization of information technology in P2P Lending to find out whether the implementation of P2P is in accordance with the good faith principle of the use of information technology in Law Number 11 of 2008 concerning Information and Electronic Transactions. The results of this legal research indicate that OJK are expected to set loan interest rates in P2P Lending individually so that it can provide legal certainty for each party in P2P Lending which impacts on the implementation of P2P Lending.
Rusunami City Garden: Aspek Hukum Ketersediaan Air Bersih Yuda, Ikbal; Suwandono, Agus; Pratiwi, Agus
Widya Yuridika Vol 7, No 1 (2024): Widya Yuridika: Jurnal Hukum
Publisher : Universitas Widya Gama Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31328/wy.v7i1.4785

Abstract

This study aims to determine the implementation of the government's role in fulfilling clean water infrastructure at Rusunami City Garden Cengkareng in relation to the Consumer Protection Law and to determine the responsibility of the developer of Rusunami City Garden Cengkareng to consumers due to the non-fulfillment of clean water infrastructure reviewed based on the Consumer Protection Law. This study uses a normative juridical approach with descriptive analytical research specifications. The research was carried out using library research using primary, secondary, tertiary legal materials and field research using interviews and observations. The collected data will be analyzed using qualitative analysis methods. The results of this study are that the government does not play a role in the provision of clean water in the Cengkareng City Park Rusunami as evidenced by the existence of consumer problems. This is due to the shifting of authority between the central and regional governments so that the problem becomes protracted and the lack of oversight by the local government. Second, the developer's responsibility concerns public law and civil law. Public law is related to the state while data is related to consumers. Developers have met the elements of accountability for business actors regulated in Article 19 UUPK. Looking at the current needs where civil liability is the accountability most needed so as to facilitate accountability it is carried out by asking for criminal accountability first. Then followed by civil and administrative accountability.
Co-Authors Aam Suryamah Adhie, Aryasatya Justicio Agi Yulia Ria Dini Agus Pratiwi Agus Suwandono Ali Djamhuri Ali Utama, Feriza Anita Khoirunisa Ari Udiyono Ariapramuda, Switcha Differentia Ayunda Gayatri Maheswari Chasanah, Mazroatul Darodjat, Rafan Desiani, Amila Deviana Yuanitasari Deviana Yuanitasari Deza Pasma Juniar Dian Nirmala Sari Diva Yohana Margaretha Marbun Djamil, Masrifan Djanurdi D Enni Soerjati Priowirjanto Erent Ersantika Sari, Erent Ersantika Etty Mulyati Gilda Nathania Sirait Hakim, Jefferson Hazar Kusmayanti Hazar Kusmayanti, Hazar Helitha Novianty Muchtar Henry Setyawan Susanto Henry Setyawan Susanto Kurniawati, Erna Yovi Lintang Dian Saraswati Lisa Dwi Fitriyanti Maheswari, Ayunda Gayatri Melati Wulandari Mirza Alvina Maharani Muhamad Amirulloh, Muhamad Nandita Lilawanti, Shaleemar Nun Harrieti Nun Harrieti, Nun Putra, Suharto Taat Putra, Suharto Taat Rachmayani, Dewi Regina Audi Annaba Rifki Muslim Roro Nur Sabila Runjati Salvia, Hana Sarifudin, Diding Sasya Rida Amanda Soeharyo Hadisaputro Sudaryat Sudaryat Sudiro Sudiro Suharyo Hadisaputro Suparto, Susilowati Susilowati S. Dajaan Susilowati Suparto Susilowati Suparto Dajaan, Susilowati Suparto Susilowati Susilowati Syukur, Amin Syukur, Amin Tarsisius Murwadji Wijaya, Liauw Regina Mulia Yuda, Ikbal