Claim Missing Document
Check
Articles

Pengaruh Pengetahuan Keuangan, Sikap Keuangan dan Locus of Control terhadap Perilaku Manajemen Bisnis pada UMKM Parfum Reffil di Kota Jambi Muhammad Rifkhi; Ahmad Syahrizal; Achyat Budianto
PPIMAN Pusat Publikasi Ilmu Manajemen Vol. 3 No. 2 (2025): April : Pusat Publikasi Ilmu Manajemen
Publisher : Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/ppiman.v3i2.794

Abstract

The purpose of this study is 1) to analyze the influence of financial knowledge on business management behavior in refill perfume SMEs in Jambi City. 2) to analyze the influence of financial attitude on business management behavior in refill perfume SMEs in Jambi City. 3) to analyze the influence of locus of control on business management behavior in refill perfume SMEs in Jambi City. 4) to analyze the influence of financial knowledge, financial attitude, and locus of control on business management behavior in refill perfume SMEs in Jambi City. The research method used is quantitative descriptive analysis, with a sample size of 62 respondents from refill perfume businesses in Jambi City, utilizing multiple linear regression analysis. The results show that 1) simultaneously, the variables of financial knowledge, financial attitude, and locus of control have a positive and significant effect on business management behavior. 2) Partially, the variable of financial knowledge has a positive and significant effect on business management behavior. 3) Partially, the variable of financial attitude has a positive and significant effect on business management behavior. 4) Partially, the variable of locus of control has a positive and significant effect on business management behavior.
PENGARUH PROMOSI, PENGETAHUAN DAN KEPERCAYAAN TERHADAP MINAT MENABUNG DI BANK SYARIAH INDONESIA KCP SINGKUT PADA MASYARAKAT DESA PELAWAN JAYA Malik, Abdul; Syahrizal, Ahmad; Anisah, Anisah
MARGIN: Journal of Islamic Banking Vol 1 No 1 (2021): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v1i1.840

Abstract

Banyak strategi yang bisa dilakukan untuk menarik minat masyarakat menabung di bank, salah satunya adalah promosi. Promosi bisa dilakukan melalui media sosial, periklanan dan lain sebagainya. Selain dari itu bank juga harus memberikan pengetahuan kepada masyarakat tentang produk tabungan serta menjaga kepercayaan masyarakat sehingga bisa menambah minat masyarakat untuk menabung. Penelitian ini bertujuan untuk mengetahui apakah promosi, pengetahuan dan kepercayaan berpengaruh terhadap minat menabung masyarakat di Bank Syariah Indonesia KCP Singkut. Penelitian ini menggunakan metode kuantitatif dengan memperoleh data primer dari kuesioner dengan mengambil responden sebanyak 86 orang. Hasil penelitian uji-t menujukkan bahwa variabel promosi dan kepercayaan berpengaruh secara signifikan, sedangkan variabel pengetahuan tidak berpengaruh secara signifikan. Adapun hasil penelitiam uji-F menyatakan bahwa promosi, pengetahuan dan kepercayaan berpengaruh signifikan secara bersama- sama terhadap minat menabung. Nilai koefisien determinasi dari promosi, pengetahuan dan kepercayaan sebesar 28,4% terhadap minat menabung masyarakat.
PENGARUH RISIKO, RETURN DAN RELIGIUSITAS TERHADAP KEPUTUSAN INVESTASI MAHASISWA (Studi Pada Mahasiswa FEBI UIN STS Jambi) Ahmad Syahrizal; Ahmad Syukron Prasaja; Lia Anjeli
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1357

Abstract

This study aims to determine the effect of risk, return and religiosity on investment decisions in FEBI UIN STS Jambi students. The methods used in this study are quantitative methods, and the data analysis methods used are multiple regression, t test and f test. The sample in this study was 94 samples of students of FEBI UIN STS Jambi batch 2017-2020, by distributing Likert scale questionnaires. The test results obtained from the t test show that the risk variable (X 1) does not have a significant effect on Student Investment (Y). this is evidenced from the value of T calculated > Ttable , which is -1.439 < 1.66 and a significant value of 0.154 > 0.005 so that it can be concluded that H a dit olak and Ho diterima, while the variable return (X2) has a significant effect on student investment (Y). this is evidenced from the calculated T value > Ttable, which is 4.400 > 1.66 and a significant value of 0.002 < 0.005 so that it can be concluded that H a is accepted and Ho is rejected, then the variable of religiosity (X3) significant effect on student investment (Y). this is evidenced from the value of T calculated > Ttable which is 3.172 > 166 and a significant value of 0.00 2 < 0.005 so that it can be concluded that H a is accepted and H0 is rejected. The test results obtained from the f test show that the variables risk, return and religiosity simultaneously have a significant effect on student investment. This is evidenced from the value of F calculated> Ftable, which is 8,558 > 2.47 and a significant value of 0.001< 0.005 so that it can be concluded that H a is accepted and H0 is rejected. The influence on the independent variables (X 1), (X 2) and (X3) was 19.8% while the remaining 80.2% was influenced by other variables outside this study
Pengaruh Bauran Pemasaran (Produk, Harga, Tempat, Promosi) terhadap Volume Penjualan di Cafe Shop Senyala Space Kota Jambi Ahmad Syahrizal; Usdeldi Usdeldi; Firman Syah Noor
Akuntansi Pajak dan Kebijakan Ekonomi Digital Vol. 3 No. 1 (2026): Akuntansi Pajak dan Kebijakan Ekonomi Digital
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/apke.v2i3.1433

Abstract

This study aims to examine the influence of the marketing mix on the sales volume at Senyala Space coffee shop, focusing on four independent variables: product, price, place, and promotion. The research method used is quantitative with a descriptive approach. The population of the study consists of Senyala Space customers from 2020 to 2024, and the sample was selected using nonprobability sampling and Slovin’s technique to determine a representative sample size. Data was collected through surveys and interviews with customers who visited Senyala Space during the specified period. Data analysis was conducted using several statistical tests, including validity testing, reliability testing, normality testing, linearity testing, multicollinearity testing, heteroscedasticity testing, and multiple linear regression analysis. Additionally, the coefficient of determination (R²), partial test (t-test), and simultaneous test (F-test) were used to examine the effect of independent variables on the dependent variable. All analyses were performed using IBM SPSS Statistics 23. The results show that the marketing mix significantly affects the sales volume at Senyala Space. Of the four marketing mix variables analyzed, price was found to have a significant negative effect on sales volume, indicating that an increase in price tends to decrease sales volume. On the other hand, the other three variables—product, place, and promotion—have a significant positive effect on sales volume. This suggests that improvements in product quality, strategic location selection, and effective promotions can increase sales at Senyala Space. These findings provide recommendations for Senyala Space’s management to enhance their marketing strategies by considering the factors influencing customer purchasing decisions, in order to boost sales volume in the future.
PERTUMBUHAN UNIT USAHA SYARIAH BANK PEMBANGUNAN DAERAH JAMBI (Analisis Terhadap Aset, Pembiayaan Dan Laba Periode 2016-2021) Syahrizal, Ahmad
Al-Mizan: Jurnal Ekonomi Syariah Vol 5 No II (2022): Al-Mizan: Jurnal Ekonomi Syariah
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat IAI An-Nadwah Kuala Tungkal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54459/almizan.v5iII.486

Abstract

Unit Usaha Syariah (UUS) merupakan unit yang dibentuk oleh bank induk konvensional yang harus bersaing dengan Bank Umum Syariah (BUS). Penelitian ini bertujuan untuk melihat bagaimana pertumbuhan Unit Usaha Syariah Bank Pembangunan Daerah (BPD) Jambi dengan menjadikan total asset, total pembiayaan dan laba bersih sebagai indikator pertumbuhannya. Metode yang digunakan adalah kualitatif deskriptif dari data kuantitatif dengan menganalisis laporan keuangan periode 2017-2021. Berdasarkan hasil analisis dapat disimpulkan bahwa Unit Usaha Syariah BPD Jambi dari segi asset, pembiayaan dan laba bersih terus mengalami peningkatan.
Pengaruh Literasi Halal, Dan Tingkat Harga Terhadap Keputusan Pembelian Produk Skincare Bahrotul Dwi Safitri; Ahmad Syahrizal; Ogi Saputra
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.306

Abstract

This research aims to determine the influence of halal literacy and price levels on purchasing decisions for skincare products. The method used in this research is a quantitative research method. The data collection technique is carried out by filling out a questionnaire. The sample used was 96 respondents where the sample was taken using non-probability sampling techniques. Based on the results of the research that has been carried out, it can be concluded that the results of the research show that there is a simultaneous influence between the level of halal literacy and the price level on purchasing decisions with Fcount of 26.435, this value is greater than Ftable, namely 3,09 with a significance of 0.000. The determination test shows how much influence the halal literacy variables and price levels have on purchasing decisions, an R square value of 0.326 or 100 x 0.326 = 32.6% is obtained. So the contribution of halal literacy and price levels is 32.6% while the remainder (100% - 32.6% = 67%) is influenced by other factors.
Pengaruh Kepemilikan Manejerial, Dewan Komisaris Independent Dan Komite Audit Terhadap Return On Asset Perbankan Syariah Yang Terdaftar Di Bursa Efek Indonesia Tahun 2018-2022 Kurniawati Syawalinda; Usdeldi Usdeldi; Ahmad Syahrizal
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.384

Abstract

This research was conducted with the aim of examining the effect of good corporate governance on the financial performance of Islamic banking listed on the Indonesian stock exchange in 2018-2022. This study was tested using 3 independent variables, namely: managerial ownership, independent board of commissioners and audit committee. For the dependent variable, namely Return On Assets. The population used in this research is Islamic banking companies on the Indonesia Stock Exchange in 2018-2022. The samples used in this study amounted to 45 samples. The analysis used in this study was multiple linear analysis and was assisted by SPSS Version 22. The data used were secondary data. The results of this study indicate that Managerial Ownership has no significant effect on Return On Assets (ROA). This can be proven by the results of the t-count value of 1.482 < t-table of 2.020 and a significant value of 0.632 > 0.05, the independent board of commissioners shows that there is a significant influence on Return On Assets (ROA). This can be proven by the results of the t count value of 3.397 > t table 2.020 and a significant value of 0.003 <0.05. The Audit Committee shows that there is a significant influence on Return On Assets (ROA). This can be proven by the results of the t count value of 2.942 > t table of 2.020 and the sig value of 0.019 <0.05. Managerial ownership, independent board of commissioners, and audit committee simultaneously or jointly have a significant effect on Return On Assets (ROA). It is known that the significance value for managerial ownership, independent board of commissioners, and audit committee (X) simultaneously on Return On Asset (ROA) of 0.006 <0.05 and the value of f count > f table (5.259 > 3.02).
Penerapan Akuntansi Gadai Syariah (Rahn) Pada Pegadaian Syariah Cabang Jelutung Kota Jambi Sari, Winta; Miftah, AA; Syahrizal, Ahmad
Journal of Islamic Accounting Competency Vol. 2 No. 2 (2022): J-ISACC (Journal Of Islamic Accounting Competency)
Publisher : Prodi Akuntansi Syariah UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/jisacc.v2i2.1234

Abstract

Penelitian ini bermaksud dapat memahami bagaimana penerapan akuntansi rahn, mengetahui kesesuaian penerapan akuntansi Rahn pada PSAK 107, dan memahami faktor yang mempengaruhi benar atau tidaknya penerapan akuntansi gadai syariah pada Pegadaian Syariah Cabang Jelutung Kota Jambi. Jenis penelitian ini merupakan penelitian lapangan (field research). Sedangkan sifat penelitiannya adalah deskriptif kualitatif. Sumber data yang digunakan adalah sumber data primer dan sekunder. Pengumpulan data dilakukan dengan menggunakan teknik wawancara dan dokumentasi. Data yang ditemukan dideskripsikan secara deskriptif dan dianalisis dengan menggunakan pemikiran induktif. Hasil penelitian ini menyimpulkan bahwa penerapan akuntansi gadai syariah (rahn) pada Pegadaian Syariah Jelutung Kota Jambi  telah memenuhi PSAK 107 tetapi tidak seluruhnya, kemudian akad pada pegadaian syariah cabang Kota Jambi menggunakan Mu’nah Akad (pembiayaan jasa atas pemeliharaan barang jaminan di dalam akad rahn). Adapun faktor yang mempengaruhi adalah faktor internal.
Optimalisasi Peran BMT Al-Ishlah Kota Jambi Dalam Pemberdayaan Ekonomi UMKM Saprianto Saprianto; Agustina Mutia; Ahmad Syahrizal
Jurnal Kajian dan Penalaran Ilmu Manajemen Vol. 2 No. 1 (2024): Januari : Jurnal Kajian dan Penalaran Ilmu Manajemen
Publisher : CV. Aksara Global Akademia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59031/jkpim.v2i1.260

Abstract

The purpose of this study was to determine the role of BMT Al-Islah Jambi City in empowering the MSME economy, the obstacles faced by BMT Al-Ishlah Jambi City in carrying out its role in empowering the MSME economy and the efforts made by BMT Al-Ishlah Jambi City in dealing with these obstacles. This type of research is qualitative with a descriptive approach, and the methods used in data collection are observation, interviews and documentation. The subjects in this study were the BMT and its customers. The number of subjects in this study were 10 people. The results of the study show that BMT Al-Ishlah plays a role in developing an entrepreneurial spirit for its customers. Factors that become obstacles faced are limited capital so that BMT has not been able to provide large-scale financing, lack of human resources, and financial literacy of MSMEs is still lacking because customers are only limited to recording business financial receipts and expenditures without supporting document storage. The solution provided by BMT is that we hold group meetings and continue sharing about the constraints of their business. And every week teaches making financial reports so that customers understand where money is coming in and out.
Strategi Promosi Dalam Meningkatkan Penjualan Motor Bekas Pada Showroom Sultan Motor Jambi Kasma; Ahmad Syahrizal; Firman Syah Noor
Journal of Student Research Vol. 1 No. 4 (2023): Juli: Journal of Student Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jsr.v1i4.1545

Abstract

Dalam penelitian ini menggunakan metode penelitian kualitatif. Adapun jenis dan sumber data yang dibutuhkan yaitu data primer dan data sekunder. Teknik pengumpulan data dilakukan dengan cara observasi, wawancara dan dokumentasi, sedangkan metode analisis data meliputi pengumpulan data, reduksi data, penyajian data dan penarikan kesimpulan. Hasil penelitian ini menunjukkan bahwa dalam kegiatan promosi yang digunakan oleh Showroom Sultan Motor ada periklanan, promosi penjualan, penjualan personal dan hubungan masyarakat. Dari 9 informan yang telah di wawancarai, dimana Sultan Motor dalam mempromosikan produknya hanya terfokus pada media sosial saja dan ada beberapa konsumen yang kesulitan dalam melakukan pembelian kredit Motor karena terkendala syarat yang tidak memenuhi kriteria. Adapun kendala pada Showroom Sultan Motor Jambi: kondisi pasar, kondisi dan kemampuan penjual, modal, kondisi organisasi perusahaan. Adapun solusi yang dilakukan memberikan kepuasan kepada konsumen dan menanggapi dengan cepat setiap keinginan calon pembeli, memberikan solusi kepada konsumen jika tidak dapat melakukan pengkreditan karena beberapa hal yang tidak memungkinkan konsumen untuk melakukan kredit, dengan menawarkan system pembayaran yang lainnya, menambah pelanggan baru, sehingga tidak terfokus pada media sosial saja. Jika semua karyawan melakukan promosi maka peluang peningakatan penjualan juga bisa tercapai