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EFEKTIVITAS INKLUSI KEUANGAN SYARIAH DALAM MENINGKATKAN PEMBERDAYAAN UMKM (STUDI PADA BMT AL-ISHLAH KOTA JAMBI) Deby Vebriyani; Ahmad Syahrizal; Fauzan Ramli
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 1 No. 3 (2024): September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v1i3.2421

Abstract

This study aims to evaluate the effectiveness of Islamic financial inclusion implemented by BMT Al-Ishlah Jambi in improving the empowerment of Micro, Small, and Medium Enterprises (MSMEs). The approach of this research is qualitative, with a phenomenological method that relies on primary data from the results of interviews, observations, and documentation. This research was conducted at BMT Al-Ishlah Jambi, with the object of the research including BMT staff and MSME members who received funding. The results of the study show that the inclusion of Islamic finance implemented by BMT Al-Ishlah is effective in increasing the empowerment of MSMEs. This can be seen from the increase in income and service quality for MSME members who have received funding. This finding is expected to contribute to the development of sharia financial inclusion theory and become a practical reference for financial institutions in community economic empowerment
PERAN IBU RUMAH TANGGA PEDAGANG SAYUR UNTUK MENINGKATKAN PEREKONOMIAN KELUARGA DALAM PERSPEKTIF EKONOMI ISLAM (Studi Kasus : Pasar Mayang Mangurai Nipah Panjang II) Sella Rahmadanti; Putri Apria Ningsih; Ahmad Syahrizal
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 1 No. 3 (2024): September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v1i3.2507

Abstract

In general, men fulfill the family's needs, but because the husband's income is limited, the wife plays a role in helping to improve the family's economy by trading vegetables from market to market. The formulation of the problem in this research is what is the role of housewives who sell vegetables in improving the family economy at Mayang Mangurai Market, what is the Islamic economic view of the role of wives in improving the family economy at Mayang Mangurai Market. This research uses qualitative research methods. Data was taken from in-depth interviews and observations. The research results show that housewives' understanding of family economic management is very simple. Women's involvement in family economic activities is to help their husbands in meeting family needs. Women at work certainly have an impact on the order of life. Then the Position of Women in Supporting the Family. Islam does not burden women to earn a living. There are also Islamic and state policies in providing protection for working women.
Pengaruh Promosi dan Pelayanan terhadap Minat Nasabah Gadai Emas (Studi pada Bank Syariah Indonesia KCP Muara Bulian) Chasna, Arfial; Usdeldi, Usdeldi; Syahrizal, Ahmad
ARZUSIN Vol 4 No 5 (2024): OKTOBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v4i5.3696

Abstract

This research aims to determine the influence of Promotion and Service on Gold Pawning Customer Interest at Bank Syariah Indonesia KCP Muara Bulian. This research used a quantitative approach which was carried out by distributing questionnaires to 73 respondents. The data analysis methods used in this research are instrument tests (validity and reliability tests), classical assumption tests (normality, multicollinearity and heteroscedastic tests) and multiple linear regression analysis and statistical tests (t test, F test and coefficient of determination R2 ). The results of this research show that promotion has a positive and significant effect on customer interest, which is known by the t test with a significant value of 0.001 < 0.05 and a value of tcount > ttable, namely 3.837 > 1.66660. Service has a positive and significant effect on customer interest as proven by The significant value is 0.001 < 0.05 and the value and value of tcount > ttable is 5.112 > 1.66660. Simultaneously promotion and service have a positive and significant effect on customer interest in Bank Syariah Indonesia KCP Muara Bulian as seen from fcount > ftable or 41.587 > 3.13 and the resulting significance value is 0.001 < 0.005. The determinant coefficient value is 0.543 or 54.3% and the remaining 0.457 or 45.7 can be explained by other variables outside this research.
Analisis Minat pada Pembiayaan Murabahah Bank Syariah Indonesia : Studi Pedagang Pasar Senin Desa Petaling Jaya Ayu Uswatun Hasanah; Ahmad Syahrizal; Saijun Saijun
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 3 No. 1 (2025): Januari : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v3i1.1984

Abstract

This paper discusses the interest of traders from one of Bank Syariah Indonesia's products in providing business capital or other uses to traders in Pasar Senen Petaling Jaya. This writing uses a descriptive qualitative approach with data collection techniques through observation, interviews, and documentation. The subjects of this writing include traders in Pasar Senen Petaling Jaya. From the results of this writing shows that the interest of traders regarding murabaha financing is still very lacking. This is due to several factors that cause the lack of interest of traders regarding murabaha financing, including: 1) The Knowledge Factor is due to the lack of knowledge of the products of BSI. This information helps traders to evaluate products and understand the benefits of murabaha products. traders. 2) Location Factors By choosing a strategic place that can and carry out the goals of the business objectives to achieve the desired profit and and broad marketing 3) Social Factors which are very significant in the formation and development of a person's interest 4) Promotion Factors one way of communication between the company and the wider community with the aim of introducing goods and services to the public.
Analisis Pengelolaan Koperasi Unit Desa (KUD) dalam Meningkatkan Kesejahteraan Anggota: Studi pada Masyarakat Desa Lubuk Mandrasah Kabupaten Tebo Perspektif Ekonomi Islam Rino Hariyansyah; Titin Agustin Nengsih; Ahmad Syahrizal
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 1 (2025): Januari : Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i1.777

Abstract

There are two issues studied in this thesis, namely: the management of Village Unit Cooperatives in improving the welfare of members in Lubuk Mandarsah Village, Tebo Regency and the management of Village Unit Cooperatives from a sharia economic perspective. The aim of this research is to determine the management of Village Unit Cooperatives in improving the welfare of members in Lubuk Mandarsah Village, Tebo Regency and to determine the management of Village Unit Cooperatives from a sharia economic perspective. To reveal this problem in depth and comprehensively, researchers used a qualitative approach by collecting data using observation, interviews and documentation. The data analysis technique used is field analysis using an interactive model including data reduction, data display, data verification. From the research results, it can be concluded that: In the management of the Village Unit Cooperative in Lubuk Mandarsah Village, Tebo Regency, 4 (four) cooperative management functions are implemented, namely: planning, organizing, acting, and monitoring. controlling). There are business units such as supermarkets, convenience stores, savings and loans, agricultural production facilities, and the provision of fertilizer which are solutions for the community according to their individual interests. In the management of the Village Unit Cooperative in Lubuk Mandarsah Village, according to an Islamic economic perspective, namely using the principle of shura' (deliberation) in every decision making, and also using the principle of ta'awun (mutual assistance) in the Village Unit Cooperative which has been implemented but equated with the principle of mutual cooperation.
Efektivitas Manajemen Produksi dan Manajemen Biaya Dalam Meningkatkan Pendapatan Usaha UMKM Tahu Ibu Yani Desa Purwo Bakti Kecamatan Bathin III Kabupaten Bungo Azzah Padilah; Sucipto Sucipto; Ahmad Syahrizal
Al Itmamiy Jurnal Hukum Ekonomi Syariah (Muamalah) Vol. 4 No. 2 (2022): Al Itmamiy:Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (254.057 KB) | DOI: 10.55606/ai.v4i2.48

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Penelitian ini bertujuan untuk Untuk menjelaskan penerapan manajemen produksi, penerapan manajemen biaya dan efektifitas manajemen produksi dan manajemen biaya dalam meningkatkan pendapatan usaha UMKM Produksi Tahu Ibu Yani di Desa Purwo Bakti Kabupaten Bungo. Penelitian ini menggunakan pendekatan kualitatif. Sumber data yang digunakan adalah primer dan sekunder. Sedangkan teknik pengumpulan data yang digunakan dalam penelitian ini yaitu menggunakan Observasi, wawancara dan dokumentasi. Hasil penelitian menunjukkan bahwa usaha Produksi Tahu Ibu Yani sudah menjalankan fungsi manajemen produksi yaitu perencanaan, pengorganisasian, aktualisasi dan kontroling. Dalam penerapan manajemen biaya, Ibu Yani menjalankan fungsi manajemen biaya yaitu perencanaan dan aktualisasi biaya produksi tahu. Manajemen produk dan manajemen biaya yang diterapkan oleh usaha Produksi Tahu Ibu Yani telah efektif dalam menghasilkan keuntungan yang optimal. Hal ini didasarkan pada keuntungan yang diperoleh oleh usaha Produksi Ibu Yani telah sesuai dengan perencanaan keuntungan, produksi dan biaya yang telah ditetapkan sebelumnya.
Pengaruh Rasio ROA, ROE Terhadap Pertumbuhan Laba Pada Perusahaan Pertambangan Yang Terdaftar Dalam Jakarta Islamic Index Tahun 2018-2022 Ahmad Syapari; Eja Armas Hardi; Ahmad Syahrizal
Jurnal Manajemen dan Ekonomi Kreatif Vol. 1 No. 2 (2023): April : Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1345.45 KB) | DOI: 10.59024/jumek.v1i2.87

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This research leads to the Effect of the Ratio of Roa, Roe on Profit Building in Mining Companies Listed in the Jakarta Islamic Index for 2018-2022. The benefit of this research is to find out whether there is an effect of the Roa, Roe Ratio on Profit Growth in Mining Companies Registered in the Jakarta Islamic Index for 2018-2022. The analytical method used in this study is panel data regression. and processed data used in this study by utilizing Eviews 12 and Microsoft Excel 2010 software. The sampling method used was purposive sampling, namely by considering several criteria specified in this research. The research results show that Roa has an effect on profit growth and Roe has no effect on profit growth, while together (simultaneously) Roa and Roe have an effect on profit growth in mining sector companies in JII 2018-2022Keywords: net income, total assets and share price
Pengaruh Pengetahuan Keuangan, Sikap Keuangan dan Locus of Control terhadap Perilaku Manajemen Bisnis pada UMKM Parfum Reffil di Kota Jambi Muhammad Rifkhi; Ahmad Syahrizal; Achyat Budianto
PPIMAN Pusat Publikasi Ilmu Manajemen Vol. 3 No. 2 (2025): April : Pusat Publikasi Ilmu Manajemen
Publisher : Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/ppiman.v3i2.794

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The purpose of this study is 1) to analyze the influence of financial knowledge on business management behavior in refill perfume SMEs in Jambi City. 2) to analyze the influence of financial attitude on business management behavior in refill perfume SMEs in Jambi City. 3) to analyze the influence of locus of control on business management behavior in refill perfume SMEs in Jambi City. 4) to analyze the influence of financial knowledge, financial attitude, and locus of control on business management behavior in refill perfume SMEs in Jambi City. The research method used is quantitative descriptive analysis, with a sample size of 62 respondents from refill perfume businesses in Jambi City, utilizing multiple linear regression analysis. The results show that 1) simultaneously, the variables of financial knowledge, financial attitude, and locus of control have a positive and significant effect on business management behavior. 2) Partially, the variable of financial knowledge has a positive and significant effect on business management behavior. 3) Partially, the variable of financial attitude has a positive and significant effect on business management behavior. 4) Partially, the variable of locus of control has a positive and significant effect on business management behavior.
Pengaruh Profitabilitas Dan Likuiditas Terhadap Nilai Perusahaan Yang Terdaftar Di Jakarta Islamic Index (Jii) Periode 2017 – 2021 Anggraini Namira Agustin; Maulana Yusuf; Ahmad Syahrizal
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 1 No. 2 (2023): April : Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v1i2.207

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This study aims to determine the effect of profitability and liquidity on firm value in companies listed on the Jakarta Islamic Index (JII) for the 2017-2021 period. This study uses a quantitative approach and the method used is panel data regression analysis. The sample used in this study was a saturated sample, as many as 9 companies were selected according to the criteria. The results of this study indicate that the Return on Assets variable has no effect on firm value, Return on Equity has no effect on firm value and Current Ratio has no effect on firm value. Meanwhile, simultaneously, the ROA, ROE and CR variables affect the Firm Value (PBV) of companies listed on the Jakarta Islamic Index (JII) for the 2017-2021 period with a coefficient of determination of 71,9%.
Peran Usaha Mikro Kecil Menengah (UMKM) Tahu Dalam Meningkatkan Kesejahteraan Masyarakat (Studi UMKM TAHU Desa Mendis Kabupaten Musi Banyuasin) Arsyi Anistia Safari; Efni Anita; Ahmad Syahrizal
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 1 No. 4 (2023): Oktober : Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v1i4.430

Abstract

The number of MSMEs in Musi Banyuasin Regency has reached hundreds, it is hoped that this will increase the economy through opening business fields for the local community. The purpose of this study 1) to determine the role of Mendis in improving the community's economy. 2) to find out the supporting and inhibiting factors of Mendis in an effort to improve the community's economy. This study uses a qualitative method. The results of this study indicate 1) Mendis in Mendis Village, Musi Banyuasin Regency have a positive impact on society, including opening up job opportunities and employment opportunities, increasing people's welfare. 2) The supporting factors for Mendis are government support and enthusiasts from the results of Mendis which are food (tofu) itself. 3) The inhibiting factors for Mendis are capital, limited raw materials, weather, number of employees and business networks. The government is expected to pay more serious attention in efforts to support the progress of Mendis, to provide guidance, assistance, and training for Mendis so that they can compete in market competition. It is hoped that Mendis actors will be more innovative and able to adapt to the use of more sophisticated technology in order to obtain more effective and efficient results.