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Pengaruh Motivasi, Literasi Keuangan, dan Pengetahuan Terhadap Minat Berinvestasi di Pasar Modal Syariah Selmaida, Cici; Rafidah, Rafidah; Syahrizal, Ahmad
Journal of Economics and Business UBS Vol. 12 No. 2 (2023): Regular Issue
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/joeb.v12i2.182

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh motivasi, literasi keuangan dan pengetahuan terhadap minat berinvestasi di pasar modal syariah pada mahasiswa FEBI IAI Nusantara Batang Hari. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif, dan metode analisis data yang digunakan adalah uji koefisien determinaasi. Sampel pada penelitian ini sebanyak 52 sampel mahasiswa FEBI IAI Nusantara Batang Hari angkatan 2019-2020, dengan menyebarkan kuesioner skala likert. Hasil penelitian menunjukan bahwa motivasi (X1) berpengaruh positif signifikan terhadap minat berinvestasi (Y). Hal tersebut dibuktikan dengan nilai dari Thitung 2,723 > Ttabel 2,010 dan nilai Sig 0,009 < 0,05 yang artinya bahwa Ha diterima dan Ho ditolak. Literasi keuangan (X2) menunjukan bahwa terdapat pengaruh positif signifikan terhadap minat berinvestasi (Y). Hal tersebut dibuktikan dengan nilai Thitung variabel literasi keuangan sebesar 3,880 > Ttabel 2.010 dengan nilai signifikansi sebesar 0.001 < 0.005. Sehingga dapat disimpulkan bahwa Ha diterima dan Ho ditolak. Motivasi, literasi keuangan, dan pengetahuan secara bersama-sama berpengaruh signifikan terhadap minat berinvestasi. Hal tersebut diketahui nilai signifikansi untuk (X1), (X2) dan (X3) secara simultan berpengaruh terhadap (Y) sebesar 0,000 < 0,005 dan nilai Fhitung > Ftabel (18,557 > 2,80). Maka dapat disimpulkan bahwa Ha diterima dan H0 ditolak. Hal ini memiliki arti bahwa semakin tinggi tingkat motivasi, literasi keuangan dan pengetahuan yang semakin tinggi minat mahasiswa berinvestasi
The Effect Of Liquidity, Dividend Policy, Profitability, And Company Size On The Value Of Manufacturing Companies Listed In The Jakarta Islamic Index (JII) Year (2020–2024) Anjas Irawan; Ahmad Syahrizal; Achyat Budianto
International Journal of Business and Quality Research Vol. 4 No. 01 (2026): Januari - March, International Journal of Business and Quality Research (IJBQR
Publisher : Citakonsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijbqr.v4i01.2569

Abstract

This study aims to analyze the influence of liquidity, dividend policy, profitability, and company size on company value in manufacturing companies listed in the Jakarta Islamic Index (JII) in 2020-2024. In this study, a quantitative method was used and the analysis method used was multiple regression of panel data with the help of the eviews program 12. The data of this study is secondary data. The data collection technique uses financial statements registered on the IDX website with purposive sampling techniques. The results of the study show that it partially shows that liquidity (X1) partially has no effect on the company's value (Y), this is proven by the company's value of 0.1503 > 0.05. The dividend policy (X2) partially has no effect on the company's value (Y), this is evidenced by showing the company's value of 0.1693 > 0.05. Profitability (X3) partially affects the value of the company (Y), this is proven to show a probability value of 0.0010 < 0.05. The size of the company (X4) partially affects the value of the company (Y), this is proven by showing a probability value of 0.0074 < 0.05. The results of simultaneous hypothesis testing showed that liquidity, dividend policy, profitability and company size had an influence on the company's value.
PENGARUH MANAJEMEN MODAL KERJA TERHADAP RETURN ON ASSETS PADA PERUSAHAAN OTOMOTIF DAN KOMPONEN YANG TERDAFTAR DI ISSI Aisyah; Ahmad Syahrizal
E-Jurnal Manajemen Vol. 15 No. 1 (2026)
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EJMUNUD.2026.v15.i1.p03

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh manajemen modal kerja terhadap return on assets pada perusahaan otomotif dan komponen yang terdaftar di Indeks Saham Syariah Indonesia (ISSI) periode 2019 sampai dengan 2023. Dalam penelitian ini menggunakan metode kuantitatif, dengan analisis data yang digunakan adalah data panel kemudian diolah dengan menggunakan Eviews 12. Sampel pada penelitian ini sebanyak 8 perusahaan dengan menggunakan teknik purposive sampling. Hasil penelitian menunjukkan bahwa secara parsial, cash turnover tidak berpengaruh signifikan terhadap return on assets, sedangkan inventory turnover dan receivable turnover berpengaruh signifikan terhadap return on assets. Secara simultan, variabel cash turnover, inventory turnover dan receivable turnover berpengaruh signifikan terhadap return on assets. Sedangkan nilai dari koefisien Determinasi sebesar 0,810 atau 81 persen. Hal ini menunjukan bahwa cash turnover, inventory turnover dan receivable turnover memberikan pengaruh sebesar 81persen terhadap peningkatan return on asset sedangkan 19 persen sisanya dipengaruhi oleh variabel lain di luar dari penelitian ini.   This study aims to analyze the effect of working capital management on return on assets in automotive and component companies listed on the Indonesian Sharia Stock Index (ISSI) for the period 2019 to 2023. This study uses a quantitative method, with data analysis used is panel data then processed using Eviews 12. The sample in this study was 8 companies using a purposive sampling technique. The results of the study indicate that partially, cash turnover does not have a significant effect on return on assets, while inventory turnover and receivable turnover have a significant effect on return on assets. Simultaneously, the variables cash turnover, inventory turnover and receivable turnover have a significant effect on return on assets. While the value of the Determination coefficient is 0.810 or 81 percent. This shows that cash turnover, inventory turnover and receivable turnover have an 81 percent effect on increasing return on assets while the remaining 19 percent is influenced by other variables outside of this study.
Praktik Jual Beli Online pada Akad Salam pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam Jumarnawati Jumarnawati; Ahmad Syahrizal
ARZUSIN Vol 5 No 6 (2025): DESEMBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v5i6.8495

Abstract

The development of the digital era has driven a significant transformation in economic activity through the use of e-commerce, which has changed transaction patterns between consumers and business actors, so that in the context of Islamic economics it is necessary to apply contracts that comply with Islamic principles in order to avoid elements of injustice and ambiguity. This study aimed to analyze online buying and selling practices using the akad salam conducted by students of the Faculty of Islamic Economics and Business. The research employed a qualitative approach with a field research design, involving 20 students as informants selected through purposive sampling. Data were collected through in-depth interviews and documentation, and were then analyzed using qualitative descriptive techniques. The results show that students’ online buying and selling practices generally reflect the application of the akad salam, particularly in terms of advance payment, clarity of product specifications, and agreed timing and mechanisms for product delivery. Transactions are conducted through various digital platforms and social media by utilizing non-cash payment systems and, in general, already fulfill the pillars and conditions of sale in Islam, as well as sharia business principles such as honesty, justice, product permissibility, and a spirit of mutual assistance, although several obstacles in technical implementation remain. These findings contribute to strengthening contemporary fiqh muamalah studies in the context of e-commerce and underscore the importance of enhancing literacy on sharia contracts among students as prospective Islamic economic actors in the digital era.
Analisis Penerapan PSAK No. 409 mengenai Penyajian Laporan Keuangan Dana pada LAZ Insan Madani Jambi Fadilatul Rohmah; Ahmad Syahrizal; Muthmainnah Muthmainnah
ARZUSIN Vol 6 No 1 (2026): FEBRUARI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i1.9012

Abstract

The management of zakat, infak, and sedekah requires an accountable and transparent accounting system so that entrusted public funds can be professionally reported, while studies that specifically analyze the implementation of PSAK No. 409 as the latest standard in lembaga amil zakat remain relatively limited. This study aims to analyze the implementation of zakat accounting based on PSAK No. 409 at LAZ Insan Madani Jambi and to identify the constraints encountered in its implementation process. The research employed a qualitative approach with a case study design, involving key informants from management and finance staff selected through purposive sampling. Data were collected through interviews, observations, and documentation, then analyzed using qualitative descriptive techniques. The findings show that LAZ Insan Madani Jambi has applied the principles of PSAK No. 409 reasonably well in the recognition and measurement of zakat, infak, and sedekah funds, whereby receipts are recognized when cash or non-cash assets are received and distributions are recorded as deductions from funds. However, the implementation of the standard is not yet optimal in terms of financial statement presentation, as the Statement of Cash Flows and Notes to the Financial Statements have not been prepared in accordance with PSAK No. 409 requirements. The study also identifies internal constraints in the form of limited human resource competence in fully understanding the standard, and external constraints in the form of low muzakki literacy regarding the function of financial statements as instruments of accountability. These findings provide practical contributions to strengthening the implementation of PSAK No. 409 in lembaga amil zakat and underscore the importance of enhancing human resource capacity and public education to support transparency and the sustainability of zakat management.
Pengaruh Kepercayaan dan Kualitas Pelayanan terhadap Keputusan Nasabah dalam Menggunakan Produk Pembiayaan di Koperasi BMT Al-Ishlah Kota Jambi Ana Sukma Aprilla; Ahmad Syahrizal; Saijun Saijun
Jurnal Manajemen dan Ekonomi Kreatif Vol. 4 No. 3 (2026): Juli: Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jumek.v4i3.702

Abstract

Trust and service quality are important factors that can influence customer decisions in using financing products at Islamic financial institutions. The BMT Al-Ishlah Cooperative in Jambi City, as one of the Islamic microfinance institutions, is required to be able to increase trust and provide quality services to attract customer interest. This study aims to determine the effect of trust and service quality on customer decisions in using financing products using a quantitative associative approach method and a sample of 76 respondents. The instruments used were observation and a questionnaire with a Likert scale. Data analysis techniques used in this study include descriptive analysis, validity tests, reliability tests, classical assumption tests, multiple linear regression analysis, partial tests (t-tests), simultaneous tests (F-tests), and coefficients of determination (R²). The results show that partially trust has a positive but insignificant effect on customer decisions, while service quality has a positive and significant effect. Simultaneously, trust and service quality have a significant influence on customer decisions with a coefficient of determination (R²) value of 0.662 or 66.2%, which means that the variables of trust and service quality are able to explain customer decisions by 66.2%, while the remaining 33.8% is influenced by other variables outside this study.
STRATEGI MARKETING MIX DALAM UPAYA MENINGKATKAN JUMLAH NASABAH PEMBIAYAAN IJARAH DI BMT AL ISHLAH KOTA JAMBI Sholikhah Ratna Dewi; Habriyanto; Ahmad Syahrizal
Jurnal Publikasi Manajemen Informatika Vol. 2 No. 3 (2023): SEPTEMBER: JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v2i3.1257

Abstract

Penelitian ini bertujuan untuk mendeskripsikan strategi marketing mix dalam upaya meningkatkan jumlah nsabah pembiayaan ijarah di BMT Al-Ishlah Kota Jambi. Dalam hal ini penulis membatasi masalah yang dibahas yaitu hanya pemaparan tentang bagaimana strategi marketing mix, faktor penghambat dan upaya yang dilakukakan BMT Al-Ishlah Kota Jambi dalam meningkatkan jumlah nasabah pembiayaan ijarah. Oleh karena itu, secara tidak langsung penelitian ini dapat memberikan manfaat seperti, menambah pengetahuan dan pengalaman, sebagai bahan untuk melakukan penelitian khususnya yang memiliki relevansi dengan penelitian ini. Jenis penelitian ini adalah deskriptif analisis dengan metode kualitatif. Jenis dan sumber catat penelitian ini berupa data primer (bersumber dari hasil penelitian dilapangan) dan data sekunder (data yang tidak langsung memberikan data kepada peneliti seperti dokumen resmi website dll). Teknik pengumpulan data dilakukan dengan tiga cara, yaitu wawancara, observasi, dan dokumentasi. Analisis yang dilakukan dengan menggunakan (1) Reduksi Data, (2) Penyajian Data, (3) Conclusing Drawing/Verification. Berdasarkan hasil penelitian dan pembahasan dapat disimpulkan hal berikut. BMT Al-Ishlah menarik nasabah agar pembiayaan ijarah meningkat dengan Strategi marketing mix menggunakan 7P diantaranya yaitu: product, price, place, promotion, people, process, physical evidence, ketuju marketing mix ini sudah diterapkan akan tetapi belum berjalan maksimal dalam penerapannya. Faktor penghambat dihadapi BMT Al-Ishlah yakni dari segi sumber daya manusia, peran DPS (Dewan Pengawas Syariah) yang masih lemah, serta dana untuk mempromosikan produk-produk BMT, sarana dan prasarana seperti teknologi yang masih terbatas. Adapun cara mengatasinya dengan meningkatkan jumlah nasabah dan meningkatkan sumber daya manusia dengan menerapkan 5C yaitu: character, capacity, capital,collateral, conditional of economic.
Pengaruh Kinerja Keuangan Terhadap Harga Saham Pada Perusahaan Sektor Properti Dan Real Estate Suhar; Ahmad Syahrizal; Novi Ayu Lestari
Jurnal Publikasi Manajemen Informatika Vol. 2 No. 3 (2023): SEPTEMBER: JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v2i3.2076

Abstract

This study aims to examine the effect of the financial performance of the liquidity ratio, Debt to assets ratio, Return on investment on stock prices in property and real estate sector companies listed on the Indonesia Stock Exchange for the 2016-2021 period. The independent variable used is financial performance and the dependent variable used is stock price. The data used in this research is secondary data. The population and sample are 8 samples multiplied by 6 years, so there are 48 samples. The sample was selected using purposive sampling method. The analytical method used in this study is multiple linear which is processed using SPSS IBM 22 and Microsoft Excel 2010. The results of this study indicate that the independent variables of financial performance from liquidity ratios, Debt to assets ratio, Return on investment have a significant effect on stock prices .