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MEMBANGUN KEMITRAAN UNIVERSITAS DENGAN PEMERINTAH DAERAH DALAM PENGEMBANGAN EKONOMI KREATIF BERBASIS SYARI’AH DI JAWA BARAT Dadang Husen Sobana; Mia Lasmi Wardiyah
Al-Muamalat: Jurnal Ekonomi Syariah Vol 5, No 2 (2018): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v5i2.5164

Abstract

ABSTRAKAda beberapa kendala yang dihadapi UMKM di antaranya adalah keterkaitan dengan prospek usaha yang kurang jelas serta perencanaan, visi dan misi yang belum mantap. Ini terjadi karena UMKM bersifat income gathering yaitu menaikkan pendapatan, dengan ciri-ciri sebagai berikut: merupakan usaha milik keluarga, menggunakan teknologi yang masih relatif sederhana, kurang memiliki akses permodalan (bankable), dan tidak ada pemisahan modal usaha dengan kebutuhan pribadi, kurangnya akses informasi, khususnya informasi pasar. Tujuan penelitian untuk membangun suatu model kemitraan yang ideal antara Universitas Islam Negeri (UIN) Sunan Gunung Djati Bandung dengan Pemerintah Provinsi Jawa Barat dalam pengembangan industri ekonomi kreatif berbasis Syari’ah. Penelitian ini menggunakan metode deskriptif analitik, suatu penelitian untuk memberikan data yang seteliti mungkin tentang masalah yang dibahas. Adapun teknik pengumpulan data yang dikumpulkan melalui observasi, wawancara dan studi kepustakaan. Hasil penelitian menunjukan, model kemitraan yang ingin di bangun antara UIN SGD dan Pemerintah Provinsi Jawa Barat adalah model an-Nashirul Kaffah, dengan aqad mudharabah atau musyarakah.
UIN Bandung Community Service: Fun Learning Boosts Student Motivation at SDN Mekarbakti, Mekarsari Village Al Mighwar, Muhammad; Kusnawan, Aep; Supratman, Iman; Husen Sobana, Dadang; Suci Asih, Vemy; Sopiah, Evi; Siti Nurazizah, Fitri; Saepul Akbar, Yosep; Rifaldy, Rizky
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 8 No. 1 (2024): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 3 Indexed)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.008.1.04

Abstract

The Community Engagement Program (KKN) of UIN Bandung in 2023 was organized and implemented based on Community Empowerment (Sisdamas), with a focus on fostering Religious Moderation in villages, tailored to community needs and the academic backgrounds of participating students. Through the Fun Learning method, the initiative aimed to boost student learning motivation at SDN Mekarbakti, Mekarsari Village, Bandung Regency. By integrating Participatory Action Research and qualitative research approaches, the implementation of Fun Learning methods, including educational games, arts and creativity activities, group discussions, and class projects, proceeded through four structured cycles: citizen meetings and social reflection, community organizing and social mapping, participation planning, action, monitoring, and evaluation. The results of community empowerment demonstrated a significant boost in student participation, interest in learning, academic performance, and positive feedback from teachers and parents. They assessed that this learning approach was more effective in enhancing student motivation than conventional methods, aligning with various contemporary theories and research findings.
ANALISIS RISIKO OPERASIONAL BANK BRI KANTOR CABANG CIANJUR PADA MASA PANDEMI COVID-19 Sobana, Dadang Husen; Quraisyn, Aisyah Quraisyn; Kusumawadani, Ayu; Hermawati, Dela Hermawati; Layusa, Nadia; Putri, Pujiyanti Nurul; Habibah, Sri; Agustin, Widya Nur
Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah Vol 1, No 1 (2021): Maret
Publisher : Universitas Suryakancana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (347.562 KB) | DOI: 10.35194/arps.v1i1.1290

Abstract

ABSTRAKPenelitian ini bertujuan untuk mengetahui manajemen risiko yang dilakukan oleh PT. BRI KC Cianjur pada masa pandemi  Covid-19. Penelitian ini menggunakan metode kualitatif degan pendekatan studi kasus. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah wawancara. Tekik analisis yang digunakan dalam penelitian ini adalah eksplanasi atau penjelasan. Hasil penelitian ini menunjkkan bahwa risiko operasional dibagi menjadi dua yaitu risiko ke nasabah dan risiko ke bank, diantaranya adalah pembatasan kantor layanan, beban operasional meningkat, dan juga penurunan laba. Faktor penyebab terjadinnya risiko operasional dibagi menjadi faktor internal dari bank dan faktor eksternal dari nasabah, cara yang dilakukan oleh BRI KC Cianjur untuk menanggulangi risiko operasional yang terjadi adalah dengan fokus pada kedua faktor tersebut, mengoptimalkan pengawasan bagi segenap pegawai (internal) dan juga mengoptimalkan pengawasan bagi nasabah (eksternal). ABSTRACTThis study aims to determine the risk management carried out by PT. BRI KC Cianjur during Covid-19 pandemic. This study uses a qualititative method with a case study approach. The data collection technique used in this study was interviewed. The analysis technique used in this research is an explanation or exsplanation. The result of this study indicate that operasional risk in divied into two, namely the risk to the customer and the risk to the bank, including limitation of service offices, increased operating expenses and decreased profit. The factors that couse operasional risk are divided into internal factors from the bank and external factors from customer, the method used by BRI KC Cianjur to overcome operasional risk that occurs is to focus on these 2 factors, optimize controlling for all employees (internal) and also optimize controlling for customers (eksternal)
PENGARUH GROSS PROFIT MARGIN DAN RETURN ON EQUITY TERHADAP PRICE SHARE PADA PERUSAHAAN SEKTOR PERTANIAN YANG TERDAFTAR DI INDEKS SAHAM SYARIAH INDONESIA (ISSI) (STUDI DI PT. ASTRA AGRO LESTARI TBK. PERIODE 2009-2018) Rahmawati, Windi; Sobana, Dadang Husen
Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah Vol 1, No 1 (2021): Maret
Publisher : Universitas Suryakancana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (619.898 KB) | DOI: 10.35194/arps.v1i1.1306

Abstract

ABSTRAKKemajuan ekonomi negara bisa di lihat dari banyaknya para investor yang menanamkan modalnya di pasar modal khususnya produk saham, dengan pengharapan dapat keuntungan (return) pada waktu yang telah di tentukan. Namun dalam investasi saham perlu memperhatikan beberapa faktor yang dapat mempengaruhi harga saham yang bisa dijadikan pertimbangan investor untuk membeli saham tersebut. Beberapa faktor tersebut diantaranya Gross Profit Margin dan Return On Equity. Penelitian ini bertujuan untuk mengetahui pengaruh Gross Profit Margin secara parsial terhadap Price Share pada PT. Astra Agro Lestari Tbk. periode 2009-2018; untuk mengetahui Return On Equity secara parsial terhadap Price Share pada PT. Astra Agro Lestari Tbk. periode 2009-2018; dan untuk mengetahui pengaruh pengaruh Gross Profit Margin dan Return On Equity secara simultan terhadap Price Share di PT Astra Agro Lestari Tbk. periode 2009-2018.  Penelitin ini menggunakan metode deskriptif dengan pendekatan kuantitatif. Metode penelitian dengan mengunakan analisis secara parsial yaitu dengan analisis regresi sederhana, analisis korelasi pearson product moment, koefisien determinasi dan uji t serta dengan analisis simultan yaitu dengan analisis regresi berganda, korelasi berganda dan uji F. Analisis pada penelitian ini didukung dengan menggunakan aplikasi SPSS for windows versi 25. Data yang digunakan adalah data sekunder dari website Bursa Efek Indonesia (www.idx.co.id) dan PT. Astra Agro Lestari Tbk. (www.astra-agro.co.id) periode 2009-2018. ABSTRACTThe country's economic progress can be seen from the number of investors who invest in the capital market, especially stock products, with the expectation of a return at a predetermined time. However, in-stock investing, it is necessary to pay attention to several factors that can affect the stock price that investors consider buying these shares. Some of these factors include Gross Profit Margin and Return On Equity. This study aims to determine the effect of partial Gross Profit Margin on Price Share at PT. Astra Agro Lestari Tbk. 2009-2018 period; to know the Return On Equity partially to the Price Share at PT. Astra Agro Lestari Tbk. 2009-2018 period, and to determine the effect of Gross Profit Margin and Return On Equity simultaneously on the Price Share at PT Astra Agro Lestari Tbk. 2009-2018 period. This research uses a descriptive method with a quantitative approach. The research method used partial analysis, namely simple regression analysis, Pearson product-moment correlation analysis, coefficient of determination and t-test, and simultaneous analysis, namely by multiple regression analysis, multiple correlations and F test. The analysis in this study was supported by using the SPSS application for Windows version 25. The data used are secondary data from the Indonesia Stock Exchange website (www.idx.co.id) and PT. Astra Agro Lestari Tbk. (www.astra-agro.co.id) 2009-2018 period.
Exploring the Intention Purchase of Halal Food Products: Evidence from Indonesian Non-Muslim Consumers Suci Asih, Vemy; Yulandri, Elsa; Gojali, Dudang; Husen Sobana, Dadang; Setiawan
Journal of Business Management and Islamic Banking Vol. 2 No. 3 (2023)
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jbmib.v2i3.2088

Abstract

Research Aims:  It is necessary to know what factors attract non-Muslims to consume halal food products so that the right marketing strategy is obtained to expand that market. Research Method: The approach used is descriptive quantitative, multiple regression analysis. The characteristics of the study sample are Indonesian non-Muslims. Data was obtained through questionnaires, with a sample of 180 respondents. Research Findings: The results of the study show the variables that influence the intention to purchase halal products are product ingredients, product safety, and subjective norms. Product awareness does not affect the intention to purchase non-Muslim halal products. Originality: There is no research that discusses the factors that influence purchase intention, with a sample of Indonesian non-Muslims, and with the same variables as this study. Implication: Halal food products are available and can be consumed by Muslim and non-Muslim communities, so halal products have great potential to continue to grow.
The Effect of Interest in becoming a Sharia Bank Customer to Students of FEBI Universitas Suryakancana, Indonesia Sobana, Dadang Husen; Anjani, Melani Salsabila
Talaa : Journal of Islamic Finance Vol. 1 No. 2: December 2021
Publisher : Department of Sharia Financial Management IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (629.176 KB) | DOI: 10.54045/talaa.v1i2.350

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This research is motivated by the main problem which considers the concept of Islamic banks to be the hsame as conventional banks. This study aims to describe the effect of prevention and knowledge of Islamic banking products on the interest in becoming a customer of Islamic banks in FEBI students of the Surya Kencana University. The method used is descriptive with a quantitative approach. The population was 581 FEBI students, so that the sample was taken by random sampling using the Slovin formula and obtained 86 respondents. The data analysis technique used multiple linear regression, coefficient of determination test, and hypothesis testing. The results of the study concluded that partially the motivation to avoid usury had an effect on the interest in becoming a sharia bank customer in FEBI students. No doubt with a contribution of 21.9%. Then, knowledge of Islamic banking products affects the interest in becoming a customer of Islamic banks in FEBI Elements students with a contribution of 46.4%. Simultaneously, avoiding usury and product knowledge have an effect on interest in becoming a sharia bank customer in FEBI Element students with a contribution of 68.3% with a strong coefficient proportion. While the remaining 31.7% is influenced by other factors outside the variables not examined with a low proportion coefficient.
TAWHIDI STRING RELATIONS (TSR) DALAM EPISTIMOLOGI ISLAM DAN BARAT: MERAJUT INTERCORRELATION DALAM EKONOMI ISLAM Endang Jumali; Dadang Husen Sobana
Gunung Djati Conference Series Vol. 42 (2024): Seminar Nasional Ekonomi dan Bisnis Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini membahas relasi string Tawhidi (Tawhidi String Relations atau TSR) dalam epistemologi Islam dan Barat serta upaya merajut interkorrelasi dalam ekonomi Islam. TSR sebagai salah satu konsep dalam epistemologi Islam berusaha mengintegrasikan nilai-nilai Tauhid dengan pengetahuan ilmiah, menghubungkan prinsip-prinsip keesaan Allah dengan aplikasi praktis dalam berbagai disiplin ilmu, termasuk ekonomi. Dalam ekonomi Islam, TSR menawarkan pendekatan yang holistik dan komprehensif yang berbeda dengan epistemologi Barat yang cenderung dualistik dan sekuler. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi pustaka, mengumpulkan data dari berbagai literatur yang relevan. Hasil penelitian menunjukkan bahwa TSR dapat menjadi landasan filosofis yang kuat dalam mengembangkan ekonomi Islam yang berkeadilan dan berkelanjutan, dengan menekankan integrasi antara ilmu pengetahuan dan nilai-nilai agama. Penelitian ini juga mengidentifikasi tantangan dan peluang dalam penerapan TSR dalam konteks modern, serta memberikan rekomendasi untuk penelitian lebih lanjut.
Determinan Dana Pihak Ketiga Bank Umum Syariah Di Indonesia Dadang Husen Sobana; Ricky Hamzah; Sri Habibah
JPS (Jurnal Perbankan Syariah) Vol 2 No 2 (2021): JPS (Jurnal Perbankan Syariah) - October
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v2i2.389

Abstract

Third-party funds at Islamic commercial banks in Indonesia fluctuated. The factors that determine the accumulation of third-party funds are essential for Islamic banks' financial stability and management. This study aims to show and describe the effect of gross domestic product and inflation on third-party funds partially and simultaneously. The research method used is descriptive-associative with a quantitative approach. The population used is Islamic commercial banks in Indonesia. Data analysis using multiple linear regression. The results show that gross domestic product and inflation partially affect third-party funds in Islamic commercial banks in Indonesia. Meanwhile, simultaneously gross domestic product and inflation have a significant effect with a contribution of 85.5% to third-party funds in Islamic commercial banks in Indonesia. The increase in third-party funds depends on Indonesia's macroeconomic conditions, the dominant macroeconomic influencing the collection of third-party funds in Islamic commercial banks in Indonesia.
Implementasi Know Your Customer (KYC) sebagai Upaya Pencegahan Tindak Pencucian Uang di Industri Perbankan Indonesia Ginanjar Hasanudin; Jajang Nurjaman; Dadang Husen Sobana
Ekonomi Keuangan Syariah dan Akuntansi Pajak Vol. 2 No. 1 (2025): Ekonomi Keuangan Syariah dan Akuntansi Pajak (EKSAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/eksap.v2i1.809

Abstract

The application of the Know Your Customer (KYC) principles in the Indonesian banking sector plays a crucial role in preventing money laundering activities. KYC, which includes data collection, identity verification, transaction monitoring, and risk management, helps detect illegal activities as well as ensuring compliance with applicable regulations. This study aims to analyze the implementation of KYC as a measure for preventing money laundering in Indonesia and to evaluate the effectiveness of procedures applied by financial institutions. The research method used is a qualitative approach with a descriptive design through a literature review, which gathers and analyzes various written sources related to KYC and money laundering prevention. The findings of the study indicate that the implementation of KYC in Indonesia's banking sector is highly effective in detecting illegal activities and preventing money laundering. The money laundering case involving Rafael Alun Trisambodo illustrates how KYC procedures, such as transaction monitoring and careful data analysis, successfully uncovered money laundering practices and led to the prosecution of the perpetrators. With consistent and strict implementation of KYC, the banking sector can maintain the integrity of the financial system and prevent harmful abuses.
Analysis of Capital Structure Dividend Policy on Shariah Indexed in Indonesia Annisha Diva Nurizzah Sadiq; Agis Muksin; Siska Rahmayanti; Dadang Husen Sobana
Social Impact Journal Vol. 3 No. 2 (2024): Social Impact Journal
Publisher : GoResearch - Research & Publishing House

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61391/sij.v3i2.186

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This research analyzes the level of influence Debt to Equity Ratio (DER) and Dividend Payout Ratio (DPR) against Price to Book Value (PBV) at PT. Elnusa Tbk during the 2012-2022 period. The aim of this research is to determine the extent to which capital structure and dividend policy influence the market value of companies, especially companies that operate according to sharia principles listed on the Jakarta Islamic Index. Through multiple linear regression analysis, the research results show that DER and DPR do not have a significant effect on PBV, either individually or simultaneously. These two variables contribute 14.4% to PBV, which shows that other factors have a more dominant influence in determining the company's PBV value. These findings show that decisions related to capital structure and dividends at PT. Elnusa Tbk does not directly influence the company's market value, so other factors need to be considered in the company's financial strategy.