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Paradoks Kebahagiaan Dalam Pembangunan: Studi Regresi Data Panel Faktor Ekonomi dan Kesehatan di Negara-Negara Asia Timur Veranika Nabila; Zulfanetti .; Etik Umiyati; Siti Hodijah; Nurhayani .
JOURNAL OF SHARIA ECONOMICS Vol 7 No 2 (2025): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i2.1244

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This study aims to analyze the development of factors affecting the level of happiness in East Asian countries, namely Economic Growth, Unemployment, Education (Average Years of Schooling), Per Capita Income, and Health (Life Expectancy). The study employs descriptive analysis and panel data regression using the Fixed Effect Model (FEM) with secondary data from six East Asian countries Taiwan, Japan, South Korea, China, Mongolia, and Hongk ong covering the period 2014–2023. The results show that Economic Growth and Unemployment have a positive but insignificant effect on the Happiness Index, Education has a negative and significant effect, Per Capita Income has a positive and significant effect, while Health has a positive but insignificant effect. Based on the individual effects, Taiwan has the highest level of happiness, while Hongkong has the lowest due to high social and political pressures. Overall, development in East Asia has not yet fully improved happiness evenly across countries, indicating the need for policies focusing on social welfare and quality of life.
ANALISIS PENDAPATAN DAN KONSUMSI CREATIVEPRENEUR YANG BERPERAN SEBAGAI DIGITAL NOMAD DI KOTA JAMBI Ridho Utomo; Zulfanetti; Etik Umiyati
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 3 (2026): April
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i3.67853

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis karakteristik sosial ekonomi, tingkat pendapatan dan konsumsi, serta pengaruh pendapatan, jam kerja, dan engagement media sosial terhadap konsumsi creativepreneur yang berperan sebagai digital nomad di Kota Jambi. Penelitian menggunakan pendekatan kuantitatif dengan metode analisis deskriptif dan regresi linear berganda menggunakan program EViews 12. Sampel penelitian berjumlah 30 responden yang ditentukan dengan teknik sampling jenuh. Hasil penelitian menunjukkan bahwa responden didominasi usia produktif dengan tingkat pendidikan menengah hingga tinggi serta tanggungan keluarga relatif rendah. Rata-rata pendapatan responden sebesar Rp9.700.000 per bulan dengan rata-rata konsumsi sebesar Rp3.030.000 per bulan. Hasil regresi menunjukkan bahwa pendapatan, jam kerja, dan engagement media sosial berpengaruh positif dan signifikan terhadap konsumsi baik secara parsial maupun simultan. Nilai koefisien determinasi menunjukkan bahwa model mampu menjelaskan variasi konsumsi sebesar 68,75 persen. Penelitian ini menunjukkan bahwa peningkatan produktivitas kerja dan optimalisasi pemanfaatan media sosial berperan dalam meningkatkan stabilitas ekonomi pelaku usaha kreatif berbasis digital. Kata Kunci: Creativepreneur, Digital Nomad, Engagement Media Sosial, Konsumsi, Pendapatan Abstract This study aims to analyze socio-economic characteristics, income and consumption levels, and the influence of income, working hours, and social media engagement on the consumption of creativepreneurs acting as digital nomads in Jambi City. The research employed a quantitative approach using descriptive analysis and multiple linear regression with EViews 12 software. The sample consisted of 30 respondents selected through a saturated sampling technique. The results show that respondents are dominated by productive-age individuals with medium to high education levels and relatively low family dependents. The average monthly income was IDR 9,700,000 with an average consumption of IDR 3,030,000. Regression analysis indicates that income, working hours, and social media engagement have a positive and significant effect on consumption both partially and simultaneously. The coefficient of determination shows that the model explains 68.75 percent of the variation in consumption. The findings imply that increased work productivity and optimal use of social media contribute to improving the economic stability of digital-based creative entrepreneurs. Keywords: Consumption, Creativepreneur, Digital Nomad, Income, Social Media Engagement
ANALISIS RASIO KEUANGAN APBD UNTUK MENILAI KINERJA KEUANGAN PEMERINTAH DAERAH KABUPATEN DHARMASRAYA Dwi Lafia; Umiyati, Etik; Nurjanah, Rahma
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.46559

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This study aims to analyze the development of the Regional Revenue and Expenditure Budget (APBD) and evaluate the financial performance of the Dharmasraya Regency Government during 2015–2024 through financial ratio analysis. The study used secondary time series data from the Regional Government Financial Report (LKPD) and Budget Realization Reports (LRA) of Dharmasraya Regency and applied a descriptive qualitative method. The results showed that APBD development fluctuated during the period. The regional financial independence ratio was 10.56 percent (very low), indicating strong dependence on central transfers. The PAD effectiveness ratio was 93.21 percent (moderately effective), while the financial efficiency ratio was 89.61 percent (moderately efficient). The fiscal decentralization ratio was 9.31 percent (very poor). The operational expenditure harmony ratio reached 76.01 percent (good), whereas the capital expenditure harmony ratio was 23.50 percent (poor). In addition, the PAD growth ratio was 9.72 percent (low). Overall, the financial performance of Dharmasraya Regency still needs improvement through PAD optimization.
Pengaruh Kemandirian Fiskal, Belanja Operasi Dan Tenaga Kerja Terhadap Pertumbuhan Ekonomi Di Indonesia Rina Chrisnawati; Etik Umiyati; Rosmeli
JOURNAL OF SHARIA ECONOMICS Vol. 8 No. 1 (2026): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/95tsq058

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This study aims to analyze the development and the influence of fiscal independence ratio, operating expenditure ratio, and labor force on economic growth in 34 provinces in Indonesia during the period 2020–2024. The analysis method employed is panel data regression using the Fixed Effects Model (FEM) approach, following the results of the Chow test and Hausman test. The results show that the fiscal independence ratio has a positive and significant effect on economic growth. The operating expenditure ratio also has a positive and significant effect on economic growth. Meanwhile, the labor force variable has a negative but insignificant effect on economic growth. The Adjusted R-Square value of 0.6890 indicates that the three independent variables together can explain 68.90 percent of the variation in economic growth. Descriptively, the 2020–2024 period was marked by economic contraction due to the Covid-19 pandemic in 2020, followed by strong recovery in 2021–2022 and stabilization in 2023–2024. There is a clear disparity between regions, where Java Island dominates fiscal independence and labor absorption, while eastern Indonesia shows high economic growth driven by the mining sector but still has low fiscal independence.
Analisis Pengaruh Investasi, Tenaga Kerja, dan Upah Minimum Provinsi terhadap PDRB Industri Pengolahan di Provinsi Jambi Zahra Septira; Etik Umiyati; Rahma Nurjanah
Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah Vol. 1 No. 5 (2025): Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah (Bulan November 2025)
Publisher : PT. Saha Kreasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64788/ar-rasyid.v1i5.30

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This study aims to examine the development and analyze the effect of investment, labor force, and provincial minimum wage on the Gross Regional Domestic Product (GRDP) of the manufacturing industry sector in Jambi Province during the period 1995–2024. The data used in this study are secondary data obtained from the Central Bureau of Statistics (BPS) of Jambi Province. This research employs a descriptive quantitative approach using multiple linear regression analysis through the Cobb-Douglas production function model. The results of the study show that (1) the average growth of the manufacturing industry’s GRDP in Jambi Province during the period 1995–2024 was 4.80 percent; investment grew by 11.12 percent, labor force by 1.8 percent, and UMP by 13.1 percent; and (2) the results of multiple linear regression analysis indicate that investment, labor force, and UMP variables have both partial and simultaneous positive and significant effects on the GRDP of the manufacturing industry sector in Jambi Province.
Analisis Pengaruh Literasi Keuangan, Dukungan Finansial, Lingkungan Sosial, dan Financial Technology terhadap Perilaku Keuangan Mahasiswa (Studi Kasus Mahasiswa FEB Universitas Jambi) Alberth Cristian Ambarita; Etik Umiyati; Helen Parkhurst
Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah Vol. 1 No. 5 (2025): Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah (Bulan November 2025)
Publisher : PT. Saha Kreasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64788/ar-rasyid.v1i5.86

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This study aims to (1) identify student characteristics related to financial literacy, financial support, social environment, and financial technology (2) analyze the influence of financial literacy, financial support, social environment, and financial technology on the financial behavior of students at the Faculty of Economics and Business, Jambi University. The research employed a quantitative approach using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method with the SmartPLS 4 software. A total of 98 respondents were selected through the Slovin formula, consisting of active students from various study programs within the faculty. The results show that financial literacy, financial support, and social environment have a positive and significant effect on students’ financial behavior, while financial technology has a positive but insignificant effect. The R-Square value of 0.757 indicates that 75.7% of the variation in financial behavior can be explained by the four independent variables, while the remaining 24.3% is influenced by other factors not included in the model. These findings suggest that students’ financial behavior is primarily influenced by knowledge and environmental factors rather than technological aspects.
The Dynamic Determinants of Human Development in ASEAN: Evidence from the GMM System Model Etik Umiyati; Faradina Zevaya; Fadwa Rhogib Asfahani
Jurnal Ekonomi Pembangunan Vol. 23 No. 2 (2025): Jurnal Ekonomi Pembangunan
Publisher : Department of Development Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jep.v23i2.23443

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Disparities in quality of life between regions and the phenomenon of economic growth that is not always linear with equitable welfare distribution are major challenges in development today. This study examines to analyze the dynamic determinants of the human development index and its implications for regional mobility within the framework of Klassen typology. The observation period spans from 2018 to 2023. Using the System Generalized Method of Moments (GMM) approach to overcome endogeneity issues, this study estimates the impact of economic growth, economic freedom, government effectiveness, and inflation on the HDI. The findings results show that economic growth has a positive and significant effect on the HDI, with the long-run impact being much greater than the short-run impact. This confirms that improvements in quality of life are cumulative and require steady growth. Conversely, economic freedom is found to have a significant negative effect indicating that market liberalization without institutional maturity actually hinders equitable development. Meanwhile, government effectiveness and inflation did not show a significant effect, implying a gap in policy implementation. This study concludes that in order to encourage regional transition towards higher levels of development, policy strategies must focus on long-run economic growth sustainability and strengthening social safety nets before pursuing aggressive market liberalization.
DETERMINAN PENDAPATAN PEDAGANG DI PASAR TRADISIONAL AUR DURI KOTA JAMBI DENGAN JUMLAH PENJUALAN SEBAGAI VARIABEL INTERVENING Nurdiana Putri; Selamet Rahmadi; Etik Umiyati
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 13, No 1 (2026): NUSANTARA : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v13i1.2026.392-404

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Penelitian ini bertujuan untuk menganalisis karakteristik sosial ekonomi pedagang serta menganalisis faktor-faktor yang memengaruhi pendapatan pedagang, baik secara langsung maupun tidak langsung, dengan jumlah penjualan sebagai variabel intervening pada pedagang di Pasar Tradisional Aur Duri Kota Jambi. Data yang digunakan adalah data primer dengan jumlah sampel sebanyak 173 responden pedagang di Pasar Tradisional Aur Duri Kota Jambi. Metode analisis yang digunakan meliputi analisis deskriptif dan kuantitatif dengan pendekatan analisis jalur (path analysis) menggunakan alat analisis AMOS. Hasil penelitian menunjukkan bahwa variabel modal, jam kerja, dan lama usaha berpengaruh positif dan signifikan terhadap jumlah penjualan. Variabel modal, jam kerja, dan lama usaha tersebut juga berpengaruh positif dan signifikan terhadap pendapatan pedagang. Hasil analisis jalur menunjukkan adanya pengaruh tidak langsung antara modal, jam kerja, dan lama usaha terhadap pendapatan melalui jumlah penjualan sebagai variabel intervening.
Analysis of Cost, Income, and Feasibility of Areca Nut Seed Breeding Farming Business, Betara District, Tanjung Jabung Barat Regency Faisal Hamid; Erni Achmad; Zainul Bahri; Etik Umiyati; Nurhayani; Zamzami; Siti Hodijah
Indonesian Journal Economic Review (IJER) Vol. 6 No. 1 (2026): March
Publisher : Divisi Riset, Lembaga Mitra Solusi Teknologi Informasi (L-MSTI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59431/ijer.v6i1.722

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Indonesia is the ruler of areca nut exports in the world and 40% of Indonesia's total areca nut exports come from Jambi. The research was focus by Jambi’s strategic role in national areca nut production and exports, alongside persistent constraints in the upstream subsystem of agribusiness especially limited capital, production-cost variability, and uneven breeder capacity to consistently meet certification standards. A survey based descriptive quantitative approach was employed. Primary data were collected through structured interviews using questionnaires from three purposively selected certified breeders (from five existing units) who met the criteria of business ownership, a minimum of two years of operation, and active participation in certification. Secondary data were sourced from BPS and relevant provincial agencies. Analysis focused on fixed and variable cost components, total revenue, farm income (TR–TC), and feasibility using the Revenue–Cost (R/C) ratio. Results show that the average total production cost reached Rp 183,266,666/year, comprising seeding costs of Rp 71,889,427 and nursery costs of Rp 111,377,239. Average total revenue was Rp 692,156,067/year, generating an average income of Rp 508,889,401/year (= Rp 42,407,450/month). The mean R/C ratio was 3.5, indicating financial feasibility (R/C > 1). However, substantial income disparities among breeders suggest that scale, managerial capability, and cost control critically determine profitability. Strengthening cost efficiency, optimizing nursery land (including yard-based expansion), and improving compliance support for certification are recommended to enhance sustainability.
PELATIHAN AKUNTANSI BAGI PEDAGANG DI PASAR AUR DURI KOTA JAMBI Mukhzarudfa Mukhzarudfa; Moh. Ihsan; Zulfanetti; Heriberta; Etik Umiyati
MADANI: Jurnal Pengabdian Kepada Masyarakat Vol 10 No 2 (2024): MADANI: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM UPN Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53834/mdn.v10i2.9596

Abstract

Tujuan pengabdian kepada masyarakat ini adalah meningkatkan pengetahuan pedagang di pasar Aur Duri secara menyeluruh dan berkelanjutan tentang tata kelola keuangan. Selanjutnya meningkatkan kemampuan pedagang di Pasar Aur Duri dalam menyelenggarakan praktik akuntansi sesuai dengan ketentuan dan standar akuntansi keuangan.. Kemudian meningkatkan keterampilan pedagang di Pasar Aur Duri dalam mencatat serta menyusun dan menyajikan laporan keuangan. Metode pengabdian dilakukan dengan ceramah, diskusi serta dengan mengadakan pelatihan secara langsung dengan peserta, sehingga dengan diskusi diharapakn peserta mendapatkan informasi dan masukan yang lengkap mengenai bagaimana seharusnya pengelolaan keuangan itu dilakukan. Pelatihan pembuatan laporan keuangan yang lengkap dimulai dengan memberikan contoh kasus transaksi, dilakukan bimbingan terhadap penyusunan laporan keuangan tersebut yang meliputi pencatatan pembelian barang dagangan, pencatatan transaksi penjualan, laporan perhitungan keuntungan. Kepada peserta diberikan manual buku laporan keuangan pedagang pasar untuk dapat dilaksanakan dan dipraktikan sesuai dengan jenis kegiatan usahanya. Hasil dari kegiatan Pengabdian Kepada Masyarakat menunjukkan mayoritas belum melakukan pencatatan keuangan, dan tidak menegetahui bagaimana menyusun laporan keuangan yang benar, meskipun para pedagang mengetahui pentingnya melakukan pencatatan keuangan tersebut. Setelah Tim PPM memberikan pemahaman melalui penjelasan dan praktek langsung dalam membuat pencatatan dan laporan keuangan untuk kegiatan usaha,yang dijalankan peserta memahami dan mampu membuat laporan keuangan sesuai dengan jenis usaha dan dagangannya
Co-Authors Adi Bhakti Afrianita, Suci Alberth Cristian Ambarita Alin, Nessy Fameylan Amri Amir Amril Amril Andi Mulyadi Aqil , Muhammad Arman Delis Arman Delis Ayu SitiPatima Candra Mustika Candra Mustika Dio Caisar Darma Dwi Hastuti Dwi Hastuti Dwi Lafia Ekang Ardianto Eko Prasetyo Emilia Emilia Eristian Wibisono Erni Achmad Fadwa Rhogib Asfahani Fahrur Rozi Faisal Hamid Faradina Zevaya Faradina Zevaya Faradina Zevaya Febriani Sitanggang Fitri, Nuril Gio Azizi Nofrizal Hardiani Hardiani Haryadi Haryadi Haryadi Haryadi Haryadi Haryadi Hasibuan, Lailan Syafrina Hayatullah Humaini Helen Parkhurst Helen Parkhurst Heriberta Heriberta Inda Pati Sinambela Irwanto, Ajis Jaya Kusuma Edy Junaidi Junaidi Lesly, Lesly Ghina Devina Litta Rizki Ardiningrum Lubis, Fannysha Yana Luthvia Istiqomah M Safri M Syurya Hidayat M. Ridwansyah Maisyarah, Nyimas Dian Minati, Jurnia Moh. Ihsan Muhammad Firmansyah Muhammad Ridwansyah Mukhzarudfa, Mukhzarudfa Mustika, Candra Mutiara Mardatillah Nadya Agustin Nanda Pratama Nopriansyah Nopriansyah Novia Magdalena Br. Tindaon Nurdiana Putri Nurhayani Nurhayani Nurhayani . Nurhayani dan Rosmeli Nurhayani Rosmeli Nurhayani nurhayani Nurhayani Nurhayani Nurhayani Nurhayani Nurjanah, Rahma Nurjanah, Rahma NURUL HIDAYAH Nurwahyu Ningsih, Endah Parmadi Parmadi Parmadi Parok, Al Pebrian Rahmad Ramadhan Purwaka Purwaka Hari Prihanto Purwaka Hari Prihanto Putri, Ersanti Laras Eka Putriyaningsih, Dessy Ray, Ray Evando Redi Hermansyah Ridho Utomo Rina Chrisnawati Rino Afrialdo Rosminah, Rosminah Rts. Ivo Tri Aulia Sartika Rakasiwi, Ajeng Selamet Rahmadi Selamet Rahmadi Septina Sovia Sholatia Sholatia Siti Hodijah Siti Khodijah Sony Tian Dhora Suri, Putri Intan Syahrur Romi Syaparudin, syaparuddin Tasia Sapta, Liliana Tuty Cahya Azizah Veranika Nabila Waroko Hakim Wasi Riyanto Widiyanti, Heni Yulia Desti Sukma Yulmardi Yulmardi Zahra Septira Zainul Bahri Zakia Zakia Zamzami Zulfanetti Zulfanetti , Zulfanetti Zulfanetti . Zulfanetti Zulfanetti Zulfanetti Zulfanetti Zulfanetti Zulfanetti Zulfanetti, Zulfanetti Zulgani Zulgani