Article Per Year (5 Year)
p-Index From 2021 - 2026
4.918
P-Index
This Author published in this journals
All Journal CERMIN PERMANA IJIBE (International Journal of Islamic Business Ethics) Martabe : Jurnal Pengabdian Kepada Masyarakat NISBAH: JURNAL PERBANKAN SYARIAH ILTIZAM Journal of Sharia Economic Research International Journal of Economics, Business and Accounting Research (IJEBAR) BENING ad-Dawaa : Journal of Pharmaceutical Sciences Jurnal Inovasi Ekonomi Jurnal Pasar Modal dan Bisnis Journal of Economics and Business UBS Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Abdi Masya Jurnal Pengabdian Masyarakat Nusantara Journal Of World Science ASEAN Journal of Empowering Community Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Worksheet : Jurnal Akuntansi Jurnal Audit dan Perpajakan Konsentrasi: Jurnal Manajemen dan Bisnis Jurnal Desain Sains Arsitektur (DeSciArs) Jurnal Pengabdian Masyarakat Business, Management & Accounting Journal Countable (Contemporary Business and Sustainability Science)
Yuni Utami
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Immunology & microbiology Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mechanical Engineering Medicine & Pharmacology Public Health Social Sciences Other

Published : 53 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 53 Documents
Search

 2   3   4   5   6 
PEMANFAATAN LIMBAH PLASTIK MENJADI KERAJINAN TANGAN BAGI IBU-IBU PKK DESA MEJASEM BARAT, KECAMATAN KERAMAT, KABUPATEN TEGAL Amin, Mohammad Arridho Nur Amin; Indriasih, Dewi; Utami, Yuni
Jurnal Pengabdian Masyarakat Nusantara (JPMN) Vol. 2 No. 1 (2022): Februari - Juli 2022
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpmn.v2i1.580

Abstract

Tegal Regency is one of the regencies in Central Java Province which is located in the northwest. One of the sub-districts in Tegal Regency is Kramat District, in that district many residents only depend on their husbands for their needs, so PKK women take the initiative to make craft training from plastic waste, as well as realize the PKK basic program in preserving the environment, especially plastic waste. The method used in this community service activity is group-based as a medium of learning and mentoring, planning and monitoring. The number of participants who took part in this devotional activity was 15 people consisting of PKK women in West Mejasem Village. The result of this service is that the PKK women in West Mejasem Village have the knowledge and ability to develop skills in making decorative flowers from plastic waste, the decorations made are in the form of flowers which can later be sold and have more value when compared to plastic waste which is directly sold, It is hoped that with this training, the residents of West Jasem Village can have skills and become one of the other sources of income to increase their income.
Pengaruh ESG Disclosure, Retention Ratio, dan Likuiditas pada Nilai Perusahaan: Peran Moderasi Ukuran Perusahaan di Sektor Infrastruktur (2021–2023) asyifa, Ade julia; Wahyu Cahyaningtyas, Niken; Utami, Yuni
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 1 (2025): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/0ad98e98

Abstract

This study analyzes the efect of ESG Disclosure, Retention Ratio, and Liquidity on Firm Value, with Firm Size as a moderator, in Indonesian infrastructure companies (2021-2023). Using 109 observations. Results show ESG Disclosure and Liquidity negatively affect firm value, while Retention Ratio has no significant effect. Firm Size moderates the ESG Disclosure on firm value link but not the others. These findings highlight the importance of ESG and liquidity management, with firm size influencing only ESG’s effect, contributing to stakeholder and signaling theories in firm valuation
ANALISIS PENGARUH GOOD CORPORATE GOVERNANCE DAN RASIO KEUANGAN TERHADAP PROFITABILITAS PADA INDEKS INFOBAN15 Pebrilian, Nelsa; Hidayah, Lisna; Dewi, Dea Rosa Kusuma; Azzah, Hasna Afifah; Utami, Yuni
BENING Vol 12, No 1 (2025): MEI 2025
Publisher : University of Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/bening.v3i1.7675

Abstract

Sektor perbankan di Indonesia telah berhadapan dengan berbagai situasi yang penuh tekanan untuk mempertahankan nilai profitabilitas di tengah tantangan perekonomian global, meningkatnya risiko kredit bersamaan dengan peraturan yang lebih ketat. Mempertahankan Return on Assets (ROA) untuk tetap sehat merupakan salah satu tantangan yang paling penting. Penelitian ini mengidentifikasi gap dalam literatur yang ada, terutama terkait dengan pengaruh variabel seperti BOPO, LDR, Board Size, CAR dan Bank Size terhadap ROA. Serta bagaimana faktor-faktor ini berinteraksi dalam ketidakpastian ekonomi global dan perubahan regulasi. Populasi untuk penelitian ini yaitu perbankan konvensional yang terdaftar pada Indeks Infobank15 dengan menggunakan purposive sampling dalam pengambilan sampel, sebanyak 177 sampel yang diteliti. Berdasarkan dalam penelitian ini, data yang digunakan berasal dari data sekunder. Metode analisis yang digunakan adalah regresi linier berganda. Hasil penelitian menunjukkan bahwa BOPO berpengaruh positif terhadap profabilitas, LDR tidak berpengaruh terhadap profabilitas, Board Size berpengaruh negatif terhadap profabilitas, CAR tidak berpengaruh terhadap profabilitas, dan Ukuran Bank berpengaruh positif terhadap profabilitas.
PENGARUH NPL, BOPO, CAR, DAN GENDER DIVERSITY TERHADAP RETURN ON EQUITY (ROE) PADA BANK PERKREDITAN RAKYAT DI JAWA TIMUR Amaliyah, Tika; Alfiyah, Neti; Fawwas, Muhammad Rafi; Utami, Yuni
BENING Vol 12, No 1 (2025): MEI 2025
Publisher : University of Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/bening.v3i1.7296

Abstract

. Penelitian ini mengkaji Bank Perkreditan Rakyat (BPR) Jawa Timur yang terdaftar di Otoritas Jasa Keuangan (OJK) dari tahun 2021 hingga 2023. Ini melihat hubungan antara ROE dan variabel seperti Kredit Bermasalah( NPL), Beban Operasional terhadap Pendapatan Operasional (BOPO), Rasio Kecukupan Modal (CAR), dan Tata Kelola Perusahaan yang Baik (GCG) seperti yang ditunjukkan oleh Keragaman Gender. Tingginya tingkat kredit macet dan cerukan yang buruk menunjukkan operasi yang tidak efektif, risiko kredit yang lebih tinggi, dan tidak adanya pertimbangan terhadap nilai keragaman gender dalam penilaian risiko dan pengelolaan keuangan BPR. Penelitian ini memanfaatkan data yang diambil dari rekening keuangan tahunan BPR yang tersedia untuk umum yang dikelola oleh OJK. Penelitian ini menggunakan pendekatan kuantitatif yang mengandalkan analisis regresi linier berganda. Menurut temuan penelitian, ROE secara signifikan dipengaruhi secara negatif oleh NPL dan BOPO, dan secara positif, meskipun tidak signifikan, oleh CAR. Return on equity (ROE) dipengaruhi secara positif oleh keragaman gender. Temuan dari penelitian ini menyoroti nilai kredit bermasalah( NPL), efisiensi operasional, dan keragaman gender di tempat kerja sebagai faktor yang berkontribusi terhadap laba BPR. Kata kunci: Non-Performing Loan (NPL), Return on Equity (ROE), Biaya Operasional terhadap Pendapatan Operasional (BOPO), Capital Adequacy Ratio (CAR), Gender Diversity
PENGARUH DPK, CAR, BOPO, NPF, DAN ZPR TERHADAP MARKET SHARE DENGAN ROA SEBAGAI VARIABEL INTERVENING PADA BANK UMUM SYARIAH Federova, Ananda Silva; Amirah, Amirah; Utami, Yuni
NISBAH: Jurnal Perbankan Syariah Vol. 11 No. 1 (2025): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v11i1.20138

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR), Biaya Operasional Pendapatan Operasional (BOPO), Non-Performing Financing (NPF), Dan Zakat Performance Ratio (ZPR) Terhadap Market Share Dengan Return On Asset (ROA) Sebagai Variabel Intervening Pada Bank Umum Syariah Yang Terdaftar Di Otoritas Jasa Keuangan Periode 2021-2024. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis data sekunder yang diperoleh dari dokumentasi laporan keuangan perusahaan. Teknik analisis data menggunakan analisis regresi linier berganda dan path analysis. Hasil penelitian menunjukkan bahwa DPK berpengaruh terhadap Market Share, CAR berpengaruh terhadap Market Share, BOPO tidak berpengaruh terhadap Market Share, NPF berpengaruh terhadap Market Share, ZPR tidak berpengaruh terhadap Market Share. ROA berpengaruh terhadap Market Share. DPK berpengaruh terhadap Return On Asset, CAR berpengaruh terhadap ROA, BOPO berpengaruh terhadap ROA, NPF berpengaruh terhadap ROA, ZPR berpengaruh terhadap ROA. Return On Asset dapat memediasi pengaruh DPK terhadap Market Share, Return On Asset tidak dapat memediasi pengaruh CAR terhadap Market Share, Return On Asset dapat memediasi pengaruh BOPO terhadap Market Share, Return On Asset tidak dapat memediasi pengaruh NPF terhadap Market Share, Return On Asset dapat memediasi pengaruh ZPR terhadap Market Share.
The Influence of Leverage, Financial Performance, and Capital Structure on Firm Value: An Islamic Perspective with Managerial Ownership as a Moderating Variable Utami, Galuh Mega; Waskito, Jaka; Utami, Yuni
IJIBE (International Journal of Islamic Business Ethics) Vol 10, No 1 (2025): March 2025
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.10.1.58-72

Abstract

The objective of this research is to assess the extent to which leverage, financial performance, and capital structure affect firm value, and to evaluate whether managerial ownership moderates these relationships with empirical evidence sourced from energy companies registered on the IDX for the 2021–2024. The analysis uses 88 samples from a population of 83 companies, selected using purposive sampling. This study employs quantitative data from published financial statements on the IDX for 2021–2024. Data processing employed multiple linear regression and MRA, utilizing SPSS as the analytical tool. The study finds that leverage and financial performance significantly enhance firm value. Meanwhile, capital structure does not significantly enhance firm value. Furthermore, managerial ownership moderates the relationship between leverage and firm value by strengthening the effect, and moderates the relationship between capital structure and firm value by weakening the effect. However, managerial ownership does not significantly influence the interplay between financial performance and firm value.
Determinants of MSME Financing in OJK-Listed Regional Development Banks: An Islamic Perspective on Interest Rate as a Moderating Variable Fany, Firyal Afria; Utami, Yuni; Amirah, Amirah
IJIBE (International Journal of Islamic Business Ethics) Vol 10, No 1 (2025): March 2025
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.10.1.41-57

Abstract

This study aims to analyze the influence of third-party funds, non-performing loans, return on assets, and capital adequacy ratio on MSME financing distribution with interest rates as a moderating variable at regional development banks (RDBs) registered with the OJK (Financial Services Authority of Indonesia) during the 2020–2024 period. The research uses 115 samples from a population of 23 companies, selected using purposive sampling. This study employs quantitative data obtained from published financial statements of the OJK for 2020-2024. The analytical methods used are multiple linear and moderated analyses (MRA), processed using SPSS software. The study shows that third-party funds, return on assets, and capital adequacy ratio positively and significantly affect MSME financing. In contrast, non-performing loans have no significant impact. Interest rates significantly moderate the relationships between third-party funds, non-performing loans, and capital adequacy ratios with MSME financing. Conversely, they do not exhibit moderation on the relationship between ROA and MSME financing.
Firm Value dan Faktor Penentunya di Sektor Energi: Peran Strategis Komisaris Independen Rosalina; Waskito, Jaka; Utami, Yuni
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 11 No. 2 (2025): Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v11i2.4029

Abstract

The determination of firm value in the energy sector is influenced by internal performance and the effectiveness of corporate governance. This study aims to examine the determinants of firm value Return on Assets (ROA), Total Asset Turnover (TATO), and Debt to Equity Ratio (DER) and to assess the strategic role of Independent Commissioners as a governance mechanism in moderating these relationships. Using a quantitative approach and secondary data from the financial reports of 36 energy companies listed on the Indonesia Stock Exchange during 2020–2024, the analysis employed multiple linear regression and moderation regression techniques. The results show that ROA (β = 0.739; p = 0.001), TATO (β = 0.488; p = 0.000), and DER (β = 0.026; p = 0.001) have a significant positive effect on firm value. However, Independent Commissioners negatively moderate the effect of ROA (β = -6,687; p = 0,006) and DER (β = -0,301; p = 0,002) on firm value, and do not significantly moderate the effect of TATO (β = 0,505; p = 0,302). These findings suggest that the strategic role of Independent Commissioners in supporting firm value has not yet been fully effective in Indonesia’s energy sector.
Non-Performing Financing sebagai Mediasi dalam Hubungan Pembiayaan Syariah dan Profitabilitas Bank Umum Syariah di Indonesia Dewi, Risma Arlia Sinta; Utami, Yuni; Amirah
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 11 No. 2 (2025): Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v11i2.4165

Abstract

This study aims to examine the extent to which Sharia-based financing—comprising murabahah, musyarakah, mudharabah, qard, istishna, and ijarah contracts—affects the profitability of Islamic Commercial Banks in Indonesia, with non-performing financing (NPF) serving as a mediating variable.Data were collected from annual reports, the official websites of the OJK, IDX, and sample companies during the period 2020–2024, then analyzed using multiple linear regression and path analysis. The regression results indicate that all types of financing significantly influence profitability, with the largest contribution coming from istishna (β = 96.277; p < 0.001), followed by musyarakah (β = 71.895; p < 0.001), and mudharabah (β = 39.244; p < 0.001). Conversely, ijarah shows a negative effect on profitability (β = –2.598; p = 0.034). Regression analysis of NPF indicates that mudharabah, istishna, and ijarah have a significant positive effect on NPF, while murabahah, musyarakah, and qard have no significant effect. Path testing reveals that there is no mediation of NPF in the relationship between murabahah and profitability. However, significant mediation by NPF was found in the relationship between musyarakah, mudharabah, qard, istishna, and ijarah on profitability. These findings confirm that the effectiveness of Islamic financing in improving profitability is not only determined by the type of contract used but also highly dependent on the quality of financing risk management reflected in the NPF level.
CSR sebagai Moderasi Pengaruh EVA, MVA, PER, dan DER terhadap Return Saham Perusahaan Consumer Non-Cyclical Indonesia Alfiyah, Neti; Wahyu Cahyaningtyas, Niken; Utami, Yuni
Journal of Economics and Business UBS Vol. 14 No. 5 (2025): Journal of Economics and Business UBS
Publisher : Cv. Syntax Corporation Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52644/fak4j598

Abstract

Penelitian ni bertujuan untuk menguji pengaruh Economic Value Added, Market Value Added, Price Earnng Ratio dan Debt to Equity Ratio terhadap Retun Saham dengan Corporate Social Responbility sebagai moderasi pada perusahaan sektor consumer non-cyclical tahun 2021-2023. Data kuantitatif sekunder diambil dari aporan keuangan dan laporan keberlanjutan perusahaan sektor consumer non-cyclical yang terdaftar di Bursa Efek Indonesia tahun 2021_2023 dengan jumlah populasi 129 perusahaan dan 192 observasi. Metode analisis meliputi statistik deskriptif, uji asusi klasik, regresi linier berganda, dan Moderated Regression Analysis (MRA) menggunakan SPSS versi 22. Hasil penelitian menunjukkan bahwa EVA berpengaruh negatif terhadap return saham, PER berpengaruh positif signifikan terhadap return saham, MVA dan DER tidak berpengaruh signifikan terhadap return sahm. Selain itu, CSR terbukti mampu memoderasi pengaruh EVA dan MVA terhadap rerurn saham secara signifikan, namun CSR tidak mampu memoderasi hubungan antara PER dan DER terhadap return saham. Temuan ini mengindikasikan bahwa economic value added dan price earning ratio dapat meningkakan persepsi investor, sedangkan struktur utang yang tinggi diniai sebagai risiko yang menurunkan return. Implikasi penelitian ini menekankan pentingnya kinerja keuangan yang terukur dan komitmen sosial dalam menentukan nilai saham perusahaan.
Co-Authors Abdullah Mubarok Abdulloh Mubarok Adelia Meysa Putri, Ni Luh Made Agus Santoso Agus suprijono Aji, Wendi Yonspia Alfiyah, Neti Amalia, Amara Amaliyah, Tika Amin Prohatomo, Yudit Amirah Amirah, Amirah Anastasia, Elza Aldilla Asyifa, Ade Julia Awallia Oktaviani, Nur Azzah, Hasna Afifah Baihaqi Fanani Berliana, Lusy Fina D.A, Syafira Rizki Dewi Indriasih Dewi, Dea Rosa Kusuma Dewi, Risma Arlia Sinta Evelyn, Jane Fahreza, Viki Faiz Irsyad Prasetyo Fany, Firyal Afria Faridah Faridah Fawwas, Muhammad Rafi Federova, Ananda Silva Firmansyah, Fahmi Giri, Kadek Risna Puspita Gunistiyo, Gunistiyo Gunistyo, Gunistyo Hartono, Galatia Yesa Hengky Setiawan Hidayah, Lisna Ilham Ramadhan Nasution, Ilham Ramadhan Ira Maya Hapsari Jaka Waskita Jaka Waskito Jane Evelyn Listia Andela, Salsabila M Faqihudin Maju Binoto, Maju Mei Rani Amalia Mohammad Arridho Nur Amin Muhammad Siddik Erdi Wicaksono Mulyaningsih K, Naomi Sri Namira Ufrida Rahmi Neni Hendaryati Niken Wahyu Cahyaningtyas Ningrum, Eftika Riya Nur, Alny Miladia Oktaviani, Nur Awallia Pebrilian, Nelsa Permananingrum, Adila Prasetya, Victor Prasetyono, Agus Rahmawati, Septiana Galuh Riyadi, Ragil Anwar Rosalina Rozi, Facrul Sari, Metty Singgar Satria Ganefi, Hadi Setiani, Risma Meilana Setiawan, Hengky Siti Maghfiroh Sofhian Sofhian Sri Murdiati Sri Murdiati Sri Wahyuni Trisna, Ni Made Sukron, Muchamad Tabrani . Titik Sugianti Utami, Galuh Mega Wahyu Cahyaningtyas, Niken Wirayudha, Akhira Wiyanti, Sari Yuniarti Herwinarni