Article Per Year (5 Year)
p-Index From 2021 - 2026
5.483
P-Index
This Author published in this journals
All Journal Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan Jurnal Ilmiah Ekonomi Islam Jurnal Hadratul Madaniyah Syarikat : Jurnal Rumpun Ekonomi Syariah Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Tasharruf: Journal Economics and Business of Islam Al-Kharaj: Journal of Islamic Economic and Business JES (Jurnal Ekonomi Syariah Minhaj: Jurnal Ilmu Syariah Jurnal Manajemen Bisnis dan Keuangan Journal of Contemporary Islamic Education Islamiconomic: Jurnal Ekonomi Islam Jurnal Ekonomi Syariah dan Bisnis International Journal of Tourism and Hospitality in Asia Pasific Jurnal Ilmu Pendidikan dan Sains Islam Interdisipliner Jurnal Indonesia Sosial Teknologi AHKAM : Jurnal Hukum Islam dan Humaniora Innovative: Journal Of Social Science Research Journal of Islamic Education El Madani AL-SULTHANIYAH Journal of Principles Management and Bussines Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Innovative and Creativity Jalujur: Jurnal Pengabdian Masyarakat Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah International Journal of Islamic Business and Economics (IJIBEC) Jurnal Ilmu Ekonomi dan Bisnis (JUKONI) Indonesian Journal of Innovation Multidisipliner Research Jurnal Cendekia Ilmiah Jurnal An-Nahdah : Jurnal Ilmiah Keagamaan dan Kemasyarakatan
El Wafa, Faqih
Universitas Islam Negeri Antasari Banjarmasin
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

Published : 40 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 40 Documents
Search

 1   2   3   4 
Determinants Of The Decision Of Indonesian Workers (Tki) To Become Customers At Bank Syariah Indonesia Faqih El Wafa
Jurnal Indonesia Sosial Teknologi Vol. 4 No. 10 (2023): Jurnal Indonesia Sosial Teknologi
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jist.v4i10.764

Abstract

Hamlet, it can be concluded that Ampeldento Hamlet has a large area of 8x6m2 for a capacity of 5 service personnel. The service room has service tables, activity tables, 2 sets of Electronic Community Identity Card recording equipment, and remote benches intended for residents waiting for services. The Ampeldento Hamlet office does not yet have sufficient service facilities to provide services to residents such as at least a chair in the waiting room, there is no table for writing in the waiting room, and data tools do not yet exist. Facilities such as generators are not maximized, so when the electricity goes out, the service process will also stop everything, which means residents cannot get services. Hamlet Ampeldento in terms of reliability (reliability) in terms of reliability
The Potential of Halal Tourism for Regional Economy and Community Income: Evidence from South Kalimantan Syaugi Syaugi; Yusuf Asyahri; Faqih El Wafa
Islamiconomic : Jurnal Ekonomi Islam Vol 16, No 2 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i2.843

Abstract

The purpose of this study is to analyze the potential of halal tourism for the regional economy and its impact on community income in South Kalimantan. This study employs a combination of qualitative and quantitative approaches. The sampling technique employed was cluster sampling in three districts/cities, with a sample size of 100 respondents determined through quota sampling. The data collection technique used was structured interviews, followed by triangulation to validate the interview results. Data analysis was conducted using the Miles and Huberman approach to identify the potential for halal tourism, while quantitative analysis employed the multiplier effect approach to measure the economic impact. The study's results demonstrate the potential of halal tourism in South Kalimantan, highlighting its appeal through river destinations, floating markets, religious sites, natural attractions, marine activities, culture, and cuisine. The Keynesian Local Income Multiplier value is 1.09. Meanwhile, the Type I Income Multiplier Ratio is 3.63 and Type II is 4.15, indicating a significant increase in the income of business owners, workers, and local consumption. This study contributes to the Islamic economic literature by providing halal tourism development that not only supports regional economic growth but also aligns with Sharia principles to create mutual benefits.
Analysis of Promotion Strategy on PRUCinta Syariah Life Insurance Products Through Social Media (Study at PT. Prudential PRUFure Team BJ8 in Banjarmasin) Nikmah Nikmah; Faridah Faridah; Ahda Fithriani; Faqih El Wafa
AHKAM Vol 4 No 3 (2025): SEPTEMBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v4i3.6667

Abstract

This research explores the promotional strategy for the PruCinta Sharia life insurance product through social media, with a focus on the implementation of Islamic principles in marketing practices at PT. Prudential Prufure Team BJ8 in Banjarmasin. The study is motivated by the central role of ethical strategy in Sharia-compliant insurance, emphasizing the prohibition of dishonest practices such as fraud, deceit, and exploitation. Employing a qualitative descriptive approach, data were collected through interviews with nine informants and analyzed using data reduction, data presentation, and conclusion drawing techniques. The findings indicate that the promotional strategy is carefully designed and centers on leveraging social media to maximize outreach and engagement. Instagram emerged as the most effective platform due to its visual appeal and ability to connect directly with potential clients. The strategy aligns with Islamic ethical standards, emphasizing transparency, honesty, and fairness in the communication of product benefits. The use of social media not only enhances visibility but also fosters trust and relatability among target audiences. The study concludes that ethically grounded and strategically executed social media promotion is key to advancing the reach and credibility of Sharia life insurance products like PruCinta.
The Effect Of Religiousness On The Performance Of Outsourced Employees At PT Basirih Industrial Banjarmasin Luqmanul Hakim; Abdul Gafur; Faqih El Wafa; Ansharullah Ansharullah
Indonesian Journal of Innovation Multidisipliner Research Vol. 4 No. 2 (2026): April - Juni
Publisher : Institute of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/ijim.v4i2.903

Abstract

This study aims to determine whether religiosity has a positive and significant effect on the performance of outsourced employees at PT Basirih Industrial Banjarmasin. This research employs a quantitative survey approach. The population in this study is outsourced employees who work in the core production section of PT Basirih Industrial Banjarmasin. The sample in this study amounted to 94 respondents. The sampling technique used was purposive. Data was collected by distributing questionnaires through the Google Form service. The data analysis technique used is a simple linear regression analysis test. Data were analyzed using the SPSS 25 program for Windows. The results of the data analysis showed that the results of the T test obtained a T count (5.178) > T table (1.986) and a significance value of 0.000 < 0.05. Meanwhile, the coefficient of determination test (R-squared) yielded a value of 0.226, equivalent to 22.6%, indicating that the religiosity variable has a 22.6% influence on the performance of outsourced employees.  
Productive Zakat as an Instrument for Business Development Strategy: An Analytical Hierarchy Process (AHP) Study in South Kalimantan Indonesia Yusuf Asyahri; Atika Zahra; Annisa Sayyid; Annisa Mahfuzah; Faqih El Wafa; Muhammad Riza Hafizi
International Journal of Islamic Business and Economics (IJIBEC) Vol 9 No 2 (2025): Volume 9 Nomor 2 Tahun 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v9i2.12486

Abstract

This study aims to identify and prioritize development strategies for Micro, Small, and Medium Enterprises (MSMEs) supported by productive zakat in South Kalimantan Province, Indonesia. Despite their significant contribution to regional economic growth, MSMEs continue to face challenges related to poverty and limited access to productive financing. Employing a descriptive–analytical approach, this study adopts a mixed-methods sequential explanatory design and applies the Analytical Hierarchy Process (AHP) to determine strategic priorities across MSME clusters. The results reveal notable differences in priority strategies among clusters. Government involvement, particularly through the National Zakat Agency (BAZNAS), is identified as the most influential factor in sustaining the MSME business ecosystem. Priority criteria include product quality improvement for Cluster I and human resource development for Clusters II and III. The preferred strategic alternatives emphasize enhancing human resource skills for Clusters I and II, while expanding market access through improved production and marketing channels is prioritized for Cluster III. These findings imply the need for cluster-based productive zakat allocation and financing schemes to strengthen zakat effectiveness as an Islamic social finance instrument.
A Comparative Analysis of QRIS and Debit Card Usage in Generation Z’s Cashless Transactions in Banjarmasin Noor Lisa; Erissa Nilasari; Ilham Akbar; Faqih El Wafa; Jumiatul Akbari
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 9 No. 1 (2026): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2026.vol9(1).28235

Abstract

The rapid digital transformation has fundamentally shifted consumer behavior toward cashless payment systems. While digital payment adoption among digital natives is widely acknowledged, limited research directly compares agile mobile platforms with conventional banking instruments. Consequently, this study aims to empirically compare the usage of the Quick Response Code Indonesian Standard (QRIS) and debit cards in Generation Z’s daily cashless transactions within Banjarmasin City. Employing a quantitative comparative approach, primary data were collected through structured online questionnaires from a purposive sample of 100 Generation Z respondents. The gathered data were then statistically analyzed utilizing the non-parametric Mann-Whitney test. The analysis reveals a significant disparity in usage preferences, demonstrating that QRIS decisively outperforms debit cards. Generation Z strongly favors QRIS for its mobility, cost-effectiveness, and superior transaction speed. Conversely, debit card usage is increasingly constrained by its reliance on physical infrastructure, such as EDC machines. The study concludes that mobile-based digital payments are rapidly displacing traditional card instruments. However, this study is limited because it evaluates only two specific payment methods within a single demographic in a single regional city, suggesting the need for broader future research.
Comparative Analysis of Modified Altman Z-Score and Springate Models in Predicting Financial Distress: Evidence from Property Companies Listed on the Indonesia Stock Exchange (2018-2022) Muhammad Ilham; Yusuf Asyahri; Faqih El Wafa; Syaugi Syaugi; Alfisah Alfisah
Jurnal Manajemen Bisnis dan Keuangan Vol 7 No 1 (2026): April 2026
Publisher : https://jurnal.binamandiri.ac.id/

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51805/jmbk.v7i1.490

Abstract

This research aims to analyze differences in bankruptcy prediction results using two methods, the Altman Z-Score and Springate, for property companies listed on the Indonesian Stock Exchange during 2018-2022. This type of research is both quantitative and descriptive. Purposive sampling was used; four companies were selected according to the criteria, and those that regularly published their financial reports in 2018-2022 were included as samples in this research. The results show that the Modified Altman Z-Score provides a more realistic assessment of gradual financial deterioration. At the same time, the Springate model is overly sensitive to short-term declines in profitability and tends to overclassify firms as financially distressed during the pandemic. The findings suggest that the Modified Altman Z-Score is a more suitable early warning tool for financial distress in the property sector, with important implications for monitoring working capital and EBIT as key indicators of financial resilience.
Multiplier Effect of Religious Tourism for Income of the Surrounding Community in Banjar Regency Yusuf Asyahri; Faqih El Wafa; Syaugi Syaugi; Muhaimin Muhaimin
International Journal of Tourism and Hospitality in Asia Pasific Vol 6, No 2 (2023): June 2023
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijthap.v6i2.2456

Abstract

This research departs from the development of religious tourism in Banjar Regency which has its own charm and is often visited by local, national and international tourists is the Tomb of Sheikh Muhammad Arysad Al-Banjari or known for his book essay, namely Sabilal Muhtadin and the Tomb of Guru Sekumpul who is a charismatic cleric his era so that the purpose of this study is to analyze the multiplier effecet of religious tourism on the income of the people in the Regency Banjar. The research method used is a quantitative approach, then sampling using cluster sampling and quota sampling. In relation to the quota sampling technique, a sample of 40 respondents consisting of business actors, workers and the community was determined, while the sampling cluster was at Datu Kalampayan Tomb and Guru Sekumpul Cemetery. Data collection techniques using structured interviews and analyzed using descriptive statistics by adopting a formula from the multiplier effect known as Keynes' theory. The results showed that the value of Keynesian Local Income Multiplier, Ratio Income Multiplier has a value of 1 both Type I and II so that it has an impact on the economic development of the community.
The Role of Blockchain Technology Transformation in Preventing and Detecting Financial Fraud as an Anti-Fraud System Revolution in Indonesia Muhammad Syukeri; Faridah Faridah; M. Yulian Ma’mun; Faqih El Wafa
Indonesian Journal of Innovation Multidisipliner Research Vol. 4 No. 2 (2026): April - Juni
Publisher : Institute of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/ijim.v4i2.901

Abstract

The high incidence of financial fraud in Indonesia, which exploits vulnerabilities in centralized record-keeping systems, has become a critical issue threatening economic stability. This study aims to analyze the role of blockchain technology transformation in preventing and detecting financial fraud as a revolution in the national anti-fraud system. This research employs a qualitative approach using a Systematic Literature Review (SLR), guided by the PRISMA protocol. Research data were extracted from 19 reputable international journal articles (Q1-Q3) indexed in Scopus, published between 2020 and 2024. The study concludes that blockchain is highly effective at eliminating manipulation loopholes through decentralization, absolute transparency, and data immutability, all of which are validated by algorithmic consensus and smart contracts. Although the research concludes that blockchain is superior as a future security system, it emphasizes that its implementation still faces challenges related to regulatory readiness, operational infrastructure adaptation, and network scalability limitations.
The Effectiveness of Social Media Influencer Marketing in Increasing Generation Z Awareness of Pegadaian Syariah Products in Banjarmasin Muhammad Hidayat; Badrian; Faqih El Wafa
Jurnal Ilmu Pendidikan dan Sains Islam Interdisipliner Vol. 5 No. 3 Agustus 2026: Jurnal Ilmu Pendidikan dan Sains Islam Interdisipliner
Publisher : Yayasan Azhar Amanaa Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59944/jipsi.v5i3.1501

Abstract

The limited awareness of Pegadaian Syariah products among Generation Z indicates a gap between their intensive use of social media and their understanding of Islamic financial services. This study aimed to analyze the effectiveness of social media influencer marketing and examine its role in increasing Generation Z awareness of Pegadaian Syariah products in Banjarmasin. The study employed field research with a qualitative descriptive approach. Primary data were collected through structured interviews with 25 Generation Z informants (purposively selected based on their residency in Banjarmasin, age 18–24, and active engagement with TikTok or Instagram), while secondary data were obtained from short-video promotional content by local and national influencers, audience responses, product data, and supporting documents. The data were analyzed thematically through data collection, reduction, presentation, interpretation, and conclusion drawing, utilizing Campbell’s program-effectiveness indicators and a hierarchical brand awareness framework. Awareness levels were qualitatively identified by classifying informants' responses: brand recognition (identifying the brand when prompted), brand recall (unassisted retrieval of specific products), and top-of-mind (spontaneous first mention for Islamic financial needs). The findings demonstrated that influencer marketing was selectively effective when the content reached the intended audience, used accessible language, provided verifiable information, and was delivered by credible influencers. Most informants reached the brand-recognition and brand-recall levels, whereas top-of-mind awareness emerged only among some informants, particularly in relation to the Gold Savings product. Uneven algorithmic distribution, differences in content preferences, limited informational depth, and skepticism toward paid promotions hindered broader awareness. The study concludes that influencer marketing serves as an initial gateway to product awareness but must be integrated with education, transparency, and official information sources. The study was limited to one city, a relatively small group of informants, and the absence of longitudinal observations examining whether awareness subsequently developed into actual product use.
Co-Authors Abdul Gafur Ahda Fithriani Aldi Aditya Sarman Alfisah Alfisah Anida Yuspa Annisa Anisykurlillah Annisa Mahfuzah Annisa Sayyid Ansharullah Ansharullah Ansharullah Ansharullah Anwar Hafidzi Ar Ridha, Gt Syifa Noor Asyahri, Yusuf Atika Zahra Badrian Badrian Badrian Defina Armelia Febriyanti Dwi Jayanti Ratna Kumala Sari Erissa Nilasari Faridah , Faridah Faridah Faridah Faridah Faridah Faridah Faridah Fitriani, Ahda Hamdan Hamdan Huliyyah Ijati Nor Inayah Ilham Akbar Ilham Fajar Jumiatul Akbari Luqmanul Hakim M. Yulian Ma’mun Mariam Mariam Maulana, Satriya Mohd Hatta Md Hani Muhaimin Muhaimin Muhaimin Muhaimin Muhammad Hidayat Muhammad Ilham Muhammad Riza Hafizi Muhammad Rizali Muhammad Saleh Muhammad Syukeri Nanda, Azra Salsabila Nikmah Nikmah Nisa Rahmawati, Nisa Noor Lisa Norlina Pati Matu Jahra Radiansyah Radiansyah Radiansyah Rahmah Rahmah Rizali , Muhammad Rizali, Muhammad Salim, Anisa Diyanti Saputri, Rizki Aulia Satriya Maulana Sitti Rahmasari Syamsiar, Syamsiar Syaugi Syaugi Yusuf Asyahri