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ANALISIS TINGKAT KESEHATAN KOPERASI SYARIAH PADA KPRI SYARIAH SMA N 1 KOTA SOLOK Sri Madona Saleh; Ayu Risma Yeni; Muhammad Deni Putra
Jurnal Akuntansi Syariah (JAkSya) Vol 2, No 1 (2022): JAkSya Jurnal Akuntansi Syariah
Publisher : IAIN BATUSANGKAR

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (804.241 KB) | DOI: 10.31958/jaksya.v2i1.5347

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana tingkat kesehatan KPRI Syariah SMA Negeri 1 Solok tahun 2017-2020. Permasalahan dalam penelitian ini adalah penilaian kesehatan KPRI Syariah SMAN 1 Solok tahun 2020 belum dilaksanakan oleh Dinas Perdagangan Koperasi & UKM Kota Solok serta belum dikeluarkannya hasil penilaian kesehatan untuk tahun 2019, dan pemberian pinjaman yang signifikan tahun 2018 tidak dapat memaksimalkan jumlah SHU KPRI Syariah SMA N 1 Solok. Teknik analisis data dalam penelitian ini untuk menganalisis tingkat kesehatan KPRI Syariah SMA Negeri 1 Solok berdasarkan Peraturan Menteri Negara Koperasi dan Usaha Kecil dan Menengah Republik Indonesia No.07/Per/Dep.6/IV/2016 tentang Pedoman Penilaian Tingkat Kesehatan Koperasi Simpan Pinjam dan Pembiayaan Syariah dan Unit Simpan Pinjam dan Pembiayaan Syariah Koperasi. Hasil penelitian ini menunjukkan bahwa tingkat kesehatan KPRI Syariah SMA Negeri 1 Solok pada tahun 2017-2020 dinyatakan memperoleh predikat CUKUP SEHAT. Pada tahun 2017 diperoleh skor akhir 75,50 dengan predikat cukup sehat, tahun 2018 diperoleh skor akhir 76,75 dengan predikat cukup sehat, tahun 2019 diperoleh skor akhir 77,75 dengan predikat cukup sehat, dan tahun 2020 diperoleh skor akhir 75,25 dengan predikat cukup sehat.Kata Kunci: Tingkat kesehatan, Aspek Penilaian Kesehatan Koperasi Simpan    Pinjam   dan Pembiayaan Syariah
The Role of BMT in Increasing Islamic Financial Literacy in Society (Case Study in BMT Amanah Ummat Taram Kecamatan Harau) Hebby Rahmatul Utamy; Muhammad Deni Putra; Frida Amelia; Wahyu Putra Utama
Journal of Islamic Economics Lariba Vol. 6 No. 1 (2020)
Publisher : Department of Islamic Economics, Islamic University of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol6.iss1.art5

Abstract

One of the reasons for the low public transactions in Islamic banks is their low Islamic financial literacy. Financial literacy is the level of knowledge, skills, trust in financial institutions, along with their products and services. The objective of this research is to understand the role of BMT in increasing Islamic financial literacy among society. This study is field research in nature. The study employed descriptive analysis with a qualitative approach, and the data were collected through interviews and documentation. The study was conducted in BMT Amanah Ummat Taram, Kecamatan Harau, Kabupaten Limapuluh Kota. The result showed that Islamic financial literacy is of the utmost importance in society. The society could carry out economic activities under Islamic law and start to move from conventional financial institutions to Islamic financial institutions, such as BMT. Efforts have been taken by BMT to increase Islamic financial literacy. These efforts are the socialization of the Islamic economy, communal Qur’an reading, and skill coaching to improve the quality of internal human resources. Improvements in BMT efforts are including introducing transaction agreements and BMT products to increase customers’ knowledge, promoting products and services through social media to increase customers’ trust, and educating financial management and saving to increase customers’ skills. The main obstacles faced by BMT in their efforts increase Islamic financial literacy is the mindset of the society, education, and lack of skilled and competent staff. 
Analisis Penerapan Prinsip Hotel Syariah Pada Hotel Satria Syariah Batusangkar Yunita Nurharani; Pepy Afrilian; Muhammad Deni Putra
i-Tourism: Jurnal Pariwisata Syariah Vol 1, No 1 (2021): I-Tourism : Jurnal Pariwisata Syariah
Publisher : UIN Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/i-tourism.v1i1.4630

Abstract

 The main problem in this thesis is that there are differences in the application and there has been no implementation of sharia principles at the Satria Syariah Batusangkar Hotel. This hotel was only established as a guest house in 2016, then renovated and made into a hotel in 2019. The purpose of this study was to analyze the application of sharia at the Satria Syariah Batusangkar hotel with the tourism and creative economy PERMEN approach number 2 in 2014.The type of research that the author uses is field research, in this study the author will discuss the differences in the application and what sharia principles have not been applied to at the Hotel Satria Syariah Batusangkar based on PERMEN tourism and creative economy number 2 of 2014. Data collection techniques used the authors use is through observation, interviews, and documentation. Data processing was carried out in a qualitative descriptive manner.From the research that the author conducted in the field, it can be concluded that, from the aspect of management, product, service according to the new moon 1 (which is absolute) there are still differences in the application or even not applying sharia principles at all, the first aspect of management is business management, the second aspect products, namely public toilets, kitchens, and prayer rooms. The three service aspects are housekeeping, food and beverages. Based on the results of the SWOT analysis using a graph, it can be concluded that the hotel is in quadrant 3 which means it has a very large opportunity from the outside environment in the application of sharia principles but the hotel has weaknesses from the internal resources of the hitel itself. The focus of a hotel's strategy in this condition should be to eliminate internal weaknesses so that it can concentrate on pursuing available environmental opportunities in order to implement sharia principles.
ANALISIS KINERJA PEGAWAI KANTOR WALI NAGARI BARINGIN KECAMATAN LIMA KAUM: DETERMINASI KOMPENSASI DAN DISIPLIN KERJA Husni Shabri; Aini Yasri; Muhammad Deni Putra
AL-ITTIFAQ: Jurnal Ekonomi Syariah Vol 1, No 1 (2021): Al-Ittifaq: Jurnal Ekonomi Syariah
Publisher : UIN Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/al-ittifaq.v1i1.3209

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh kompensasi dan disiplin kerja terhadap kinerja pegawai kantor wali nagari Baringin Lima Kaum. Jenis penelitin ini adalah penelitian lapangan dengan metode kuantitatif deskriptif. Hasil penelitian menunjukan bahwa kompensasi tidak berpengaruh terhadap kinerja pegawai secara parsial, namun disiplin kerja secara parsial berpengaruh positif dan signifikan terhadap kinerja pegawai kantor wali nagari Baringin. Sedangkan secara simultan kompensasi dan disiplin kerja berpengaruh positif terhadap kinerja pegawai kantor wali nagari Baringin Kecamatan Lima Kaum. Hasil peneilian ini memiliki kontribusi bagi manajemen kontor wali nagari dalam meningkat kinerja pegawai di masa yang akan datang.
DAMPAK IHTIKAR TERHADAP MEKANISME PASAR DALAM PERSPEKTIF ISLAM Muhammad Deni Putra; Frida Amelia; Darnela Putri
Imara: JURNAL RISET EKONOMI ISLAM Vol 3, No 2 (2019): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v3i2.1661

Abstract

This article is intended to explore the impact of ihtikar on market mechanisms in Islamicperspective. It provides a clear conceptual description of the effects of deviant actions in the marketmechanism, namely ihtikar actions. Then the concept can be used as an analysis for the role of governmentas a regulator of the market. This research is a library research with a qualitative approach. The analysisprocess will be described using the content analysis technique. The impact arising from the practice ofihtikar is the practice of ihtikar disrupting the smooth transactions in the market, where producers gethuge profits while consumers suffer losses because producers take profits above the price they should. Thepractice of ihtikar will disrupt the market mechanism, where producers will then sell at a price higherthan the normal price. It can be assumed the practice of ihtikar in trading includes acts that are veryimmoral and also inhumane, because such trade practices create many disadvantages for human life.
THE KSPPS STRATEGY OF BMT AIRLANGGA WAS DEVOTED TO PERSADA DURING THE COVID-19 PANDEMIC Muhammad Deni Putra; Faishol Luthfi; Wildana Latif M
Imara: JURNAL RISET EKONOMI ISLAM Vol 5, No 1 (2021): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v5i1.2623

Abstract

The Covid-19 pandemic has affected many aspects. Not only for MSMEs but also Islamic microfinanceinstitutions. This study aims to determine the strategy of Islamic microfinance institutions, namely KSPPS BMTAirlangga Bakti Persada during the Covid-19 pandemic. This research uses a descriptive qualitative approachwith a case study method. The results of this study indicate that KSPPS BMT Airlangga Bakti Persada has acertain strategy so that it can survive in the Covid-19 pandemic era. The strategy includes risk managementand operational management at the institution. Risk management includes the management of default riskby members and management of default risk by the institution. Operational management is related to healthprotocols so that employees are not exposed to the Covid-19 virus.
Distribution Patterns Of Educational Assistance (Scholarships) In Improving Student Academic Achievement (Case Study Of The Dharmasraya National Amil Zakat Agency) Muhammad Deni Putra; Ronaldi Ronaldi
ZAWA: Management of Zakat and Waqf Journal Vol 1, No 2 (2021): ZAWA: MANAGEMENT OF ZAKAT AND WAQF JOURNAL
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v1i2.5063

Abstract

The distribution of zakat can be carried out in various patterns, depending on the managerial policy of the agency or zakat institution concerned. Sometimes it is channeled directly to mustahiik with a consumptive pattern and sometimes it is realized in a productive form or by providing capital or zakat can be developed with an investment pattern. The purpose of this study is to find out and explain how the pattern of determining recipients and determining the amount of educational assistance (scholarships) for students at BAZNAS, Dharmasraya Regency. The type of research that the author does is field research (field research). The method used is descriptive qualitative. The pattern of determining recipients and the pattern of determining the amount of educational assistance (scholarships) for students at BAZNAS, Dharmasraya Regency, namely: that the determination of recipients must meet general and special requirements, after completing the file, BAZNAS will make a selection which is done by: administration, written test , interviews and surveys to the field after being eligible to be determined as recipients of scholarship assistance, it is necessary to determine the decision of the leadership of BAZNAS Dharmasraya Regency regarding the determination of the names of the scholarship recipients. And in determining the amount of assistance, it has been regulated in the Work Plan and Budget (RKAT) of BAZNAS Dharmasraya Regency.
PENGARUH MOTIVASI DAN BUDAYA KERJA TERHADAP KINERJA PEGAWAI PADA DINAS KOPERINDAG KABUPATEN TANAH DATAR Hafulyon Hafulyon; Muhammad Deni Putra; Khairulis Shobirin; Marda Elfisra
MABIS: Jurnal Manajemen Bisnis Syariah Vol 1, No 1 (2021): MABIS: JURNAL MANAJEMEN BISNIS SYARIAH
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/mabis.v1i1.3086

Abstract

This study aims to determine how much influence motivation and work culture have on employee performance at the Koperindag office of Tanah Datar Regency. This type of research is field research (field research) with a quantitative approach. Motivation partially has a significant effect on employee performance. Work culture partially does not have a significant effect on employee performance. In silmutan, there is a positive and significant influence between motivation and work culture on employee performance at the Koperindag office of Tanah Datar Regency. Furthermore, the results of the study also showed that there was a positive and significant influence between motivation and work culture on employee performance at the Koperindag office of Tanah Datar Regency by 50.7%.
Prinsip Konsumsi 4K + 1M dalam Perspektif Islam Putra, Muhammad Deni; Putri, Darnela; Amelia, Frida
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol. 4 No. 1 (2019): Asy-Syar'iyyah Juni 2019
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v4i1.880

Abstract

Since humans know their social life, a problem that must be solved together grows, namely how every human being meets their individual needs. Islam is a religion whose teachings regulate all human behavior in meeting their needs. Consumption is a form of economic expression that is basic in the needs of human life.The purpose of this article is to analyze how the principle of consumption of 4K + 1M from an Islamic perspective. This article uses the hermeneutic approach. In simple terms, hermeneutics can be understood as the art of interpreting or understanding, ie, clarifying the problem of knowledge by investigating every detail of the interpretation process. The hermeneutic approach is beneficial, especially in exploring and interpreting the principles of the Qur'an and the Hadith regarding the policy of Muslim consumption in the current reality. To support the hermeneutic approach, the semantic method is used. This method is needed, especially in analyzing key words referred to in this study.This article concludes that Islam is a religion whose teachings regulate all human behavior in meeting their needs, one of which is consumption. In Islam, consumption is controlled by five basic principles that can be used as a fundamental statement by a person/group as a guide for thinking or acting. The 4K + 1M consumption principle is the principle of justice, the law of cleanliness, the policy of simplicity, the principle of generosity, and the faith of morality.
Analisis Minat Masyarakat Menabung Emas pada Unit Pegadaian Syariah Selayo Solok Muhammad Deni Putra; Gusti Rahayu Ningsih; Frida Amelia
Al-bank: Journal of Islamic Banking and Finance Vol 1, No 1 (2021): January - June 2021
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v1i1.2709

Abstract

Tujuan pembahasan ini untuk mengetahui penyebab kurangnya minat masyarakat untuk menabung emas pada Unit Pegadaian Syariah Selayo Solok. Jenis penelitian yang penulis gunakan adalah jenis penelitian lapangan (field research), di mana dalam penelitian ini penulis akan menggambarkan tentang bagaimana minat masyarakat menabung emas pada Unit Pegadaian Syariah Selayo Solok. Teknik pengumpulan data yang penulis gunakan adalah melalui observasi, wawancara, dan dokumentasi, sedangkan analisis data yang digunakan adalah analisis deskriptif kualitatif. Hasil penelitian menunjukkan bahwa minat masyarakat Kabupaten Solok menabung emas pada Unit Pegadaian Syariah Selayo Solok masih kurang, untuk hal ini disebabkan karena kurangnya pengetahuan masyarakat tentang produk Tabungan Emas, kurangnya sosialisasi ke masyarakat, ekonomi yang belum memadai, letak pemukiman masyarakat yang jauh dan Pegadaian tidak memiliki sistim antar jemput tabungan. Upaya yang dilakukan Pegadaian dalam menarik jumlah nasabah untuk transaksi tabungan emas yaitu dengan memberikan potongan harga dan pemberian souvenir. Keunggulan tabungan emas adalah menabung mulai dari jumlah yang rendah sampai jumlah yang tidak ditentukan, bisa dicetak dalam bentuk uang ataupun emas batangan, biaya administrasi yang murah, ditujukan untuk semua jenis kalangan masyarakat, sebagai investasi jangka panjang. Kelemahan tabungan emas adalah harga emas yang berfluktuasi, dikenakan biaya cetak.