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All Journal Jurnal SOLMA JURNAL EDUCATION AND DEVELOPMENT Journal Analytica Islamica At-Tawassuth: Jurnal Ekonomi Islam LEGAL BRIEF Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Waraqat : Jurnal Ilmu_Ilmu Keislaman Al-Fikru: Jurnal Ilmiah El-Ahli : Jurnal Hukum Keluarga Islam Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat Abdi Masyarakat UIKA MERDEKA: Jurnal Ilmiah Multidisiplin Jurnal Inovasi Ekonomi Syariah dan Akuntansi Mangabdi: Journal of Community Engagement in Religion, Social, and Humanities J-Mabisya Ambacang: Jurnal Inovasi Pengabdian Masyarakat Indonesian Journal of Enterprise Architecture
Azizatur Rahmah
Sekolah Tinggi Agama Islam Negeri Mandailing Natal
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Transforming Customary Land Into Sustainable Economic Assets Through Waqf Funds and Islamic Bank Support Rahmah, Azizatur; Siregar, Erni Yusnita
Al-Fikru: Jurnal Ilmiah Vol. 19 No. 1 (2025): Juni (2025)
Publisher : STAI Serdang Lubuk Pakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51672/alfikru.v19i11.635

Abstract

This study aims to explore a model for transforming customary land into productive economic assets through waqf funding and Islamic banking. This approach is expected to create synergy between sharia principles and regional economic development. Using a case study with qualitative methods, the results show that the utilization of customary land through a productive waqf scheme supported by Islamic banking has great potential as a sustainable economic asset. This scheme provides a positive return on investment for indigenous communities, increases household income, and strengthens the regional economy. The main challenges are related to indigenous land regulations and community understanding of the concept of productive waqf. However, collaboration between waqf institutions, Islamic banks, and the government has proven effective in overcoming these obstacles. These findings confirm that transforming customary land with waqf funds and Islamic financing can support the sustainable well-being of indigenous communities, enhance economic self-reliance, and reduce dependence on external aid. More supportive education and regulations are needed for the effective and sustainable implementation of this model.
FIKIH KELUARGA : PERSPEKTIF HUKUM ISLAM TERHADAP POLA ASUH ANAK DALAM MASYARAKAT MODERN Said, Dede Hafirman; Rahmah, Azizatur
El-Ahli : Jurnal Hukum Keluarga Islam Vol 5 No 2 (2024): EL-AHLI : Jurnal Hukum Keluarga Islam
Publisher : Program Studi Hukum Keluarga Islam STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/el-ahli.v5i2.2087

Abstract

Abstract Parenting styles play a crucial role in shaping a child's character and behavior, which in turn influences their future social and psychological life. In today's modern era, parenting patterns are increasingly influenced by a variety of factors, such as social changes, technological advancements, and shifts in cultural values. This study aims to explore Islamic perspectives on child-rearing practices in the context of contemporary society, with a focus on the fundamental principles of family jurisprudence. The methodology employed is a literature review, which analyzes both classical and modern interpretations of Islamic law, particularly those related to family jurisprudence, and examines their application in the context of child-rearing. The findings of this research indicate that Islamic law offers clear guidelines for raising and nurturing children, emphasizing the importance of balancing love, discipline, and religious education. Islam also stresses the protection of children's rights, including the right to quality education and a healthy environment. However, the challenges faced by parents in modern society—such as the influence of globalization, technology, and changing cultural values—require a rethinking of these principles to ensure they remain relevant and effective in guiding children. In conclusion, this study highlights that despite differences in cultural and social approaches, the principles of family jurisprudence continue to provide a solid foundation for establishing effective parenting strategies in the face of modern societal dynamics.
Peningkatan Pendapatan Asli Daerah (PAD) Mandailing Natal melalui Pemanfaatan Potensi Sumber Daya Alam Dalam Perspektif Ekonomi Islam AZIZATUR RAHMAH
J-MABISYA Vol. 5 No. 2 (2024): J-Mabisya
Publisher : Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/j-mabisya.v5i2.2184

Abstract

Peningkatan Pendapatan Asli Daerah (PAD) merupakan salah satu aspek krusial dalam upaya pembangunan ekonomi daerah, termasuk di Kabupaten Mandailing Natal. Daerah ini memiliki beragam potensi sumber daya alam, seperti sektor pertanian, perkebunan, kehutanan, dan pariwisata, yang dapat dimanfaatkan untuk mendongkrak PAD. Dalam perspektif ekonomi Islam, pengelolaan sumber daya alam bukan hanya sebatas upaya pencapaian pendapatan, melainkan juga sebagai amanah yang harus dikelola secara adil, berkelanjutan, dan berpihak pada kesejahteraan masyarakat. Artikel ini bertujuan untuk mengeksplorasi bagaimana pemanfaatan sumber daya alam Mandailing Natal dapat berkontribusi terhadap peningkatan PAD dengan menerapkan prinsip-prinsip ekonomi Islam, yang menekankan pada keadilan distribusi, keberlanjutan, dan pemerataan kesejahteraan. Metode yang digunakan adalah kajian literatur serta analisis data sekunder terkait potensi sumber daya alam dan penerapan nilai-nilai ekonomi Islam dalam pengelolaan ekonomi daerah. Hasil penelitian menunjukkan bahwa dengan pengelolaan yang sejalan dengan prinsip ekonomi Islam, seperti optimalisasi zakat, infak, dan wakaf, serta pemanfaatan sumber daya alam secara bertanggung jawab, PAD Kabupaten Mandailing Natal dapat mengalami peningkatan yang signifikan. Lebih jauh lagi, penerapan ekonomi Islam dapat memperkuat ketahanan ekonomi daerah dan mengurangi kesenjangan sosial. Oleh karena itu, dibutuhkan kebijakan yang mendukung pengelolaan sumber daya alam secara adil, berkelanjutan, dan berbasis pada prinsip-prinsip ekonomi Islam untuk mencapai tujuan tersebut.
STRATEGI PEMASARAN DALAM MENINGKATKAN JUMLAH NASABAH TABUNGAN HAJI PADA PT. BANK SUMUT SYARIAH KCP PANYABUNGAN Anggina Putri; Arwin; Azizatur Rahmah
MERDEKA : Jurnal Ilmiah Multidisiplin Vol. 3 No. 1 (2025): Oktober
Publisher : PT PUBLIKASI INSPIRASI INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/merdeka.v3i1.6016

Abstract

This study aims to analyze the marketing strategies implemented by PT Bank Sumut Syariah, Panyabungan Branch, in increasing the number of Hajj savings customers. The background of this research is based on the importance of the role of Islamic banking in facilitating the community to perform the Hajj pilgrimage through savings products that comply with Sharia principles. The research method used is a qualitative method with a descriptive approach, and data were collected through interviews, observation, and documentation.The results of the study indicate that the marketing strategies implemented include direct approaches to the community through visits to religious gatherings (majelis) and offices, distributing brochures, collaborating with the local Ministry of Religious Affairs office, promoting through social media, providing free large-scale Hajj rehearsal (manasik haji akbar) in Medan, and delivering fast and friendly service. In addition, the bank also provides education regarding the benefits of Hajj savings and the Sharia-compliant registration procedures. These strategies have proven effective in increasing public awareness and interest in becoming Hajj savings customers.The study concludes that the marketing approach is carried out through a marketing mix (7P) strategy, which includes. Product  Goods or services offered to customers. Price  Pricing strategies that take into account the purchasing power of the target market. Place  Locations and distribution channels that make it easier for customers to obtain products/services. Promotion Activities to introduce and persuade customers, such as advertisements.
Sosialisasi Pembuatan Makanan dan Minuman Halal Toyyib Berbasis Bahan Pangan Alami di Kelurahan Merjosari, Lowokwaru, Malang Azizatur Rahmah; Kholifah Holil; Ruri Siti Resmisari; Tias Pramesti Griana; Syarifah, Umaiyatus
Jurnal SOLMA Vol. 13 No. 1 (2024)
Publisher : Universitas Muhammadiyah Prof. DR. Hamka (UHAMKA Press)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/solma.v13i1.13100

Abstract

Thoyyiban halal food is a fundamental requirement for the Muslim community in terms of fulfilling nutritional needs. The significance of halal and thoyyiban food lies not only in its role as a source of nutrition but also in its contribution to mental and spiritual well-being. Presently, there is a pressing issue within the community concerning the lack of attention during the selection of processing materials and procurement efforts. Natural ingredients serve as an alternative to address this issue. Consequently, community empowerment aims to socialize and provide training in the production of food based on halal and thoyyiban principles using natural ingredients in the Merjosari village, Malang. The type of community service carried out involves engaging the community not only as the object but also as the subject of the community service. The participants in this activity include the representatives of the Women's Welfare Movement (PKK) from sub-districts 3 and 4 of Merjosari, Lowokwaru, Malang. The community members are provided with socialization and training regarding the production of food based on halal and thoyyiban principles using natural ingredients. The results of this community service activity demonstrate a positive response from the participants. Data indicates a good level of understanding among the participants regarding the content and practices, amounting to 75%. This is evidenced by the participants' ability to select halal and thoyyiban ingredients and create flavor enhancer products using shrimp shells and health drinks
Edukasi Pencegahan Narkoba dan Judi Online Hamdani; Fatimah Fitri; Fifri Haryati; Paridah Hannum; Khoirunnisa; Fadilah Nur Nasution; Sadiandra; Gundur; Azizatur Rahmah; Amel
Ambacang: Jurnal Inovasi Pengabdian Masyarakat Vol. 1 No. 1 (2024): Edisi November
Publisher : PT. Willy Print Art

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pengabdian yang di lakukan di Jorong Sawah Mudik ini menggunakan metode kampanye dan pemasangan poster sekaligus sharing bahayanya narkoba. Dari kegiatan yang di lakukan dengan memasang poster tentang narkoba dan judi online, mendapat respon yang baik dari masyarakat untuk mengetahui apa itu narkoba dan judi online serta bagaimana mencegahnya. Pemasangan poster di lakukan dan di tempel di tempat-tempat yang ramai atau banyak di kunjungi atau di lewati masyarakat. Penyalahgunaan narkoba dan perjudian online merupakan dua masalah sosial yang semakin meresahkan di berbagai kalangan, terutama di kalangan remaja dan pemuda. Edukasi pencegahan terhadap kedua isu ini sangat penting untuk melindungi generasi muda dari dampak negatif yang ditimbulkannya, seperti kerusakan kesehatan fisik dan mental, gangguan sosial, hingga kerugian finansial. Artikel ini membahas pendekatan edukatif yang efektif dalam mencegah penyalahgunaan narkoba dan perjudian online, termasuk peran keluarga, sekolah, dan masyarakat. Melalui penyuluhan yang komprehensif, penggunaan media digital yang tepat, dan keterlibatan aktif dari semua pihak, diharapkan kesadaran akan bahaya narkoba dan judi online dapat meningkat, sehingga mengurangi angka kejadian penyalahgunaan di masa mendatang. Edukasi yang berkesinambungan dan adaptif terhadap perkembangan teknologi menjadi kunci utama dalam menciptakan generasi yang lebih sehat dan bertanggung jawab.
The Construction of Digital Financial Ecosystems and Their Implications for Micro-Enterprise Financial Accessibility Rukiah Rukiah; Azizatur Rahmah
Indonesian Journal of Enterprise Architecture Vol. 3 No. 2 (2026): Indonesian Journal of Enterprise Architecture
Publisher : Global Research and Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66314/ijea.v3i2.660

Abstract

This article examines how digital financial ecosystems shape micro-enterprise financial accessibility and identifies the dominant patterns emerging from recent studies on digital finance, financial inclusion, and micro-enterprise financing. The study employed a Systematic Literature Review guided by the PRISMA framework to ensure a structured, transparent, and traceable review process. Relevant literature was identified through Scopus and Google Scholar, covering publications from 2022 to 2026. Of 179 records initially identified, a staged process of screening, eligibility assessment, and inclusion resulted in 10 studies for final synthesis. The review shows that digital financial ecosystems generally improve micro-enterprise financial accessibility through digital payment systems, mobile-based financial services, and fintech-enabled mechanisms that reduce transaction costs, expand market reach, enhance financial visibility, and widen access to credit and other formal financial services. However, the findings also indicate that the impact of digital finance is not automatic, as its effectiveness depends on digital financial literacy, owner capability, trust, security, infrastructure quality, and institutional support. In addition, the synthesis highlights the role of data-based intermediation, particularly alternative credit scoring and digital transaction records, in reducing information asymmetry for micro-enterprises often excluded from conventional finance. Overall, this review contributes by consolidating fragmented evidence into an ecosystem-based understanding of financial accessibility and by emphasizing that meaningful inclusion requires the integration of infrastructure, data, capability, and governance.
Analisis Hukum Ekonomi Syariah Terhadap Pemberdayaan UMKM Kuliner dalam Rantai Pasok Program Makan Bergizi Gratis Rahmah, Azizatur; Said, Dede Hafirman
EDU SOCIETY: JURNAL PENDIDIKAN, ILMU SOSIAL DAN PENGABDIAN KEPADA MASYARAKAT Vol. 5 No. 3 (2025): Oktober 2025 - Januari 2026
Publisher : Association of Islamic Education Managers (Permapendis) Indonesia, North Sumatra Province

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56832/edu.v5i3.2489

Abstract

Tulisan ini menganalisis pemberdayaan Usaha Mikro, Kecil, dan Menengah (UMKM) kuliner dalam rantai pasok program makan bergizi gratis melalui perspektif hukum ekonomi syariah. Program pemerintah yang bertujuan menyediakan nutrisi bagi kelompok rentan memiliki potensi besar untuk memberdayakan UMKM lokal sebagai mitra pasokan. Namun, implementasinya perlu dikaji agar selaras dengan prinsip-prinsip syariah. Penelitian menggunakan metode kualitatif dengan pendekatan deskriptif-analitis, mengumpulkan data melalui studi literatur terhadap sumber hukum Islam dan dokumen kebijakan terkait. Hasil penelitian menunjukkan bahwa integrasi UMKM kuliner dalam rantai pasok program ini sejalan dengan maqashid syariah, khususnya dalam menjaga harta (hifzh al-mal) dan keturunan (hifzh al-nasl) melalui peningkatan ekonomi dan gizi. Prinsip keadilan (‘adl), transparansi, dan bebas dari unsur riba, gharar, serta maysir harus menjadi landasan dalam mekanisme pengadaan, pembayaran, dan kerja sama. Skema bagi hasil (musyarakah/mudharabah) atau jual beli yang amanah dapat menjadi model yang lebih berkeadilan dibandingkan skema utang-piutang berbunga. Penelitian ini menyimpulkan bahwa pemberdayaan UMKM kuliner dalam program makan bergizi gratis tidak hanya mendukung tujuan sosial-ekonomi, tetapi juga dapat dioptimalkan dengan kerangka hukum ekonomi syariah untuk memastikan kemaslahatan, keberlanjutan, dan keadilan bagi seluruh pemangku kepentingan, serta merekomendasikan penyusunan pedoman khusus yang mengakomodasi prinsip syariah dalam pengadaan pemerintah untuk UMKM.
Strengthening Digital Morals and Ethics among High School Students through the Civilized School Program: A Community Engagement Initiative at SMA Negeri 2 Plus Panyabungan Jureid Jureid; Mufti Fahrizal Harahap; Azizatur Rahmah
Mangabdi: Journal of Community Engagement in Religion, Social, and Humanities Vol. 3 No. 1 (2026)
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/mangabdi.v3i1.16940

Abstract

The increasing use of social media among adolescents presents challenges for character development in schools, particularly in digital communication ethics, responsible information sharing, cyberbullying, and self-regulation. This highlights the need to integrate digital literacy with character education to promote responsible online behavior. This community engagement program aimed to strengthen students’ digital morals and ethics through the Civilized School Program at SMA Negeri 2 Plus Panyabungan, Indonesia. The program involved 30 students from grades X–XII and used an educational-participatory approach supported by teachers and school staff. Activities included digital ethics counseling, training on healthy digital communication, cyberbullying case simulations, reflective discussions, student-led digital campaigns, and the formation of student character ambassadors. Program evaluation used a mixed-method design involving pretest-posttest questionnaires, observations, reflections, and teacher interviews. Quantitative results showed an increase in average scores from 60.1% to 87.1%, representing a 27.0 percentage-point improvement across five indicators: digital communication ethics, awareness of cyberbullying, social empathy, responsible social media use, and self-regulation. Qualitative findings indicated improved student behavior, including more cautious online communication, more selective information sharing, and greater respect for others’ opinions. Overall, the program contributed to fostering a more ethical and responsible digital culture within the school. The Civilized School Program demonstrates potential as a participatory school-based model for integrating digital literacy and character education among adolescents.
Co-Authors Amel Anggina Putri Arwin Darma, Satria Dede Hafirman Said, Dede Defel Fakhyeldi Fadilah Nur Nasution Fatimah Fitri Fifri Haryati Gundur Hamdani Jureid Jureid Khoirunnisa Kholifah Holil Matondang, Padlan Hamidi Mufti Fahrizal Harahap Muhammad Fadlan Is Paridah Hannum Riska Siregar Rukiah Rukiah Ruri Siti Resmisari Sadiandra Siregar, Erni Yusnita Siti Kholijah Tias Pramesti Griana Umaiyatus Syarifah