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TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP PRAKTIK UTANG PIUTANG DI KECAMATAN MALANGKE KABUPATEN LUWU UTARA Ashar Sinilele; Suriyadi
El-Iqthisadi Volume 4 Nomor 1 Juni 2022
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/el-iqthisady.vi.29690

Abstract

Abstrak Islam sebagai agama yang mengatur hampir segala aspek kehidupan manusia salah satunya terkait dengan dimensi muamalah memberikan pilihan kepada manusia bagaimana cara berhubungan dengan orang lain dalam melangsungkan hidupnya sepanjang hal tersebut tidak ada dalil yang melarang. Di masa modern saat ini di tengah banyaknya lembaga keuangan yang dapat menjadi media masyarakat yang membutuhkan dana, ternyata masih terdapat praktik utang piutang yang dilakukan secara lisan atas dasar kepercayaan yang bersifat tradisonal. Praktik utang piutang secara tradisional masih ditemukan pada beberapa masyarakat yang ada di Kecamatan Malangke Kabupaten Luwu Utara. Jenis penelitian ini adalah merupakan penelitian hukum normatif empiris memberikan preskripsi dimana berfungsi untuk menemukan aturan, prinsip hukum serta doktrin dalam menjawab isu hukum yang dihadapi, dengan pendekatan Syariah dan penedekatan konseptual. Dari hasil penelitian bahwa masih terdapat praktik utang piutang yang dilakukan secara lisan baik dengan jaminan atau tanpa jaminan dengan dasar kepercayaan dan praktik ini termasuk tradisional meskipun ada jaminan karena jaminannya tidak diikatkan hak tapi hanya dipegang sertifikatnya. Berdasarkan ketentuan hukum islam bahwa praktik utang piutang ini diistilahkan sebagai transaksi Qardh dengan fatwa No 19/DSN-MUI/IV/2001 dengan salah satu ketentuan membolehkan adanya tambahan dalam pengembalian pinjaman sepanjang hal tersebut dilakukan secara sukarela dan tidak dimasukkan di dalam perjanjian. Kata Kunci: Hukum Islam, Qardh, Utang Piutang. Abstract Islam as a religion that regulates almost all aspects of human life, one of which is related to the muamalah dimension, gives humans a choice how to relate to other people in carrying out their lives as long as there is no argument that prohibits it. In today's modern era, in the midst of many financial institutions that can become public media who need funds, it turns out that there are still debt and credit practices that are carried out verbally on the basis of traditional beliefs. Kecamatan Malangke, Kabupaten Luwu Utara. This type of research is an empirical normative legal researchprovide prescriptions which function to find rules, legal principles and doctrines in responding to legal issues faced, with a Shariah approach and a conceptual approach. From the results of the study that there are still debt and receivable practices that are carried out verbally either with collateral or without collateral on the basis of trust and this practice is considered traditional even though there is a guarantee because the guarantee is not tied to rights but only held by a certificate. Based on the provisions of Islamic law that this practice of debt and credit is termed a Qardh transaction with fatwa No. 19/DSN-MUI/IV/2001 with one of the provisions allowing additional loan repayments as long as this is done voluntarily and not included in the agreement. Keyword: Debts, Islamic Law, Qardh.
ISLAMIC LAW REVIEW OF THE VALIDITY OF SELF-DECLARATION IN THE HALAL CERTIFICATION PROCESS OF MICRO AND SMALL BUSINESSES (MSEs) Apra Muthiah Azizah Amatullah; Hadi Daeng Mapuna; Suriyadi
El-Iqthisadi Vol 7 No 1 (2025): Juni
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/el-iqthisady.vi.54542

Abstract

Abstract This research is entitled Islamic Law Review of the Validity of Self declare in the halal certification process of micro and small businesses (MSEs). The main problem of this research is How is the Islamic Law Review of the validity of self-declaration in the halal certification process of micro and small businesses (MSEs)? From this main problem, sub- problems can be formulated, namely (1) What is the concept of self-declaration in halal certification in Indonesia? (2) How are the provisions of Islamic law regarding certification given on the statement of business actors? The objectives of this study are (1) to find out how the concept of self-declaration in halal certification in Indonesia, (2) to find out how the provisions of Islamic law on certification are given on the statement of business actors. The type of research used is library research or library research. The method used is data collection which is done by reading references and literature with the aim of supporting this research. The research approach used is the Shari'i Theological Approach with a normative juridical approach. The results of the study indicate that halal certification with a self- declaration scheme in the perspective of Islamic law is said to be valid, because the concept of self-declaration in Indonesia does not necessarily mean that business actors can declare that their products are halal, but there are still mechanisms that regulate the self-declaration such as products that are not risky or use materials that have been confirmed halal and PPH assistance is carried out. In addition, the presence of self-declaration has fulfilled the three basic principles of muamalah fiqh, namely the Principle of Tawhid, the Principle of Mubah, the Principle of Maslahah. The implication of this research is to help ensure that products claimed to be halal by micro and small businesses (MSEs) through the self-declaration scheme actually meet halal standards recognized by Islamic law, so that consumers can have greater confidence in the products in circulation, besides that this research is also expected to be the basis for improving regulations related to halal certification of self-declaration schemes, including improving supervision and monitoring mechanisms to prevent unauthorized self-declaration practices. Keywords: Validity, Halal Certification, Self declare
LEGAL CONSEQUENCES OF MICRO AND SMALL ENTERPRISES ON HALAL CERTIFICATION OBLIGATIONS Suriyadi; Muhammad Azhar Nur; Mutmainnah
El-Iqthisadi Vol 7 No 2 (2025): Desember
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/el-iqthisady.v7i2.61003

Abstract

Abstract Islam provides guidance and guidance for humans in all aspects, one of which is the command to eat halal and good food. As a country that has a majority Muslim population, consumer protection in the form of guarantees of halal products is carried out. The Halal Product Guarantee Law has regulated the obligation to carry out halal certification, including micro and small business actors, so there is an obligation to carry out halal certification for their products. The research method used in this research is normative legal research using a statutory approach and a normative theological approach to study the obligation of halal certification based on the provisions of applicable laws and regulations and based on sources of Islamic law. The implementation of halal product guarantees has been regulated in such a way in statutory regulations that require all business actors to carry out halal certification, including micro and small business actors, by providing an easy halal certification process in the form of a statement (self-declare) with the provisions on the type of product and business actor that has been implemented. regulated in BPJPH regulations. Sanctions against micro and small business actors who do not carry out halal certification are not regulated so violations of this obligation are interpreted based on the provisions for violations of halal product guarantees which carry the threat of sanctions in the form of administrative sanctions, but the form of violation of halal product guarantees which is threatened with sanctions is not clearly stated. administratively, but if you look at the provisions of statutory regulations, sanctions can be in the form of written warnings, fines, and even withdrawal of goods from circulation. in the context of halal certification, micro, and small business actors need to implement regulations from Law 6 of 2023 regarding halal product guarantees Keywords: Halal Product, Self Declare, Micro and Small Enterprises
Co-Authors Addarajat, M. Zakky Admizal, Iril Ahmad Sulaiman Ambo Sagena Apra Muthiah Azizah Amatullah Ardi Ashar Sinilele Ashar Sinilele Dalim, Muhammad Dewi Puji Astuti Eka Surya Fitriani Erwinsyah Fitri Handayani Ghozi Febra Hadi Daeng Mapuna Harahap, Irwan Musriza Hasbi Hendra Herawati Indradewa, Rhian M. Thahir Maloko Muhajir H Muhammad Anis Muhammad Azhar Nur Muhammad Fachrul Rahman Muhammad Ma'ruf Syafruddin Nasruddin Nigrah MS, Agustina Nur Aisyah, Nur Aisyah Nur Hidayat Rangkuti, Agus Edi Rena Ulvianti Rizaldi Rizky Vita Losi Sohrah Taufik Hidayat