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All Journal Abditani : Jurnal Pengabdian Masyarakat Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat Maker: Jurnal Manajemen JAIM (Jurnal Abdi Masyarakat) Jurnal Akuntansi dan Manajemen Jurnal Ilmiah Manajemen Kesatuan Jurnal Ilmiah Akuntansi Kesatuan VALUE: Jurnal Ilmiah Akuntansi, Keuangan dan Bisnis Jurnal Ekonomi Perjuangan (JUMPER) JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Proceeding National Conference Business, Management, and Accounting (NCBMA) Jurnal Mahasiswa Manajemen dan Akuntansi JEKP (Jurnal Ekonomi dan Keuangan Publik) Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Jurnal Pengabdian Masyarakat dan Riset Pendidikan EKOBIMA Ekonomi Bisnis dan Manajemen
Dheri Febiyani Lestari
Universitas Cipasung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Mathematics Public Health Social Sciences Other

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From Local to Global : Pendampingan Literasi Keuangan, Digitalisasi Pemasaran dan Legalitas Usaha Untuk UMKM Berkelanjutan: Pengabdian Dheri Febiyani Lestari; Anwar Fauzi; Rifan Nasir Purwanto; Ade Imam; Herdian Muhammad Ramadhan; Adelia Nuraeni; Dila Iklima; Elisha Oktapiyana; Azmilah Hapidhatur Rahmah; Nova Samrotul
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.2834

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) merupakan salah satu penggerak utama perekonomian Indonesia, namun masih menghadapi berbagai tantangan, terutama terkait literasi keuangan, pemasaran digital, dan legalitas usaha. Kondisi ini juga dialami oleh UMKM di Desa Sukanagalih, Kecamatan Rajapolah, Kabupaten Tasikmalaya, yang tercatat memiliki 138 pelaku usaha dari total 1.297 UMKM di wilayah Rajapolah. Sebagian besar pelaku usaha masih belum optimal dalam melakukan pencatatan keuangan, belum memanfaatkan pemasaran digital secara maksimal, serta ada yang belum memiliki Nomor Induk Berusaha (NIB) sebagai bentuk legalitas. Kegiatan Kuliah Kerja Nyata (KKN) Universitas Cipasung dilaksanakan untuk menjawab permasalahan tersebut dengan tujuan: (1) meningkatkan literasi keuangan UMKM agar lebih mampu mengelola usaha, (2) memberikan keterampilan digital marketing untuk memperluas pasar, (3) mendampingi pendaftaran NIB bagi pelaku usaha, serta (4) memperkuat daya saing UMKM agar dapat bertransformasi dari skala lokal menuju global. Metode pelaksanaan meliputi observasi, wawancara, pendampingan door to door kepada 138 UMKM, serta pendaftaran NIB untuk 10 pelaku usaha. Puncak kegiatan berupa Seminar UMKM Level Up pada 8 September 2025 menghadirkan dosen Manajemen Keuangan dan Bisnis Digital sebagai narasumber, serta penyerahan buku kas dan pedoman pemasaran digital. Hasil kegiatan menunjukkan peningkatan pemahaman UMKM dalam pencatatan keuangan sederhana, pemanfaatan pemasaran digital, serta penerbitan 10 NIB. Program ini memberikan dampak nyata bagi peningkatan kapasitas dan daya saing UMKM menuju usaha berkelanjutan
Pengaruh Literasi Keuangan Dan Pendapatan Terhadap Financial Management Behavior Berbasis Digital Dengan Mediasi Self Control (Survey Pada Gen Z Di Kabupaten Tasikmalaya) Khairani, Nisha Kamilla; Febiyani Lestari, Dheri; Siddiqa, Heidi
VALUE Vol 6 No 2 (2025): Edisi Oktober 2025 - Maret 2026
Publisher : PRODI AKUNTANSI FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS TJUT NYAK DHIEN (UTND)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36490/value.v6i2.2169

Abstract

Penelitian ini bertujuan untuk menguji pengaruh literasi keuangan dan pendapatan terhadap financial management behavior dengan mediasi self control pada gen z di Kabupaten Tasikmalaya. Penelitian ini menggunakan metode survei dengan pendekatan kuantitatif. Data penelitian diperoleh dari responden dengan menggunakan angket kuesioner yang disebarkan kepada 160 gen z di Kabupaten Tasikmalaya. Alat analisis yang digunakan adalah Structural Equation Modeling (SEM) berbasis PLS menggunakan aplikasi SmartPLS Versi 4.1.1.2. Hasil menunjukan bahwa: (1) Literasi Keuangan tidak berpengaruh terhadap financial management behavior. (2) Pendapatan tidak berpengaruh terhadap financial management behavior. (3) Literasi Keuangan berpengaruh positif terhadap self control. (4) Pendapatan berpengaruh positif terhadap self control. (5) self control berpengaruh positif terhadap financial management behavior. (6) Literasi Keuangan berpengaruh positif terhadap financial management behavior di mediasi self control. (7) Pendapatan berpengaruh positif terhadap financial management behavior di mediasi self control. Temuan ini menegaskan bahwa pengetahuan dan pendapatan hanya akan efektif meningkatkan perilaku keuangan bila diiringi kemampuan mengendalikan diri.
Pengaruh Debt to Equity Ratio dan Current Ratio terhadap Return on Asset pada Perusahaan Rokok di Bursa Efek Indonesia Tahun 2015–2024 Chairunnisa, Siti; Lestari, Dheri Febiyani; Rahayu, Isyana
Jurnal Mahasiswa Manajemen dan Akuntansi Vol. 4 No. 2 (2025): Oktober : JUMMA'45: Jurnal Mahasiswa Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jumma45.v4i2.5036

Abstract

This study aims to analyze the effect of Debt to Equity Ratio (DER) and Current Ratio (CR) on Return on Assets (ROA) in cigarette companies listed on the Indonesia Stock Exchange (IDX) during the period 2015–2024. The research method applied is quantitative analysis with a multiple linear regression approach. Data were collected from annual financial statements of the sampled companies. The findings indicate that both DER and CR have no significant effect on ROA. This suggests that leverage and liquidity levels are not the primary determinants of a company’s ability to generate profits from its assets. Furthermore, the F-test in this research is applied as a model suitability test rather than a simultaneous significance test. Therefore, it can be concluded that variations in ROA of cigarette companies are influenced by other factors beyond DER and CR. The results of this study are expected to provide useful insights for investors, management, and future researchers in understanding the financial performance of the cigarette industry sector in Indonesia.
SIPRES: SOLUSI INOVATIF MANAJEMEN PESANTREN DIGITAL MENUJU ADMINISTRASI MODERN DAN GURU UNGGUL Dheri Febiyani Lestari; Rima Anjani; Amin Ma’rup; Mohamad Yogi Nugraha; Mimah Sukmawati; Melfa Sita Azzahra; Ai Kulsum; Moh Luthfi Widya Direja; Miranda Maryam; Mochamad Taopik Nur Rohman; Ahmad Faqih Farizi
Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Vol. 3 No. 5 (2025): Oktober
Publisher : CV. Alina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59407/jpki2.v3i5.3089

Abstract

Pengabdian kepada masyarakat ini bertujuan untuk mentransformasi sistem administrasi manual di Pesantren Miftahul Falah, Tasikmalaya, menjadi sistem digital yang efisien, transparan, dan terintegrasi melalui penerapan aplikasi SIPRES (Sistem Presensi). Metode pengabdian yang digunakan adalah pendekatan partisipatif dengan tahapan kegiatan meliputi identifikasi kebutuhan, perancangan sistem, pelatihan dan pendampingan guru, serta monitoring dan evaluasi implementasi aplikasi. Hasil kegiatan menunjukkan bahwa aplikasi SIPRES mampu meningkatkan efisiensi administrasi pesantren, mempercepat proses presensi santri, dan meminimalkan kesalahan pencatatan data. Sebanyak 60% guru dan staf administrasi mampu mengoperasikan aplikasi secara mandiri setelah pelatihan, serta terjadi peningkatan literasi digital dan perubahan budaya kerja pesantren menuju sistem manajemen berbasis teknologi. Simpulan dari kegiatan ini adalah bahwa penerapan SIPRES efektif dalam mewujudkan tata kelola pesantren yang modern, efisien, dan akuntabel, serta memiliki potensi untuk dikembangkan menjadi model manajemen pesantren digital yang dapat direplikasi di lembaga pendidikan Islam lainnya.   Kata Kunci: Sipres, Manajemen Pesantren, Digitalisasi Administrasi, Literasi Digital  
GREEN VILLAGE DAN CIRCULAR ECONOMY : OPTIMALISASI EKONOMI LOKAL MELALUI EDUWISATA DAN INOVASI KEWIRAUSAHAAN HIJAU DI DESA SIMPANG, KABUPATEN TASIKMALAYA Alfin Nur Arifah; Rizky Ridwan; Aditia Abdurachman; Dheri Febiyani Lestari; Nurherawati
Jurnal Abdi Masyarakat Vol. 8 No. 2 (2025): Jurnal Abdi Masyarakat Mei 2025
Publisher : Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/jaim.v8i2.6580

Abstract

This community engagement program aimed to develop sustainable tourism in Simpang Village, Bantar Kalong District, Tasikmalaya Regency, by enhancing human resource capacity through the establishment of a Tourism Awareness Group (Pokdarwis). Based on field observations, Cibeureum Dam was identified as a potential tourist destination that had not been optimally utilized due to legal disputes and lack of structured management. The program included activities such as stakeholder meetings, environmental clean-up, Pokdarwis formation, tourism training, digital promotional content creation, and the launching of a camping ground tourism concept. These initiatives encouraged local participation and built community awareness on managing tourism sustainably. Despite challenges such as limited public enthusiasm and unresolved land ownership, the program successfully laid the foundation for inclusive, environmentally conscious tourism development rooted in local potential
Beyonds Clicks : Pengaruh ShopeePayLater pada Pembelian Impulsif di E-Commerce, Studi Kasus di Kota Tasikmalaya Dheri Febiyani Lestari; Setia Rachmanda, Yudi; Kurniawan, Rudi
EKOBIMA Vol. 1 No. 2 (2023): EKOBIMA: Jurnal Ekonomi Bisnis dan Manajemen - Desember 2023
Publisher : POLITEKNIK LP3I

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38204/ekobima.v1i2.1668

Abstract

The ever-evolving digital world has led to digital transformation in the retail and financial industries, leading to changes in consumer spending trends. Currently, e-commerce offers a variety of payment methods, including the Paylater method, to increase consumer convenience. Shoppe has launched a Paylater feature called ShoppePaylater. Shoppepaylater users can get credit without a long creation process. The aim of this research is to find out how Shoppepaylater influences the impulsive buying behavior of e-commerce users in Tasikmalaya, because Shoppepaylater is thought to make Tasikmalaya people impulsive. As stated by Davis (Nenandha, 2020), differences in the context of use of Shoppepaylater are measured by perceived ease of use, perceived usefulness, intensity of use, and attitudes towards actual use. The indicators of spontaneity, strength, impulse, intensity, excitement, stimulation, and indifference to consequences are used to measure the impulse buying variable proposed by Rook & Fisher (Sari, 2021). This research method is quantitative descriptive analysis and uses data from questionnaires distributed to 186 respondents who met the requirements. From the results of this research, it is known that the impulse buying habits of e-commerce consumers have a 4.2% impact on the ease of use of ShopeePayLater technology in Tasikmalaya. The results of data processing also indicate that consumers in Tasikmalaya have a high level of ShopeePayLater usage and tend to make purchases that do not suit their needs, indicating impulsive behavior in the purchasing process.
PENGARUH RETURN ON ASSETS (ROA), RETURN ON EQUITY (ROE), NET PROFIT MARGIN (NPM), GROSS PROFIT MARGIN (GPM) TERHADAP HARGA SAHAM PERBANKAN SYARIAH YANG TERDAFTAR DI BEI PERIODE 2021-2024 Halimatul Sayyidah; Heidi Siddiqa; Dheri Febiyani Lestari
JURNAL EKONOMI PERJUANGAN Vol. 7 No. 2 (2025): Jurnal Ekonomi Perjuangan (JUMPER)
Publisher : LP2M Universitas Perjuangan Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36423/jumper.v7i2.2436

Abstract

This study aims to analyze the effect of Return on Assets (ROA), Return on Equity (ROE), Net Profit Margin (NPM), and Gross Profit Margin (GPM) on stock prices of Islamic commercial banks listed on the Indonesia Stock Exchange. This research employs a quantitative method with an associative approach. The data used are secondary data obtained from annual financial statements and stock prices for the research period. Data analysis was conducted using multiple linear regression, including classical assumption tests, coefficient of determination, F-test, and t-test. The results show that partially, ROA and ROE have no significant effect on stock prices. NPM has a significant negative effect, while GPM (after transformation) has a significant positive effect on stock prices. Simultaneously, these four independent variables significantly influence stock prices. The coefficient of determination indicates that part of the variation in stock prices can be explained by these profitability variables, while the remaining variation is influenced by other factors outside the research model. These findings suggest that investors pay more attention to operational efficiency indicators (GPM) than to ROA or ROE when making investment decisions in Islamic bank stocks. This study is expected to serve as a reference for companies to improve financial performance and for investors as a consideration in making investment decisions.
PENGARUH LEVERAGE, LIQUIDITY, FIRM SIZE DAN GROWTH OPPORTUNITY TERHADAP HEDGING PADA PERUSAHAAN YANG TERDAFTAR DI BEI PERIODE 2010-2024 Luthfi Fathul Ba'ari; Heidi Siddiqa; Dheri Febiyani Lestari
JURNAL EKONOMI PERJUANGAN Vol. 7 No. 2 (2025): Jurnal Ekonomi Perjuangan (JUMPER)
Publisher : LP2M Universitas Perjuangan Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36423/jumper.v7i2.2494

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh leverage, liquidity, firm size, dan growth opportunity terhadap keputusan hedging pada perusahaan sektor otomotif yang terdaftar di Bursa Efek Indonesia (BEI) periode 2010–2024. Fenomena fluktuasi nilai tukar rupiah terhadap dolar Amerika Serikat mendorong perusahaan otomotif untuk menerapkan strategi hedging guna menjaga stabilitas keuangan. Penelitian ini menggunakan pendekatan kuantitatif dengan metode analisis regresi linier berganda. Sampel penelitian terdiri dari dua perusahaan besar, yaitu PT Astra International Tbk dan PT Indomobil Sukses Internasional Tbk, dengan data sekunder yang diperoleh dari laporan tahunan perusahaan. Hasil penelitian menunjukkan bahwa secara parsial, leverage, firm size, dan growth opportunity tidak berpengaruh signifikan terhadap keputusan hedging, sedangkan liquidity berpengaruh signifikan negatif. Secara simultan, keempat variabel independen berpengaruh terhadap hedging dengan koefisien determinasi (R²) sebesar 0,359, yang berarti model mampu menjelaskan 35,9% variasi keputusan hedging. Hasil penelitian ini diharapkan dapat memberikan kontribusi bagi perusahaan dalam merumuskan strategi manajemen risiko yang lebih efektif, serta menjadi referensi bagi penelitian selanjutnya.
ANALISIS PERILAKU INVESTASI DITINJAU DARI BEHAVIORAL INTENTION DAN FINANCIAL LITERACY Viska Putria Ananda; Dheri Febiyani Lestari; Della Apriani; Muhamad Zulfikar Bintang Satrio
JURNAL EKONOMI PERJUANGAN Vol. 7 No. 2 (2025): Jurnal Ekonomi Perjuangan (JUMPER)
Publisher : LP2M Universitas Perjuangan Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

 The objectives of this study was to determine and analyze the description of behavioral intention, financial literacy, and investment behavior in Generation Z in Tasikmalaya City, as well as the influence of behavioral intention and financial literacy on investment behavior in Generation Z in Tasikmalaya City. The research method used in this study is the survey method, while the types of data used in this study are primary data and secondary data. The object of this study is Generation Z investors in Tasikmalaya City, with a research sample of 100 respondence and using sampling technique the non-probability sampling method. The data analysis technique used is multiple regression analysis. The results of the study indicate that behavioral intention, financial literacy, and investment behavior in Generation Z in Tasikmalaya City are included in the good category. The test results prove that behavioral intention and financial literacy simultaneously and partially have a significant effect on investment behavior in Generation Z in Tasikmalaya City.  
Co-Authors Ade Imam Adelia Nuraeni Adi Muhammad Nur Ihsan Aditia Abdurachman Agustian, Aldy Agustina, Gina Ahmad Faqih Farizi Ai Kulsum Aldy Agustian Alfin Nur Arifah Alfin Amin Ma’rup Anwar Fauzi Arif Muhamad Nurdin Azmilah Hapidhatur Rahmah Chairunnisa, Siti Della Apriani Dila Iklima Elisha Oktapiyana Fadilah, Ridwan Geni Nurfadilah Halimatul Sayyidah Heidi Siddiqa Heidi Siddiqa Herdian Muhammad Ramadhan Herdiyanti Herdiyanti, Herdiyanti Ika Sartika Isyana Rahayu Isyana Rahayu, Isyana Jaenudin, Ujang Eri Khairani, Nisha Kamilla Luthfi Fathul Ba'ari Marto Silalahi Media Aditia Abdurachman1 Melfa Sita Azzahra Mimah Sukmawati Miranda Maryam Mochamad Taopik Nur Rohman Moh Luthfi Widya Direja Mohamad Yogi Nugraha Muhamad Risal Tawil Muhamad Zulfikar Bintang Satrio Muhammad Irsyad Elfin Mujtaba Ngurah Pandji Mertha Agung Durya Nova Samrotul Nurfadilah, Geni Nurherawati Nurlaila, Fitri Nurmalinda, Sinta Yuli Raisa Hillia Aini Syifa Ramdani Al Falah Ramdani Al Falah Ratnawita Ratnawita Ridwan Fadilah Rifan Nasir Purwanto Rima Anjani Rina Madyasari Risa Asti Nur Fadilah Rizky Ridwan Rudi Kurniawan Siddiqa, Heidi Sudiarti, Sri Syifa Aenun Naja Taupik Akbar Viska Putria Ananda Yudi Setia Rachmanda