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Pembinaan dalam Upaya Meminimalisir Resiko Pengembalian Dana Pinjaman Modal Pada UMKM di Bank Wakaf Mikro Syariah Denanyar Jombang Eny Latifah; Yusuf Yusuf; Nouvel Zabidi
ASPIRASI : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat Vol. 2 No. 2 (2024): Maret : ASPIRASI : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat
Publisher : Asosiasi Periset Bahasa Sastra Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/aspirasi.v2i2.450

Abstract

Bank Wakaf Mikro (BWM) Sumber Barokah Denanyar Jombang is one of ten Islamic MFIs in the early stages of the 'Community Empowerment through the Establishment of Islamic MFIs around Pesantren‛ Program facilitated by the Financial Services Authority (OJK) and the Small Business Incubation Center (Pinbuk) by providing loan funds for more productive community business groups. The purpose of this assistance is to provide guidance and direction on the knowledge and implementation of the efforts to be made by the Denanyar Jombang Sharia Micro Waqf Bank in minimizing the risk of capital loans given to MSMEs as business capital. There are three (3) stages in this assistance: Preparation, Implementation and evaluation. The results of the assistance show: (1) An increase in efforts to minimize the risk of capital loans, (2) A decrease in the number of defaults on the risk of returning loan capital (3) An increase in family values and religiosity for customers who make loans.
Urgensi Sertifikasi Halal dalam Meningkatkan Pertumbuhan Ekonomi Syariah di Indonesia Eny Latifah; Yusuf Yusuf
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 2 No. 1 (2024): Februari : Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jepi.v2i1.305

Abstract

This study aims to determine the extent of the urgency of halal product certification in increasing Islamic economic growth in Indonesia. The method used is library research. The results of the study show that the urgency of halal certification in the growth of the Islamic economy in Indonesia is: (1) Halal certification is an instrument in the halal chain in the Islamic economy; (2) Halal certification encourages Indonesia's achievements through the implementation of its sharia economic system, and (3) Halal certification plays a role in increasing the quantity of economic growth in Indonesia. The research implication is as a reference and motivation for stakeholders, government and society in accelerating halal certification for target products. The novelty of research is the urgency in the movement for halal certification to move to increase the growth of the Islamic economy in Indonesia.
The Effect Of Brand Equity and Marketing Mix On Purchasing Decisions For Contemporary Franchise Drink Products in Gorontalo City Using The Structural Equation Modeling Method Yusuf Yusuf; Abdul Rasyid
Digital Innovation : International Journal of Management Vol. 2 No. 1 (2025): Digital Innovation : International Journal of Management
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/digitalinnovation.v2i1.162

Abstract

This study examines the intense competition in the contemporary franchise beverage industry in Gorontalo City, where consumers have many choices that affect loyalty to certain brands. This study aims to analyze the effect of brand equity and marketing mix on customer loyalty. This descriptive quantitative research uses accidental sampling with 100 samples. Data analysis includes statistical tests as well as Structural Equation Modeling (SEM) models. This study shows that brand equity and marketing mix have a positive and significant effect on purchasing decisions, both partially and simultaneously, with the t-count and f-count values exceeding the table limit at the 95% confidence level. SEM-PLS analysis confirmed the significant relationship with p-values of 0.05 and t-statistics of 1.96, supporting the tested model. The research conclusion shows that brand equity and marketing mix have a significant influence on purchasing decisions. As advice, business owners of contemporary beverage franchises in Gorontalo City are advised to strengthen brand equity, as well as optimize creative and effective marketing strategies to increase competitiveness.
Pendampingan Melalui Program Pembinaan Kompetisi Sains Madrasah Sebagai Upaya Peningkatan Prestasi Eny Latifah; Yusuf Yusuf
Jurnal Kabar Masyarakat Vol. 3 No. 1 (2025): JURNAL KABAR MASYARAKAT
Publisher : Institut Teknologi dan Bisnis Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jkb.v3i1.2945

Abstract

This Community Service has the objective of providing assistance to students at the Elementary Madrasah level in the Republic of Indonesia Ministry of Religion Program called the Madrasah Science Competition (KSM). As a form of community service in improving student achievement, there needs to be guidance in encouraging the existing KSM program. The purpose of the service is to provide guidance for elementary Madrasah students in KSM in the fields of Science and Mathematics Integration of Religion. The results of community service are (1) Guidance is given in the form of providing materials, trials and evaluations; (2) Guidance in the form of assistance in providing motivation and direction in participating in KSM; and (3) Guidance can provide a positive impact, especially for students who participate in KSM and Educational Institutions in general in improving the quality of education. (4) Guidance is able to improve student achievement in the field of science that is of interest in the competition.
Pengaruh Harga, Kualitas Layanan dan Elektronic Word of Mouth terhadap Keputusan Pembelian pada Pelanggan Chila Petshop Kendari Yusuf Yusuf; Muh Fakhrul Kamal; Muhammad Taufik; Triwulandari Nehru Putri; Ariawan Ariawan
Manajemen Kreatif Jurnal Vol. 2 No. 2 (2024): Mei: Manajemen Kreatif Jurnal
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/makreju.v2i2.3262

Abstract

The increasing trend of keeping animals has resulted in increased demand for pet food. The purpose of this study was to analyse the effect of price, service quality and electronic word of mouth on purchasing decisions. This research was conducted on 80 chila Petshop customers. The results of the study found that price, service quality and electronic word of mouth both partially and simultaneously have a positive and significant effect on purchasing decisions. so that traders can pay attention to this
The Effect of Business Capital on Business Performance with Product Innovation as a Mediating Variable in Kendari City Micro Businesses Mihmu Mihmu; Yusuf Yusuf
Management Dynamics: International Journal of Management and Digital Sciences Vol. 2 No. 1 (2025): International Journal of Management and Digital Sciences
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/managementdynamics.v2i1.53

Abstract

Kendari City''s micro-enterprises struggle with limited capital and low product innovation, with 60% facing difficulties accessing capital. This study aims to examine the relationship between business capital and micro-enterprises'' performance, with product innovation strengthening this relationship. Policy support is crucial for improving competitiveness and sustainability. This study investigates the effect of business capital on business performance in micro enterprises in Kendari City, focusing on product innovation as a moderating variable. Data was collected from 50 respondents using the Slovin formula and Structural Equation Modeling (SEM) method. The study validated and tested the data for reliability and validity, providing an overview of the relationship between business capital and performance. Business capital significantly influences business performance, product innovation, and overall performance. Its Path Coefficient is 0.011, with a T-Statistic value of 9.875, above the threshold of Z α 0.05. Product innovation also positively influences business performance, with a Path Coefficient of 0.004 and a T-Statistic value of 2.855. Business capital''s influence on product innovation is fairly large, exceeding the threshold. Business capital significantly impacts the performance of Micro, Small, and Medium Enterprises (MSMEs) in Kendari City, enhancing product innovation, competitiveness, and market competitiveness. A synergistic strategy utilizing sufficient capital fosters innovative capabilities, resulting in improved performance.
The Effect of Brand Equity and Marketing Mix on Purchase Decisions for Current Franchise Beverage Products in Gorontalo City Using the Structural Equation Modeling Method Yusuf Yusuf; Abdul Rasyid
Global Economics: International Journal of Economic, Social and Development Sciences Vol. 1 No. 4 (2024): December: Global Economics - International Journal of Economic, Social and Deve
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70062/globaleconomics.v1i4.58

Abstract

This study examines the intense competition in the contemporary franchise beverage industry in Gorontalo City, where consumers have many choices that affect loyalty to certain brands. This study aims to analyze the effect of brand equity and marketing mix on customer loyalty. This descriptive quantitative research uses accidental sampling with 100 samples. Data analysis includes statistical tests as well as Structural Equation Modeling (SEM) models. This study shows that brand equity and marketing mix have a positive and significant effect on purchasing decisions, both partially and simultaneously, with the t-count and f-count values exceeding the table limit at the 95% confidence level. SEM-PLS analysis confirmed the significant relationship with p-values of 0.05 and t-statistics of 1.96, supporting the tested model. The research conclusion shows that brand equity and marketing mix have a significant influence on purchasing decisions. As advice, business owners of contemporary beverage franchises in Gorontalo City are advised to strengthen brand equity, as well as optimize creative and effective marketing strategies to increase competitiveness.
LITERASI GREEN ECONOMY TERHADAP PERILAKU EKONOMI KERAKYATAN MAHASISWA PENDIDIKAN EKONOMI Sandi Sandi; Muhammad Rakib; Agussalim Agussalim; Adam Rahman Suradi; Yusuf Yusuf
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 9 No 2 (2026): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v9i2.4427

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi ekonomi hijau terhadap perilaku ekonomi berorientasi masyarakat pada mahasiswa Pendidikan Ekonomi. Penelitian ini menggunakan pendekatan kuantitatif dengan desain survei eksploratif. Populasi terdiri dari mahasiswa Program Studi Pendidikan Ekonomi di salah satu universitas di Indonesia, dengan sampel sebanyak 120 responden yang dipilih melalui teknik pengambilan sampel acak proporsional. Data dikumpulkan menggunakan kuesioner skala Likert yang telah diuji validitas dan reliabilitasnya. Analisis data dilakukan menggunakan statistik deskriptif, uji asumsi klasik, dan regresi linier sederhana dengan bantuan SPSS versi 27. Hasil penelitian menunjukkan bahwa literasi ekonomi hijau memiliki pengaruh positif dan signifikan terhadap perilaku ekonomi berorientasi masyarakat mahasiswa, ditunjukkan dengan nilai signifikansi 0,000 < 0,05 dan koefisien regresi 0,643. Hasil ini menunjukkan bahwa pemahaman mahasiswa yang lebih tinggi tentang prinsip keberlanjutan, efisiensi sumber daya, dan kesadaran lingkungan cenderung meningkatkan dukungan terhadap produk lokal, memperkuat solidaritas ekonomi, dan mendorong partisipasi dalam kegiatan ekonomi berbasis masyarakat. Studi ini menekankan pentingnya mengintegrasikan pendidikan keberlanjutan ke dalam kurikulum Pendidikan Ekonomi untuk mengembangkan generasi yang memiliki kesadaran sosial, ekologis, dan ekonomi berkelanjutan.
TRANSFORMATIONAL LEADERSHIP AND WORK INNOVATION ON JOB SATISFACTION AND EMPLOYEE PERFORMANCE Yusuf Yusuf
Mega Aktiva Vol 14, No 1 (2025): April
Publisher : Universitas Muhammadiyah Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32833/majem.v14i1.653

Abstract

Analisis Sistem Sosial dan Ekologi pada Wisata Hutan Mangrove (Nanga Sira Island Mangrove Tracking) Desa Penyaring, Sumbawa, Nusa Tenggara Barat Hikmahyanti Hikmahyanti; Haqqy Rerian Erlangga; Neri Kautsari; Nadratun Nikmah; Budi Uzaman; Alamsyah Alamsyah; Yusuf Yusuf
Jurnal Kelautan dan Perikanan Indonesia Vol 5, No 3: Desember (2025)
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jkpi.v5i3.28224

Abstract

Desa Penyaring terletak di Kecamatan Moyo Utara, Kabupaten Sumbawa, Nusa Tenggara Barat, memiliki kawasan mangrove yang dikembangkan menjadi ekowisata bahari berbasis masyarakat. Kawasan ini berperan dalam melindungi pantai dari abrasi, tempat hidup biota laut, dan penyerap karbon. Namun, masih ditemui keterbatasan dalam pemahaman masyarakat terhadap fungsi ekologis mangrove serta pengelolaannya. Penelitian ini bertujuan menganalisis Sistem Sosial-Ekologi (SES) pada kawasan wisata hutan mangrove Desa Penyaring. Metode penelitian mencakup pengumpulandata primer dan sekunder. Data primer meliputi pengamatan aspek ekologi dan sosial. Aspek ekologi dikumpulkan melalui observasi partisipatif serta pengukuran parameter kualitas air (suhu, pH, oksigen terlarut, salinitas) pada tiga stasiun pengamatan. Aspek sosial diperoleh melalui pengisian kuesioner oleh 80 responden dan wawancara dengan pemerintah desa serta pengelola wisata mangrove. Datasekunder diperoleh dari studi literatur (buku, laporan, artikel jurnal). Hasil penelitian menunjukkan bahwa ekowisata mangrove Desa Penyaring berada pada kondisi ekologis yang stabil. Resource Systems (RS) yang meliputi kualitas air perairan sesuai baku mutu, dengan Stasiun II sebagai terbaik(DO 10,8 mg/L, kekeruhan 3,7 NTU). Resource Units (RU) juga optimal, terlihat dari kejernihan air, fauna khas, dan persepsi pengunjung yang tinggi terutama pada aspek keindahan vegetasi dan kenyamanan tracking. Actors mencakup wisatawan, masyarakat, dan pemerintah desa terlibat aktif dalam pemanfaatan dan pengelolaan kawasan wisata mangrove. Aspek Governance Systems dinilaiefektif dalam menjaga fasilitas dan stabilitas ekologi, namun edukasi lingkungan masih terbatas. Secara keseluruhan, integrasi RSRUAGS menunjukkan potensi keberlanjutan yang kuat, dengan prioritas peningkatan pada edukasi dan pengelolaan perilaku pengunjung.