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The effect of Sharia bank knowledge, promotion, and facilities on savings decisions at Sharia banks with savings interest as mediation variables Oriesta Dhea Budi Utamy; Ratieh Widhiastuti
Journal of Islamic Economics, Management, and Business (JIEMB) Vol 1, No 1 (2019)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2019.1.1.3986

Abstract

Purpose - The purpose of this study is to explain the effect of Sharia bank knowledge, promotion, and facility on saving decisions in Shariah bank both directly and through saving interest.Method - The population in this study is the students of Sharia banking department at Islamic Business and Economics Faculty of IAIN Purwokerto Batch 2016/2017 of 106 students. All populations in this study were used as the sample. The technique of data collection in this study used questionnaires. Techniques of data analysis used descriptive statistic analysis and path analysis. Result - The results showed that Sharia bank knowledge, promotion, and facility give a positive and significant effect on saving decisions in Sharia Bank. Saving interest can mediate Sharia bank knowledge, promotion, and facility on saving decisions in Sharia Bank.Implication - Suggestion from this study are expected that Sharia Bank can fix the facility and improve promotions so that the customer candidate can know what kind of product offered so that saving interest and saving decision in Sharia Bank can be improved.Originality - This study adds Islamic bank knowledge and saving interest variable as the intervening variable.
Membangun Brand Image di tengah Pandemi melalui Sertifikasi CHSE bagi Pelaku Wisata Ratieh Widhiastuti; Satsya Yoga Baswara; Wisudani Rahmaningtyas; Ahmad Saiful Mukmin
MATAPPA: Jurnal Pengabdian Kepada Masyarakat Volume 5 Nomor 1 Tahun 2022
Publisher : STKIP Andi Matappa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31100/matappa.v5i1.1696

Abstract

Tujuan pelatihan dan pendampingan Sertifikasi Cleanliness, Healthy, Safety, and Environmental Sustainability adalah untuk menumbuhkan kesadaran akan pentingnya sertifikasi untuk meningkatkan kepercayaan pengunjung, serta kesiapan Kelompok Sadar Wisata untuk memperoleh sertifikat. Objek kegiatan pengabdian adalah para pengelola Pokdarwis di Kota Semarang. Kegiatan pengabdian dilaksanakan melalui tiga tahapan yaitu tahap persiapan, tahap pelaksanaan dengan mengunakan model pengelolaan sumber daya pariwisata berbasis partisipasi masyarakat, dan tahap evaluasi dan monitoring. Pelaksanaan kegiatan pengabdian dibantu sepenuhnya oleh Pengelola Omah Pintar Petani Desa Wisata Kandri yang merupakan objek utama yang menjadi sasaran pengabdian. Hasil pengabdian menunjukkan bahwa pengelola Pokdarwis Kota Semarang pada umumnya dan pengelola Omah Pintar Petani Kandri pada khsuusnya belum memahami akan pentingnya Sertifikat CHSE yang dicanangkan oleh Kemenparekraf. Dan belum memiliki persiapan untuk bisa mendapatkan sertifikat. Melalui kegiatan pengabdian ini, pengelola Pokdarwis bersedia untuk mempersiapkan sarana dan prasarana yang diperlukan untuk proses sertifikasi, sekaligus tertarik untuk mulai mendaftar secara online melalui website kemenparekraf. Harapan untuk mendapatkan brandimage sebagai pokdarwis yang memberikan jaminan kesehatan dan keselamatan sesuai protokol CHSE menjadi motivasi utama untuk mengikuti pendaftaran sertifikasi.
The Role of Financial Distress in Mediating The Accounting Conservatism Practices Ratieh Widhiastuti; Selvia Rahayu
AKRUAL: JURNAL AKUNTANSI Vol 13 No 2 (2022): AKRUAL: Jurnal Akuntansi
Publisher : Jurusan Akuntansi Fakultas Ekonomi Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jaj.v13n2.p201-213

Abstract

Conservatism is a prudent reaction to uncertain conditions aimed at protecting the rights and interests of shareholders, and lenders who determine higher standard verification to recognize good news rather than bad news. Several phenomena that indicate the lack of application of accounting conservatism are the many fraudulent acts of internal company parties. This study aimed to determine the effect of the board of directors, firm size, leverage on accounting conservatism through financial distress as a mediating variable. The population of this research is manufacturing companies listed on the Indonesia Stock Exchange in 2016-2018. The research sample was determined by purposive sampling method so that there were 174 analysis units. The data use published annual reports. The analysis tool used descriptive analysis and path analysis. The results showed that financial distress, firm size, and leverage had a significant positive, but the board of directors had no effect on accounting conservatism. The board of directors and leverage had a significant negative effect on financial distress. Firm size had a significant positive effect on financial distress. Financial distress significantly mediated the effect of firm size and leverage, but was unable to mediate the effect of the board of directors on accounting conservatism
Digital Marketing for Village Tourism Wisudani Rahmaningtyas; Ratieh Widhiastuti; Hanna Netti Purasani; Ajie Pangestu; Rusdiana Rusdiana
ABDIMAS: Jurnal Pengabdian Masyarakat Vol. 4 No. 2 (2021): ABDIMAS UMTAS: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM Universitas Muhammadiyah Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (171.518 KB) | DOI: 10.35568/abdimas.v4i2.1572

Abstract

The purpose of this service activity is to provide knowledge about the importance of digital marketing in the era of industry 4.0, as well as provide direct training on making videos as a medium for promotion. The object of the service activity is the entire Management of Omah Smart Farmers Tourism Object (OPP) Kandri Tourism Village and Tourism Awareness Group Managers (Pokdarwis) Semarang City. Service activities are carried out in three stages, namely the preparation stage, the implementation stage, and the evaluation monitoring stage. The results of the service activities consist of the preparation stage in the form of coordination with the Head of the Kandri Tourism Village to find out the problems that exist in the Kandri Tourism Village. The service activity was considered successful, as evidenced by the implementation stage of all participants who were targeted to attend and were very enthusiastic in asking questions during the training. Many participants asked for advice in determining the right material to promote, and various tricks to get interesting promotional media. At the monitoring stage, the service team communicates through social media to find out the development of service activities. And the evaluation stage is carried out by asking for feedback from service participants as the basis for improving further service activities. the service team communicates through social media to find out the development of service activities. And the evaluation stage is carried out by asking for feedback from service participants as the basis for improving further service activities. the service team communicates through social media to find out the development of service activities. And the evaluation stage is carried out by asking for feedback from service participants as the basis for improving further service activities.
Model Akuntansi Sederhana Bagi UMKM Makanan Kota Semarang Ratieh Widhiastuti; Kardiyem Kardiyem; Nina Farliana
JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat) VOL. 3 NOMOR 1 MARET 2019 JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat)
Publisher : Lembaga Publikasi Ilmiah dan Penerbitan (LPIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (578.331 KB) | DOI: 10.30595/jppm.v3i1.4043

Abstract

Tujuan dari kegiatan pengabdian ini adalah memberikan pemahaman dan kompetensi dalam menentukan biaya pokok produksi dan penyusunan laporan laba rugi bagi UMKM makanan di Kota Semarang. Hal ini dilaksanakan untuk membantu menyelesaikan permasalahan yang dihadapi pemilik UMKM akan ketidak pemahamanan tentang akuntansi. Kegiatan pengabdian ini yang semula dikhususkan untuk membantu menghitung harga pokok produksi berkembang dengan pelatihan tambahan yaitu penyusunan laporan laba rugi. Program pengabdian dilakukan dalam beberapa tahapan, dimulai dari pemaparan materi tentang biaya pokok produksi, simulasi praktik dengan menggunakan “buku kartu akuntansi”, dan tahapan terakhir yaitu pemantapan melalui tanya jawab. Saran dari kegiatan ini adalah perlunya pelatihan lanjutan untuk penyusunan laporan keuangan lain seperti laporan arus kas dan laporan posisi keuangan.
Kreasi Sandal Rajut sebagai Salah Satu Strategi Pengembangan Desa Wisata Berbasis Ekonomi Warga Rediana Setiyani; Ratieh Widhiastuti; Indah Setia Ningrum
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 5 No 1 (2021): Volume 5 Nomor 1 Tahun 2021
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v5i1.15046

Abstract

Keji Village is one of 35 tourist villages in Semarang Regency, but according to information from the Village Apparatus, it is a tourist village that is difficult to develop. This is because the Pokdarwis, which has been around for a long time, is getting more and more suspended and never carries out any activities. This is because there are no related institutions that work together to conduct training and the like. The biggest obstacle felt was the absence of souvenirs from Keji Village, due to limited natural resources that could be used as basic materials for making souvenirs. Based on observations, it is known that the majority of Keji Village residents are dominated by women, and most of them are unemployed/not yet working. To be able to attract the enthusiasm of the residents in participating in the training, training in making souvenirs that are attractive to women is needed. The objectives of this service activity are (1) increasing public awareness, especially housewives, on the importance of tourism villages; (2) reactivation of existing pokdarwis; (3) provide training and assistance in making beautiful sandals with knitted decorations. The solutions offered are workshops, counseling, and assistance through the Participatory Rural Appraisal (PRA) method. Through training and practice of making knitting sandals, service participants have new skills in the form of knitting and making beautiful sandals. The trainees were inspired to open up business opportunities by doing business in beautiful sandals online.
The Role of Women’s Leadership in Manufacturing Companies Listed on the Indonesia Stock Exchange Ratieh Widhiastuti; Kiswanto Kiswanto; Kuat Waluyo Jati
The Indonesian Journal of Accounting Research Vol 23, No 1 (2020): IJAR January 2020
Publisher : The Indonesian Journal of Accounting Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33312/ijar.461

Abstract

This study aims to determine the role of women in the board of directors in increasing company value through financial performance. The research object was all manufacturing companies listed on the Indonesia Stock Exchange in 2017. The sampling technique used purposive sampling on condition that the company had a board of directors and a female commissioner and did not experience a loss during the observation year. The research data used secondary data in the form of annual financial statements which were downloaded through the official website of the Indonesia Stock Exchange (IDX). Hypothesis testing used WarpPLS analysis. The results showed that the presence of women on the board had a negative impact on financial performance, financial performance had a positive and significant effect on company value, and the presence of women on the board had a significant negative effect on company value through financial performance.
Pemberdayaan Perempuan di Kampung Tematik Jamrut melalui Kreativitas Berbasis Ecoprint Ratieh Widhiastuti; Wisudani Rahmaningtyas; Nina Farliana; Dwi Endah Kusumaningtias
Nuansa Akademik: Jurnal Pembangunan Masyarakat Vol 7 No 2 (2022)
Publisher : Lembaga Dakwah dan Pembangunan Masyarakat Universitas Cokroaminoto Yogyakarta (LDPM UCY)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/jnajpm.v7i2.1208

Abstract

The COVID-19 pandemic has had a significant effect on the management of the Kampung Tematik Jamrut in particular, and the economic impact on women in the Ngijo Village. Guava and oranges crop that cannot be sold well, require alternative solutions for the use of existing natural resources to create economic product. Providing new skills by utilizing natural materials that are easily available for women in Kampung Tematik Jamrut, Ngijo Village is the goal of community service activities. The solution provided is training and practice of making handicrafts in the form of fabrics with the ecoprint technique. The results of the service showed that the service activities which were divided into four stages, namely socialization, training, practice and evaluation were very well received by the service participants, and the service participants found it useful to be applied in daily life because it was known that some of the participants worked as tailors. The ecoprint technique with the steam method is cheap, easy and simple to practice.
Moderation of Extracurricular Activities in Influencing Diamond Fraud on Academic Fraud Behaviour Nina Farliana; Ratieh Widhiastuti; Wisudani Rahmaningtyas; Atika Nurdiana
Jurnal Pendidikan dan Pengajaran Vol 55 No 3 (2022): October
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jpp.v55i3.46099

Abstract

The number of students who commit academic fraud is a behaviour that is not commendable and should not occur in the academic environment. This study aims to test whether there is an influence between pressure, opportunity, rationalization, and ability on academic cheating behaviour with extracurricular activities as a moderating variable. This study uses a quantitative approach. The population in this study was 7.029. Samples were taken using the Slovin formula for as many as 379 students, and the sampling technique used proportional random sampling. Methods of data collection using a questionnaire. The data analysis method used is descriptive statistical analysis and Moderated Regression Analysis (MRA). The study results show that pressure positively affects academic cheating behaviour by 11.36%. An opportunity has a positive effect on academic cheating behaviour by 5.52%. Then, Rationalization has a positive effect on academic cheating behaviour by 18.84%. The ability has a positive effect on academic cheating behaviour by 42.77%. The implication is extracurricular activities can strengthen the influence of pressure, rationalization and ability on academic cheating behaviour. However, unable to moderate the effect of opportunity on academic cheating. This research suggests that exam supervisors can tighten supervision, and students can foster self-confidence.
Effect of Failure Fear and Achievement Motivation on Academic Procrastination Trough Self-Control Rahmaningtyas, Wisudani; Widhiastuti, Ratieh; Farliana, Nina; Widiyastuti, Maulina
Dinamika Pendidikan Vol 17, No 1 (2022): June 2022
Publisher : Fakultas Ekonomi, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dp.v17i1.36325

Abstract

The study aimed to analyze the effect of failure fear and achievement motivation on academic procrastination and to test the self-control variable as a mediating variable. This study used a quantitative approach. The research population was 997 students of the Faculty of Economics, Universitas Negeri Semarang in the class of 2019 and the sampling based on the Slovin formula was 286 students. The sampling technique used proportional random sampling. Data collection techniques used a questionnaire. The data analysis technique used descriptive statistical analysis and path analysis. The results showed that there was a positive and significant effect of failure fear on academic procrastination. Achievement motivation and self-control had no effect on academic procrastination. Partially, failure fear had no effect on self-control. Partially, achievement motivation had a positive and significant effect on self-control, and self-control was unable to mediate the effect of failure fear and achievement motivation on academic procrastination. Suggestions given from this study include that students are advised to reduce the habit of behaving in academic procrastination starting from the smallest things, and improve their self-control skills so they can behave positively and can make the right decisions.