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Bayu Wijayantini, Bayu
Universitas Muhammadiyah Jember
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Journal : Jurnal Simki Economic

 1 
Pengaruh Gender, Literasi Keuangan, Lifestyle Hedonis dan Kepribadian terhadap Pengelolaan Keuangan Pribadi : Studi Kasus Mahasiswa PTS di Kota Jember Aghata, Violina; Supeni, Retno Endah; Wijayantini, Bayu
Jurnal Simki Economic Vol 8 No 1 (2025): Volume 8 Nomor 1 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i1.1174

Abstract

Through a case study of private college students in Jember City, this study aims to examine the influence of Gender, Financial Literacy, Hedonistic Lifestyle and Personality on personal financial management. The financial behavior of the community, especially the younger generation, is also influenced by these factors. Although most of their money is covered by their parents, students begin to be able to manage their finances independently when they enter adolescence and transition to adulthood. Someone who has a consumptive behavior tends to spend more money than they earn, and students tend to be interested in things that are trending or known as fomo. By using a quantitative research approach and a sample size of 100 respondents, a questionnaire was used to collect data, the population in this study were active students studying at PTS in Jember City. Based on the research results obtained from the use of the SPSS version 24 program and multiple linear regression analysis techniques, personal financial management is significantly and positively influenced by Gender, Hedonistic Lifestyle, Financial Literacy, and Personality. (Case Study of Private College Students in Jember City).
Pengaruh Gender, Self Efficacy, Financial Knowledge dan Uang Saku terhadap Pengelolaan Keuangan Pribadi pada Mahasiswa di Kabupaten Jember Insani, Iqbal Bagus Satria; Satoto, Eko Budi; Wijayantini, Bayu
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1269

Abstract

Personal finance is an important aspect for students to achieve financial stability. This study aims to analyze the influence of gender, self-efficacy, financial knowledge, and pocket money on personal finance in college students in Jember. This study uses quantitative research methods and uses questionnaire survey techniques on 100 students from various universities. The data collection tool was a questionnaire and the analysis was conducted using multiple linear regression analysis. The results showed that self-efficacy and financial knowledge have a significant influence on student financial management, while gender and pocket money do not have a significant influence on student financial management. This indicates that self-efficacy and financial understanding are more decisive than demographic factors and the amount of money received. This study suggests the need for applicable financial education to improve students' financial literacy and confidence in managing their finances. Other variables such as financial attitudes and social influence can be investigated in the future.
Co-Authors AA Sudharmawan, AA Abdurrahman Faris Indriya Himawan Abusaada, Husam A. Y Abusaada, Husam A. Y. Achmad Hasan Hafidzi Acmad Hasan Hafidzi Afroh, Ibna Kamilia Fiel Aghata, Violina Agus Yuliantin Agustina, Nur Aulia Alfi Arif Anggraini, Sabella Ayu Retsi Lestari Daris Gunarto din, mariana mohd Eko Budi Satoto Eko Cahyono Eko Cahyono, Eko Fadhilah, Ikrimah Nur Fahmi, Akrimna Binuril Febrianto, Farid Fera Syah Putri Feti Fatimah Fiel Afroh, Ibna Kamilia Gunarto, Daris Haris Hermawan Hasan, Md Zaki Muhamad Hysadha, Novalia Ikrimah Nur Fadhilah Imam Hanafi Insani, Iqbal Bagus Satria Istifada, Agnes Dwi Arum Joko Setiyono Jumratul Rofikah Karomah, Lailatul Lia Rachmawati Lidyawati Munawaroh M. Al Kindy Dimas Ali Ghufron Maftahah, Riif Maheni Ika Sari Martini G, Ni Nyoman Putu Mega Anjar Widyabakti Munir, khoirul Murtalingntyas, Wenny Murtalingtyas, Wenny Murtaliningtyas, Wenny Norita Citra Yuliarti, Norita Citra Nugroho, Rifqi Maulana Adi Nur Aulia Agustina Nurlailiyah Nurlailiyah Nurul Qomariah Oktavia, Fanda Andini Rahayu, Jekti Rahmatullah, Febri Raudatul Safitri Razik, Muhammad Ashlyzan Rendy Mirwan Aspirandi Retno Endah Supeni Retno Endah Supeni Reza Zulfikri , Robby Riswanda Noval Imawan Rizki Ghifari Pratama Roshida, Alzena Roudhotul Jannah Rusdiyanto Rusdiyanto Ryshal, Muhammad Salsabillah Ainun Aini Satya, Adhika Mahindra Seno Sumowo Septy Holisa Umami Sidik, Mohamad Hazeem Sidik Sobri, Taufik Sobri, Taufiq Sulikah Kualaria Sumowo, Seno Susi Wahyuning Asih Syafira Laeluqyana Devandri Tatit Diansari Reskiputri, Tatit Diansari Taufiq Sobri Toni Herlambang Tri Oktaviansyah , Hendrik Virda, V Wahyu Eko Setianingsih Wahyu Eko Setianingsih Wahyu Eko Setianingsih Wahyuning Asih, Susi Wibowo, Yohanes Gunawan Widyani, Inneke Putri Winahyu, Pawestri Yusron Rozzaid