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All Journal Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Jurnal Agritechno Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Al-Hilal: Journal of Islamic Astronomy At-Tajdid: Jurnal Ilmu Tarbiyah Akademika : Jurnal Pemikiran Islam Islam Realitas: Journal of Islamic and Social Studies Jurnal Lektur Keagamaan JURISTA : Jurnal Hukum dan Keadilan
Ahmad Luqman Hakim, Ahmad Luqman
Fakultas Hukum Universitas Brawijaya
Religion Agriculture, Biological Sciences & Forestry Humanities Astronomy Chemical Engineering, Chemistry & Bioengineering Control & Systems Engineering Earth & Planetary Sciences Education Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences Other

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Journal : JURISTA : Jurnal Hukum dan Keadilan

 1 
THE LEGALITY OF MURABAHAH CONTRACTS SYSTEM IN ISLAMIC FINANCING INSTITUTIONS: An Analysis of Muḥammad Bin Ṣāliḥ Al-Uṡaimīn‘s Thought Hakim, Ahmad Luqman; Munandar, Irfa
JURISTA: Jurnal Hukum dan Keadilan Vol. 7 No. 1 (2023): JURISTA: Jurnal Hukum dan Keadilan
Publisher : Centre for Adat and Legal Studies of Aceh Province (CeFALSAP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jurista.v7i1.66

Abstract

Uṡaimīn regarding the legality of sales and purchase agreements in financial institutions. The question emerges to what extent the propositions and patterns of legal reasoning used by Muḥammad bin Ṣāliḥ al-Uṡaimīn? This research was conducted using qualitative methods, the type of research is descriptive analysis. The results of the research show that according to Muḥammad bin Ṣāliḥ al-Uṡaimīn the sale and purchase agreement through a financing institution or other financing company is invalid and void. The proposition used by Muḥammad bin Ṣāliḥ al-Uṡaimīn is QS. Al-Baqarah [2] verse 275 which states the halal nature of buying and selling and the prohibition of usury. Another argument refers to the hadith history from Abu Dawud, Al-Tirmizi, Al-Nasa'i, Ibn Majah, and Imam Ahmad who both narrated the prohibition of the Prophet Muhammad from selling an item that he did not already own. From the arguments he used, it was discovered that the istinbath method he used was the ta'liliyyah method, namely a method of legal discovery and reasoning whose main focus is to see whether there is legal illat in the problem being studied. In the case of buying and selling at a finance company, Muḥammad bin Ṣāliḥ al-Uṡaimīn discovered and saw the practice of usury in it, so that usury became illat or the legal reason for prohibiting this practice.
ANALYSIS OF COMPENSATION PRACTICES IN HAJJ ARRUM PRODUCTS ACCORDING TO FIQH MUAMALAH : STUDY ON BANDA ACEH SHARIA PAWNSHOP Fanisa, Yara; Hakim, Ahmad Luqman
JURISTA: Jurnal Hukum dan Keadilan Vol. 8 No. 1 (2024): JURISTA: Jurnal Hukum dan Keadilan
Publisher : Centre for Adat and Legal Studies of Aceh Province (CeFALSAP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jurista.v8i1.110

Abstract

One of the superior products of Pegadaian Syariah is the Hajj arrum product which provides Hajj assistance funds by pawning gold weighing 3.5 grams or the equivalent of 1.5 gold mayams, and customers have received a loan of IDR 25,000,000 to register for the Hajj portion. Pegadaian Syariah is inseparable from the risk of loss, so compensation (ta'widh) is applied. The determination of ta'widh must be in accordance with the applicable rules in accordance with the Fatwa DSN-MUI and Islamic Law. This type of research uses qualitative research methods and uses a normative-empirical legal approach with data from laws and regulations, fatwas of scholars, and other secondary data. The results showed that the mechanism of compensation practices in the Arrum Haji product at Pegadaian Syariah Darussalam Banda Aceh, this has been determined by the nominal amount of a maximum percentage of 4% which has been made in accordance with the institution's regulatory policies and agreed upon by the customer. However, the amount of compensation is only made by one party and the customer only follows the rules without knowing what form of loss the Sharia Pawnshop will experience if the customer delays in paying the financing installments. So that the implementation of the practice of compensation (ta'widh) is not in accordance with the contents of the MUI DSN Fatwa No. 43 / DSN-MUI / VIII / 2004 concerning compensation (ta'widh) which explains how the practice of compensation (ta'widh) should not include nominal losses, but must be in accordance with the actual losses or real losses incurred by the customer.
Co-Authors AGUS NURHADI Ahmad Adib Rofiuddin Ahmad Bahauddin AM Ahmad Rofiq Akbar, Doni Wahidul Alfian, Muhammad Faizal Alfiana, Yulia Eva Andri Susanto Arif Rahman Aulia, Risfa Ayuningtyas, Syella Aditya Cahyani, Afni Regita Doni Wahidul Akbar Estiningrum, Diyah Palupi Fanisa, Yara Hidayat, Kun Indri Yuliafitri Insani, Choerul Istiqomah, Kholifatun Kavadya Syska Khirnika, Asvi Liza, Fitri Luneto, Riska Maskuri, Khasan Munandar, Irfa Najib, Akmal Auladi Nurhayati, Asti Dewi Pranoto, Restu Aji Saripwijaya Qodriyah, Laelatul Qurrota Aini, Fiki Nuafi Ropiudin . Safitri, Amalia Nur Ajeng Subekti, Ilyas Sukesi, Rina Sutarman Sutarman Wahdah, Fatimah Zahroh, Inarotul