Articles
<![CDATA[Zakat for Economic Empowerment of The Poor in Indonesia: Models and Implications ]]>
<![CDATA[Hafas Furqani]]>;
<![CDATA[Ratna Mulyany]]>;
<![CDATA[Fahmi Yunus]]>
<![CDATA[ Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Vol 11, No 2 (2018): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v11i2.3973
<![CDATA[Sustainable wellbeing is one of the goals of zakat distribution whereby the poor (mustahiq) are not only able to survive by having the basic needs fulfilled, but also are able to work and fulfill his needs and his family independently. The mustahiq independency is important to solve the problem of inequalities in society, marginalization, unemployemnt and poverty. This can only be achieved if zakat is able to used as a means for economic empowerment of the poor that would increase their capacity and enable them to become enterpreneur and hence able to fulfil their needs by themselves. This article attempts to observe various zakat productive programs initiated by zakat institutions in Indonesia and also analyze their implications in empowering the poors and increase their level of wellbeing. The case study in this paper is Baitul Mal Aceh and Baznas Indonesia.]]>
<![CDATA[What is Islamic economics? The view of Muhammad Baqir al-Sadr ]]>
<![CDATA[Hafas Furqani]]>
<![CDATA[ Jurnal Ekonomi & Keuangan Islam Volume 5 No. 2, July 2019 ]]>
Publisher : <![CDATA[Faculty of Economics, Universitas Islam Indonesia ]]>
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DOI: 10.20885/jeki.vol5.iss2.art3
<![CDATA[Muhammad Baqir al-Sadr (1935-1980) is a well-known Muslim scholar of the late twentieth century. Al-Sadr is considered as one of the pioneers of Islamic revival in the contemporary Muslim world. His keen intellectual interests inspired him to critically study a wide range of areas in contemporary philosophy, economics, politics, sociology, history and law, from a distinct Islamic point of view. Al-Sadr’s magnum opus on economics, Iqtisaduna (Our Economics) has put his name as one of the pioneers of contemporary Islamic economics. His work, in various degrees has influenced the formation and development of Islamic economics as a system and as a body of knowledge. This paper attempts to investigate some aspects of al-Sadr’s economic thought by focusing on his view on the nature, subject matter and methodology of Islamic economics, areas that have not received sufficient attention by contemporary Islamic economists.]]>
<![CDATA[PENGARUH KUALITAS PELAYANAN DAN BESARAN PREMI TERHADAP KEPUASAN MENJADI NASABAH ASURANSI JIWA PT. SUN LIFE FINANCIAL SYARIAH CABANG BANDA ACEH ]]>
<![CDATA[Noura Rouzaton]]>;
<![CDATA[Hafas Furqani]]>;
<![CDATA[Azimah Dianah]]>
<![CDATA[ Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 1 No 1 (2020) ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh ]]>
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DOI: 10.22373/jimebis.v1i1.113
<![CDATA[Penelitian ini bertujuan untuk mengetahui baik parsial maupun simultan pengaruh kualitas pelayanan dan besaran premi terhadap kepuasan menjadi nasabah asuransi jiwa PT. Sun Life Financial Syariah Cabang Banda Aceh. Dalam penelitian ini peneliti menggunakan metode penelitian kuantitatif. Metode yang digunakan dalam pengambilan sampel yaitu Probability Sampling dengan teknik Simple Random Sampling. Dalam penelitian ini sampel yang diambil sebanyak 73 orang nasabah. Data yang dipakai adalah data primer dalam bentuk kuesioner dan data sekunder yaitu data-data berupa dari literatur-literatur kepustakaan. Data dianalisis dengan menggunakan SPSS 23. Teknik analisis data yang digunakan dalam penelitian ini adalah analisis uji asumsi klasik, regresi linear berganda dan uji hipotesis. Hasil pengujian uji simultan (uji F) menunjukkan bahwa variabel kualitas pelayanan dan besaran premi berpengaruh signifikan positif terhadap kepuasan menjadi nasabah asuransi jiwa PT. Sun Life Financial Syariah Cabang Banda Aceh. Hasil uji parsial (uji t) menunjukkan bahwa variabel kualitas pelayanan dan besaran premi berpengaruh signifikan positif terhadap kepuasan menjadi nasabah asuransi jiwa PT. Sun Life Financial Syariah Cabang Banda Aceh.]]>
<![CDATA[PENGARUH CUSTOMER RELATIONSHIP MANAGEMENT TERHADAP LOYALITAS NASABAH BNI SYARIAH BANDA ACEH ]]>
<![CDATA[Husna Dwi Fahira]]>;
<![CDATA[Hafas Furqani]]>;
<![CDATA[Evriyenni E]]>
<![CDATA[ Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 1 No 2 (2020) ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh ]]>
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DOI: 10.22373/jimebis.v1i2.128
<![CDATA[Penelitian ini bertujuan untuk menguji pengaruh Customer Relationship Management (CRM) terhadap loyalitas nasabah. Objek penelitian ini dilakukan pada nasabah BNI Syariah Kantor Cabang Banda Aceh, sedangkan yang menjadi responden penelitian adalah nasabah BNIS dengan jumlah 50 nasabah. Teknik pengambilan sampel menggunakan teknik Accidental Sampling. Penelitian ini menggunakan pendekatan kuantitatif untuk menguji hipotesis yang telah ditetapkan. Sumber data penelitian meliputi sumber data primer yaitu kuesioner dan sumber data sekunder yaitu artikel-artikel terkait. Teknik pengumpulan data menggunakan teknik dokumentasi, metode analisis data menggunakan model regresi linier sederhana. Hasil penelitian ini menunjukkan bahwa Customer Relationship Management dengan menggunakan indikator continuity marketing, one to one marketing, dan partnering programme berpengaruh secara positif dan signifikan terhadap loyalitas nasabah pada Bank BNI Syariah KC Banda Aceh.]]>
<![CDATA[THE CONCEPT OF HUMAN DEVELOPMENT IN THE NOTION OF ECONOMIC MAN: SECULAR AND ISLAMIC PERSPECTIVE ]]>
<![CDATA[Hafas Furqani]]>
<![CDATA[ Media Syari'ah Vol 13, No 2 (2011) ]]>
Publisher : <![CDATA[Sharia and Law Faculty ]]>
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DOI: 10.22373/jms.v13i2.1782
<![CDATA[Economics subject as study has shifted from the study of wealth (material resources) to the study of human behavior when Lionel Robbins published his monumental work in 1932. Economics as a discipline is interested to study the economic agent behavior in making decisions of allocation resources which are scarce relative to human wants which are unlimited. To some scholars, the subject matter of Islamic economics is similar, i.e., the behavior of economic agent. Both economics, definitely, have several doctrines and assumptions of the nature of economic agent behavior related to their economic life an also the notion of economic man development and progress. Mainstream economics conceives homo economicus as the economic agent who is rational, pursuing self- interest, maximizing his own utility, and consider values judgments as exogenous variables. Islamic economics, on the other hand, conceives homo Islamicus as the economic agent who is Islamically rational, pursuing multiple interests (self-interest together with God-interest, social-interest, and the environment-interest), and considers ethics as endogenous variables that would shape the behavior of Islamic man in economic analysis. The concept of human progress and development is outlined in accordance with this “characteristics†of economic man and his “goals†to be achieved. This paper will explore the conceptual differences of economic man in Islamic and conventional framework as well as the concept of human development in both traditions.]]>
<![CDATA[ISLAMISASI ILMU EKONOMI: ANALISA KOMPARATIF KURIKULUM JURUSAN SMI IAIN AR-RANIRY DAN JURUSAN EKONOMI IIUM ]]>
<![CDATA[Hafas Furqani]]>
<![CDATA[ Share: Jurnal Ekonomi dan Keuangan Islam Vol 1, No 2 (2012) ]]>
Publisher : <![CDATA[Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry ]]>
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DOI: 10.22373/share.v1i2.719
<![CDATA[There is a growing trend in the Muslim world to restructure modern knowledge and discipline in line with Islamic epistemological principles. Islamic economics, in particular, receives wide attention among scholars. Islamic economics is currently moving from a mere discourse on economics in Islamic perspective towards becoming a distinct discipline marked by a complete body of knowledge, clear subject matter, methodology/methodologies to appraise theories and continuous growing of knowledge. At the practical level, the universities all around the world are offering various subjects on Islamic economics and finance. There are significant attempts have been made to structure new framework of economics curriculum by incorporating various discipline of Islamic economics. The paper attempts to observe and survey the Islamization of knowledge program at the International Islamic University Malaysia and IAIN Ar-Raniry Banda Aceh Indonesia. A comparative analysis of the teachings and syllabus of Islamic economics, banking, and finance in both universities will be made. Some recommendations on the structure and program of Islamic economics at IAIN Ar-Raniry which is going to be officiated as Islamic University will also be outlined. =========================================== Saat ini sedang berkembang tren di dunia muslim untuk merestrukturisasi pengetahuan modern dan disiplin sesuai dengan prinsip epistemologis Islam. Ekonomi Islam, khususnya, mendapatkan perhatian luas di kalangan ilmuwan. Ekonomi Islam saat ini bergerak dari sekadar wacana tentang ekonomi dalam perspektif Islam menjadi disiplin yang berbeda ditandai dengan tubuh pengetahuan yang lengkap, materi pelajaran yang jelas, metodologi untuk menilai teori dan pengetahuan yang tumbuh secara terus-menerus. Pada tingkat praktis, saat ini universitas di seluruh dunia saat ini menawarkan berbagai mata pelajaran ekonomi dan keuangan Islam. Ada upaya-upaya signifikan yang telah dilakukan untuk membangun kerangka kerja baru kurikulum ekonomi dengan memasukkan berbagai disiplin ilmu ekonomi Islam. Makalah ini mencoba untuk mengamati dan menyurvei Islamisasi program pengetahuan pada International Islamic University Malaysia dan IAIN Ar-Raniry Banda Aceh Indonesia. Sebuah analisis komparatif pada ajaran-ajaran dan silabus ekonomi Islam, perbankan dan keuangan di kedua universitas akan dibuat. Beberapa rekomendasi tentang struktur dan program ekonomi Islam di IAIN Ar-Raniry yang akan diresmikan sebagai Universitas Islam juga akan diuraikan.]]>
<![CDATA[PEMBANGUNAN EKONOMI ISLAM DENGAN TIPOLOGI ILMIAH ]]>
<![CDATA[HAFAS FURQANI]]>
<![CDATA[ Maqdis: Jurnal Kajian Ekonomi Islam Vol 1, No 1 (2016): Januari - Juni 2016 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Imam Bonjol Padang ]]>
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DOI: 10.15548/maqdis.v1i1.17
<![CDATA[Economic development in Islam, the scientists have different approaches vary. Differences in the approach because of differences in background of science the scientists involved in building the Islamic economy and also differences in terms of vision, ie where Islamic economics as a science would be directed. This paper observes three main approaches taken by scientists in the development of Islamic economics, namely (1) the methodology Usul al-fiqh economic development in Islam, (2) methodological pluralism, which uses a variety of scientific methodology in the scientific tradition of the West and Islam, and (3) the methodology developed in the program of Islamization of knowledge (Islamization of knowledge). The paper tried to examine the basic conception of the methodology used by scientists to build an Islamic economy and also notes the advantages and weaknesses of these approaches.]]>
<![CDATA[ANALISIS DAMPAK PENDAYAGUNAAN ZAKAT PRODUKTIF TERHADAP PENINGKATAN PENDAPATAN USAHA MUSTAHIK BERDASARKAN MODEL CIBEST (STUDI KASUS PADA BAITUL MAL ACEH) ]]>
<![CDATA[muhibbul jalil]]>;
<![CDATA[Muhammad adnan]]>;
<![CDATA[hafas furqani]]>
<![CDATA[ Journal of Sharia Economics Vol 1 No 2 (2020): Islamic Finance ]]>
Publisher : <![CDATA[Program Studi Magister Ekonomi Syariah UIN Ar-Raniry ]]>
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<![CDATA[Baitul Mal Aceh mendistribusikan zakat produktif menilai calon mustahik menggunakan model CIBEST yang bertujuan dapat memberi pengaruh yang signifikan terhadap keberhasilan usaha dan tingkat kemampuan mustahik dalam mengembangkan modal usaha yang telah diberikan oleh Baitul Mal. Penelitian ini berupaya menganalisis bagaimana penentuan calon mustahik dalam pendistribusian zakat produktif yang dilakukan oleh Baitul Mal Aceh dengan menggunakan model cibest, bagaimana dampak pemberdayaan zakat produktif terhadap peningkatan pendapatan usaha mustahik dengan menggunakan model CIBEST. Metode yang digunakan dalam penelitian ini adalah metode kualitatif dengan sumber data dari Baitul Mal Aceh. Teknik pengumpulan data dilakukan dengan cara observasi, wawancara, kuisioner dan dokumentasi. Hasil penelitian menunjukkan bahwa Penentuan calon mustahik dalam pendistribusian zakat produktif yang dilakukan oleh Baitul Mal Aceh berdasarkan model CIBEST. Tujuan penggunaan model CIBEST ini adalah untuk melihat tingkat kemiskinan dari calon mustahik, bukan hanya kemiskinan materiil saja yang dinilai tetapi juga kemiskinan spiritual. Dampak pemberdayaan zakat produktif terhadap peningkatan keberhasilan usaha mustahik pada Baitul Mal Aceh ketika dianalisis dengan menggunakan CIBEST terlihat adanya perubahan jumlah mustahik dari kategori miskin materil ke kategori sejahtera yang diketahui dari perubahan pendapatan usaha sebelum dan sesudah diberikan zakat produktif , hal ini sangat dipengaruhi oleh pengelolaan zakat produktif secara baik, pendistribusiannya tepat sasaran serta dilakukan pendampingan secara berlanjut.]]>
<![CDATA[PRAKTIK MEKANISME PENETAPAN HARGA JUAL BELI PADI DI KABUPATEN ACEH BESAR ]]>
<![CDATA[Reza Darmawan]]>;
<![CDATA[Armiadi Musa]]>;
<![CDATA[Hafas Furqani]]>
<![CDATA[ Journal of Sharia Economics Vol 3 No 2 (2022): Islamic Finance ]]>
Publisher : <![CDATA[Program Studi Magister Ekonomi Syariah UIN Ar-Raniry ]]>
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DOI: 10.22373/jose.v3i2.1956
<![CDATA[The purpose of this study is to discuss the practice of determining the selling and buying price of rice that is practiced by the people in Aceh Besar district. In this practice, there are two times for determinations the sale and purchase price of rice which is considered to contain an element of gharar in the second price determination. This research will explain: how the mechanism of the practice, a review of Islamic law related to the practice, whether the practice can be practiced in other areas. This study uses field research methods with data collection techniques in the form of interviews. The results of the study concluded: (1) In the practice of two times price determination buying and selling rice, there are three types of contracts used, that is the ba'i, hybrid contract between ba'i and wadiah and a hybrid contract between ba'i and qardh. (2) The practice using a ba'i is legal by refers to the rules of ushul fiqh related to the basic law of muamalah that is mubah. The legality is also supported by urf which is able to bring benefit even though it contains elements of gharar in it. The element of gharar in the second price fixing is considered gharar yasir which is legal because it has become 'urf that is able to present benefits and mutual pleasure towards the consequences that arise from the gharar element. Two other types of contracts, a hybrid contract between ba’i with wadiah and a hybrid contract between ba’i with qardh according to the Islamic law riview, they are not contrary to Islamic Law. (3) Although in real terms this practice can increase farmers' income, this practice cannot be practiced in other areas. Keywords: Price determination mechanism, Gharar, Hybrid Contract]]>
<![CDATA[Peran Badan Usaha Miliki Desa (BUMDes) Dalam Meningkatkan Perekonomian Desa Awe Seubal Kecamatan Teupah Barat Kabupaten Simeulue ]]>
<![CDATA[Riska Srimuliana]]>;
<![CDATA[Hafas Furqani]]>;
<![CDATA[Jalilah]]>
<![CDATA[ Jurnal Ilmiah Basis Ekonomi dan Bisnis Vol 1 No 1 (2022): Jurnal Ilmiah Basic Ekonomi dan Bisnis ]]>
Publisher : <![CDATA[Indonesian Society of Applied Science ]]>
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DOI: 10.22373/jibes.v1i1.1578
<![CDATA[BUMDes merupakan badan usaha yang diberikan oleh pemerintah kepada desa, agar potensi yang ada di desa dapat dimanfaatkan untuk membentuk program unit usaha yang melibatkan masyarakat dalam mengelola usaha dan membantu bidang keuangan desa sehingga berdirinya BUMDes dapat menunjang dalam meningkatkan perekonomian masyarakat. Penelitian ini mengkaji tentang peran Badan Usaha Milik Desa (BUMDes) dalam Meningkatkan Perekonomian Desa Awe Seubal Kecamatan Teupah Barat Kabupaten Simeulue. Pada hakikatnya BUMDes bertujuan untuk meningkatkan perekonomian masyarakat. Penelitian ini menggunakan metode kualitatif melalui wawancara dan dokumentasi deskriptif. Responden dalam penelitian ini adalah pengurus BUMDes dan masyarakat. Hasil penelitian ini menunjukkan bahwa peran BUMDes dalam meningkatkan perekonomian masyarakat desa Awe Seubal telah membantu pendapatan masyarakat dan strategi yang digunakan oleh pengelola BUMDes telah mampu meningkatkan sektor ekonomi, pendapatan, dan sektor keuangan desa sebagai serta dampak pencapaian berupa output berupa keberhasilan dalam meningkatkan perekonomian masyarakat. Desa Awe Seubal.]]>
