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PERAN ZAKAT PRODUKTIF TERHADAP PENGINGKATAN PROFIT USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI KECAMATAN SYIAH KUALA KOTA BANDA ACEH Jannah SI, Sari Raudhatul; Furqani, Hafas; Hafidhah, Hafidhah; Zulhilmi, Muhammad; Ulfia, Nur
JOURNAL OF INFORMATICS AND COMPUTER SCIENCE Vol 11, No 2 (2025): OKTOBER 2025
Publisher : Ubudiyah Indonesia University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33143/jics.v11i2.5593

Abstract

Penelitian ini mengkaji tentang analisis peran zakat produktif terhadap peningkatan profit usaha mikro kecil dan menengah (UMKM). Tujuan penelitian ini adalah untuk mengetahui mekanisme dan strategi penyaluran zakat produktif terhadap UMKM di Baitul Mal Aceh serta untuk mengetahui perbedaan pendapatan UMKM sebelum dan sesudah Penyaluran Bantuan Usaha Melalui Zakat Produktif oleh Baitul Mal Aceh. Metode dalam penelitian ini menggunakan metode campuran (mix method), dan pendekatan penelitian yang digunakan adalah penelitian lapangan (field research), serta tujuan dan arah penelitian adalah deskriptif, eksplanatori dan uji wilcoxon match pairs test. Hasil penelitian ini menunjukkan bahwa Baitul Mal Aceh menyalurkan zakat produktif dengan metode Qardul Hasan yang sifatnya pinjaman tanpa bunga serta pendekatan kekeluargaan dan pengaruh bantuan modal usaha zakat produktif oleh Baitul Mal Aceh terhadap peningkatan profit Usaha Mikro Kecil dan Menengah (UMKM) terhadap pendapatan mustahiq zakat produktif diperoleh nilai statistik dengan nilai z hitung = -6,169 dengan taraf nyata sebesar 5% (0,05), juga diperoleh nilai Pvalue < 0,05 dibuktikan dengan nilai sig 0,000 < 0,05 dalam artian bahwa terdapat perbedaan yang signifikan antara profit UMKM sebelum dan sesudah penerimaan modal usaha dengan penyaluran zakat produktif dari pihak Baitul Mal Aceh.
PROGRAM EKONOMI PESANTREN DALAM MENINGKATKAN KESEJAHTERAAN SANTRI (STUDI KASUS PONDOK PESANTREN DAYAH MINI ACEH) Rayhan Juliansyah; Hafas Furqani; Winny Dian Safitri
Journal of Sharia Economics Vol. 7 No. 1 (2026): Islamic Economics
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v7i1.9623

Abstract

This study examines the economic programs implemented in Islamic boarding schools (pesantren) and their contribution to improving the welfare of santri at Dayah Mini Aceh. The research employs a qualitative field approach using a descriptive design, with data collected through in-depth interviews and direct observation. A total of nine informants participated in the study, consisting of the pesantren leader, teachers and program managers, and santri involved in the economic activities.The findings reveal that Dayah Mini Aceh operates four primary business units—drinking water production, goat farming, fish cultivation, and poultry farming—which are managed directly by santri. The compensation system is structured around the concept of pengabdian (devotional service), whereby santri who actively manage these business units receive exemptions from monthly educational fees as a form of non-monetary compensation.The economic programs generate multidimensional benefits for santri welfare. Economically, the fee exemption reduces their financial burden. In terms of food security, santri gain access to consumption from the outputs of pesantren production activities. In addition, the programs contribute to the development of entrepreneurial competencies through direct participation in business management and production processes. Nevertheless, the implementation of these initiatives also faces several challenges, including livestock disease outbreaks, dependence on key managerial actors, and limited financial capital.This study contributes to the literature by documenting a distinctive compensation model in pesantren-based economic empowerment that integrates spiritual values with economic incentives. The findings offer empirical insights into how Islamic boarding schools can promote santri welfare through participatory management of institutional business units.
How The Characteristics of The Board of Commissioners Affect ESG Shariah Issuers in Indonesia Period 2020-2023 Nurhaliza Nurhaliza; Hafas Furqani; Rina Desiana; Abbas Paliket
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2026)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v12i1.9092

Abstract

Purpose:Investment based on Environmental, Social, and Governance (ESG) continues to grow rapidly globally, including in Indonesia. However, ESG disclosure in Indonesia is still low, with only a small number of issuers included in the ESG index. The implementation of ESG can enhance profitability, company value, and meet stakeholder expectations. This study examines the influence of gender diversity, board size, and independent board members on ESG disclosure in companies listed on the Sharia stock index in Indonesia for the period 2020-2023.Design/Methodology:With a quantitative approach, panel data from 104 observations were analyzed using multiple linear regression.Findings:The research results show that gender diversity on the board of commissioners has a positive impact on ESG disclosure, the size of the board of commissioners has a negative impact on ESG disclosure, and independent board of commissioners does not have an impact on ESG disclosure. Simultaneously, gender diversity on the board of commissioners, the size of the board of commissioners, and independent commissioners influence ESG disclosure.Practical Implications:Sharia companies in Indonesia need to promote gender diversity and maintain an efficient board size to enhance ESG disclosure, while ensuring a balanced board composition to uphold the company's credibility and integrity according to ESG standards.Originality/Value:This research provides an analysis of the characteristics of the Board of Commissioners influencing Sharia ESG issuers in Indonesia
Students' Interest In Investing In The Sharia Capital Market Hafidhah; Hafas Furqani; Aja Fitria Millati
JIMEBIS: Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 2 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i2.408

Abstract

The Indonesia Stock Exchange (IDX) stated that youth, including students, have considerable potential to become stock investors. One of the main targets of capital market investors and Islamic capital markets is students. This study aims to determine whether knowledge, Socialization, and education influence the interest in investing in the Islamic capital market students of the Faculty of Islamic Economics and Business Ar-Raniry State Islamic University Banda Aceh. This research is a quantitative study in which samples were taken from as many as 332 respondents using a probability sampling technique. This probability sampling technique includes several techniques, but the researcher chose the simple random sampling technique because the sample members from the population were taken randomly without regard to the strata in the population. The data type used is primary data, which distributes the questionnaire via Google Forms. The research data analysis method used the Structural Equation Modeling (SEM) method with the Partial Least Square (PLS) approach and SmartPLS software's help. The results of this study indicate that the knowledge variable has a positive and significant effect on the interest in investing in the Islamic capital market. The socialization variable also has a positive and significant effect on the interest in investing in the Islamic capital market, and the education variable also has a positive and significant effect on the interest in investing in the Islamic capital market. Based on the R2 test, the influence exerted by the independent variables (knowledge, outreach, and education) on the dependent variable (intention to invest in the Islamic capital market) is 52.4%. In contrast, the rest is influenced by other variables not included in this study.