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All Journal MUQTASID ISLAMICA: Jurnal Studi Keislaman Al-Jami'ah: Journal of Islamic Studies IJIBE (International Journal of Islamic Business Ethics) Global Review of Islamic Economics and Business Tazkia Islamic Finance and Business Review al-Uqud : Journal of Islamic Economics J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurnal Ekonomi & Keuangan Islam Muqtasid: Jurnal Ekonomi dan Perbankan Syariah TSAQAFAH Journal of Islamic Monetary Economics and Finance Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial JOURNAL OF INFORMATICS AND COMPUTER SCIENCE Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Lentera:Indonesian Journal of Multidisciplinary Islamic Studies Journal of Sharia Economics JIHBIZ :Global Journal of Islamic Banking and Finance. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) JIMEBIS Share: Jurnal Ekonomi dan Keuangan Islam Maqdis: Jurnal Kajian Ekonomi Islam Jurnal Ilmiah Basis Ekonomi dan Bisnis EKOBIS SYARIAH Kanun: Jurnal Ilmu Hukum Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Jurnal Ekonomi Manajemen dan Sekretari Madania: Jurnal Kajian Keislaman Share
Hafas Furqani
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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PERAN ZAKAT PRODUKTIF TERHADAP PENGINGKATAN PROFIT USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI KECAMATAN SYIAH KUALA KOTA BANDA ACEH Jannah SI, Sari Raudhatul; Furqani, Hafas; Hafidhah, Hafidhah; Zulhilmi, Muhammad; Ulfia, Nur
JOURNAL OF INFORMATICS AND COMPUTER SCIENCE Vol 11, No 2 (2025): OKTOBER 2025
Publisher : Ubudiyah Indonesia University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33143/jics.v11i2.5593

Abstract

Penelitian ini mengkaji tentang analisis peran zakat produktif terhadap peningkatan profit usaha mikro kecil dan menengah (UMKM). Tujuan penelitian ini adalah untuk mengetahui mekanisme dan strategi penyaluran zakat produktif terhadap UMKM di Baitul Mal Aceh serta untuk mengetahui perbedaan pendapatan UMKM sebelum dan sesudah Penyaluran Bantuan Usaha Melalui Zakat Produktif oleh Baitul Mal Aceh. Metode dalam penelitian ini menggunakan metode campuran (mix method), dan pendekatan penelitian yang digunakan adalah penelitian lapangan (field research), serta tujuan dan arah penelitian adalah deskriptif, eksplanatori dan uji wilcoxon match pairs test. Hasil penelitian ini menunjukkan bahwa Baitul Mal Aceh menyalurkan zakat produktif dengan metode Qardul Hasan yang sifatnya pinjaman tanpa bunga serta pendekatan kekeluargaan dan pengaruh bantuan modal usaha zakat produktif oleh Baitul Mal Aceh terhadap peningkatan profit Usaha Mikro Kecil dan Menengah (UMKM) terhadap pendapatan mustahiq zakat produktif diperoleh nilai statistik dengan nilai z hitung = -6,169 dengan taraf nyata sebesar 5% (0,05), juga diperoleh nilai Pvalue < 0,05 dibuktikan dengan nilai sig 0,000 < 0,05 dalam artian bahwa terdapat perbedaan yang signifikan antara profit UMKM sebelum dan sesudah penerimaan modal usaha dengan penyaluran zakat produktif dari pihak Baitul Mal Aceh.
How The Characteristics of The Board of Commissioners Affect ESG Shariah Issuers in Indonesia Period 2020-2023 Nurhaliza Nurhaliza; Hafas Furqani; Rina Desiana; Abbas Paliket
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2026)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v12i1.9092

Abstract

Purpose:Investment based on Environmental, Social, and Governance (ESG) continues to grow rapidly globally, including in Indonesia. However, ESG disclosure in Indonesia is still low, with only a small number of issuers included in the ESG index. The implementation of ESG can enhance profitability, company value, and meet stakeholder expectations. This study examines the influence of gender diversity, board size, and independent board members on ESG disclosure in companies listed on the Sharia stock index in Indonesia for the period 2020-2023.Design/Methodology:With a quantitative approach, panel data from 104 observations were analyzed using multiple linear regression.Findings:The research results show that gender diversity on the board of commissioners has a positive impact on ESG disclosure, the size of the board of commissioners has a negative impact on ESG disclosure, and independent board of commissioners does not have an impact on ESG disclosure. Simultaneously, gender diversity on the board of commissioners, the size of the board of commissioners, and independent commissioners influence ESG disclosure.Practical Implications:Sharia companies in Indonesia need to promote gender diversity and maintain an efficient board size to enhance ESG disclosure, while ensuring a balanced board composition to uphold the company's credibility and integrity according to ESG standards.Originality/Value:This research provides an analysis of the characteristics of the Board of Commissioners influencing Sharia ESG issuers in Indonesia
Amendment of Bank Conversion Agreement to Sharia Contract: Comparative Analysis of Positive Law and Fiqh of Muamalah Humaira Humaira; Syahrizal Abbas; Hafas Furqani
Lentera: Indonesian Journal of Multidisciplinary Islamic Studies Vol 8 No 1 (2026): Lentera: Indonesian Journal of Multidisciplinary Islamic Studies
Publisher : Program Pascasarjana IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/lentera.v8i1.14404

Abstract

In positive law, changes to the terms of an agreement resulting from statutory provisions or legal mandates may be classified as a form of relative force majeure, depending on the extent to which such changes affect the parties' ability to perform their contractual obligations. A unilateral modification of an agreement pursuant to mandatory statutory provisions constitutes an exception to the principle of pacta sunt servanda. Such modification may be legally justified when it is required by binding legislation. This study examines the legal status of dormant accounts and their resolution under both Islamic law and positive law, as well as contract modifications made without customer consent from the perspective of fiqh muamalah. This research employs a normative legal method using statutory, conceptual, and comparative approaches. The data consist of primary legal materials, including statutory regulations and DSN-MUI fatwas, as well as secondary legal materials, such as books, journal articles, and other relevant literature. The data are analyzed through library research, legal interpretation, and legal construction, and the findings are presented using a descriptive qualitative approach. The results demonstrate that positive law and Islamic law can be harmonized in addressing contract modifications within Sharia agreements in the context of account conversion. Such modifications are implemented through contract amendments rather than contract termination, providing a legally valid solution under positive law while remaining consistent with Sharia principles, particularly the principles of mutual consent (riḍā), trust (amānah), and justice (ʿadl) in muamalah. A contract amendment constitutes a partial modification of the terms of an agreement carried out in accordance with the law without nullifying the contract as a whole. In the context of account conversion, this means that the original agreement remains legally valid, while its provisions are amended to ensure compliance with Sharia principles. This study recommends the issuance of specific regulations by the Financial Services Authority (OJK) or a DSN-MUI fatwa to address the existing legal vacuum.
PERAN ZAKAT PRODUKTIF TERHADAP PENGINGKATAN PROFIT USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI KECAMATAN SYIAH KUALA KOTA BANDA ACEH Sari Raudhatul Jannah SI; Hafas Furqani; Hafidhah Hafidhah; Muhammad Zulhilmi; Nur Ulfia
JOURNAL OF INFORMATICS AND COMPUTER SCIENCE Vol. 11 No. 2 (2025): OKTOBER 2025
Publisher : Ubudiyah Indonesia University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33143/jics.v11i2.5593

Abstract

Penelitian ini mengkaji tentang analisis peran zakat produktif terhadap peningkatan profit usaha mikro kecil dan menengah (UMKM). Tujuan penelitian ini adalah untuk mengetahui mekanisme dan strategi penyaluran zakat produktif terhadap UMKM di Baitul Mal Aceh serta untuk mengetahui perbedaan pendapatan UMKM sebelum dan sesudah Penyaluran Bantuan Usaha Melalui Zakat Produktif oleh Baitul Mal Aceh. Metode dalam penelitian ini menggunakan metode campuran (mix method), dan pendekatan penelitian yang digunakan adalah penelitian lapangan (field research), serta tujuan dan arah penelitian adalah deskriptif, eksplanatori dan uji wilcoxon match pairs test. Hasil penelitian ini menunjukkan bahwa Baitul Mal Aceh menyalurkan zakat produktif dengan metode Qardul Hasan yang sifatnya pinjaman tanpa bunga serta pendekatan kekeluargaan dan pengaruh bantuan modal usaha zakat produktif oleh Baitul Mal Aceh terhadap peningkatan profit Usaha Mikro Kecil dan Menengah (UMKM) terhadap pendapatan mustahiq zakat produktif diperoleh nilai statistik dengan nilai z hitung = -6,169 dengan taraf nyata sebesar 5% (0,05), juga diperoleh nilai Pvalue < 0,05 dibuktikan dengan nilai sig 0,000 < 0,05 dalam artian bahwa terdapat perbedaan yang signifikan antara profit UMKM sebelum dan sesudah penerimaan modal usaha dengan penyaluran zakat produktif dari pihak Baitul Mal Aceh.
PROGRAM EKONOMI PESANTREN DALAM MENINGKATKAN KESEJAHTERAAN SANTRI (STUDI KASUS PONDOK PESANTREN DAYAH MINI ACEH) Juliansyah, Rayhan; Furqani, Hafas; Safitri, Winny Dian
Journal of Sharia Economics Vol. 7 No. 1 (2026): Islamic Economics
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v7i1.9623

Abstract

This study examines the economic programs implemented in Islamic boarding schools (pesantren) and their contribution to improving the welfare of santri at Dayah Mini Aceh. The research employs a qualitative field approach using a descriptive design, with data collected through in-depth interviews and direct observation. A total of nine informants participated in the study, consisting of the pesantren leader, teachers and program managers, and santri involved in the economic activities.The findings reveal that Dayah Mini Aceh operates four primary business units—drinking water production, goat farming, fish cultivation, and poultry farming—which are managed directly by santri. The compensation system is structured around the concept of pengabdian (devotional service), whereby santri who actively manage these business units receive exemptions from monthly educational fees as a form of non-monetary compensation.The economic programs generate multidimensional benefits for santri welfare. Economically, the fee exemption reduces their financial burden. In terms of food security, santri gain access to consumption from the outputs of pesantren production activities. In addition, the programs contribute to the development of entrepreneurial competencies through direct participation in business management and production processes. Nevertheless, the implementation of these initiatives also faces several challenges, including livestock disease outbreaks, dependence on key managerial actors, and limited financial capital.This study contributes to the literature by documenting a distinctive compensation model in pesantren-based economic empowerment that integrates spiritual values with economic incentives. The findings offer empirical insights into how Islamic boarding schools can promote santri welfare through participatory management of institutional business units.
Students' Interest In Investing In The Sharia Capital Market Hafidhah; Furqani, Hafas; Millati, Aja Fitria
JIMEBIS: Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 2 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i2.408

Abstract

The Indonesia Stock Exchange (IDX) stated that youth, including students, have considerable potential to become stock investors. One of the main targets of capital market investors and Islamic capital markets is students. This study aims to determine whether knowledge, Socialization, and education influence the interest in investing in the Islamic capital market students of the Faculty of Islamic Economics and Business Ar-Raniry State Islamic University Banda Aceh. This research is a quantitative study in which samples were taken from as many as 332 respondents using a probability sampling technique. This probability sampling technique includes several techniques, but the researcher chose the simple random sampling technique because the sample members from the population were taken randomly without regard to the strata in the population. The data type used is primary data, which distributes the questionnaire via Google Forms. The research data analysis method used the Structural Equation Modeling (SEM) method with the Partial Least Square (PLS) approach and SmartPLS software's help. The results of this study indicate that the knowledge variable has a positive and significant effect on the interest in investing in the Islamic capital market. The socialization variable also has a positive and significant effect on the interest in investing in the Islamic capital market, and the education variable also has a positive and significant effect on the interest in investing in the Islamic capital market. Based on the R2 test, the influence exerted by the independent variables (knowledge, outreach, and education) on the dependent variable (intention to invest in the Islamic capital market) is 52.4%. In contrast, the rest is influenced by other variables not included in this study.
The Role Of Waqf Property Buildings For Beneficiaries Jalaluddin; Furqani, Hafas; Ilham
JIMEBIS: Scientific Journal of Students Islamic Economics and Business Vol. 5 No. 1 (2024): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v5i1.485

Abstract

The Tahfidzhul Quran Sulaimaniyah Habibie Center Aceh Besar Islamic Boarding School building is a temporary waqf property resulting from collaboration between the Sulaimaniyah Foundation and the Habibie Center Foundation. There are many permanent waqf building assets whose benefits are less than optimal for mauquf 'alai'ih throughout Indonesia, including in Aceh. This is because the abilities and strategies of waqf managers (nazhir) are still lacking in managing waqf assets professionally. This study aims to determine Nazir's strategy in managing and utilizing waqf land and buildings at the Sulaimaniyah Habibi Center Islamic Boarding School. The research uses a qualitative approach to sources namely Nazirs, Islamic boarding school students, Islamic boarding school alumni, village imams and local communities by collecting data using observation, interviews and documentation techniques. The data analysis method uses data reduction techniques, data presentation, and drawing conclusions. The results of the research show that Nazir's strategy in managing and utilizing waqf property buildings is by managing and utilizing ZIS (Zakat, Infaq and Alms) funds and waqf goods according to their designation as Islamic boarding school operational costs for the continuity of student learning.
Islamisasi Ilmu Ekonomi Analisa Komparatif Kurikulum Jurusan SMI IAIN Ar-Raniry dan Jurusan Ekonomi IIUM Hafas Furqani
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 1 No. 2 (2012)
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v1i2.719

Abstract

There is a growing trend in the Muslim world to restructure modern knowledge and discipline in line with Islamic epistemological principles. Islamic economics, in particular, receives wide attention among scholars. Islamic economics is currently moving from a mere discourse on economics in Islamic perspective towards becoming a distinct discipline marked by a complete body of knowledge, clear subject matter, methodology/methodologies to appraise theories and continuous grow of knowledge. At the practical level, the universities all around the world are offering various subjects on Islamic economics and finance. There are significant attempts have been made to structure new framework of economics curriculum by incorporating various discipline of Islamic economics. The paper attempts to observe and survey the Islamization of knowledge program at the International Islamic University Malaysia and IAIN Ar-Raniry Banda Aceh Indonesia. A comparative analysis on the teachings and syllabus of Islamic economics, banking and finance in both universities will be made. Some recommendations on the structure and program of Islamic economics at IAIN Ar-Raniry which is going to be officiated as Islamic University will also be outlined. ABSTRAK - Saat ini sedang berkembang tren di dunia muslim untuk merestrukturisasi pengetahuan modern dan disiplin sesuai dengan prinsip epistemologis Islam. Ekonomi Islam, khususnya, mendapatkan perhatian luas di kalangan ilmuwan. Ekonomi Islam saat ini bergerak dari sekadar wacana tentang ekonomi dalam perspektif Islam menjadi disiplin yang berbeda ditandai dengan tubuh pengetahuan yang lengkap, materi pelajaran yang jelas, metodologi untuk menilai teori dan pengetahuan yang tumbuh secara terus-menerus. Pada tingkat praktis, saat ini universitas di seluruh dunia saat ini menawarkan berbagai mata pelajaran ekonomi dan keuangan Islam. Ada upaya-upaya signifikan yang telah dilakukan untuk membangun kerangka kerja baru kurikulum ekonomi dengan memasukkan berbagai disiplin ilmu ekonomi Islam. Makalah ini mencoba untuk mengamati dan menyurvei Islamisasi program pengetahuan pada International Islamic University Malaysia dan IAIN Ar-Raniry Banda Aceh Indonesia. Sebuah analisis komparatif pada ajaran-ajaran dan silabus ekonomi Islam, perbankan dan keuangan di kedua universitas akan dibuat. Beberapa rekomendasi tentang struktur dan program ekonomi Islam di IAIN Ar-Raniry yang akan diresmikan sebagai Universitas Islam juga akan diuraikan.
Co-Authors A.A. Ketut Agung Cahyawan W Abbas Paliket Abdul Hamid Armiadi Musa Armiadi Musa Awalurramadhana, Awalurramadhana Azharsyah Ibrahim Azimah Dianah Bismi Khalidin Cut Niswatul Chaira Cut Rizka Kamila Dara Amanatillah Darmawan, Reza Dhiwa, Malem Dwi Fahira, Husna E, Evriyenni Fahmi Yunus Fuadi Hafidhah Hafidhah Hamoudah, Manal Mohammed Hasnita, Nevi Humaira Humaira Husna Dwi Fahira Idul Adha, Syamsul ILHAM Irfani, Ahmad Isnaliana Isnaliana Jaili, Muhibbul Jalaluddin Jalilah Jalilah Jannah SI, Sari Raudhatul Juliansyah, Rayhan Khairudin Laldin, Mohamad Akram Manal Mohammed Hamoudah Millati, Aja Fitria Mohamad Akram Laldin Mohamad Laldin, Mohamad Muhammad Adnan Muhammad Adnan MUHAMMAD ARIFIN Muhammad Dayyan Muhammad Yasir Yusuf Muhammad Zulhilmi Muhammad Zulhilmi muhibbul jalil Muksal Muksal Munawar Rizki Jailani Nilam Sari Noura Rouzaton Novia Khairunnisa Nur Ulfia Nurhaliza Nurhaliza Palevy, Muhammad Reza Qadrun Nada Ramzani,P , Ikbal Ratna Mulyany Ratna Mulyany Ratna Mulyany Ratna Mulyany Ratna Mulyany Ratna Mulyany, Ratna Reza Darmawan Rina Desiana Riska Jaya Mustika Riska Srimuliana Riska, Mona Rouzaton, Noura Safrirullah Sari Raudhatul Jannah SI Shahul Hameed Mohamed Ibrahim Shahul Hameed Mohamed Ibrahim, Shahul Hameed Mohamed Syahrizal Abbas Syarif Hidayatullah Ulfia, Nur Winny Dian Safitri Yunus, Fahmi