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All Journal MUQTASID ISLAMICA: Jurnal Studi Keislaman Al-Jami'ah: Journal of Islamic Studies IJIBE (International Journal of Islamic Business Ethics) Global Review of Islamic Economics and Business Tazkia Islamic Finance and Business Review al-Uqud : Journal of Islamic Economics J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurnal Ekonomi & Keuangan Islam Muqtasid: Jurnal Ekonomi dan Perbankan Syariah TSAQAFAH Journal of Islamic Monetary Economics and Finance Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial JOURNAL OF INFORMATICS AND COMPUTER SCIENCE Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Journal of Sharia Economics JIHBIZ :Global Journal of Islamic Banking and Finance. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) JIMEBIS Share: Jurnal Ekonomi dan Keuangan Islam Maqdis: Jurnal Kajian Ekonomi Islam Jurnal Ilmiah Basis Ekonomi dan Bisnis EKOBIS SYARIAH Kanun: Jurnal Ilmu Hukum Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Jurnal Ekonomi Manajemen dan Sekretari Madania: Jurnal Kajian Keislaman
Hafas Furqani
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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PENGARUH KUALITAS PELAYANAN DAN BESARAN PREMI TERHADAP KEPUASAN MENJADI NASABAH ASURANSI JIWA PT. SUN LIFE FINANCIAL SYARIAH CABANG BANDA ACEH Rouzaton, Noura; Furqani, Hafas; Dianah, Azimah
Scientific Journal of Students Islamic Economics and Business Vol. 1 No. 1 (2020): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v1i1.113

Abstract

Penelitian ini bertujuan untuk mengetahui baik parsial maupun simultan pengaruh kualitas pelayanan dan besaran premi terhadap kepuasan menjadi nasabah asuransi jiwa PT. Sun Life Financial Syariah Cabang Banda Aceh. Dalam penelitian ini peneliti menggunakan metode penelitian kuantitatif. Metode yang digunakan dalam pengambilan sampel yaitu Probability Sampling dengan teknik Simple Random Sampling. Dalam penelitian ini sampel yang diambil sebanyak 73 orang nasabah. Data yang dipakai adalah data primer dalam bentuk kuesioner dan data sekunder yaitu data-data berupa dari literatur-literatur kepustakaan. Data dianalisis dengan menggunakan SPSS 23. Teknik analisis data yang digunakan dalam penelitian ini adalah analisis uji asumsi klasik, regresi linear berganda dan uji hipotesis. Hasil pengujian uji simultan (uji F) menunjukkan bahwa variabel kualitas pelayanan dan besaran premi berpengaruh signifikan positif terhadap kepuasan menjadi nasabah asuransi jiwa PT. Sun Life Financial Syariah Cabang Banda Aceh. Hasil uji parsial (uji t) menunjukkan bahwa variabel kualitas pelayanan dan besaran premi berpengaruh signifikan positif terhadap kepuasan menjadi nasabah asuransi jiwa PT. Sun Life Financial Syariah Cabang Banda Aceh.
PENGARUH CUSTOMER RELATIONSHIP MANAGEMENT TERHADAP LOYALITAS NASABAH BNI SYARIAH BANDA ACEH Dwi Fahira, Husna; Furqani, Hafas; E, Evriyenni
Scientific Journal of Students Islamic Economics and Business Vol. 1 No. 2 (2020): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v1i2.128

Abstract

Penelitian ini bertujuan untuk menguji pengaruh Customer Relationship Management (CRM) terhadap loyalitas nasabah. Objek penelitian ini dilakukan pada nasabah BNI Syariah Kantor Cabang Banda Aceh, sedangkan yang menjadi responden penelitian adalah nasabah BNIS dengan jumlah 50 nasabah. Teknik pengambilan sampel menggunakan teknik Accidental Sampling. Penelitian ini menggunakan pendekatan kuantitatif untuk menguji hipotesis yang telah ditetapkan. Sumber data penelitian meliputi sumber data primer yaitu kuesioner dan sumber data sekunder yaitu artikel-artikel terkait. Teknik pengumpulan data menggunakan teknik dokumentasi, metode analisis data menggunakan model regresi linier sederhana. Hasil penelitian ini menunjukkan bahwa Customer Relationship Management dengan menggunakan indikator continuity marketing, one to one marketing, dan partnering programme berpengaruh secara positif dan signifikan terhadap loyalitas nasabah pada Bank BNI Syariah KC Banda Aceh.
PERAN ZAKAT PRODUKTIF TERHADAP PENGINGKATAN PROFIT USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI KECAMATAN SYIAH KUALA KOTA BANDA ACEH Jannah SI, Sari Raudhatul; Furqani, Hafas; Hafidhah, Hafidhah; Zulhilmi, Muhammad; Ulfia, Nur
JOURNAL OF INFORMATICS AND COMPUTER SCIENCE Vol 11, No 2 (2025): OKTOBER 2025
Publisher : Ubudiyah Indonesia University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33143/jics.v11i2.5593

Abstract

Penelitian ini mengkaji tentang analisis peran zakat produktif terhadap peningkatan profit usaha mikro kecil dan menengah (UMKM). Tujuan penelitian ini adalah untuk mengetahui mekanisme dan strategi penyaluran zakat produktif terhadap UMKM di Baitul Mal Aceh serta untuk mengetahui perbedaan pendapatan UMKM sebelum dan sesudah Penyaluran Bantuan Usaha Melalui Zakat Produktif oleh Baitul Mal Aceh. Metode dalam penelitian ini menggunakan metode campuran (mix method), dan pendekatan penelitian yang digunakan adalah penelitian lapangan (field research), serta tujuan dan arah penelitian adalah deskriptif, eksplanatori dan uji wilcoxon match pairs test. Hasil penelitian ini menunjukkan bahwa Baitul Mal Aceh menyalurkan zakat produktif dengan metode Qardul Hasan yang sifatnya pinjaman tanpa bunga serta pendekatan kekeluargaan dan pengaruh bantuan modal usaha zakat produktif oleh Baitul Mal Aceh terhadap peningkatan profit Usaha Mikro Kecil dan Menengah (UMKM) terhadap pendapatan mustahiq zakat produktif diperoleh nilai statistik dengan nilai z hitung = -6,169 dengan taraf nyata sebesar 5% (0,05), juga diperoleh nilai Pvalue < 0,05 dibuktikan dengan nilai sig 0,000 < 0,05 dalam artian bahwa terdapat perbedaan yang signifikan antara profit UMKM sebelum dan sesudah penerimaan modal usaha dengan penyaluran zakat produktif dari pihak Baitul Mal Aceh.
PROGRAM EKONOMI PESANTREN DALAM MENINGKATKAN KESEJAHTERAAN SANTRI (STUDI KASUS PONDOK PESANTREN DAYAH MINI ACEH) Juliansyah, Rayhan; Furqani, Hafas; Safitri, Winny Dian
Journal of Sharia Economics Vol. 7 No. 1 (2026): Islamic Economics
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v7i1.9623

Abstract

This study examines the economic programs implemented in Islamic boarding schools (pesantren) and their contribution to improving the welfare of santri at Dayah Mini Aceh. The research employs a qualitative field approach using a descriptive design, with data collected through in-depth interviews and direct observation. A total of nine informants participated in the study, consisting of the pesantren leader, teachers and program managers, and santri involved in the economic activities.The findings reveal that Dayah Mini Aceh operates four primary business units—drinking water production, goat farming, fish cultivation, and poultry farming—which are managed directly by santri. The compensation system is structured around the concept of pengabdian (devotional service), whereby santri who actively manage these business units receive exemptions from monthly educational fees as a form of non-monetary compensation.The economic programs generate multidimensional benefits for santri welfare. Economically, the fee exemption reduces their financial burden. In terms of food security, santri gain access to consumption from the outputs of pesantren production activities. In addition, the programs contribute to the development of entrepreneurial competencies through direct participation in business management and production processes. Nevertheless, the implementation of these initiatives also faces several challenges, including livestock disease outbreaks, dependence on key managerial actors, and limited financial capital.This study contributes to the literature by documenting a distinctive compensation model in pesantren-based economic empowerment that integrates spiritual values with economic incentives. The findings offer empirical insights into how Islamic boarding schools can promote santri welfare through participatory management of institutional business units.
How The Characteristics of The Board of Commissioners Affect ESG Shariah Issuers in Indonesia Period 2020-2023 Nurhaliza, Nurhaliza; Furqani, Hafas; Desiana, Rina; Paliket, Abbas
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2026)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v12i1.9092

Abstract

Purpose:Investment based on Environmental, Social, and Governance (ESG) continues to grow rapidly globally, including in Indonesia. However, ESG disclosure in Indonesia is still low, with only a small number of issuers included in the ESG index. The implementation of ESG can enhance profitability, company value, and meet stakeholder expectations. This study examines the influence of gender diversity, board size, and independent board members on ESG disclosure in companies listed on the Sharia stock index in Indonesia for the period 2020-2023.Design/Methodology:With a quantitative approach, panel data from 104 observations were analyzed using multiple linear regression.Findings:The research results show that gender diversity on the board of commissioners has a positive impact on ESG disclosure, the size of the board of commissioners has a negative impact on ESG disclosure, and independent board of commissioners does not have an impact on ESG disclosure. Simultaneously, gender diversity on the board of commissioners, the size of the board of commissioners, and independent commissioners influence ESG disclosure.Practical Implications:Sharia companies in Indonesia need to promote gender diversity and maintain an efficient board size to enhance ESG disclosure, while ensuring a balanced board composition to uphold the company's credibility and integrity according to ESG standards.Originality/Value:This research provides an analysis of the characteristics of the Board of Commissioners influencing Sharia ESG issuers in Indonesia
Co-Authors A.A. Ketut Agung Cahyawan W Abdul Hamid Armiadi Musa Armiadi Musa Awalurramadhana, Awalurramadhana Azharsyah Ibrahim Azimah Dianah Bismi Khalidin Cut Niswatul Chaira Cut Rizka Kamila Dara Amanatillah Darmawan, Reza Dhiwa, Malem Dwi Fahira, Husna E, Evriyenni Fahmi Yunus Fuadi Hafidhah Hafidhah Hamoudah, Manal Mohammed Hasnita, Nevi Husna Dwi Fahira Idul Adha, Syamsul ILHAM Irfani, Ahmad Isnaliana Isnaliana Jaili, Muhibbul Jalaluddin Jalilah Jalilah Jannah SI, Sari Raudhatul Juliansyah, Rayhan Khairudin Laldin, Mohamad Akram Manal Mohammed Hamoudah Millati, Aja Fitria Mohamad Akram Laldin Mohamad Laldin, Mohamad Muhammad Adnan Muhammad Adnan MUHAMMAD ARIFIN Muhammad Dayyan Muhammad Yasir Yusuf Muhammad Zulhilmi Muhammad Zulhilmi muhibbul jalil Muksal Muksal Munawar Rizki Jailani Nilam Sari Noura Rouzaton Novia Khairunnisa Nurhaliza, Nurhaliza Palevy, Muhammad Reza Paliket, Abbas Qadrun Nada Ramzani,P , Ikbal Ratna Mulyany Ratna Mulyany Ratna Mulyany Ratna Mulyany Ratna Mulyany Ratna Mulyany, Ratna Reza Darmawan Rina Desiana Riska Jaya Mustika Riska Srimuliana Riska, Mona Rouzaton, Noura Safrirullah Shahul Hameed Mohamed Ibrahim Shahul Hameed Mohamed Ibrahim, Shahul Hameed Mohamed Syahrizal Abbas Syarif Hidayatullah Ulfia, Nur Winny Dian Safitri Yunus, Fahmi