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All Journal MUQTASID ISLAMICA: Jurnal Studi Keislaman Al-Jami'ah: Journal of Islamic Studies IJIBE (International Journal of Islamic Business Ethics) Global Review of Islamic Economics and Business Tazkia Islamic Finance and Business Review al-Uqud : Journal of Islamic Economics J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurnal Ekonomi & Keuangan Islam Muqtasid: Jurnal Ekonomi dan Perbankan Syariah TSAQAFAH Journal of Islamic Monetary Economics and Finance Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial JOURNAL OF INFORMATICS AND COMPUTER SCIENCE Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Journal of Sharia Economics JIHBIZ :Global Journal of Islamic Banking and Finance. International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) JIMEBIS Share: Jurnal Ekonomi dan Keuangan Islam Maqdis: Jurnal Kajian Ekonomi Islam Jurnal Ilmiah Basis Ekonomi dan Bisnis EKOBIS SYARIAH Kanun: Jurnal Ilmu Hukum Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Jurnal Ekonomi Manajemen dan Sekretari Madania: Jurnal Kajian Keislaman
Hafas Furqani
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Sukuk dan Pembangunan Infrastruktur di Indonesia (Analisis Peran dan Manfaat Sukuk Untuk Pembangunan Indonesia) Novia Khairunnisa; Hafas Furqani; Dara Amanatillah
EKOBIS SYARIAH Vol 1, No 2 (2017)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2016.198 KB) | DOI: 10.22373/ekobis.v1i2.9997

Abstract

Penelitian ini dilakukan untuk mengetahui lebih jelas bagaimana perkembangan sukuk negara dalam mendukung pembangunan infrastruktur di Indonesia dan peluang pembiayaan pembangunan infrastruktur di Indonesia melalui sukuk negara serta sejauh mana kontribusi sukuk negara terhadap pembangunan infrastruktur di Aceh. Penelitian ini menggunakan data sekunder yang berasal dari laporan Badan Pusat Statistik, khususnya mengenai pertumbuhan ekonomi baik nasional maupun di Aceh pada tahun 2008 hingga tahun 2016 dan laporan Otoritas Jasa Keuangan mengenai perkembangan sukuk negara pada tahun 2008 hingga tahun 2016, serta data laporan Kementrian Keuangan mengenai perkembangan sukuk di Indonesia, data alokasi APBN untuk infrastruktur, serta data alokasi dan realisasi proyek yang dibiayai oleh Surat Berharga Syariah Negara baik nasional maupun di Aceh pada tahun 2013 hingga tahun 2018. Hal ini dapat dilihat dari berbagai jenis Surat Berharga Syariah Negara (SBSN) atau Sukuk Negara, namun hanya SBSN seri Project Based Sukuk (PBS) yang berkontribusi untuk pembiayaan pembangunan infrastruktur. SBSN seri PBS ini diterbitkan guna mendukung dan membantu pemerintah dalam menutupi defisit Anggaran Pendapatan dan Belanja Negara (APBN), sehingga mampu membantu pemerintah dalam menutupi kekurangan dana khususnya untuk pembangunan infrastruktur dalam APBN.
Konsep Mata Uang Dalam Ekonomi Islam (Analisis Bitcoin Sebagai Mata Uang Virtual) Cut Niswatul Chaira; Hafas Furqani; Dara Amanatillah
EKOBIS SYARIAH Vol 3, No 2 (2019)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (607.138 KB) | DOI: 10.22373/ekobis.v3i2.10043

Abstract

Alat pembayaran atau uang terus mengalami inovasi dan berevolusi mulai dari bentuk tunai menjadi bentuk non tunai atau disebut juga uang elektronik. Kemunculan bitcoin sebagai salah satu dari virtual currency menimbulkan pro dan kontra di berbagai kalangan. Ada yang membolehkan ada pula yang mengharamkannya. Penelitian ini bertujuan untuk menjelaskan konsep mata uang dalam perspektif ekonomi Islam dengan menganalisis bitcoin sebagai salah satu dari virtual currency. Metode yang digunakan dalam penelitian ini adalah metode kualitatif deskriptif. Sumber data diperoleh dari hasil wawancara dengan beberapa akademisi dari bidang ekonomi dan pihak regulator yaitu Bank Indonesia dan Otoritas Jasa Keuangan (OJK). Data dianalisis dengan mendeskripsikan konsep bitcoin sebagai mata uang virtual dalam perspektif ekonomi Islam. Hasil penelitian ini menjelaskan bahwa dalam ekonomi Islam mata uang harus memiliki underlying asset dan dijamin oleh pemerintah. Sedangkan bitcoin tidak memiliki underlying asset, tidak jelas siapa penerbitnya dan tidak ada yang bertanggung jawab. Banyak unsur ketidakjelasan yang dimiliki oleh bitcoin. Bahkan di Indonesia belum ada regulasi secara resmi dan masih dalam tahap pengkajian oleh para ulama. Oleh sebab itu, Bank Indonesia menghimbau kepada masyarakat untuk bertransaksi dengan rupiah karena sesuai dengan Undang-Undang No 7tahun 2011 tentang Mata Uang.
Faktor-Faktor Yang Mempengaruhi Keputusan Menjadi Nasabah Bank Aceh Syariah Muksal Muksal; Hafas Furqani; Riska Jaya Mustika
EKOBIS SYARIAH Vol 7, No 1 (2023)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v7i1.17789

Abstract

Penelitian ini meneliti tentang pengetahuan dan persepsi pada Bank Aceh Cabang Aceh Barat Daya. Penelitian ini menggunakan tiga variabel yaitu pengetahuan, persepsi, dan keputusan menjadi nasabah. Penelitian ini bertujuan untuk mengetahui pengaruh pengetahuan dan persepsi terhadap keputusan menjadi nasabah pada Bank Aceh Cabang Aceh Barat Daya. Metode penelitian ini adalah kuantitatif dan metode analisis data yang digunakan analisis regresi linier berganda. Hasil penelitian ini menunjukkan bahwa : (1) Ha ditolak dan H0 diterima dengan demikian pengetahuan (X1) tidak berpengaruh terhadap keputusan menjadi nasabah. (2) Ha diterima dan H0 ditolak dengan demikian perssepi (X2) berpengaruh terhadap keputuan menjadi nasabah. (3) Pengetahuan dan Persepsi bersama-sama berpengaruh terhadap keputusan menjadi nasabah.
Worldview and the Construction of Economics: Secular and Islamic Tradition Hafas Furqani
TSAQAFAH Vol. 14 No. 1 (2018): Contemporary Islamic Discourses
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v14i1.2294

Abstract

Economics as a system of thought and body of knowledge is constructed based on certain philosophical foundations derived from a particular worldview. The term worldview, which originated from the German Weltanschauung (composed of Welt, ‘world’, and Anschauung, ‘view’ or ‘outlook’) refers to a world perception, or the concept and framework of ideas through which human interprets the human life and world. The term worldview, in general, refers to belief, doctrine, perspective and values in the sense that it supplies views, assumptions and images of how to perceive things. The worldview which is the perspective in understanding the existence and realities decorates the scientifc atmosphere, its direction as well as objectives. The worldview is also fundamental in supporting the development of a science and its progress. Mainstream economics is developed from the foundation of Secular Worldview which is characterized as materialist (excluding the metaphysics), reductionist (reducing the epistemological basis on positivism with atomistic perspective) and individualist (isolating individual from society). Islamic economics, on the other hand, is developed on the basis of Islamic worldview. The Islamic worldview is claimed to be more comprehensive, integrative and holistic in nature. This would make Islamic economics having a potential to answer the shortcoming found in conventional economics. The paper would explore the nature of worldview in Secular and Islamic tradition and its implications in developing discipline of economics and Islamic economics. The paper also seeks to develop some foundations for Islamic economics to be a distinct discipline.
Students' Interest In Investing In The Sharia Capital Market Hafidhah; Furqani, Hafas; Millati, Aja Fitria
Scientific Journal of Students Islamic Economics and Business Vol. 4 No. 2 (2023): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v4i2.408

Abstract

The Indonesia Stock Exchange (IDX) stated that youth, including students, have considerable potential to become stock investors. One of the main targets of capital market investors and Islamic capital markets is students. This study aims to determine whether knowledge, Socialization, and education influence the interest in investing in the Islamic capital market students of the Faculty of Islamic Economics and Business Ar-Raniry State Islamic University Banda Aceh. This research is a quantitative study in which samples were taken from as many as 332 respondents using a probability sampling technique. This probability sampling technique includes several techniques, but the researcher chose the simple random sampling technique because the sample members from the population were taken randomly without regard to the strata in the population. The data type used is primary data, which distributes the questionnaire via Google Forms. The research data analysis method used the Structural Equation Modeling (SEM) method with the Partial Least Square (PLS) approach and SmartPLS software's help. The results of this study indicate that the knowledge variable has a positive and significant effect on the interest in investing in the Islamic capital market. The socialization variable also has a positive and significant effect on the interest in investing in the Islamic capital market, and the education variable also has a positive and significant effect on the interest in investing in the Islamic capital market. Based on the R2 test, the influence exerted by the independent variables (knowledge, outreach, and education) on the dependent variable (intention to invest in the Islamic capital market) is 52.4%. In contrast, the rest is influenced by other variables not included in this study.
The Role Of Waqf Property Buildings For Beneficiaries Jalaluddin; Furqani, Hafas; Ilham
Scientific Journal of Students Islamic Economics and Business Vol. 5 No. 1 (2024): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jimebis.v5i1.485

Abstract

The Tahfidzhul Quran Sulaimaniyah Habibie Center Aceh Besar Islamic Boarding School building is a temporary waqf property resulting from collaboration between the Sulaimaniyah Foundation and the Habibie Center Foundation. There are many permanent waqf building assets whose benefits are less than optimal for mauquf 'alai'ih throughout Indonesia, including in Aceh. This is because the abilities and strategies of waqf managers (nazhir) are still lacking in managing waqf assets professionally. This study aims to determine Nazir's strategy in managing and utilizing waqf land and buildings at the Sulaimaniyah Habibi Center Islamic Boarding School. The research uses a qualitative approach to sources namely Nazirs, Islamic boarding school students, Islamic boarding school alumni, village imams and local communities by collecting data using observation, interviews and documentation techniques. The data analysis method uses data reduction techniques, data presentation, and drawing conclusions. The results of the research show that Nazir's strategy in managing and utilizing waqf property buildings is by managing and utilizing ZIS (Zakat, Infaq and Alms) funds and waqf goods according to their designation as Islamic boarding school operational costs for the continuity of student learning.
THE DISCIPLINE IN THE MAKING: APPRAISING THE PROGRESS OF ISLAMIC ECONOMICS Furqani, Hafas
Journal of Islamic Monetary Economics and Finance Vol 1 No 1 (2015)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (4194.479 KB) | DOI: 10.21098/jimf.v1i1.481

Abstract

Islamic economics is currently moving from a mere discourse on economics in Islamic perspective towards becoming a distinct science of Islamic economics. There is a systematic effort from Islamic economic scientific community to develop a discipline of Islamic economics marked by a complete body of knowledge, clear subject matter, methodology/methodologies to appraise theories and continuous growth and accumulation of knowledge. This could be done if the scientific community put strong effort in explicating all the necessary foundations of science and achieve consensus on certain important aspect of discipline. In this paper we attempt to historically survey the development of Islamic economics towards becoming a distinct discipline, evaluate the current practices a adopted by the Islamic economics’ scientific community in settling up problems, and outlining forward agenda in order to achieve this discipline status.
Good Finance : Integration of Ethics and Shariah in Islamic Finance Furqani, Hafas; Laldin, Mohamad; Mulyany, Ratna
IJIBE (International Journal of Islamic Business Ethics) Vol 1, No 2 (2016): September 2016
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.1.2.121-130

Abstract

Islamic Financial industry is moving towards the global integration. There is a considerable acceptance of Islamic financial practices across the globe. Islamic finance is viewed positively as an attractive financial system that could be adopted in modern context. One of the reasons for this acceptance could be due to its ethical  promises. Islamic finance is perceived as an ethical based finance that is operating with a set of good ethics in financial dealings. With that ethical back up as the underlying principles in financial activities, there is wide expectation that it could offer a different perspective and approach in finance and a coherent perspective for understanding real economic problems faced by human being and hence could elegantly solve the crisis as regularly faced in the conventional financial system. Islamic finance is developed with the aim of capturing the moral high ground of banking and financial practices in an increasingly volatile world by offering a financial philosophy based on the triumph of ethics and dealing with customers in a more humanistic approach for the betterment of society. In this regard, the moral mastery is not only expected to be the hallmark of Islamic financial professionalism, but it is also desired to be naturally integrated in the system and its practitioners. Islamic finance aims to achieve a fair wealth circulation in society, fair and transparent financial dealings and justice in micro and macro dimension. The paper attempts to discuss the concept of ethics in Islamic finance, its basis, principles and objectives in the contemporary world.
GOOD FINANCE: INTEGRATION OF ETHICS AND SHARIAH IN ISLAMIC FINANCE Furqani, Hafas; Laldin, Mohamad; Mulyany, Ratna
IJIBE (International Journal of Islamic Business Ethics) Vol 1, No 2 (2016): September 2016
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.1.2.121-130

Abstract

Islamic Financial industry is moving towards the global integration. There is a considerable acceptance of Islamic financial practices across the globe. Islamic finance is viewed positively as an attractive financial system that could be adopted in modern context. One of the reasons for this acceptance could be due to its ethical  promises. Islamic finance is perceived as an ethical based finance that is operating with a set of good ethics in financial dealings. With that ethical back up as the underlying principles in financial activities, there is wide expectation that it could offer a different perspective and approach in finance and a coherent perspective for understanding real economic problems faced by human being and hence could elegantly solve the crisis as regularly faced in the conventional financial system. Islamic finance is developed with the aim of capturing the moral high ground of banking and financial practices in an increasingly volatile world by offering a financial philosophy based on the triumph of ethics and dealing with customers in a more humanistic approach for the betterment of society. In this regard, the moral mastery is not only expected to be the hallmark of Islamic financial professionalism, but it is also desired to be naturally integrated in the system and its practitioners. Islamic finance aims to achieve a fair wealth circulation in society, fair and transparent financial dealings and justice in micro and macro dimension. The paper attempts to discuss the concept of ethics in Islamic finance, its basis, principles and objectives in the contemporary world.
Analisis Pemetaan Potensi Zakat di Provinsi Aceh Tahun 2023 Awalurramadhana, Awalurramadhana; Ibrahim, Azharsyah; Furqani, Hafas
EKOBIS SYARIAH Vol 8, No 2 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v8i2.26151

Abstract

ABSTRAKAceh adalah wilayah Muslim terbesar di Indonesia dan sering disebut “Serambi Mekah”. Praktik ajaran Islam sangat penting diberlakukan seperti zakat dan bukan hanya sekedar sedekah biasa melainkan ajaran dalam Islam untuk menyelesaikan masalah ekonomi umat. Hal ini menunjukkan potensi zakat yang besar dilihat dari persentase dan jumlah masyarakat muslim yang besar di Aceh. Penelitian ini bertujuan untuk mengidentifikasi potensi zakat di Aceh dan menganalisis distribusinya di berbagai sektor di berbagai kabupaten dan kota yang berbeda, yang dapat memberikan wawasan berharga bagi pemerintah Aceh untuk meningkatkan pengumpulan zakat dan memastikan penggunaannya yang efektif. Potensi zakat yang dimiliki Provinsi Aceh baik dari sektor pertanian, perkebunan, peternakan, perusahaan, uang dan penghasilan. Penelitian ini menggunakan metode Indikator Pemetaan Potensi Zakat (IPPZ) yang diterbitkan oleh Badan Zakat Nasional (Baznas). Data diperoleh dari Badan Pusat Statistik (BPS) dan dianalisis dengan metode IPPZ dialanjutkan dengan pemetaan sehingga terlihat persebaran wilayah potensi zakat. Hasil analisis menunjukkan Provinsi Aceh memiliki potensi zakat sebesar Rp 3,79 Triliyun pertahunnya dengan Rp 422,53 Milyar pada sektor pertanian, Rp 277,33 Milyar pada sektor perkebunan, Rp 353,84 Milar pada sektor Peternakan, Rp 271,14 Milyar pada sektor Uang, Rp 2,35 Milyar pada sektor Perusahaan dan Rp 2,46 Triliyun pada sektor penghasilan. Daerah Kabupaten/Kota yang memiliki Potensi Zakat yang terbesar di Aceh yaitu Banda Aceh, Aceh Utara dan Bireuen.
Co-Authors A.A. Ketut Agung Cahyawan W Abdul Hamid Armiadi Musa Armiadi Musa Awalurramadhana, Awalurramadhana Azharsyah Ibrahim Azimah Dianah Bismi Khalidin Cut Niswatul Chaira Cut Rizka Kamila Dara Amanatillah Darmawan, Reza Dhiwa, Malem Dwi Fahira, Husna E, Evriyenni Fahmi Yunus Fuadi Hafidhah Hafidhah Hamoudah, Manal Mohammed Hasnita, Nevi Husna Dwi Fahira Idul Adha, Syamsul ILHAM Irfani, Ahmad Isnaliana Isnaliana Jaili, Muhibbul Jalaluddin Jalilah Jalilah Jannah SI, Sari Raudhatul Juliansyah, Rayhan Khairudin Laldin, Mohamad Akram Manal Mohammed Hamoudah Millati, Aja Fitria Mohamad Akram Laldin Mohamad Laldin, Mohamad Muhammad Adnan Muhammad Adnan MUHAMMAD ARIFIN Muhammad Dayyan Muhammad Yasir Yusuf Muhammad Zulhilmi Muhammad Zulhilmi muhibbul jalil Muksal Muksal Munawar Rizki Jailani Nilam Sari Noura Rouzaton Novia Khairunnisa Nurhaliza, Nurhaliza Palevy, Muhammad Reza Paliket, Abbas Qadrun Nada Ramzani,P , Ikbal Ratna Mulyany Ratna Mulyany Ratna Mulyany Ratna Mulyany Ratna Mulyany Ratna Mulyany, Ratna Reza Darmawan Rina Desiana Riska Jaya Mustika Riska Srimuliana Riska, Mona Rouzaton, Noura Safrirullah Shahul Hameed Mohamed Ibrahim Shahul Hameed Mohamed Ibrahim, Shahul Hameed Mohamed Syahrizal Abbas Syarif Hidayatullah Ulfia, Nur Winny Dian Safitri Yunus, Fahmi