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Pelatihan Perencanaan Keuangan Syariah Pada Pemuda MT Nurul Musthafa Desa Babussalam Lombok Barat Ali Akbar Hidayat; Ihsan Ro'is; Moh. Huzaini; Subhan Purwadinata; Muhammad Dzul Fadlli; Nesa Triliani
Jurnal Abdi Anjani Vol 4 No 1 (2026): Jurnal Abdi Anjani (JAA)
Publisher : Program Studi Pariwisata, Fakultas Ekonomi dan Bisnis,Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/anjani.v4i1.2823

Abstract

Maraknya judi online, pinjaman online, dan pinjaman berbunga tinggi telah menjadi masalah besar bagi generasi muda, khususnya di Desa Babussalam, Kecamatan Gerung. Praktik ini sering kali disertai dengan dampak sosial dan finansial yang merugikan, seperti peningkatan stres dan kecanduan. Salah satu penyebab utama adalah kurangnya pemahaman mengenai perencanaan keuangan yang sehat. Oleh karena itu, pelatihan perencanaan keuangan syariah untuk pemuda MT Nurul Musthafa dirancang sebagai solusi untuk mengatasi masalah ini. Pelatihan ini bertujuan untuk mmberikan pemahaman tentang prinsip-prinsip keuangan syariah yang dapat membantu pemuda mengelola keuangan mereka dengan bijak, menghindari praktik merugikan, dan memanfaatkan produk keuangan yang halal. program ini menggunakan pendekatan Participatory Action Research (PAR) yang terdiri dari empat siklus: observasi, refleksi, perencanaan aksi, dan pelaksanaan. Hasil dari pelatihan ini adalah meningkatnya kesadaran dan pemahaman pemuda tentang bahaya judi online dan pinjaman berbunga tinggi, serta kemampuan mereka dalam merencanakan keuangan secara syariah, sehingga dapat meningkatkan kesejahteraan pemuda MT Nurul Musthafa.
Decision to Cash Waqf by the Muslim Community Mediated by Awareness and Interest Ali Akbar Hidayat; Moh. Huzaini; Ihsan Ro'is; Muhammad Dzul Fadlli; Vici Handalusia Husni; Zalina Zainal
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 13 No. 1 (2026)
Publisher : Universitas Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the factors influencing the decision to engage in a cash waqf in West Nusa Tenggara. This research method employed a quantitative approach with an associative framework. This study did not specify the population size. Accordingly, sampling was performed using a non-probability sampling method, which ultimately resulted in a convenience sample of 230 respondents, as determined by the Lemeshow formula. Religiosity, attitude, and subjective norm are the independent variables, while the decision to cash a waqf is the dependent variable. Awareness and interest serve as a moderating variable. This study utilizes Structural Equation Modeling – Partial Least Squares (SEM-PLS) to analyze data. The research results indicate that religiosity, attitudes, and subjective norms have a positive but insignificant effect on the decision to cash a waqf. The same result occurs when religiosity, attitudes, and subjective norms are mediated by awareness. However, these three variables positively impact the decision to cash a waqf, with interest as a mediator, and this impact is statistically significant. An adjusted R-Squared value of 0.520 or 52 percent indicated that the variables of religiosity, attitudes, subjective norms, awareness, and interest can explain the variation in the decision to cash waqf, which indicates a moderate model. This result is strong in the context of complex behavioral models, given that many similar studies show Adjusted R-Squared values between 30 and 70 percent.
Co-Authors Abdul Manan Abdul Manan Adhitya Bagus Singandaru Ahmad Zaenal Wafik Akbar Hidayat, Ali Akung Daeng Al Furkan Ali Akbar Hidayat Ali Akbar Hidayat Ali Akbar Hidayat Amelia, Anisa Putri Anggara, Jaka Anggriawan, Robby Anggriawawn, Robby Apriska, Lita Asep Kurniawan Baiq Saripta Wijimulawiani Baiq Saripta Wijimulawiani Deni Wahyudi Dina Aulani Diswandi Diva Maulida EMI SALMAH Fadliyanti, Luluk Fathur Rahman Firyaal adilah ramadhani Fitra Ria Silvida Gunawan, Muhammad Indra Habiburrahman Habiburrahman Haero Ummah, Gina Hailuddin Hak, Muhamad Bai'ul Hidayat, Ali Akbar Himawan Sutanto, Himawan Honey Alya Husni, Vici Handalusia Hutabarat, Ruth Eviana Ihsan Ro'is Ihsan Ro'is Ihsan Rois Iwan Harsono Jaka Anggara Jannah, Widyatul Khaerunnizam, M. Mansur Afifi Melly Aprilia Lestari Melly Aprilia Lestari Moh. Huzaini Moh. Huzaini MOH. HUZAINI, MOH. Muhamad Bai'ul Hak Muhamad Bai'ul Hak Muhamad Bai'ul Hak Muhamad Bai’ul Hak Muhamad Bai’ul Hak Muhamad Pero Perdi Gozali Muhammad Alwi Muhammad Indra Gunawan Muhidin Nasir Nesa Triliani Prayitno Basuki, Prayitno Putra, Taufan Handika Putri, Irma Apriliana Rahma, Mega Aulia Rahman, Azkia Rostiani Rajak, Zulkifli Rizal Kurniansah Rizal, Husni Robby Anggriawan Rusmin Nuryadin Sari, Umi Hestia Satarudin Subhan Purwadinata Syakira Hulwah Firmayanti Syawkani wahid, Faschal Urwatil Wusqo Vici Handalusia Husni Vici Handalusia Husni Wafik, Ahmad Zaenal Wahidin Wahidin Wahidin Wahidin Widyatul Jannah Widyatul Jannah Yusril Hayadi Zalina Zainal