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All Journal Jurnal Mirai Management JBMP (Jurnal Bisnis, Manajemen dan Perbankan) Ekombis: Jurnal Fakultas Ekonomi Jurnal Ekonomi Bisnis Dan Industri (EBI) Journal of Management and Entrepreneurship Research Bisnis Net : Jurnal Ekonomi dan Bisnis Entrepreneur : Jurnal Bisnis Manajemen dan Kewirausahaan Jurnal Ilmiah Wahana Pendidikan Jurnal Impresi Indonesia Jurnal Pengabdian Masyarakat J-LEE - Journal of Law, English, and Economics MES Management Journal Postgraduate Management Journal Jurnal Ekonomika Manajemen Dan Bisnis SEMINAR NASIONAL PENELITIAN DAN PENGABDIAN KEPADA MASYARAKAT Majalah Ilmiah METHODA Jurnal Pengabdian Bisnis dan Akuntansi Soedirman Ardhi: Jurnal Pengabdian dalam Negri Ekomania Jurnal Social Society Sharef: Journal of Sharia Economics and Finance Green Inflation: International Journal of Management And Strategic Business Leadership ManBiz: Journal of Management and Business KREATIF: Jurnal Pengabdian Masyarakat Nusantara IJCOSIN : Indonesian Journal of Community Service and Innovation
Faizal Rizky Yuttama
Universitas Harapan Bangsa
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Pengaruh Disiplin Kerja, Stres Kerja, Kompensasi Kerja, dan Komitmen Organisasi Terhadap Kinerja Karyawan PT BPR Surya Yudhakencana Banjarnegara Safitri, Nur; Alfizi, Alfizi; Yuttama, Faizal Rizky
J-LEE - Journal of Law, English, and Economics Vol. 5 No. 2 (2023): DESEMBER
Publisher : LPPM Universitas Harapan Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35960/j-lee.v5i2.1239

Abstract

Kinerja karyawan adalah hasil kerja yang dilakukan oleh seseorang sehubungan dengan tugas dan tanggung jawab yang dibebankan kepadanya dengan kualitas dan kuantitas pekerjaan yang dilakukan. Penelitian ini bertujuan untuk mengetahui pengaruh disiplin kerja, stres kerja, kompensasi kerja, dan komitmen organisasi terhadap kinerja karyawan PT BPR Surya Yudhakencana Banjarnegara. Metode yang digunakan dalam penelitian ini adalah kuantitatif dengan pendekatan deskriptif. Sampel dalam penelitian ini adalah karyawan PT BPR Surya Yudhakencana Banjarnegara, dalam pengambilan sampel menggunakan pengambilan sampel secara acak (random sampling). Dalam pengambilan sampel diperoleh 124 sampel karyawan PT BPR Surya Yudhakencana Banjarnegara. Teknik pengumpulan data dilakukan dengan cara menyebarkan kuesioner melalui google form, jawaban dari responden akan diukur menggunakan skala likert. Teknik analisis data menggunakan menggunakan uji instrumen, uji asumsi klasik, analisis regresi linear berganda, uji hipotesis, dan uji koefisien determinasi. Hasil penelitian menunjukkan bahwa disiplin kerja secara parsial tidak berpengaruh signifikan pada kinerja karyawan, stres kerja secara parsial berpengaruh signifikan pada kinerja karyawan, kompensasi kerja secara parsial tidak berpengaruh signifikan pada kinerja karyawan, dan komitmen organisasi secara parsial berpengaruh positif dan signifikan pada kinerja karyawan. Kata kunci: Disiplin Kerja, Stres Kerja, Kompensasi Kerja, Komitmen Organisasi, dan Kinerja Karyawan.
Pengaruh Literasi Keuangan, Gaya Hidup Hedon Dan Financial Experience Terhadap Pengelolaan Keuangan Pada Mahasiswa Di Kabupaten Banyumas Atingul Chusna; Slamet; Faizal Rizky Yuttama
MES Management Journal Vol. 3 No. 3 (2024): MES Management Journal 
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mesman.v3i4.505

Abstract

Good and healthy money management is necessary in order to control one's financial condition. The financial literacy and financial management skills of Generation Z are still poor, especially students in Banyumas. Financial literacy is closely related to financial management, and the higher the level of financial literacy, the better the financial management skills. In addition to financial literacy, factors that can influence financial management behaviour are lifestyle and financial experience. The purpose of this study was to determine whether financial literacy, hedon lifestyle, and financial experience have a simultaneous influence on the financial management of students in Banyumas Regency. This research is a type of survey research with an explanatory approach. The sample size was 150 respondents with purposive sampling technique. This research instrument is a questionnaire. Data analysis in this study used multiple linear regression analysis. Based on the f test, it is obtained f count of 29,668 with f table of 3.06 and a significance value of 0.000. The significance value is smaller than α or 0.05 and f count 29.668 is greater than f table 3.06, the conclusion is that there is a significant simultaneous influence between financial literacy, hedon lifestyle, and financial experience on student financial management in Banyumas Regency.
Behavioral Shifts in Digital Finance: How E-Payment Influences Consumer Spending and Financial Literacy Yuttama, Faizal Rizky
Journal of Management and Entrepreneurship Research Vol. 6 No. 4 (2025)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jmer.2025.12.06.4-80

Abstract

Objective: Examine how e-payment usage influences consumer spending and cash management, and assess the moderating role of financial literacy in an emerging-market context. Research Design & Methods: Quantitative survey of active e-payment users in Central Java, Indonesia. Constructs were measured with Likert-scale items. Relationships among e-payment usage, consumer behavior, cash management, and financial literacy (moderator) were analyzed using PLS-SEM with established validity and reliability procedures. Findings: E-payment facilitates more frequent and effortless purchasing by lowering psychological frictions at checkout, which can elevate impulsive spending. At the same time, its built-in records and dashboards support better oversight of income–expense flows, budgeting, and planning. Financial literacy shapes these outcomes: higher literacy helps curb excessive spending and strengthens the use of app features for monitoring, budgeting, and goal setting. Overall, the impact of e-payment is dual and contingent on users’ financial knowledge and self-regulation. Implications & Recommendations: Pair cashless initiatives with digital financial-literacy programs. Embed in-app nudges such as spend alerts, weekly summaries, category caps, and goal tracking. Tailor guidance for low-literacy segments and encourage responsible defaults. Contribution & Value Added: Provides emerging-market evidence clarifying when and how e-payments promote or undermine financial discipline, integrates behavioral-finance and financial-literacy perspectives via moderation analysis, and offers actionable design and policy insights to enhance consumer financial well-being.
Financial Technology (Fintech) Adoption and Marketing Innovation: Strategies for Enhancing Competitive Advantage of SMEs in the Digital Era Yuttama, Faizal Rizky; Salsabela, Riska Nadiya
Seminar Nasional Penelitian dan Pengabdian Kepada Masyarakat 2025 Prosiding Seminar Nasional Penelitian dan Pengabdian Kepada Masyarakat (SNPPKM 2025)
Publisher : Universitas Harapan Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35960/snppkm.v4i1.1367

Abstract

This study aims to analyze the effect of financial technology (fintech) adoption and marketing innovation on the competitive advantage of Small and Medium Enterprises (SMEs) in Banyumas Regency. The background of this research lies in the challenges faced by SMEs in the digital era, particularly limited access to financing, inadequate financial recording, and the dominance of conventional marketing strategies. This research employed a quantitative approach using a survey method involving 120 SME owners selected through purposive sampling. Data were collected using a Likert-scale questionnaire (1–5). The data were analyzed with SPSS software through validity and reliability tests, multiple linear regression analysis, and classical assumption tests. The findings reveal that (1) fintech adoption has a positive and significant effect on the competitive advantage of SMEs, (2) marketing innovation has a positive and significant effect on competitive advantage, and (3) fintech adoption positively affects marketing innovation, which in turn strengthens its indirect effect on competitive advantage. These results confirm that the integration of fintech-based financial management with digital marketing strategies enhances operational efficiency, broadens market reach, and strengthens the competitive position of SMEs in Banyumas. The study recommends improving digital literacy and providing local government policy support to accelerate fintech adoption and encourage marketing innovation for SMEs in the digital era.
Sosialisasi Berorganisasi dengan Mengadopsi Gaya Kepemimpinan Melayani (Servant Leadership) Grace Maria Fitricia; Faizal Rizky Yuttama; Iin Dyah Indrawati
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 4 No. 2 (2024): Juni : Jurnal Pengabdian Masyarakat Nusantara
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v4i2.3635

Abstract

Abstract. People in organization surely will face the dynamics of relationship between the member of oragnizations and need a good interpersonal and good communication between each member to work together, make a teamwork for running the work programs in each of team or division existing in organization. Good communication built can’t be separated from the leadership style of the leaders in organization. The leaders have to apply the effective leadership approach to communicate the vision and mission which will be achieved by organization, delegating task, teamwork with members and empower the organizational members. Servant leadership style is a leadership approach that fit to be applied in organization. The purpose to held this socialization is to invest the servant leadership style in college students in managing organizations and later for the long term purpose is to be practiced when entering the business work or entrepreneurship world.
Sosialisasi Legalitas Badan Usaha dan Pendaftaran Merek Dagang Dalam Upaya Meningkatkan Penjualan Produk UMKM di Wilayah Banyumas Maya Ruhtiani; Yuris Tri Naili; Faizal Rizky Yuttama
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 4 No. 2 (2024): Juni : Jurnal Pengabdian Masyarakat Nusantara
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v4i2.3647

Abstract

This article evaluates the effectiveness of the socialization of business entity legality and trademark registration to increase sales of MSME products in the Banyumas region. The main problems MSMEs face in Banyumas are the low level of business legality and the need for awareness of the importance of trademark registration, which impacts low consumer confidence and limited market access. The research method used was qualitative, with data collection techniques through observation and documentary studies. The results showed that the socialization of MSME actors in business legality and trademark registration increased the knowledge and awareness of MSME actors about the importance of business legality and trademarks. The dynamics of the mentoring process showed the strengthening of MSME networks and collaboration and the emergence of local leaders who play an active role in the community.
Pengaruh Suasana Toko, Lokasi, Dan Online Customer Review Terhadap Minat Berkunjung Kembali Konsumen Barbershop Lifestylehub Di Purwokerto Royan, M. Zulfa; Putri, Puspita Lianti; Yuttama , Faizal Rizky
Jurnal Ekonomi Manajemen dan Bisnis (JEMB) Vol. 4 No. 2 (2025): Juli-Desember
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jemb.v4i2.3574

Abstract

The barbershop industry in Indonesia, particularly in Purwokerto, has become increasingly competitive with the emergence of the lifestyle hub concept, which not only provides haircut services but also offers lifestyle experiences such as coffee shops, comfortable waiting areas, and digital access. This condition requires barbershop owners to understand the factors influencing customer loyalty, especially revisit intention. This study aims to analyze the influence of store atmosphere, location, and online customer reviews on revisit intention of consumers at Barbershop Lifestylehub in Purwokerto, employing the Stimulus–Organism–Response (S-O-R) theory, in which these variables act as stimuli affecting consumer responses. A quantitative method with a survey approach was applied, using purposive sampling of 145 respondents who had visited lifestyle hub barbershops. The research instrument was a Likert-scale questionnaire, and the data were analyzed using validity, reliability, normality, multicollinearity tests, and multiple linear regression analysis. The results show that store atmosphere, location, and online customer reviews, both partially and simultaneously, have a positive and significant effect on revisit intention. These findings highlight that a comfortable store atmosphere, strategic location, and positive image on digital platforms are key factors in fostering consumer loyalty.
Pengaruh Inovasi Produk, Penerapan Teknologi, dan Kreativitas terhadap Kinerja UMKM Sektor Kuliner di Kabupaten Banjarnegara Apriliyani, Liya; Alfizi, Alfizi; Yuttama , Faizal Rizky
Journal Social Society Vol. 6 No. 1 (2026): Januari - Maret 2026
Publisher : Pustaka Digital Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54065/jss.6.1.2026.972

Abstract

Urgensi penelitian ini yaitu membantu pelaku usaha dan pemangku kebijakan mengembangkan strategi efektif untuk meningkatkan daya saing dan keberlanjutan UMKM di tengah persaingan pasar yang semakin dinamis dan digitalisasi ekonomi. Penelitian ini bertujuan untuk menganalisis pengaruh inovasi produk, penerapan teknologi, dan kreativitas terhadap kinerja Usaha Mikro, Kecil dan Menengah (UMKM) sektor kuliner di Kabupaten Banjarnegara. UMKM memiliki peran penting dalam pertumbuhan ekonomi, namun menghadapi berbagai tantangan yang mempengaruhi kinerjanya. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei melalui kuesioner kepada 80 responden pelaku UMKM kuliner yang telah beroperasi minimal satu tahun. Populasi penelitian yaitu pegiat UMKM sektor kuliner di Kabupaten Banjarnegara. Instrumen penelitian yang digunakan adalah kuesioner (angket). Teknik pengumpulan data dalam penelitian ini menggunakan metode kuantitatif melalui penyebaran kuesioner secara online yang selanjutnya akan dikumpulkan dan dioalah menggunakan SPPS versi 29. Analisis data dilakukan dengan regresi linier berganda menggunakan SPSS. Hasil penelitian menunjukkan bahwa inovasi produk, penerapan teknologi, dan kreativitas berpengaruh positif dan signifikan terhadap kinerja UMKM. Temuan ini menegaskan pentingnya inovasi berkelanjutan, pemanfaatan teknologi, serta pengembangan kreativitas untuk meningkatkan daya saing dan keberlanjutan usaha kuliner di daerah
Sosialisasi Stress Management Berbasis Aktivitas Fisik Untuk Penguatan Human Capital Masyarakat Di Era Digital Ahmad, Mirzani; Yuttama, Faizal Rizky
Jurnal Pengabdian Masyarakat - PIMAS Vol. 5 No. 1 (2026): Februari
Publisher : LPPM Universitas Harapan Bangsa Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35960/pimas.v5i1.2181

Abstract

The digital era is characterized by increasing demands of daily productivity, accelerated life pace, and multiple social roles that contribute to higher levels of psychological stress within society. Unmanaged stress may negatively affect mental well-being, physical health, and individual productivity as part of community human capital. This community service activity aimed to increase public awareness and understanding of stress, its impacts, and the role of physical activity, particularly muscle-strengthening exercises, as a non-pharmacological strategy for stress management. The activity was conducted through an educational socialization program for residents of Griya Satria Bukit Nirwana Housing Area via a community women’s forum. The method involved interactive material delivery, discussion, and question-and-answer sessions focusing on stress awareness and simple, safe physical activities that can be practiced independently at home. The results showed an improvement in participants’ understanding of stress management and the benefits of physical activity for mental well-being. Participants perceived muscle-strengthening exercises as accessible and applicable for daily stress management across different age groups. In conclusion, socialization-based stress management through physical activity is a relevant and practical approach to support community human capital strengthening in the digital era.
Cashless di Sekolah: Literasi Keuangan Digital dan Keamanan Transaksi Yuttama, Faizal Rizky; Widadi, Budi
Jurnal Pengabdian Bisnis dan Akuntansi Vol 4 No 2 (2025): Jurnal Pengabdian Bisnis dan Akuntansi Soedirman
Publisher : Jurusan Akuntansi Fakultas Ekonomi dan Bisnis Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.jpba.2025.4.2.19359

Abstract

The adoption of cashless payments through QRIS and digital wallets (e-wallets) is increasingly common among students, but is not always accompanied by digital financial literacy and an understanding of transaction security. This Community Service activity aims to improve high school students knowledge of safe and responsible cashless transactions. The program was implemented as a practice-based training with a one group pretest-posttest design for 30 students. The intervention included an introduction to QRIS/e-wallets, transaction verification (merchant and nominal), OTP/PIN protection, phising/social engineering awareness, and contextual case studies in the school environment. The results showed a strong increase in knowledge: the mean score increased from 61.17 (SD=11.72) in the pre-test to 87.83 (SD=6.78) in the post-test (Δ=26.67 points), with 100% of participants experiencing an improvement in their scores. A paired t-test confirmed a highly significant difference (t(29)=13.76; p<0.001) with a very large effect size (Cohen’s dz=2.51); the Wilcoxon test was also consistent (p<0.001). These findings confirm that the brief, case-based simulation training effectively strengthens digital payment literacy and transaction security preparedness among students. Follow-up measures include poster/checklists in school transaction areas and simple SOPs for cooperatives/bazaars
Co-Authors Afril Nanda Asfendi Ahmad, Mirzani Alamsyah, Satria Zidan Alfizi, Alfizi Anggun Sepfiana Apriliyani, Liya Arif Setia Sandi A. Aris Munandar Asfendi, Afril Nanda Asih, Emi Nur Atingul Chusna Dara, Galuh Andap Anggeta Dwi Aryanto Fitricia, Grace Maria Giovanny Kristanto Grace Maria Fitricia Grace Maria Fitricia Hermaliawati, Lezyana Iin Dyah Indrawati Iin Dyah Indrawati Inayah, Anisa Afri Indrawati, Iin Dyah Kartikawati, Amelia Nur Khasan, Taftarin Jauharul Kurniawan, April Maya Ruhtiani Mukaromah, Siti - Okviana, Adista Puspita Lianti Putri Puspita, Sisca Dewi Putri, Puspita Lianti Royan, M. Zulfa Ruhtiani, Maya Safitri, Nur Salsabela, Riska Nadiya Sari, Kartika Dwi Chandra Siti - Mukaromah Slamet Slamet . Slamet Slamet Sundari Sundari Susanti, Widya Komala Tri Naili, Yuris Turhamun, Turhamun Tyas Tsabita Witriantino Widadi, Budi Yadi Fakhruzein Terang Jaya Yuris Tri Naili