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Customers' Switching Barrier on Switching Behavior from Conventional Banks to Sharia Banks Karim, Kasnaeny; Dani, Ibrahim
Hasanuddin Economics and Business Review VOLUME 4 NUMBER 2, 2020
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v4i2.2397

This study aims to explore the reasons why conventional bank customers have not yet shifted to Islamic (sharia) banking in South Sulawesi, as well as identify the obstacles that have caused customers to remain conventional banks. The research subjects numbered 110 people. The research method uses Mixed Methods with sequential exploratory design. The first stage is a qualitative method to obtain data that is variable because the community has not yet switched to sharia banking. The second stage of the quantitative method is using Factor Analysis, to deepen the data and test the data so that the findings can be generalized. Data were collected by open and closed questionnaires and interviews, validity and reliability tests were carried out based on the analysis model used. The results of the analysis show that the factors that constrain people to move to Sharia banking are Fee Interest Factor, Information Factor, Location Factor, Relationship and Reputation Factor, Religiosity Factors, Product Factor, and Financial Risk Cost Factor. There are four findings of new factors as novelty of this study, namely Fee Interest Factors, Location Factors, Religiousity Factors, and Product Factors, as barriers to switch for the service industry, especially Sharia banking.

Can Bugis-Makassar Local Culture Reduce Compulsive Buying Behavior? Karim, Kasnaeny; Dani, Ibrahim
Hasanuddin Economics and Business Review VOLUME 5 NUMBER 3, 2022
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v5i3.3433

This study aims to determine whether the local wisdom of Bugis culture is able to minimize consumer behavior in purchasing products, considering the negative impact caused by excessive shopping behavior with the use of credit cards that exceed the limit of funds or without the use of credit cards. Research informants amounted to 100 people obtained through snowball sampling. Research data were collected through open and closed questionnaires and interviews, then the research instrument was tested through validity and reliability tests using triangulation and peer review methods. The research method uses a narrative qualitative approach to obtain an explanation of whether the local wisdom of Bugis culture, namely "Siri'", is able to prevent compulsive buying behavior (consumerism). The results of the analysis show that siri' is believed to be able to prevent someone from spending excessively, because (1) there is a sense of shame to Self and Family, (2) There is shame to God Almighty, because God does not like people to do excessive behavior, and (3) there is a sense of shame about social sanctions when unable to pay arrears due to excessive use of credit cards.The implications of the results of this study can be used as reference material in preventing compulsive buying behavior and consumerism

The Purchase Decision of Halal Labeled Products Based on Brand Awareness and Brand Image for Bugis-Makassar Consumers Karim, Kasnaeny; Tajibu, Muhammad Jibril
Hasanuddin Economics and Business Review VOLUME 6 NUMBER 1, 2022
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v6i1.5085

The study aimed to investigate how brand awareness and brand image influence the purchasing decisions of Bugis-Makassar consumers in Makassar City when buying halal products, given the competitive market and the increasing availability of foreign products. The study utilized a questionnaire distributed to 100 respondents using purposive sampling. The data collected was analyzed using multiple linear regression. The study found that both brand awareness and brand image had a positive and significant impact on the purchasing decisions of Bugis-Makassar consumers when buying halal products. Furthermore, brand awareness and brand image had a significant impact on the purchasing decisions of halal products when analyzed simultaneously. The R value of 51.9% indicates that brand awareness and brand image variables have a strong influence on the purchasing decisions of halal products. The findings of this study have significant implications for businesses operating in the halal product market. Companies should prioritize building brand awareness and creating a positive brand image to attract and retain customers in the competitive market. Furthermore, companies should understand the unique needs and preferences of the Bugis-Makassar community to tailor their marketing strategies accordingly.

Implementasi Green Economy melalui Ecobrick: Pemberdayaan Siswa MA DDI Padanglampe dalam Daur Ulang Sampah Pelastik Tenriwaru; Karim, Kasnaeny; Maizirwan Mel
Room of Civil Society Development Vol. 4 No. 1 (2025): Room of Civil Society Development
Publisher : Lembaga Riset dan Inovasi Masyarakat Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59110/rcsd.452

Sampah plastik yang sulit terurai menjadi salah satu masalah lingkungan yang signifikan. Untuk mengatasi hal tersebut, kegiatan Pengabdian kepada Masyarakat (PKM) ini mengimplementasikan metode Ecobrick, yaitu teknik mengisi botol plastik bekas dengan limbah plastik kering untuk dijadikan material konstruksi seperti meja dan kursi. Kegiatan ini dilaksanakan melalui sosialisasi dan bimbingan teknis kepada siswa Madrasah Aliyah Darud Da’wah Wal Irsyad (MA DDI Padanglampe), Kabupaten Pangkep, Sulawesi Selatan. Tujuan kegiatan ini adalah meningkatkan pemahaman siswa tentang Green Economy, memberikan keterampilan dalam pengelolaan limbah plastik, dan mendorong potensi kewirausahaan berbasis Ecobrick. Hasil kegiatan menunjukkan bahwa siswa berhasil menciptakan produk berbasis Ecobrick seperti kursi dan meja, serta mengalami peningkatan pemahaman tentang pentingnya menjaga lingkungan. Kegiatan ini diharapkan menjadi langkah awal dalam mendukung Green Economy di lingkungan sekolah.

Peningkatan Pengetahuan dan Keterampilan Kader Posyandu Melalui Pelatihan Keluarga Sadar Gizi (KADARZI) Di Desa Borisallo Tahun 2024 Abbas, Hasriwiani Habo; Karim, Kasnaeny; minah, Aminah
Idea Pengabdian Masyarakat Vol. 5 No. 02 (2025)
Publisher : PT.Mantaya Idea Batara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53690/ipm.v5i02.385

Upaya meningkatkan keadaan gizi masyarakat pada dasarnya berawal dari keluarga. Keluarga merupakan penyebab langsung terjadinya gizi kurang, dari keluarga juga upaya perbaikan gizi harus dimulai. Kadarzi adalah Keluarga yang mengenal masalah gizi dan mampu mencegah serta mengatasi masalah gizi setiap anggota keluarganya serta berperilaku makan yang beraneka ragam. Tujuan kegiatan pengabdian adalah untuk meningkatkan pengetahuan dan keterampilan kader posyandu dalam berperilaku gizi yaitu pengukuran antropometri, dan pemberian ASI dan Makanan Tambahan pada Bayi dan Anak. Kegiatan pengbadian di lakukan di Desa Borsallo Kabupaten Gowa. Metode pengabdian ini adalah Technology, Paedagogy, and Content Knowledge (TPACK). Tahap kegiatan pengabdian yaitu tahap persiapan (sosialiasasi,FGD, dan penentuan jadwal), pelaksanaan kegiatan dengan pelatihan dengan metode ceramah, diskusi dan praktek dan evaluasi (melakukan pre dan postest). Hasil kegiatan pengabdian ini menunjukkan peningkatan pengetahuan dan keterampilan dimana tingkat pengetahuan da keterampilan pengukuran antropmetri pre test yaitu 10%dan 20% meningkat menjadi 90% dan 80%, pemberian ASI dan Makanan tambahan pada bayi dan anak pre test yaitu 20% dan 20% meningkat 80% dan 80%. Disimpulkan bahwa kegiatan pengabdian dalam bentuk pelatihan dapat meningkatkan pengetahuan dan keterampilan kader posyandu tentang keluarga sadar gizi.

Implementasi Green Economy melalui Ecobrick: Pemberdayaan Siswa MA DDI Padanglampe dalam Daur Ulang Sampah Pelastik Tenriwaru; Karim, Kasnaeny; Maizirwan Mel
Room of Civil Society Development Vol. 4 No. 1 (2025): Room of Civil Society Development
Publisher : Lembaga Riset dan Inovasi Masyarakat Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59110/rcsd.452

Sampah plastik yang sulit terurai menjadi salah satu masalah lingkungan yang signifikan. Untuk mengatasi hal tersebut, kegiatan Pengabdian kepada Masyarakat (PKM) ini mengimplementasikan metode Ecobrick, yaitu teknik mengisi botol plastik bekas dengan limbah plastik kering untuk dijadikan material konstruksi seperti meja dan kursi. Kegiatan ini dilaksanakan melalui sosialisasi dan bimbingan teknis kepada siswa Madrasah Aliyah Darud Da’wah Wal Irsyad (MA DDI Padanglampe), Kabupaten Pangkep, Sulawesi Selatan. Tujuan kegiatan ini adalah meningkatkan pemahaman siswa tentang Green Economy, memberikan keterampilan dalam pengelolaan limbah plastik, dan mendorong potensi kewirausahaan berbasis Ecobrick. Hasil kegiatan menunjukkan bahwa siswa berhasil menciptakan produk berbasis Ecobrick seperti kursi dan meja, serta mengalami peningkatan pemahaman tentang pentingnya menjaga lingkungan. Kegiatan ini diharapkan menjadi langkah awal dalam mendukung Green Economy di lingkungan sekolah.

Keputusan Pembelian Emosional Pelanggan Beretnis Bugis di Kota Makassar, Indonesia Karim, Kasnaeny
JSSHA ADPERTISI JOURNAL Vol. 3 No. 1 (2023): Jun 2023
Publisher : Aliansi Dosen Perguruan Tinggi Swasta Indonesia (Adpertisi)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62728/jsshha.v3i1.423

The Bugis are known as accomplished sailors, who really consider any conditions they will face before carrying out their activities. However, if it is related to consumption patterns, there has been a shift in values, where the visible phenomenon is that this shopping center is never empty even on weekdays or on religious holidays, it is always full of visitors. This behavior can illustrate that currently Bugis consumers make shopping centers a place of activity and Bugis consumer behavior is included in the emotional (hedonic) type, but has not yet answered this phenomenon. Thus, this study aims to explore whether the buying behavior of the Bugis community includes emotional buying behavior when shopping at the mall. This study uses a qualitative approach, which aims to explore the true meaning of the reasons behind the buying behavior of Bugis customers. Research informants obtained by purposive sampling technique. The results of the study show that the motive behind buying behavior at the mall in Makassar city is the existence of an emotional buying motive in shopping caused by (1). The mall is a suitable place for the customer's social status (2) the desire to find a relaxed and comfortable atmosphere, (2). desire for refreshment and recreation with family, (3). Want to spend time at the mall while paying attention to the latest clothing trends worn by other visitors, and (5) desire to socialize while doing business or looking for a side job.

Pengaruh Komunikasi Langsung dan Komunikasi Tidak Langsung Terhadap Kinerja Pegawai Pengadilan Agama di Kabupaten Maros Putri, Atika Rahma; Karim, Kasnaeny; Bima, M. Irfan Maulana
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v7i1.2863

Penelitian ini bertujuan untuk mengetahui Pengaruh Komunikasi Langsung dan Komunikasi Tidak Langsung Terhadap Kinerja Pegawai Pengadilan Agama di Kabupaten Maros. Penelitian ini merupakan penelitian kuantitatif. Data yang digunakan dalam penelitian ini adalah data primer yang dikumpulkan melalui kuisioner. Populasi dalam penelitian ini berjumlah 50 Pegawai Pengadilan Agama Maros Kelas IB, dengan sampel yang diambil menggunakan teknik sampel jenuh yaitu tetap dengan jumlah 50 pegawai Pengadilan Agama Maros. Teknik analisis data dalam penelitian ini adalah analisis regresi linear berganda menggunakan software statistical product and service solutions (SPSS). Hasil penelitian ini menunjukkan bahwa Komunikasi Langsung berpengaruh positif dan signifikan terhadap kinerja pegawai, begitu juga dengan Komunikasi Tidak Langsung yang berpengaruh positif dan signifikan terhadap kinerja pegawai.

PERAN ENTREPRENEURIAL PASSION DAN ENTREPRENEURIAL PRESISTENCE DALAM MENJALANKAN KOPERASI BERBASIS ISLAMIC ENTREPRENURISHIP OLEH PENGURUS KOPERASI DI SULAWESI SELATAN Karim, Kasnaeny; Tajuddin, Imran; Gusmitha, Sarminda; Hambali, Haisyah
Bisma: Jurnal Bisnis dan Manajemen Vol. 18 No. 3 (2024)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/bisma.v18i3.53424

Peran koperasi memiliki tantangan berat akibat menurunnya respon masyarakat terhdap koperasi, yang diakibatkan banyaknya kasus yang menimpa koperasi. Kondisi ini merupakan permasalahan sosial, diperparah juga oleh rendahnya minat berwirausaha anggota koperasi. Padahal UMKM diketahui mampu menyerap tenaga kerja sekitar 97 persen dan kontribusinya terhadap Produk Domestik Bruto (PDB) nasional sekitar 60%. Informasi awal diperoleh bahwa koperasi belum mampu bangkit, disebabkan kemampuan sumber daya manusianya (SDM) yang belum maksimal. Seseorang bergabung ke Koperasi hanya bertujuan untuk mendapatkan keuntungan dari segi finansial dan tidak serius dalam mengelola koperasi sementara koperasi berperan sebagai kewirausahaan sosial. Menurut kajian teoritis, dibutuhkan passion dalam bekerja dan kemampuan melihat peluang pasar. Urgensi penelitian ini, diperlukan sebagai kajian untuk memecahkan masalah rendahnya passion dan kegigihan berwirausaha (entrepreneurial presistence) pengelola koperasi agar dapat meningkatkan perkembangan koperasi di masyarakat berlandaskan kewirausahaan Islami (Islamic entrepreneurship). Temuan akan bermanfaat sebagai bahan referensi bagi pengurus koperasi dalam menyeleksi anggota yang ingin bergabung dan meningkatkan kemampuan berwirausaha secara Islami, disebabkan telah banyak dilakukan pelatihan pada pengelola untuk pengembangan koperasi, namun belum menampakkan hasil nyata. Data diolah dengan menggunakan analisis regresi linear berganda pada 100 orang sampel terpilih dari koperasi yang ada di Sulawesi Selatan. Hasil penelitian menunjukkan bahwa entrepreneurial passion dan entrepreneurial presistence berperan dalam menumbuhkan kemampuan pengurus koperasi dalam membentuk Islamic entrepreneurship.

The Purchase Decision of Halal Labeled Products Based on Brand Awareness and Brand Image for Bugis-Makassar Consumers Karim, Kasnaeny; Tajibu, Muhammad Jibril
Hasanuddin Economics and Business Review VOLUME 6 NUMBER 1, 2022
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v6i1.5085

The study aimed to investigate how brand awareness and brand image influence the purchasing decisions of Bugis-Makassar consumers in Makassar City when buying halal products, given the competitive market and the increasing availability of foreign products. The study utilized a questionnaire distributed to 100 respondents using purposive sampling. The data collected was analyzed using multiple linear regression. The study found that both brand awareness and brand image had a positive and significant impact on the purchasing decisions of Bugis-Makassar consumers when buying halal products. Furthermore, brand awareness and brand image had a significant impact on the purchasing decisions of halal products when analyzed simultaneously. The R value of 51.9% indicates that brand awareness and brand image variables have a strong influence on the purchasing decisions of halal products. The findings of this study have significant implications for businesses operating in the halal product market. Companies should prioritize building brand awareness and creating a positive brand image to attract and retain customers in the competitive market. Furthermore, companies should understand the unique needs and preferences of the Bugis-Makassar community to tailor their marketing strategies accordingly.

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