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All Journal El Dinar IQTISHADIA AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Zhafir | Journal of Islamic Economics, Finance, and Banking Community Development Journal: Jurnal Pengabdian Masyarakat Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Indo-MathEdu Intellectuals Journal Maliki Islamic Economics Journal IIJSE International Journal of Islamic Business and Economics (IJIBEC)
Terminanto, Ade Ananto
Universitas Islam Negeri Syarif Hidayatullah
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Mathematics Public Health Social Sciences Other

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The Effect of Security, Convenience, and Effectiveness of Using BSI Mobile on Student Customers Satisfaction Farhan, Muhammad Gusti; Terminanto, Ade Ananto
Maliki Islamic Economics Journal Vol 5, No 1 (2025): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v5i1.29881

Abstract

This study aims to describe the extent to which the safety, convenience, and effectiveness of using BSI Mobile affect the level of customer satisfaction with transactions. A total of 100 customers who actively use the service were selected as research samples with purposive sampling techniques. Primary data obtained through the Likert scale questionnaire were analysed using Partial Least Squares (PLS) to test the research hypothesis. The results showed that there was a positive correlation between the three independent variables and the dependent variables. However, further analysis shows that only the security dimension contributes significantly to the increase in customer satisfaction. This finding has important implications for the bank in an effort to improve the quality of BSI Mobile services.
OPTIMALISASI STRATEGI PENGEMBANGAN SUMBER DAYA MANUSIA PENDIDIKAN DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT Terminanto, Ade Ananto; Herlina, Herlina; Prananosa, Ahmad Gawdy; Utami, Purwani Puji; Kurniastuti, Cahyani
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2024): Volume 5 No. 2 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i2.27300

Abstract

Pendidikan memiliki peran penting dalam pembangunan masyarakat. Melalui pendidikan yang berkualitas, masyarakat dapat meningkatkan kualitas hidup, mengurangi kemiskinan, dan menciptakan peluang ekonomi yang lebih baik. Penelitian ini akan secara mendalam menganalisis tentang optimalisasi strategi pengembangan sumber daya manusia pendidikan dalam meningkatkan kesejahteraan Masyarakat. Metode penelitian yang digunakan adalah tinjauan pustaka kualitatif dengan pengumpulan data melalui Google Scholar dalam rentang tahun 2013-2023. Hasil studi menunjukkan bahwa optimalisasi strategi pengembangan sumber daya manusia (SDM) pendidikan memegang peranan kunci dalam meningkatkan kesejahteraan masyarakat. Berbagai strategi, seperti pemberian pendidikan dan pelatihan yang berkualitas bagi para guru dan tenaga pendidik, peningkatan kualitas kurikulum, pengembangan pemimpin pendidikan, dan peningkatan fasilitas belajar, semuanya berkontribusi terhadap peningkatan kualitas pendidikan dan, akibatnya, kesejahteraan masyarakat secara keseluruhan.
PENDIDIKAN BERBASIS KEWIRAUSAHAAN SEBAGAI SOLUSI PENINGKATAN KESEJAHTERAAN MASYARAKAT RENTAN EKONOMI Terminanto, Ade Ananto; Prananosa, Ahmad Gawdy; Haryanti, Enny; Masrum, Masrum; Brahma, Ismail Akbar
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 6 (2024): Vol. 5 No. 6 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i6.37846

Abstract

Pendidikan berbasis kewirausahaan merupakan solusi potensial dalam meningkatkan kesejahteraan kelompok masyarakat rentan ekonomi. Penelitian ini merupakan tinjauan pustaka dengan pendekatan kualitatif, bertujuan untuk memperkaya referensi terkait pengabdian masyarakat. Data diambil dari 14 artikel yang dipilih dari 22 artikel yang ditemukan di Google Scholar periode 2022-2024. Hasil penelitian menunjukkan bahwa program-program kewirausahaan, seperti Rumah Kreatif BUMN, Kartu Prakerja, dan Program Mahasiswa Wirausaha, berperan penting dalam memberdayakan masyarakat dengan memberikan pelatihan bisnis, pendampingan, serta akses ke pasar dan modal. Studi kasus lokal dan internasional, seperti Youth Business International dan Program Pemberdayaan Ekonomi Perempuan, menunjukkan dampak signifikan dari pelatihan kewirausahaan terhadap peningkatan pendapatan dan kemandirian ekonomi. Implikasi dari temuan ini adalah pentingnya kolaborasi antara pemerintah, sektor swasta, dan lembaga pendidikan untuk menciptakan ekosistem kewirausahaan yang inklusif dan berkelanjutan. Saran yang diajukan meliputi diversifikasi pelatihan, pendampingan jangka panjang, peningkatan akses teknologi, dan evaluasi berkala terhadap program yang dijalankan.
TRANSFORMASI MANAJEMEN PROGRAM PENGABDIAN MASYARAKAT MELALUI INTEGRASI TEKNOLOGI INFORMASI UNTUK PENINGKATAN KUALITAS PEMBELAJARAN BERBASIS KOMUNITAS Terminanto, Ade Ananto; Haryanti, Enny; Siahaan, Trioksa; Arifannisa, Arifannisa; Khakim, Nor
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 6 No. 2 (2025): Volume 6 No. 2 Tahun 2025
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v6i2.44504

Abstract

Penelitian ini bertujuan untuk mengkaji transformasi manajemen program pengabdian masyarakat melalui integrasi teknologi informasi, serta dampaknya terhadap peningkatan kualitas pembelajaran berbasis komunitas. Dengan menggunakan pendekatan kualitatif melalui tinjauan pustaka, penelitian ini mengumpulkan data dari artikel ilmiah yang dipublikasikan antara tahun 1984 hingga 2025, yang diambil dari sumber kredibel seperti Google Scholar dan website terakreditasi. Melalui analisis deskriptif, penelitian ini menemukan bahwa teknologi informasi berperan penting dalam meningkatkan efisiensi pengelolaan program, mempercepat komunikasi antar stakeholder, serta memfasilitasi pembelajaran berbasis pengalaman yang lebih interaktif dan partisipatif. Studi kasus yang relevan, seperti program Desa Digital di berbagai daerah dan penelitian terdahulu, menunjukkan bahwa penggunaan teknologi digital dalam pengabdian masyarakat dapat meningkatkan partisipasi masyarakat dan memperkuat kualitas program. Hasil penelitian ini memberikan implikasi praktis bagi perguruan tinggi dan pemerintah dalam merancang dan mengimplementasikan program pengabdian masyarakat berbasis teknologi untuk menciptakan dampak sosial yang lebih luas dan berkelanjutan.
Correlation Between Principals’ Job Satisfaction and Their Normative Commitment Harini, Hegar; Terminanto, Ade Ananto; Perkasa, Didin Hikmah; Pandaryasi, Henny; Brahma, Ismail Akbar
JURNAL AL-TANZIM Vol 6, No 3 (2022)
Publisher : Nurul Jadid University, Probolinggo, East Java, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (646.258 KB) | DOI: 10.33650/al-tanzim.v6i3.3440

Abstract

The study aims to examine the influence of job satisfaction on public senior high school principals' normative commitment. A quantitative approach with a descriptive survey was adopted. The data were collected through questionnaires. A simple random sampling technique was employed. Ninety principals in the Jakarta Capital City region were involved as participants in the research. The data obtained were analyzed using correlation and path analysis. The result showed that job satisfaction has a direct positive influence on the principals' normative commitment. Additionally, the research signified that job satisfaction's extrinsic factors are more dominating than intrinsic factors. While the indicator too, has the most impact on the principals' normative commitment is a conviction to stay in the organization. Education authorities and policymakers are urged to promote the realization of factors influencing satisfaction to enhance principals' commitment and performance.
Analysis of Fintech and Digital Bank Collaboration on the Increase of Third-Party Funds: A Case Study of GoPay and Bank Jago Integration Febriansah, Febriansah; Aziz, Roikhan Mochamad; Terminanto, Ade Ananto; Cahyadi, Ady; Harfian, Muhammad Juang; Sa’diyah, Halimatus
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1: Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The digital transformation of the financial sector has spurred innovative collaborations between financial technology (fintech) firms and digital banks, creating new paradigms for growth. A primary challenge for digital banks is the rapid and cost-effective acquisition of Third-Party Funds (DPK), which is crucial for liquidity and lending capacity. This study addresses the problem of how strategic integration between a super-app's fintech arm and a digital bank can serve as an effective mechanism for accelerating DPK growth. The research objective is to conduct an in-depth analysis of the collaboration model between GoPay, a leading fintech platform in Indonesia, and Bank Jago, a technology-based bank, and its subsequent impact on Bank Jago's DPK accumulation. This research employs a qualitative case study methodology, using secondary data analysis of audited financial statements, official corporate press releases, reputable industry reports, and academic literature. The findings reveal that the seamless integration of Bank Jago's services into the Gojek super-app ecosystem functions as a highly efficient customer acquisition funnel. This model significantly lowers traditional barriers to banking, converting millions of transactional e-money users into formal bank depositors. The analysis of Bank Jago's financial data demonstrates a substantial and sustained increase in its TPF, particularly in low-cost Current Account Savings Account (CASA) funds, following the strategic integration. This study concludes that the embedded finance model, as exemplified by the GoPay-Jago partnership, represents a powerful strategy for digital banks to achieve scalable DPK growth by leveraging the vast user base and high engagement frequency of a super-app ecosystem.
Co-Authors Abdul Hamid Ade Sofyan Mulazid Ade Suherlan, Ade Ady Cahyadi, Ady Ali Rama Arifannisa, Arifannisa Brahma, Ismail Akbar Didin Hikmah Perkasa Erika Amelia Euis Amalia Farhan, Muhammad Gusti Febriansah, Febriansah Harfian, Muhammad Juang Haryanti, Enny Hegar Harini Herlina Herlina Herlina Intan Lilis Sugiarti Kurniastuti, Cahyani masrum masrum Megawati Norkhakim, Norkhakim Pandaryasi, Henny Prananosa, Ahmad Gawdy Roikhan Mochamad Aziz, Roikhan Mochamad Sa’diyah, Halimatus Siahaan, Trioksa Sulistianingsih Supriyono Supriyono Utami, Purwani Puji