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All Journal Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan PROFIT : Jurnal Administrasi Bisnis Jurnal Ilmiah Universitas Batanghari Jambi Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business SEIKO : Journal of Management & Business Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan EQIEN - JURNAL EKONOMI DAN BISNIS JIKA: Jurnal Ilmu Keuangan dan Perbankan IJIES (International Journal of Innovation in Enterprise System) SULUH: Jurnal Abdimas jurnal ilmiah hospitality Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Darma Agung Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) International Journal of Mechanical Engineering Technologies and Applications (MECHTA) Jurnal Perspektif Pembiayaan dan Pembangunan Daerah JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) JURNAL TEKNIK INDUSTRI Padma: Jurnal Pengabdian Kepada Masyarakat Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) eProceedings of Engineering JURNAL PENGABDIAN KEPADA MASYARAKAT (ADI DHARMA) Jurnal Pengabdian Kepada Masyarakat JIMIA Jurnal Penelitian Pendidikan Indonesia

Rita Zulbetti

Universitas Muhammadiyah Bandung

Author-ID : 5499616

Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mechanical Engineering Public Health Social Sciences Other

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ANALISIS PERBANDINGAN PENDAPATAN GRABFOOD DRIVER SEBELUM DAN SAAT PANDEMI COVID-19 DI BANDUNG Dwiyanti, Dwiyanti; Zulbetti, Rita

Publisher :

Riset ini untuk menganalisis perbandingan pendapatan Grabfood driver sebelum dan saat pandemi COVID-19 di Bandung. Dengan metode kuantitatif serta teknik pengumpulan data dengan cara wawancara dan penelitian kepustakaan. Data yang dianalisis merupakan data dari driver Grabfood. Kolmogorov Smirnov Test dilakukan untuk menganalisis data dan Uji Hipotesis menggunakan Wilcoxon Match Pairs Test. Berdasarkan hasil penelitian menggunakan SPSS ver.23 diperoleh Asymp.sig bernilai 0,000 < 0,05 yang artinya pada saat pandemi pendapatan driver mengalami penurunan sebesar 63.26%.

PENGARUH KUALITAS PELAYANAN TERHADAP KEPUASAN ANGGOTA KOPERASI SIMPAN PINJAM PRIMKOP KARTIKA VIYATA VIRAJATI SESKOAD BANDUNG Setiawan, Resha; Riestario, Jeremy Joseph Jonathan; Zulbetti, Rita

Publisher :

Riset ini bertujuan guna mengetahui gambaran tentang macam mana pengaruh mutu pelayanan terhadap kepuasan anggota Koperasi Primkop Kartika Viyata Virajati Sekoad Bandung. Riset ini terhitung tipe riset kuantitatif. Populasi yang diambil pada riset ini yaitu anggota koperasi Primkop Kartika Viyata Virajati Sekoad Bandung sebanyak 674 orang yang beralamatkan dijalan Gatot Subroto No. 96 Bandung, Jawa Barat. Jumlah sample yang diambil dalam riset ini ialah berjumlah 87 responden serta metode pengambilan ilustrasi yang digunakan merupakan sederhana random sampling. Metode pengumpulan informasi yang diambil buat riset ini lewat kuesioner untuk responden yang disebar dengan alat bantu google form. Analisis informasi terlebih dulu dicoba dengan metode mencari validitas, reabilitas, uji kontribusi, dan uji asumsi klasik. Hasil riset membuktikan kalau mutu pelayanan sangat mempengaruhi penting terhadap kepuasan anggota Koperasi Primkop Kartika Viyata Virajati Seskoad Bandung dengan hasil uji t, diperoleh nilai t hitung 3, 848 > t tabel 1, 988 dan nilai sig. 0, 000 < 0, 005.

SOSIALISASI KESEHATAN MENTAL PADA IBU RUMAH TANGGA DAN IBU KARIR DI DESA MALAKASARI Rahmani, Annisa; Fauziyyah, Hana; Mustika Pamungkas3, Jaka; Farid Roihan, Muhammad; Dwi Sulistia Putri, Nadila; Zulbetti, Rita
JURNAL PENGABDIAN KEPADA MASYARAKAT (ADI DHARMA) Vol 2 No 1 (2023): JURNAL PENGABDIAN KEPADA MASYARAKAT (ADI DHARMA)
Publisher : ABISATYA DINAMIKA ISWARA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58268/adidharma.v2i1.58

Abstract Mental health is a very important aspect for the well-being of oneself and one's family, but is often neglected in everyday life. No exception for a mother, a mother's mental health can affect family conditions and child rearing patterns. According to mental health specialists, mental health problems that often occur in mothers are stress, depression and anxiety disorders. Mental health problems in working mothers can be caused by multiple responsibilities in their roles as wives, mothers and career women. Meanwhile, for housewives, mental health problems can be caused by activities that feel like they never end and recurring problems that are not handled appropriately. In one of our community service activities, we held outreach regarding mental health for housewives and career mothers with the aim of socializing and increasing understanding of housewives and career mothers about the importance of caring for mental health. The targets of this service activity are housewives who attend Integrated Healthcare Center activities in Malakasari Village. The data collection method uses the literature study method, this socialization activity is carried out using lecture, evaluation and question and answer methods. As a result of this outreach, it is hoped that mothers will be more aware and understand the importance of mental health in their role as mothers.

PENYULUHAN PERGAULAN BEBAS BAGI REMAJA DESA MALAKASARI BALEENDAH KABUPATEN BANDUNG Alderajat Mudayanah, Allyka; Toharudin, Andi; Yulvani Pertiwi, Citra; Putri, Mayarani; Zulbetti, Rita
JURNAL PENGABDIAN KEPADA MASYARAKAT (ADI DHARMA) Vol 2 No 1 (2023): JURNAL PENGABDIAN KEPADA MASYARAKAT (ADI DHARMA)
Publisher : ABISATYA DINAMIKA ISWARA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58268/adidharma.v2i1.59

Promiscuity is a form of deviant behavior or crossing the boundaries of applicable norms. Promiscuity in Malakasari Village, especially teenagers in RW 06, needs to be prevented by choosing good friends/environment, and being aware of their own worth. Based on the results of the discussion, there was one resident with experience in taking an approach to straightening out other residents who had fallen into promiscuity. The educational activities carried out by KKN 67 aim to create healthy and characterful families. The method used is a qualitative method with observation techniques, documents and descriptive research. To avoid promiscuity, socialization can be carried out among teenagers regarding the negative impacts of promiscuity. The socialization carried out can be done by educating teenagers or it can also be done by taking a personal approach to the teenagers. This personal approach has a good influence in reducing the prevalence of promiscuity which is currently on the rise.

Analyzing the Financial Resilience of Islamic Banks in Indonesia Amid the COVID-19 Pandemic: A Comparative Study of Stock Price Dynamics Zulbetti*, Rita; Muzaffirah, Adzirah
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 13 No. 1: December 2023
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i1.10719

This research aims to analyze the impact of the Covid-19 pandemic on the stock prices of Shariah-compliant banks in Indonesia and test the significance of price differences during the 350 days before and after the Covid-19 outbreak in Indonesia. Stock price data was obtained from the Indonesia Stock Exchange and Yahoo Finance, with the research sample including Bank Syariah Indonesia, BTPN Syariah, and Bank Panin Dubai Syariah. The results indicate that the stock prices of Shariah-compliant banks remained relatively stable during the Covid-19 pandemic and even experienced significant increases after the outbreak. There are significant differences in stock prices before and after Covid-19, as well as differences between the average stock prices of BRIS, BTPS, and PNBS. In conclusion, Shariah-compliant banks listed on the Indonesia Stock Exchange demonstrated resilience and positive growth during the pandemic, with significant differences in stock prices before and after the Covid-19 outbreak. Keywords: Stock Prices; Islamic Banks; Paired Sample T-Test; One Way ANOVA; Post Hoc Test Abstrak Penelitian ini bertujuan untuk menganalisis dampak pandemi Covid-19 terhadap harga saham Bank Syariah di Indonesia dan menguji signifikansi perbedaan harga saham selama 350 hari sebelum dan setelah wabah Covid-19 memasuki Indonesia. Data harga saham diambil dari Bursa Efek Indonesia dan Yahoo Finance, dengan sampel penelitian meliputi Bank Syariah Indonesia, BTPN Syariah, dan Bank Panin Dubai Syariah. Hasil penelitian menunjukkan bahwa harga saham Bank Syariah cenderung stabil selama pandemi Covid-19, bahkan mengalami kenaikan setelah wabah. Terdapat perbedaan signifikan dalam harga saham sebelum dan setelah Covid-19, serta perbedaan antara rata-rata harga saham BRIS, BTPS, dan PNBS. Kesimpulannya, Bank-bank Syariah di Bursa Efek Indonesia menunjukkan ketahanan dan pertumbuhan positif selama pandemi, dengan perbedaan yang signifikan dalam harga saham sebelum dan setelah pandemi Covid-19. Kata Kunci: Harga Saham; Bank Syariah; Uji-T Sampel Berpasangan; One-Way ANOVA ; Post Hoc Test

EFEKTIVITAS KEBIJAKAN PENGENDALIAN INTERN DALAM MENGURANGI RISIKO KECURANGAN KEUANGAN DI PERUSAHAAN Hertina, Dede; Kartika, Erawati; Alfiana, Alfiana; Zulbetti, Rita; Susanto, Edy
JURNAL DARMA AGUNG Vol 31 No 6 (2023): DESEMBER
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Darma Agung (LPPM_UDA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46930/ojsuda.v31i6.3840

Dalam mengendalikan kerangka kerja administrasi, kecurangan dipengaruhi oleh ada atau tidaknya peluang. Salah satu penyebab banyaknya kecurangan yang terjadi adalah karena masih rendahnya pengendalian intern dan tidak adanya kemampuan manajemen yang maksimal. Tujuan penelitian ini adalah menganalisis kebijakan pengendalian intern dalam mengurangi risiko kecurangan keuangan di perusahaan. Artikel ini menggunakan pendekatan kualitatif dengan penelitian pustaka atau studi pustaka. Artikel ini bertujuan untuk membandingkan dan membedakan berbagai teori, seperti yang ditemukan dalam literatur penelitian, untuk mengkaji teori-teori yang ada. Hasil penelitian menunjukan Penerapan pengendalian intern yang baik dalam suatu perusahaan berpengaruh positif pada efektivitas dalam mengurangi risiko kecurangan di perusahaan.

Pelatihan Manajemen Keuangan dan Perencanaan Anggaran di Fasilitas Pelayanan Kesehatan Rita Zulbetti; Resanti Lestari; Perwita
SULUH: Jurnal Abdimas Vol 3 No 2 (2022): SULUH: Jurnal Abdimas Februari
Publisher : FEB-UP Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35814/suluh.v3i2.3153

Abstract This Community Service activity aims to improve the skills of participants who work or will work in health care facilities in preparing financial reports, determining unit costs, rates and financial plans in order to produce complete, accurate and timely financial reports according to applicable standards. This activity is divided into two phase, namely the survey and the training. The survey phase was carried out a month before the training activity to find out (1) what part they were placed in a health care facility, (2) the obstacles they faced at work and (3) what training was needed to support the job. The results of this activity are (1) At the survey stage it is known that there are obstacles in the work due to lack of knowledge about the health budget, not understanding how to calculate unit costs, ineffective communication with fellow employees. Therefore, it is deemed necessary to take part in the Financial Management and Budget Planning Training at the Health Care Facilities. (2) After the training the participants were very satisfied (60.6%) and 36.8% satisfied with the fiber not giving an opinion of 2.6%. Thus, after participating in the training, participants have the skills to make financial reports and budget planning that are standard, accurate and timely.

Analisis Akad Salam (PSAK Syariah 103) pada Transaksi Jual Beli Online Priyo Nugroho, Anton; Luthfi, Muhammad; Alfiana, Alfiana; Bakri, Asri Ady; Zulbetti, Rita
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.4880

Dari perspektif Islam, jumlah transaksi online yang masuk dalam tajuk fiqh muamalah niaga atau jual beli dengan cepat meningkat. Islam memiliki hukum-hukum yang berlaku baik bagi pembeli maupun penjual dalam transaksi jual beli. Tujuan dari penelitian ini adalah untuk menguji elemen dasar dan persyaratan untuk menerapkan kontrak salam dalam transaksi jual beli online yang mematuhi Pernyataan Standar Akuntansi Keuangan Islam PSAK Syariah 103. Penelitian dilakukan dengan menggunakan metode kualitatif dan metode studi kasus dilakukan di Toko Online. Informan penelitian ini adalah pedagang dan konsumen. Hasil penelitian menunjukkan bahwa para penjual pada umumnya mengetahui rukun dan syarat melakukan jual beli online dalam perspektif Islam. Akad Salam telah dilakukan oleh para pelaku bisnis dengan istilah pre order, para pelaku bisnis belum mengetahui dan menerapkan PSAK Syariah 103. Hasil penelitian dapat bermanfaat bagi pengusaha, akademisi maupun instansi pemerintahan dan masyarakat.

MANAJEMEN RISIKO KREDIT BERMASALAH PADA BANK BJB KANTOR CABANG SOREANG Abielya Steffina Nasyachril; Areilya Stefhany Nasyachri; Rita Zulbetti
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. Spesial Issue 1 (2021): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

This study aims to find out the risk management that occurs in the field of credit lifeinsurance, the level of collectibility of bad credit, as well as procedures applied bybank bjb soreang branch office in case of some obstacles experienced by the debtorin paying the agreed insurance premium. By using qualitative descriptive researchthat analyzes existing events or problems. The data obtained in the form of secondarydata from the consumer policy nominative report in 2020. Data collection techniquesin the form of field observation by conducting interview activities on the mattersneeded with related parties. There are 2 data obtained, namely consumer policynominative data in 2020 in may and july that experienced bad credit. The method ofcalculating non-performing credit analysis using npl formula in accordance with sebi no. 21/11/dndp/2010. The result of the calculation is in may of 0.026% and july0.017%, the npl is still within reasonable limits and is said to be healthy notexceeding the maximum npl limit set by bi of 5%.

The Indonesian Commercial Banks' Profitability and Credit Risk Setiawan, Ilham; Zulbetti, Rita; Perwito, Perwito
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 14 No. 1: December 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v14i1.14135

This study examines the impact of credit risk on the profitability of commercial banks listed on the Indonesia Stock Exchange (IDX) during the period 2013-2022. Using purposive sampling, 40 banks were selected from 47 listed banks. Panel data regression analysis was employed to explore the impact of credit risk, measured by Non-Performing Loans (NPL) and Loan Loss Provisions (LLP), on profitability measured by Return on Assets (ROA). The results indicate that NPL has a negative but insignificant effect on ROA, suggesting that an increase in NPL does not directly impact a decrease in ROA. Conversely, LLP has a negative and significant effect on ROA, indicating that an increase in LLP can reduce ROA as banks allocate substantial funds for loan losses, thereby affecting their profitability. Therefore, banks and regulators need to enhance credit risk management. This not only impacts banking profitability but also can maintain the overall stability of the financial system. Keywords: Credit Risk, Non-Performing Loan, Loan Loss Provision, Return on Assets, Bank Profitability.

Co-Authors Abielya Steffina Nasyachril Adzirah Muzaffirah Adzirah Muzaffirah Ai Susi Susanti Alderajat Mudayanah, Allyka Alfiana Alfiana Alfiana Andi Primafira Bumandava Eka Areilya Stefhany Nasyachri Arifin, Childan Berlian Azyuranie, Rezqya. A Bakri, Asri Ady Cakranegara, Pandu Adi Chatarina Umbul Wahyuni Ciptaningrum Luthfi Nur Afuah Daffa Dezar, Muhammad Dede Hertina Dhiana Pratiwi Dimas Nugraha Dwi Sulistia Putri, Nadila Dwiyanti Dwiyanti Dwiyanti Dwiyanti, Dwiyanti edy susanto Eka, Andi Primafira Bumandava Elita Dewi, Heptari Emeral Sakinah Endang Chumaidiyah Endang Chumaidyah Endang Chumaidyah Farhan Anwar Farid Roihan, Muhammad Fathia Rahma Kamila Fauziyyah, Hana Fidyah, Feny Fitra Nurhakim Fitriani, Elsa Henky Hendrawan Ilman, Hanif Insan Irdawati Irdawati Irfan Widyanto Jeremy Joseph Jonathan Riestario Judijanto, Loso Kartika, Erawati Kiki Andriyana Klemens Mere Kliwon Hidayat Mira Veranita Muabrok, Rifqi Ali Mubarok, Rifqi Ali Mustika Pamungkas3, Jaka Muzaffirah, Adzirah Nadia Nurul Azzmi Niken Ekawati Nouvandry Alexander Nurrahman, Ahmad Rizky Nurwita Nurwita P, Perwito PA Andiena Nindya Putri Perwita Perwito Perwito Perwito Perwito, Perwito Piartrini, Putu Saroyini Priyo Nugroho, Anton Putri Indah Sari Putri, Mayarani Rahmani, Annisa Ramadani Kurnia Dewi Resanti Lestari Resha Setiawan Retinda Liandya Gita Retinda Liandya Gita Reza Miftah Pebrianto Riestario, Jeremy Joseph Jonathan Sali Setiatin Santy Christinawati Setiawan, Ilham Setiawan, Resha Sherly Nurul Syifa Supiani Supiani, Supiani Tata Maulidin Toharudin, Andi Tsabitah, Aliva Upik Djaniar Verawaty Verawaty Vina Anggilia Puspita Wahib Muhaimmin, Abdul Wahyu Trimasuti Yulvani Pertiwi, Citra Yunita Fourina Dewi Yunyun Ratna YUSUF, RAMAYANI

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