Claim Missing Document
Check
Articles

Found 22 Documents
Search

PERLINDUNGAN HUKUM TERHADAP KEAMANAN DATA, BATASAN BUNGA, DAN RISIKO GAGAL BAYAR YANG DIHADAPI KONSUMEN DAN INVESTOR FINANCIAL TECHNOLOGY DALAM MENJALANKAN KEGIATAN FINTECH YANG BERKEADILAN Aldeswani, Destyra Annisa Askhiya; Sudarwanto, Albertus Sentot
Jurnal Privat Law Vol 13, No 2 (2025): JULI-DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v13i2.53110

Abstract

Artikel ini bertujuan untuk menganalisis mengenai perlindungan hukum konsumen dan investor financial technology mengenai risiko keamanan data konsumen, bunga yang tinggi, dan gagal bayar agar terciptanya kegiatan fintech yang berkeadilan. Penelitian ini merupakan penelitian hukum normatif  bersifat preskriptif. Jenis bahan hukum yang dipakai bahan hukum primer, sekunder, dan tersier. Teknik pengumpulan data yang digunakan adalah studi kepustakaan. Teknik analisis yang digunakan adalah teknik analisis dengan metode deduktif. Hasil penelitian menunjukan bahwa perlindungan hukum konsumen terhadap data pribadi terdapat dalam POJK Nomor 77/POJK.01/2016. Perlindungan hukum konsumen mengenai batasan bunga yang tinggi terdapat dalam kontrak elektronik yang ditandatangani oleh kedua belah pihak. Perlindungan hukum investor fintech mengenai risiko gagal bayar terdapat dalam  Pasal 1243 KUHPerdata dan Pasal 1801 KUHPerdata. Namun perlindungan tersebut belum mencerminkan keadilan bagi konsumen dan investor.
Pengelolaan Bank Sampah Mandiri Secara Berkelanjutan di Kelurahan Mojosongo Surakarta Atika Sari, Diah Apriani; Suryanto, Suryanto; Sudarwanto, Albertus Sentot; Nugraha, Setya; Utomowati, Rahning
ENVIRO: Journal of Tropical Environmental Research Vol 24, No 2 (2022): September
Publisher : Center for Environmental Research, LPPM, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/enviro.v24i2.70435

Abstract

According to Sustainable Waste Indonesia (SWI) data, less than 10% of plastic waste is recycled and more than 50% still ends up in landfill site. The total volume of waste generated by the City of Surakarta in 2020 is 107,873 tons per year, so a waste management scheme is needed that is the joint responsibility of the government, the private sector and the community. One of the waste management schemes involving community participation is through the Waste Bank. The Waste Bank is one solution to deal with the problem of increasing waste production. The waste bank program is a collective self-subsistent waste management system with the principle of recycling. People who act as bank customers will also benefit by depositing their waste and then saving it through a waste bank and from their savings can be taken as needed. Thus, the waste bank will have a positive impact on the environment and improve economic conditions in a community. The sustainable self-subsistent waste bank management program is a solution in handling waste problems in RW 28, Mojosongo sub-district, Surakarta. The implementation of the waste bank management program in RW 28 Mojosongo Village, among others: 1) the establishment of a waste bank, 2) technical training, 3) implementation and development of the waste bank system.