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All Journal Jurnal Surya Medika JURNAL PENDIDIKAN TAMBUSAI EAJ (ECONOMICS AND ACCOUNTING JOURNAL) Enrichment : Journal of Management Jurnal Akuntansi Dan Bisnis Indonesia (JABISI) International Journal of Social Science, Education, Communication and Economics Research in the Mathematical and Natural Sciences Jurnal Manajemen dan Bisnis JAKPI Priviet Social Sciences Journal AGROTEKBIS: Jurnal Ilmu Pertanian Frasa: Jurnal Keilmuan Bahasa, Sastra dan Pengajarannya
Selfiani Selfiani, Selfiani
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Public Health Social Sciences

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EFFECT OF EDUCATION FUND, THE NUMBER OF INFRASTRUCTURE, HR EFFECTIVENESS OF TEACHER EDUCATION PROGRAM Selfiani, Selfiani
EAJ (Economic and Accounting Journal) Vol. 2 No. 1 (2019): EAJ (Economic and Accounting Journal)
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/eaj.v2i1.y2019.p63-75

Abstract

This study aims to determine the effect of education funds, the amount of infrastructure, human resources of teachers to the effectiveness of education programs. The population in this study is sepill provincial education in Indonesia in 2016. The sample amounted to 34 provinces with the observation of 34 local revenue balance. The observation is conducted for one year, in 2016. The Data used are secondary Data, among others derived from the income balance of the province in Indonesia, especially the vocational school is determined through purposive sampling. Data analysis was done by hypothesis tested by linear regression method. The results of this study indicate that funds educational, teaching personnel affect the effectiveness of educational programs, while the amount of infrastructure does not affect the effectiveness of educational programs.
Meningkatkan Kemampuan Sosial melalui Metode Sosiodrama pada Anak Kelompok B di TK PAUD Ebenhaezer Limalas Matayane, Vanorita Selfiana; Marjuk, Yolan; Selfiani, Selfiani
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Bahwa kemampuan sosial anak masih belum optimal, anak hanya berteman dengan teman yang dikenal di lingkungan rumah atau masih saudara, Dari 12 anak, terdapat 5 anak yang mampu untuk berinterksi sosial dengan teman sebaya, anak yang mau mengajak teman untuk bermain bersama saat istirahat, 7 anak mau bermain dengan teman jika diajak atau ditemani oleh guru, suka diam pada saat ditanya, anak belum mampu berinteraksi dengan teman lainnya, duduk melihat teman bermain anak. tujuan penelitian ini untuk Meningkatkan Kemampuan Sosial Melalui Metode Sosiodrama Pada Anak Kelompok B di TK PAUD Ebenhaezer Limalas. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian tindakan kelas (Classroom Action Research). Teknik pengumpulan data yang digunakan observasi dan dokumentasi. Berdasarkan hasil penelitian dengan menggunakan metode sosiodrama untuk kemampuan sosial anak meningkat hal tersebut terbukti dari hasil pra tindakan yaitu 42% siklus I 67%, dan siklus II 100%.
The Influence of Green Culture on Sustainability Development Goals (SDGs) With GCG Variables as A Moderation Usmar, Usmar; Prihanto, Hendi; Lanori, Tamrin; Selfiani, Selfiani
International Journal of Social Science, Education, Communication and Economics Vol. 3 No. 4 (2024): October
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sj.v3i4.393

Abstract

Green culture, an organizational approach centered on environmental consciousness and practices, plays an increasingly significant role in promoting Sustainable Development Goals (SDGs). This study investigates the influence of green culture on the progress of SDGs, focusing on the integration of Good Corporate Governance (GCG) as a moderating variable. Through this exploration, we aim to understand how GCG can either enhance or hinder the effectiveness of green culture initiatives toward achieving specific SDG targets. This research uses a quantitative approach, analyzing data from organizations implementing green culture practices alongside structured GCG frameworks. Results indicate that companies that prioritize green culture see measurable improvements in meeting SDG objectives, especially in areas like resource management, waste reduction, and energy efficiency. The moderation effect of GCG shows that governance policies significantly influence the success of green initiatives, either amplifying their benefits or presenting challenges in aligning with sustainability goals. Key findings highlight that effective GCG not only supports environmental practices but also enhances organizational transparency and stakeholder trust. This study underscores the need for organizations to adopt integrated approaches where green culture and GCG work in synergy to maximize the positive impacts on SDG achievements. Such a framework can serve as a model for sustainable development, providing a pathway for businesses to balance profitability with global environmental and social responsibilities.
PENGARUH CURRENT RATIO, DEBT TO ASSET RATIO DAN TOTAL ASSET TURN OVER TERHADAP NET PROFIT MARGIN Lumbantobing, Sabar Pardamean; Adwimurti, Yudhistira; Selfiani, Selfiani
Jurnal Akuntansi, Keuangan, Pajak dan Informasi (JAKPI) Vol 3, No 2 (2023)
Publisher : Unversitas Prof. Dr. Moestopo (Beragama)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32509/jakpi.v3i2.3638

Abstract

This research investigates the impact of financial ratios, including Current Ratio (CR), Debt to Asset Ratio (DAR), and Total Asset Turn Over (TATO), on Net Profit Margin (NPM) in mining companies listed on the Indonesia Stock Exchange for the period 2017-2021. The study aims to assess both the individual and collective influence of these financial indicators on the NPM of the selected companies. Data for the analysis were sourced from www.hots.mirraeasset.co.id, with a total population of 49 companies. However, only 31 companies met the specified sample criteria. The research employs a multiple linear regression technique, facilitated by the SPSS version 25.0 application. The findings reveal that, individually, the Current Ratio has no significant impact on the Net Profit Margin, while the Debt to Asset Ratio exhibits a significant influence. On the other hand, Total Asset Turn Over has no significant effect on the Net Profit Margin when considered individually. Nevertheless, when assessed collectively, the Current Ratio, Debt to Asset Ratio, and Total Asset Turn Over jointly demonstrate a significant impact on the Net Profit Margin. It is noteworthy that, among these variables, none establishes a close relationship with the Net Profit Margin.
FAKTOR-FAKTOR EXPECTATION GAP AUDIT Selfiani, Selfiani; Prihatini, Dwi; Surya, Patricia Kartika
Jurnal Akuntansi, Keuangan, Pajak dan Informasi (JAKPI) Vol 3, No 2 (2023)
Publisher : Unversitas Prof. Dr. Moestopo (Beragama)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32509/jakpi.v3i2.3781

Abstract

Studi ini bertujuan untuk menguji pengaruh profesionalisme, independensi, dan kompetensi Auditor Eksternal Pemerintah terhadap Expectation Gap pada Audit. Responden dalam penelitian ini adalah para auditor yang bekerja di AKN III BPK RI serta auditee AKN III BPK RI yang dibatasi pada Komisi XI DPR RI, Inspektorat Kementerian Pemuda dan Olahraga RI dan Satuan Pengawasan Intern TVRI yang keseluruhannya berada di wilayah Jakarta Pusat. Metode penentuan sampel yang digunakan dalam penelitian ini adalah Non Probability Sampling, sedangkan metode analisa data yang digunakan dalam penelitian ini adalah uji statistik deskriftif, uji kualitas data, uji normalitas, uji multikoliniearitas dan uji heteroskedastisitas. Metode analisis yang digunakan dalam uji hipotesis adalah regresi berganda yang menyatakan pengaruh diantara variabel independen terhadap dependen.Hasil penelitian ini menunjukkan bahwa profesionalisme dan independensi tidak terdapat pengaruh terhadap expectation gap. Sedangkan kompetensi terdapat pengaruh terhadap expectation gap. 
ANALISIS PENGARUH CURRENT RATIO DAN WORKING CAPITAL TURN OVER TERHADAP NET PROFIT MARGIN Adwimurti, Yudhistira; Lumbantobing, Sabar Pardamean; Selfiani, Selfiani
Jurnal Akuntansi, Keuangan, Pajak dan Informasi (JAKPI) Vol 3, No 2 (2023)
Publisher : Unversitas Prof. Dr. Moestopo (Beragama)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32509/jakpi.v3i2.3628

Abstract

This research examines the influence of Current Ratio and Working Capital Turnover on Net Profit Margin in the Banking Sector listed on the Stock Exchange during the period 2015-2020. The aim of this study is to determine the extent of the influence of Current Ratio and Working Capital Turnover on Net Profit Margin in the Banking Sector listed on the Stock Exchange. This thesis uses the population of banking sector companies listed on the Indonesia Stock Exchange. The sample selected consists of banking sector companies listed in books 1 to 4. The data analysis techniques employed include Normality Test, Heteroskedasticity Test, and Multicollinearity Test. The hypothesis tests used are Simple Regression Test, T-Test, Significance Test, Correlation Test, Coefficient of Determination Test, Multiple Linear Regression Test, and Anova Test. The research results indicate that Current Ratio has a positive and significant influence on Net Profit Margin, meaning that a one-unit increase in the Current Ratio variable will increase Net Profit Margin. Working Capital Turnover also has a positive and significant influence on Net Profit Margin, meaning that a one-unit increase in the Working Capital Turnover variable will increase Net Profit Margin. Current Ratio and Working Capital Turnover together have a positive and significant influence on Net Profit Margin, meaning that a one-unit increase in both Current Ratio and Working Capital Turnover variables will increase Net Profit Margin.
PENGEMBANGAN BISNIS PAYMENT GATEWAY DENGAN METODE PAYMENT BY HAND Fahrizal, Garsa; Syah, Tantri Yanuar Rahmat; Iskandar, Muhammad Dhafi Iskandar Dhafi; Hamdi, Edi; Selfiani, Selfiani
Jurnal Manajemen dan Bisnis Vol 5, No 2 (2025)
Publisher : Universitas Prof. Dr. Moestopo (Beragama)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32509/jmb.v5i2.6108

Abstract

Ease of transaction is a desire of users of financial technology services. This business plan offers a service that facilitates transactions using biometric technology in the form of hand-held payments. Hand Solution not only offers ease of transactions using biometric technology but also offers payment transaction services with low administration fees of up to 0 rupiah. Hand-held payments have an IFE analysis score of 3.28 and an EFE analysis score of 3.37. Hand-held payments' competitive strength, based on the Porter's 5 Forces analysis, is 2.34. The strategic plan assessment results based on the IE matrix analysis are in cell 1, indicating that the company must implement appropriate strategies to run its business through strategic intensification in the form of market development and product development.Based on Porter's generic strategy, PT Hand Solution chose a differentiation strategy because it has a market strategy in the financial technology industry in the form of product innovation using biometric technology that does not yet exist in other payment methods. The marketing plan used by PT Hand Solution focuses on B2B and B2C to provide payment gateways. The operational plan used by PT Hand Solution is with an attractive UI/UX design that is responsive and easy to use by users. The human capital plan used by PT Hand Solution focuses on excellent service with responsive service. The financial plan used by PT Hand Solution is by considering the costs required during running the company's operations. Risk management from PT Hand uses ISO 31000:2018. Kemudahan dalam bertransaksi merupakan keinginan para pengguna layanan financial technology. Perencanaan bisnis ini menawarkan sebuah layanan kemudahan dalam bertransaksi menggunakan teknologi biometrik berupa payment by hand. Hand Solution tidak hanya menawarkan kemudahan dalam bertransaksi menggunakan teknologi biometrik, namun juga menawarkan layanan transaksi pembayaran dengan biaya administrasi yang rendah hingga 0 rupiah. Payment by hand menyajikan analisis IFE dengan nilai 3,28 dan nilai analisis EFE sebesar 3,37. Kekuatan bersaing yang dimiliki oleh payment by hand berdasarkan hasil analisis dari Porters 5 Forces dengan nilai 2,34. Hasil penilaian strategic plan berdasarkan analisis IE matrix berada pada posisi sel I yang menandakan bahwa perusahaan harus melakukan strategi yang tepat untuk menjalankan usahanya melalui strategi intensif berupa pengembangan pasar dan pengembangan produk. Berdasarkan porter’s generic strategy, PT Hand Solution memilih strategi differentiation karena memiliki strategi menggarap pasar pada industry financial technology tersebut berupa inovasi produk dengan menggunakan teknologi biometrik yang belum ada pada metode pembayaran lainnya. Marketing plan yang digunakan oleh PT Hand Solution berfokus pada B2B dan B2C untuk menyediakan payment gateaway. Operational plan yang digunakan oleh PT Hand Solution adalah dengan desain UI/UX yang menarik serta responsif dan mudah digunakan oleh pengguna. Human capital plan yang digunakan oleh PT Hand Solution berfokus pada service excellent dengan pelayanan yang cepat tanggap. Financial plan yang digunakan oleh PT Hand Solution adalah dengan mempertimbangkan biaya-biaya yang dibutuhkan selama menjalankan operasional perusahaan. Manajemen risiko dari PT Hand meggunakan ISO 
Enhancing Islamic financial inclusion in Indonesia: Innovative strategies for rural and eastern regions Said, Muhammad; Putra, Arya Nirwansyah Dwi; Tahir, Muhammad; Selfiani, Selfiani; Madi, Abdullah Habar
Priviet Social Sciences Journal Vol. 5 No. 12 (2025): December 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i12.941

Abstract

This study aims to enhance Islamic financial inclusion in rural and eastern regions of Indonesia through innovative strategies, focusing on challenges related to access, literacy, infrastructure, and public trust issues. Using a qualitative library-based approach, this study analyzes literature from indexed journals, reports from the Financial Services Authority (OJK), and government policies published between 2018 and 2025. Data collection involves systematic literature searches using keywords such as “Islamic financial inclusion” and “Islamic fintech.” Content analysis is employed to identify patterns, challenges, and formulate strategies, with source triangulation to ensure validity. Research Findings Islamic financial inclusion in Indonesia stands at only 12.88%, significantly lower than the national inclusion rate (75.02%), due to limited access in rural areas (68.49%), low Islamic financial literacy (39.11%), geographic barriers, inadequate infrastructure, and product mismatches. Innovative strategies include: (1) contextual financial products such as musyarakah-based financing, (2) infrastructure strengthening through Islamic rural banks (BPRS) and digitalization, (3) financial literacy education, and (4) community-based awareness campaigns. Islamic fintechs (e.g., Alami, Ammana) show potential to overcome geographic constraints, though they are hindered by limited Internet penetration (60%) and digital literacy. These innovative strategies offer practical guidance for stakeholders to boost Islamic financial inclusion through contextual products, digitalization, community-based education, and women’s empowerment via MSMEs, supporting poverty alleviation and inclusive economic growth.
Co-Authors Adi Iwan Hermawan Al Jumroh, Siti Fatihaturrahmah Baidama Wainsaf, Siti Dana, Latifa Fitra Dwi Ningsih, Dwi Dwi Prihatini Edi Hamdi Ekawati, Tatik Erina, Erlin Fahrizal, Garsa Fitrianti, Dini Hadisaputra, Hadisaputra Haryanto Gite, Hasry Awlia Hatmi, Wira Hatsama, Abdul Rahman Hendi Prihanto IRMA YUNITA Khaerani, Husnul Lestari, Riska Amelia Lumbantobing, Sabar Pardamean Madi, Abdullah Habar Marjuk, Yolan Matayane, Vanorita Selfiana Megawati, Wahyu Insan Minarni, Sarida Mufidah, Fikriatun Muhammad Dhafi Iskandar MUHAMMAD SAID Muhammad Tahir Nani Sriyani Pratiwi, Genta Putri Prayoga, Gilang Bagus Putra, Arya Nirwansyah Dwi Rachmawati, Arifah Rahayu, Desti Resmawan Resmawan Rima Surya, Patricia Kartika Syafani, Alya Tamrin Lanori Tantri Yanuar Rahmat Syah Tedy Machmud Tomy, John Usmar Usmar, Usmar Watriningsih Watriningsih Wizanasari, Wizanasari Yamin Ismail Yeblo, Yanti Yudhistira Adwimurti