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Analisis Sektor Unggulan di Kabupaten Bengkulu Selatan Menurut Perspektif Islam Velyanita; Asnaini; Rahmat Putra Ahmad Hasibuan
Reslaj: Religion Education Social Laa Roiba Journal Vol. 7 No. 10 (2025): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v7i10.9191

Abstract

This study aims to analyze the leading sectors in South Bengkulu district based on Islamic perspectives. This study uses the Location Quotient (LQ) method to identify superior sectors, Shift Share Analysis (SSA) to see sectoral growth, and descriptive analysis to relate the findings to Islamic economic principles. The data used is secondary data in the form of Gross Regional Domestic Product (GDP) of South Bengkulu Regency and Bengkulu Province in a certain period. The results of the study show that the Inventory Change sector. This sector can become a leading sector in South Bengkulu because it meets the applicable provisions in determining the superior sector, namely having an average value of LQ > 1 and positive values in the Mij component and the Cij component in the Shift Share analysis. This research recommends the development of leading sectors with an Islamic approach, such as strengthening the Islamic financial system, increasing the capacity of farmers and fishermen, as well as resource management based on Islamic values. The results of this research are expected to be the basis for sustainable and sharia-based regional economic development planning.
Analisis Upaya Pengendalian Inflasi Era Covid-19 di Indonesia Ahmad Hasibuan, Rahmat Putra
Journal of Management, Economic and Accounting (JMEA) Vol. 3 No. 4 (2024): Volume 3 Issue 4 November 2024
Publisher : CV. Pusdikra Mitra Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/(jmea).v1i2.1291

Abstract

Analysis of Inflation Control Efforts in the Covid-19 Era in Indonesia. Indonesia as one of the countries affected by Covid is experiencing economic problems, namely high inflation rates and declining currency rates. This study aims to analyze efforts to control inflation both in terms of fiscal and monetary policies. This study uses descriptive qualitative methods sourced from secondary data from literature studies and scientific articles. The results of this study indicate that fiscal and monetary policies can control inflation by improving the real sector of the economy.
Bagaimana Green Accounting Mempengaruhi Financial Performance Melalui Enviromental Performance Ratings? Studi Empiris: Perusahaan Energi di Indonesia Hasibuan, Nur Fadhilah Ahmad; Hasibuan, Rahmat Putra Ahmad
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 12 │ No. 2 │ 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v12i2.26910

Abstract

Green Accounting is very important to be implemented by the energy and mining industry to minimize the environmental impact caused by the Company's production activities. The exploration activities of natural resource production by mining and energy companies result in high air pollution impacts in Indonesia. This study aims to determine the direct and indirect effects of green accounting on financial performance through environmental performance ratings as an intervening variable in LQ45 Energy and Mining Companies listed on the Indonesia Stock Exchange (IDX) for the 2020-2024 period. This study uses quantitative data and secondary data sources from annual reports and sustainability reports. This study uses the method of sampling the entire population (census sampling) with 40 data samples that match the criteria from 8 companies. This study uses a multiple regression model with path analysis. Based on the results of the study, it was found that green accounting directly affects financial performance and enviromental perfomance ratings, but indirectly green accounting does not have a significant effect on financial performance through environmental performance ratings.
The resilience strategies of tourism SMEs in Bengkulu's coastal ecotourism zone: Resilience Strategies of Tourism SMEs Ahmad Hasibuan, Rahmat Putra; Khairani, Maulida; Ahmad Hasibuan, Nur Fadhilah
Enrichment : Journal of Management Vol. 15 No. 6 (2026): Management Science And Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v15i6.2440

Abstract

Tourism SMEs in Bengkulu's coastal ecotourism areas frequently face environmental and economic disruptions that challenge their business sustainability. This study explores how these SMEs build and maintain organizational resilience amidst uncertainty. Using a qualitative approach, data were collected through in-depth interviews with selected SMEs from the culinary, souvenir, homestay, local fashion, and transportation sectors. Thematic analysis revealed that resilience among tourism SMEs is shaped through three interrelated dimensions: cognitive, behavioral, and contextual resilience. Cognitive resilience emerges from local awareness, anticipation, and collective understanding that enable SMEs to recognize and respond to environmental changes. Behavioral resilience is demonstrated in adaptive practices, flexibility, and innovation that transform limited resources into creative responses. Contextual resilience is rooted in social networks, partnerships, and informal cooperation that strengthen collective adaptive capacity despite limited institutional support. These findings highlight that resilience in coastal tourism SMEs is not a static trait but a cyclical process of learning, adaptation, and collaboration. This study contributes to the understanding of resilience in the tourism context of developing countries and offers insights for strengthening the sustainability of coastal based SMEs through locally embedded adaptive strategies.
Pengaruh Fitur Shopee Paylater, Perilaku Impulse Buying Dan Motivasi Hedonis Terhadap Sikap Tabzir Pada Mahasiswa Ekonomi Syariah UIN Fatmawati Sukarno Bengkulu Fitiyani, Yudia Gusti; Mursalin, Supardi; Ahmad Hasibuan, Rahmat Putra
Jurnal Ekonomi Manajemen dan Bisnis (JEMB) Vol. 5 No. 1 (2026): Januari - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jemb.v5i1.4233

Abstract

This study aims to determine the effect of the Shopee PayLater feature, impulse buying behavior and hedonic motivation on tabzir attitudes in Islamic economics students of UIN Fatmawati Sukarno Bengkulu. This study uses a quantitative method that uses multiple linear regression with primary data collection techniques in the form of questionnaires distributed to 168 respondents. The results of this study reveal that: (1) the Shopee PayLater feature does not affect tabzir attitudes in Islamic economics students (2) impulse buying behavior affects tabzir attitudes in Islamic economics students (3) hedonic motivation affects tabzir attitudes in Islamic economics students (4) the Shopee PayLater feature, impulse buying behavior and hedonic motivation together influence tabzir attitudes in UIN Fatmawati Sukarno Bengkulu students. These findings provide insights into the importance of managing consumer behavior among students to prevent wasteful spending, particularly regarding the use of online payment features that facilitate excessive consumption.
Analisis Kinerja Keuangan Melalui Pengukuran Likuiditas, Solvabilitas, Dan Profitabilitas ( Studi PT Bank Syariah Indonesia Periode 2021-2023) Bastian, Bastian Pinoci; Adetio Setiawan, Romi; Putra Ahmad Hasibuan, Rahmat
Indonesian Journal of Islamic Economics and Business Vol. 10 No. 2 (2025): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v10i2.3045

Abstract

This study aims to determine the level of health of financial performance at Bank Syariah Indonesia in terms of measuring liquidity, solvability, and profitability ratios. This study is a descriptive study using quantitative methods to analyze financial statements and measure financial performance using liquidity, solvability and profitability measurements at PT Bank Syariah Indonesia for the 2021-2023 period. The results of this study are seen from the liquidity ratio on the Current Ratio, Cash Ratio and Loan to Asset Ratio indicators in a very healthy state, from the Quick Ratio in a healthy state, while from the Loan to Deposit ratio indicator in an unhealthy state. Judging from the solvabilty ratio on the Primary Ratio indicator in a healthy state, the Secondary Risk Ratio in a very healthy state, the Capital Ratio in a fairly healthy state. Judging from the profitability ratio on the Return on Assets and Net Profit Margin indicators in a fairly healthy state, while the Return on Equity indicator in a healthy state.
Analisis Pengaruh Prinsip Pariwisata Halal Terhadap Peningkatan Pendapatan Usaha Mikro Kecil dan Menengah (UMKM) di Destinasi Wisata Taman Kota Kabupaten Mukomuko Ahmad Rifa’i; Andang Sunarto; Rahmat Putra Hasibuan
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 1 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i1.30782

Abstract

Halal tourism is one of the sectors that has experienced rapid development in recent years, along with the increasing awareness of Muslim communities regarding the importance of tourism services that comply with Islamic principles. This study employs an associative/causal research design, which aims to examine the relationship as well as the influence between two or more variables. In this research, the independent variables consist of muamalah (X1), worship/ibadah (X2), and morality/akhlak (X3), which are analyzed for their effects on the dependent variable, namely MSME income (Y).This study adopts a quantitative approach using multiple linear regression analysis. The results show that based on the partial test (t-test), the variables of muamalah, worship (ibadah), and morality (akhlak) each have a significant effect on MSME income. The muamalah variable has a t-value of -5.596 with a significance level of 0.000, the worship (ibadah) variable has a t-value of 4.955 with a significance level of 0.000, while the morality (akhlak) variable shows the most dominant influence with a t-value of 47.630 and a significance level of 0.000.
Sosialisasi Produk BSI Akad wadiah dalam Tabungan Haji bagi Masyarakat desa Pagar Banyu Kota Pagar Alam Provinsi Sumsel Rahmansyah Rahmansyah; Nurul Hak; Rahmat Putra Hasibuan
Nusantara: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 2 (2026): Mei : NUSANTARA Jurnal Pengabdian Kepada Masyarakat
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/nusantara.v6i2.8324

Abstract

The development of Islamic finance in Indonesia shown significant growth as alternative financial system based Islamic principles. Data from Bank Syariah Indonesia (BSI) shows the number of Hajj savings accounts reached 5.5 million accounts as of November 2024 and increased to 6.33 million in July 2025. This growth reflects the high level of public enthusiasm in preparing for Hajj funds early on through Islamic financial institutions. In various regions of South Sumatra, BSI has become one of the institutions widely used by the public to open Hajj savings accounts due to its service network and ease of access. The village of Pagar Banyu has great potential for increasing the use of Sharia-based Hajj savings, particularly through the dissemination of information about BSI products. Through appropriate outreach activities, the public can understand wadiah contracts, the benefits of hajj savings, and the process of opening an account and registering for a hajj quota. In this context, Bank Syariah Indonesia (BSI) plays an important role as it is one of the largest Islamic banks. The target audience for this outreach activity is the general public in Pagar Banyu Village, Pagaralam City, South Sumatra Province. This study aims to improve Islamic financial literacy among people Pagar Banyu Village, particularly regarding Hajj savings at BSI, by providing practical understanding of how to open a Hajj savings account, requirements, procedures, and benefits, and encouraging community to start planning for pilgrimage by saving gradually and building awareness of importance of managing finances in accordance with Islamic principles.